The Money Trail

Summary

48 Hours – Episode Summary: "The Money Trail" (Released November 21, 2024)

Introduction "48 Hours" delves into the harrowing true story of Michelle Renee, a single mother and bank manager, whose life was irrevocably changed by a brutal kidnapping and forced bank robbery. This episode meticulously unpacks the complexities of the case, from the traumatic events themselves to the subsequent investigation and trial that cast doubt on Michelle's innocence.

The Ordeal: Kidnapping and Forced Robbery On a seemingly ordinary evening, Michelle Renee and her seven-year-old daughter, Brea, experienced a nightmare when three masked men violently entered their home in Vista, California. The assailants swiftly took control, threatening their lives with false dynamite devices.

Michelle recounts the terrifying incident:

"The back door to our house just came crashing in with a sound that is completely indescribable... One man was on my back with guns to my head... I was screaming for our life." [00:25]

For 14 hours, Michelle and Brea were held hostage, enduring constant threats. The kidnappers demanded Michelle to rob her own bank, under the guise that any failure would result in the detonation of the dynamite, endangering both her and her daughter.

Forced to Commit the Crime Under immense fear, Michelle was coerced into committing the robbery. On the morning of the robbery, she was strapped with fake dynamite and driven to her bank. The process was meticulously sinister:

"Every step I took with that dynamite was like a tick of a bomb. Every second. I can't mess up." [08:46]

Upon executing the robbery, Michelle managed to withdraw $360,000 from the bank. However, only a portion of the money was ever recovered, leaving a significant sum unaccounted for.

Investigation: Uncovering the Truth The aftermath saw law enforcement questioning Michelle's involvement. Investigators quickly turned suspicious due to inconsistencies in her background and the discovery of a business card left behind by one of the kidnappers, which linked to an ex-con named Christopher Butler.

Unveiling Michelle's Past Prosecutors uncovered Michelle's troubled past, including:

• Past struggles with drugs and sex work.
• Lack of formal education credentials.
• Recent bankruptcy filings.

This revelation led the defense to question Michelle's credibility, suggesting a possible financial motive for her involvement.

The Trial: Battling Doubts During the trial, Michelle faced intense scrutiny. The defense capitalized on her past, introducing doubt about her innocence. Notable challenges included:

• Inconsistencies in Testimony: Michelle's delayed recollection of recognizing the ringleader's voice raised red flags.
• Financial Troubles: Her bankruptcies were portrayed as potential motives.
• Questioned Credibility: Claims of an affair with the ringleader, despite no evidence, further eroded trust in her testimony.

Michelle expressed her frustration:

"It was crushing to realize that the cops weren't sure I was either innocent or a victim." [20:11]

Verdict and Aftermath The initial trial resulted in mixed outcomes. Christopher Butler was convicted for kidnapping Brea and Kimbra (Michelle's roommate), but not for kidnapping Michelle herself. Similarly, Lisa Ramirez was acquitted despite her initial confession being dismissed in court.

"The jury found Butler guilty of kidnapping Brea and Kimbra, but not Michelle." [40:36]

The incomplete recovery of the stolen money remained unresolved, casting lingering questions over the case.

Redemption: A Second Trial and Closure Two months later, Michelle testified in the trial of Christopher Huggins and Robert Ortiz. With more substantial evidence, including confessions from the defendants, both were found guilty on all charges, including the kidnapping of Michelle.

"The jury found both Huggins and Ortiz guilty on all charges, including the kidnapping of Michelle Renee." [43:14]

Despite these convictions, the whereabouts of the remaining $240,000 from the robbery remain a mystery.

Life After Trauma: Healing and Advocacy The ordeal left deep scars on Michelle and her daughter. Brea continues to struggle with nightmares, while Michelle channelled her trauma into motivational speaking and advocacy. She transformed her painful experience into a beacon of hope for others facing similar adversities.

Michelle reflects on her journey:

"I discovered I liked talking about my experience and soon turned it into a new career." [45:25]

Her resilience not only helped her heal but also inspired countless individuals, reinforcing the human spirit's capacity to overcome unimaginable challenges.

Conclusion "The Money Trail" is a compelling exploration of distress, resilience, and the pursuit of justice. It underscores the profound impact past traumas can have on present circumstances and highlights the intricate dance between victimhood and suspicion within the criminal justice system. Michelle Renee's story is a testament to survival and the enduring quest for truth.

Notable Quotes

• Michelle on the initial attack:

  "There's nothing, absolutely nothing I could have done to protect her." [02:00]

• Michelle describing the fake dynamite:

  "If you don't do everything perfect, your daughter will blow up first, you will blow up next." [05:00]

• During the investigation:

  "Why are you here?" [05:23]

• Reflecting on the trial's impact:

  "I was the one on trial." [36:14]

• On her recovery:

  "I know what post trauma feels like." [46:14]

Final Thoughts This episode of "48 Hours" serves as a profound reminder of the complexities surrounding crime and justice. It challenges listeners to consider the multifaceted nature of victimhood and the often-blurred lines between innocence and culpability.

Transcript

[Michelle Renee]

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[Narrator]

A story pulls you in.

[Michelle Renee]

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She tries to solve her best friend's.

[Michelle Renee]

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[Narrator]

Scorned Love Kills, the podcast from I.D. find out what happens when lust and obsession turn deadly.

[Michelle Renee]

In each episode, hear direct audio from the hit TV show and uncover true.

[Narrator]

Unexpected stories about love gone wrong. Reporters, law enforcement and psychologists close to each crime investigate the dark side of love. Listen to Scorned Love Kills wherever you get your podcasts. We had gotten home right around 6:30. The sun was setting and we were getting ready to go into the house and make homemade pizzas. I was a single mother and my daughter loved when we got to spend time together. We decided to sit down on the couch and play some Game Boy to unwind from the day. And then everything was completely shattered. In one blink of an eye the back door to our house just came crashing in with a sound that is completely indescribable. There were three men all dressed in black and masks rushing towards us SWAT style in a line. They grabbed us, threw us to the floor. One man was on my back with guns to my head and the duct tape started to unroll and rip. My daughter was out of sight, couldn't hear her, didn't know what was going on and I was screaming for our life. There's three of them. There's nothing, absolutely nothing I could have done to protect her. I'm Michelle Renee and I was kidnapped and held hostage along with my 7 year old daughter. We were held for 14 hours all night long till the next morning when it was time to, as they said, go to work. That meant go rob the bank. On that day they duct taped dynamite to our backs. He showed us a device that he said was a detonation device. He said, if you don't do everything perfect, your daughter will blow up first, you will blow up next, so don't screw this up. And then I Became a bank robber.

[Michelle Renee]

Show me the money. Tonight's 48 Hours Mystery.

[Narrator]

I start feeling anxiety when I'm approaching the house.

[Michelle Renee]

It was here at this hillside home in Vista, California, where Michelle Renee once felt happiest.

[Narrator]

Lived in my dream house, pretty much. It was up on top of a hill. It was overlooking the Ocean.

[Michelle Renee]

She was 35, a divorced single mother raising her daughter Brea, and working full time as a bank manager.

[Narrator]

I felt very, very safe. I felt like we were far away from everything.

[Michelle Renee]

Until that awful night nine years ago when the three masked men charged through her back door.

[Narrator]

And everything was slow motion in that moment. It was like it wasn't real. Oh, my God. My daughter.

[Michelle Renee]

They pointed their guns at Michelle and Brea.

[Narrator]

I was just begging for her life. Please don't hurt her. Please don't hurt her. I heard my daughter say, are you going to kill my mommy? Are you going to kill me? And they said, no, not if your mommy does everything that we tell her to do.

[Michelle Renee]

This video was shot by the FBI after the break in.

[Narrator]

They said, do you know why we're here? I said, no, I have nothing. I mean, you know, we don't have anything.

[Michelle Renee]

Why are you here? But it turns out this was not just some random crime.

[Narrator]

We've been following you for weeks. We know everything about you. We know you have a roommate. When's she coming home?

[Michelle Renee]

And most important of all, they knew where she worked.

[Narrator]

We know you're the bank manager. That's why we're here. Because you're going to get us the money out of the vault of that bank or you're going to die.

[Michelle Renee]

The intruders turned off all the lights, duct taped Michelle and Brea's wrists and ankles and then dumped them on the couch.

[Narrator]

They threatened us all night long. Okay? I was counting the minutes to the end of my life.

[Michelle Renee]

At 11pm Michelle's roommate Kimbra came home. The gunman overpowered her, duct taped her, too, and dragged her over to Michelle.

[Narrator]

At that point, they were really, really graphic with their sexual talk. Super, super bad.

[Michelle Renee]

Michelle says it was always clear which of the three men was in charge.

[Narrator]

He was sort of giving the orders and he was really in control. And he was the one with the walkie talkie radio.

[Michelle Renee]

At one point, Michelle heard a female voice over the walkie talkie.

[Narrator]

Oh, my gosh.

[Michelle Renee]

She says she recognized it immediately.

[Narrator]

It just clicked.

[Michelle Renee]

It belonged to a customer who had been in the bank with her boyfriend earlier in the day.

[Narrator]

Okay, Michelle, stay calm. Just breathe. Just, you know, stay calm.

[Michelle Renee]

And when a Light briefly was turned on. She got a glimpse of the ringleader.

[Narrator]

I knew those eyes the second I could see them.

[Michelle Renee]

She says she knew the man behind the mask was the boyfriend.

[Narrator]

I think I know who these people are. And it just clicked in that I started paying attention to, like, everything.

[Michelle Renee]

The next morning, the gunmen strapped the sticks of dynamite to their hostages.

[Narrator]

If I push the button, all three of you disintegrate. If you try to take it off yourself, you're the only one that's going to blow.

[Michelle Renee]

Then they tied up Michelle's roommate, shoved her down on the bed.

[Narrator]

They had duct taped her eyes, her mouth, her hands, her feet, and pushed.

[Michelle Renee]

Brea into a closet.

[Narrator]

The weight of their lives was enormous for me.

[Michelle Renee]

Michelle was given a chance to say goodbye to her daughter. She prayed not the last.

[Narrator]

I, I just told her she was everything, everything I'd ever wanted, that she was perfect, and that we're a team. And she said, just be brave, Mommy.

[Michelle Renee]

She was telling you to be brave?

[Narrator]

Oh, yeah.

[Michelle Renee]

She's only seven years old.

[Narrator]

Seven. She's like, I know you're coming back, Mommy. I know you're gonna come back.

[Michelle Renee]

Michelle recall the ringleader was crouched behind the driver's seat, aiming a gun right at her back as she drove to work. The dynamite hidden under her jacket.

[Narrator]

Every step I took with that dynamite was like a tick of a bomb. Every second. I can't mess up. I can't make one wrong turn in my car. I've got to do everything right if we have any chance of saving anybody's lives.

[Michelle Renee]

The gunman had warned her they would be watching everything.

[Narrator]

Don't make any phone calls, do not call the police. None of it.

[Michelle Renee]

When she got to the bank, Michelle parked in her usual spot. She came into the branch and she was very stoic. Just off center, Loretta Myers was already at work when a subdued Michelle walked into the bank.

[Narrator]

It just wasn't like her. She's a vivacious, bubbly, outgoing kind of a person.

[Michelle Renee]

Michelle says she was trying to act normal, but counting the minutes till the money was delivered.

[Narrator]

I knew what I had to do, and that's all I could think about.

[Michelle Renee]

At 8:50, an armored truck finally arrived.

[Narrator]

And all the money is now in the vault.

[Michelle Renee]

That's your cue.

[Narrator]

And that's the cue. I grabbed my briefcase. That was odd. I went to the vault.

[Michelle Renee]

It was extremely odd.

[Narrator]

Never have I ever seen anybody take anything other than a pen and keys into the vault. Never.

[Michelle Renee]

For security, the bank required two people be in the vault to take out any money. So Michelle had to ask one of the tellers to join her. She has no idea anything's wrong.

[Narrator]

No idea whatsoever that anything's wrong.

[Michelle Renee]

Once inside, Michelle told her what had happened.

[Narrator]

She started panicking and going, oh, my God. Oh, my God. Oh, my God. She couldn't speak. And I lifted up my shirt and I said, look what's on my back. I'm gonna blow up if I'm not out of here in five minutes. You need to help me. I have to rob the bank.

[Michelle Renee]

Michelle took a duffel bag out of her briefcase.

[Narrator]

I just remember my hand reaching for the money and stuffing the duffel bag.

[Michelle Renee]

And within minutes, she cleaned out the vault.

[Narrator]

Do not call the police. If you call the police, we're dead.

[Michelle Renee]

She came out of the vault with.

[Narrator]

Her satchel and kind of like an odd look on her face.

[Michelle Renee]

And she told me she had an.

[Narrator]

Appointment to go to. And she briskly walked out of the.

[Michelle Renee]

BRANCH Just after nine, as the bank opened, Michelle walked out with $360,000.

[Narrator]

I robbed a bank to save our lives.

[Michelle Renee]

The gunman directed her to a nearby apartment complex.

[Narrator]

He let me out of the Jeep. I was to walk back to where my Jeep would be waiting, and then I was to go straight home.

[Michelle Renee]

And then he took off with the money, leaving her with dynamite still taped to her back.

[Narrator]

Tick, tick. Is this going to be the second that I'm going to blow up? Is this going to be the step that's going to end my daughter's life?

[Michelle Renee]

Hey, I'm Ryan Reynolds.

[Narrator]

At Mint Mobile, we like to do.

[Michelle Renee]

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[Narrator]

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[Michelle Renee]

Terrified and with sticks of dynamite cutting into her back, I didn't know what.

[Narrator]

I would find when I got home, if I made it home.

[Michelle Renee]

Michelle Renee raced back to the house.

[Narrator]

All I knew was that's where my daughter was. Nothing else mattered. All I could think of was getting back to her.

[Michelle Renee]

She found Kimbra on the bed and Brea in the closet, right where she'd left her.

[Narrator]

I was so excited. I was like, someone's coming back. It's my mom. I think it's my mom. And I was like, okay, it's over. It's over. Because if my mom's back, they're gone. I just wanted to grab her and never, never, ever let go of her. I just wanted to hold her, hold her.

[Michelle Renee]

She did.

[Narrator]

I was crouched down. I was just right in front of her, holding her, getting the tape off of her. It hit me right then. Oh, my gosh.

[Michelle Renee]

I've got dynamite on my back.

[Narrator]

I've got dynamite on my back still.

[Michelle Renee]

But Kimbra and Brea's dynamite was gone. Kimbra said one of the men just ripped it off. Later, police took these photos to illustrate what happened.

[Narrator]

And I was like, ok, get it off of me. Get it off of me. And she did.

[Michelle Renee]

Kimbra dashed outside and put the dynamite on the retaining wall. Then all three ran up the hill to the nearest neighbor. That security gate.

[Narrator]

Exactly.

[Michelle Renee]

That's where you went.

[Narrator]

The gate was closed. And so we began pushing the button frantically and saying, please let us in. Please let us in. We've been kidnapped. We've been held hostage all night long. Let us in. Let us in.

[Michelle Renee]

I saw them down there. Even from here, I could tell they were really distraught. Rick Brown never will forget that morning. I opened the gate, went down the hill real fast, helped them up to the house. They were in shock, you know, especially Kim. Michelle was a little bit more composed, and the little girl was really composed. It was amazing. Police, the FBI, and the bomb squad arrived and quickly determined that the dynamite that had so terrified Michelle was fake. Here it is. It's pretty obvious when you really look at it that this is nothing more than some painted wooden dowels and a few bits of colored wire, and it's absolutely harmless. Investigators then turned their attention to Michelle, questioning her for several hours.

[Narrator]

And I'm saying stuff like, I know who did this.

[Michelle Renee]

Michelle told them she was sure her captor was a customer. The same man who had been in the bank just hours before the robbery. You honestly could be absolutely sure of this? Looking at his eyes through his mask? No doubt. Through these holes in his mask?

[Narrator]

No doubt in my mind.

[Michelle Renee]

In fact, Michelle said he'd given her his business card, and it was still in her desk.

[Narrator]

He handed me a business card that said on the spot photography. And with his name on the card.

[Michelle Renee]

I mean, this is beyond dumb, criminal.

[Narrator]

Beyond, beyond.

[Michelle Renee]

Tell me about this. Investigator Dale Martin showed us the card so thoughtfully left behind. Butler's card. Yes. It identified him as Christopher Butler, who investigators soon discovered was an ex con with a history of robbing banks. This was the card that Butler brought in prior to the robbery when he was discussing opening an account. But if Michelle had met him only once, investigators wanted to know, how could she be so sure it was Butler?

[Narrator]

Have you seen him at any other time? No, I told you, I saw him in the bank. He came in and pretended to be a potential customer. That's all.

[Michelle Renee]

They find this implausible.

[Narrator]

They acted like they found it implausible.

[Michelle Renee]

That wasn't the only thing investigators found implausible. Her background just didn't add up to what?

[Narrator]

At least what I had envisioned to be. A person entrusted with the management of a bank.

[Michelle Renee]

Rudy Zamora, Dale Martin, and Randy Demers worked on the case. And what was your first impression when you all met Michelle? Michelle, they learned, had a colorful past. Drugs, drugs, sex, Lots. And it was coming back to haunt her.

[Narrator]

I mean, I hadn't thought about my past in years. I left that behind so long ago, and all of a sudden, here it is.

[Michelle Renee]

Before Michelle was a banker, she was a stripper. Did you like it?

[Narrator]

I loved it.

[Michelle Renee]

Really?

[Narrator]

Yep, I loved it.

[Michelle Renee]

You liked the attention?

[Narrator]

Liked the attention. Liked the music. And the fact that I could disappear on stage.

[Michelle Renee]

Not only was it fun, but it paid well. And Michelle continued stripping for nine years, long after she began her banking career.

[Narrator]

I wasn't making a lot of money as a teller, and so I would work at the bank during the day, and I would dance at night.

[Michelle Renee]

None of your customers knew?

[Narrator]

No, they did not. They did not.

[Michelle Renee]

Neither did her bosses. And that wasn't her only secret. Did you even have a background in finance?

[Narrator]

I did not have a background in finance at all.

[Michelle Renee]

Did you have a college degree?

[Narrator]

I did not have a college degree.

[Michelle Renee]

I had a high school degree.

[Narrator]

I did not have a high school diploma. I lied on my application because it was the only way I could get a good job and a better future for myself.

[Michelle Renee]

Michelle had been on her own since running away from an abusive home at 15. She started as a teller in a small town bank, and 13 years later, with a lot of hard work, she was a bank manager, albeit a bank manager, seemingly incapable of managing her own money.

[Narrator]

There was bankruptcies, there was bouncing of checks.

[Michelle Renee]

A month before the robbery, Michelle had filed for bankruptcy for the second time, Leading investigators to wonder, was that motive enough to rob her own bank?

[Narrator]

Suddenly I'm the mastermind. Suddenly I orchestrated the entire thing. It never dawned on me that I would be a suspect. I automatically assumed that everyone would know that I was the innocent victim.

[Michelle Renee]

It was crushing, Michelle says, to realize that the cops weren't sure she was either innocent or a victim.

[Narrator]

I was on the verge of a full blown breakdown. It was not a good situation.

[Michelle Renee]

She fled to a hotel, barricaded herself and her daughter inside, and tried to cope with both her fears and Brea's.

[Narrator]

I was dealing with a very devastated seven year old girl. She didn't talk a lot after that For a long time. She was very withdrawn and very clingy and a completely different child than who she was before this.

[Michelle Renee]

But for all their suspicions, investigators could find not a shred of hard evidence that Michelle was involved. By contrast, Christopher Butler seemed to have gone out of his way to build an airtight case against himself. Not only was there that business card, his thumbprint also matched one left in the red paint on the fake dynamite. Big mistake.

[Narrator]

Yeah, big mistake.

[Michelle Renee]

He was a part of the robbery. Dale Martin, Randy Demers and Rudy Zamora began tracking Butler and his friends. And ten days after the robbery, I.

[Narrator]

Got a phone call from the district attorney saying that we caught them. My immediate words were, is it the people that were in my bank? And they said, yeah, it was.

[Michelle Renee]

Chris Butler was under surveillance when police nabbed him at this intersection. In the car with him was his girlfriend, Lisa Ramirez, whom police suspected was the woman in the bank.

[Narrator]

They were in shock.

[Michelle Renee]

I would totally surprise them. They thought they were such master criminals they could never be caught or what? Correct. They thought they were free and clear, so confident that they were driving around with a trunk full of evidence. Masks, gloves, clothing, Michelle's credit cards, but not a cent of that $360,000. Although they did leave the straps. $10,000, $5,000, $2,000. Wow, this is a lot of money. And in the glove compartment, this gun, It's a BB gun. It's not a real weapon. But this is a BB gun. Yes. The treasure hunt continued at this house where Butler And Ramirez had been staying. How important was the evidence that you found here at this residence? It was crucial, I would say. Here. Investigators discovered all the ingredients for making fake dynamite. Bits of wooden dowels, red paint, wires, and empty rolls of duct tape. Everything you could ask for was one convenient place. That same day, some 50 miles away, police picked up a third suspect, Christopher Huggins. They also recovered $93,000 stashed in a safe.

[Narrator]

I found out that these people were involved in gang activity. And, you know, these. These are scary individuals.

[Michelle Renee]

For as bumbling as they seemed, Michelle was the key witness against them, and she was afraid of retaliation, especially since Robert Ortiz, the last suspect, was still on the loose. We did the best we could, but there was some danger there because we didn't know where Robert Ortiz was. If you know where Ortiz is hiding.

[Narrator]

Please call our hotline right now.

[Michelle Renee]

But after Ortiz was featured on America's Most Wanted, he was caught in Milwaukee, Wisconsin. The four suspects now all were under arrest. I don't even know what the hell happened. The ringleader, Christopher Butler, wasn't talking. Christopher said, you know, said nothing.

[Narrator]

He's a professional.

[Michelle Renee]

But Christopher Huggins and Robert Ortiz began talking immediately.

[Narrator]

So how much of the money did you get?

[Michelle Renee]

And though it took her a while.

[Narrator]

Did you want me to answer your question about the money?

[Michelle Renee]

Yes. Lisa Ramirez wouldn't shut up. She admitted being the voice on the radio. She even bragged that she was the mastermind. Who's that?

[Narrator]

Deal with that.

[Michelle Renee]

Tell us what it is you're picturing. I honestly know whose idea that was about eight months ago.

[Narrator]

Jokingly mine.

[Michelle Renee]

She took credit for the idea.

[Narrator]

She took credit for the idea she did it.

[Michelle Renee]

But her most intriguing claim was about another woman Ramirez said was involved. And who's that?

[Narrator]

I think her name was Michelle. From what they attorney, this Michelle lady must have been.

[Michelle Renee]

Here was Lisa pointing the finger at Michelle? Determined to find the truth, investigators again asked Michelle to reenact the crime, this time with props, though they had reservations. They put fake dynamite on her kimbra and even on little Brea and. And took those pictures. Were you testing her? We were allowing the evidence to guide us where we needed to go. She was going to survive or she.

[Narrator]

Was going to break.

[Michelle Renee]

She was very upset, very emotional.

[Narrator]

They didn't say, we think you're innocent, but we're doing our job. They didn't say, we have to investigate because this is our job. They didn't do any of that. Every time we pushed a button, she.

[Michelle Renee]

Would react in a way a true victim should investigators were inclined to believe her, but still they were puzzled. And we say, what are we missing? What did we miss on this? You just didn't think these bozos could do it by themselves. That was always kind of in the.

[Narrator]

Back of our mind is how can.

[Michelle Renee]

These four individuals pull this off without assistance? You mean just because they just didn't seem smart enough? They just didn't seem smart enough. Adding to their uncertainty was another troublesome question. Who had the rest of the money?

[Narrator]

I wish four people being arrested was the end of the story. I wish it wasn't. Hey prime members, have you heard? You can listen to your favorite podcasts ad free.

[Michelle Renee]

Good news.

[Narrator]

With Amazon Music you have access to.

[Michelle Renee]

The largest catalog of ad free top podcasts included with your prime membership. To start listening, download the Amazon music app for free or go to Amazon.com adfreepodcast that's Amazon.com adfreepodcast to catch up on the latest episodes without the ads. Are you holding back on travel plans this holiday break because you're afraid of the language gap? Well, no need to mind the gap if you have Babbel speak like a whole new you. With Babbel, the language learning app that gets you talking with quick 10 minute lessons handcrafted by over 200 language experts, Babbel gets you talking a new language in three weeks. And because talking is the key to really knowing a language, Babbel is designed for real conversation. Here's a special holiday deal for wondry listeners right now. Get up to 60% off your Babbel subscription. But only for our [e-mail] truecrime get up to 60% off at babbel.com truecrime spelled b a b b l.com truecrime rules and restrictions may apply.

[Narrator]

They said they're going to bring your character into question. They're going to bring your past up.

[Michelle Renee]

It was a nerve wracking year and a half after the kidnapping and robbery, before the first two defendants, Chris Butler and Lisa Ramirez went to trial.

[Narrator]

There's no possible way to prepare for what was about to happen.

[Michelle Renee]

Michelle was the state's key witness and she was feeling the pressure she could no longer bear to. She left her dream house and now she had to face her captors.

[Narrator]

Every single emotion you can imagine was just coming at me like darts.

[Michelle Renee]

But at least prosecutor Tom Manning was on her side.

[Narrator]

We looked under every rock and explored every detail. I believed she was a victim and I couldn't imagine that Michelle would put Brea in that kind of jeopardy.

[Michelle Renee]

Early on, Manning felt pretty good about his case. Along with an abundance of evidence, he had Michelle's roommate to back up her story. And better yet, he had a confession from Lisa Ramirez. Even Lisa's own lawyer, Herb Weston, saw this as a long shot for his client. You play the cards, you doubt, and then you try to get a winning strategy. He wasn't expecting miracles. Things didn't look too bright at the beginning. He really stuck. But he got a miracle. The judge threw out Lisa Ramirez's confession. Well, I was real happy. Ruling it implicated Lisa's co defendant, Chris Butler, who had never admitted anything to police. By the time of the trial, though, Butler dropped a bombshell. He now claimed the robbery was all Michelle's idea. Do I believe Michelle's statement that I'm just a poor victim? No. From the very beginning, defense attorneys raised suspicion that Michelle was involved. I have no reason to believe she's not. They cast doubt on her story. Wait a minute. There's something wrong here. And then Chris Butler went one shocking accusation further, claiming that he and Michelle were having an affair.

[Narrator]

At what point did he concoct this story of meeting me? During his interrogation, he never, ever once mentioned knowing me, dating me, my being the ringleader.

[Michelle Renee]

There was no evidence at all of any affair, but the very suggestion of it fed into the defense strategy of attacking Michelle's credibility. And unfortunately for her, she made it easy for them because she had told a lie. A little lie, but one that would have a big impact right out of the gate. I was completely upfront with the jury and I told him in my opening statement that she lied. It all began when a band of masked terrorists Michelle had misled prosecutors about, of all things, an appearance on America's Most Wanted.

[Narrator]

They were with us for a long time, many hours. The deputy DA advised her not to do it because it was a pending case. Yeah, they didn't want me to do it. He confronted her and she told him she did not do the interview. There was not one single move that I was going to make incorrectly. It was something that I wanted to participate in, so what did it matter?

[Michelle Renee]

Manning tried to point out that the lie was trivial, but the damage was done. There's no reason a true victim has to lie. None. Then, on day eight, the prosecution's star witness took the stand and tried to describe the trauma of that day. Dynamite strapped to her daughter, she herself forced to rob her own bank.

[Narrator]

It's a stressful moment. She's nervous. I'm going to be brave no matter what.

[Michelle Renee]

She's fidgety.

[Narrator]

There were a lot of emotions that were coming over me. Normal and typical ways victims and witnesses act. I'm going to be strong.

[Michelle Renee]

But Michelle was her own worst enemy. She even argued with the prosecution.

[Narrator]

You can see anger, and she gets defensive.

[Michelle Renee]

It obviously caused concerns for the jury. Was there anything that she did well as a prosecution witness showed up. When it was the defense's turn, Weston went gunning for Michelle. We don't win cases by evidence. We win cases by implementing. She did certain things that just seem so unbelievable. Specifically, why would Michelle race home to her daughter if she believed the dynamite was real? Here's a person who's supposed to have a bomb on her back. A bomb. And she's so worried about her daughter. So she runs into the same room where her daughter was. Would you take the chance? Does that seem believable? And if she had really been bound with tape, where were the marks? Why isn't there any tape marks? That's what tape does. It leaves marks. And yet they don't find any of that. Why? The defense also zeroed in on Michelle's money problems. They had a field day with your finances.

[Narrator]

Oh, God.

[Michelle Renee]

They portrayed her as a financial wreck. A bank manager with a history of unpaid loans, bad checks, and two bankruptcies.

[Narrator]

Last time I checked, filing bankruptcy wasn't against the law.

[Michelle Renee]

Its motive as far as the defense is concerned. It means you needed money, according to them.

[Narrator]

But I was making my payments on time. I was paying everyone back.

[Michelle Renee]

The defense had yet another line of attack. The story they're trying to sell isn't really true. Remember Michelle's claim? It just clicked that she recognized the voice on the walkie talkie the night of the kidnapping.

[Narrator]

I knew without a doubt it was the exact same voice of the woman who had come into my bank and said, hey, Chris.

[Michelle Renee]

The voice of Lisa Ramirez. Michelle insists she immediately identified Lisa's voice to investigators. You told them the next day?

[Narrator]

I did.

[Michelle Renee]

Without any question?

[Narrator]

Without any question. I feel like this person on the other end of that line said, hey, Chris, was the woman that was in the bank.

[Michelle Renee]

She was interviewed, I think four times.

[Narrator]

They were always in contact with this lady on the radio.

[Michelle Renee]

And yet in none of those times, she ever said I recognized her voice.

[Narrator]

She was always calling.

[Michelle Renee]

You may think you told them.

[Narrator]

I know I told them. No one else talked to her.

[Michelle Renee]

Michelle did tell investigators about the voice on the walkie talkie, but nowhere in any FBI report is there any record of her saying that she recognized that voice. And all of a sudden, she comes up with that at the time of the trial, which opened doors for me to be able to say, why are.

[Narrator]

You putting this in now?

[Michelle Renee]

The truth is it was Lisa Ramirez on that walkie talkie. She had even admitted it in her confession. But remember, the judge threw that statement out. And so all the jury had to go on was Michelle's own story. And the defense was determined to rip it apart. The more Weston went after her.

[Narrator]

I felt like I was the one on trial.

[Michelle Renee]

The more combative Michelle got.

[Narrator]

I started becoming very defensive about what they were saying about me.

[Michelle Renee]

She fought me all the which I love.

[Narrator]

He was intimidating.

[Michelle Renee]

She was edgy.

[Narrator]

He was rude.

[Michelle Renee]

If you were throwing darts out of her eyes, I would have been like bleeding and on the floor.

[Narrator]

He was tough for me.

[Michelle Renee]

If I can get a witness angry, the jury is going to be put off. And Michelle was angry. Way over the board angry.

[Narrator]

I was a mess.

[Michelle Renee]

You're a victim of a crime. You have a right to be angry. But explain to me why there's these inconsistencies. After three grueling days on the stand.

[Narrator]

It just took the breath out of me. It took the fight out of me.

[Michelle Renee]

Michelle finally finished her testimony.

[Narrator]

I really was blindsided by this in a lot of ways.

[Michelle Renee]

The trial took three weeks.

[Narrator]

I got the vibes in the courtroom.

[Michelle Renee]

I knew there were issues. Now the jury had the case, but.

[Narrator]

I thought the jury would ultimately come around and convict.

[Michelle Renee]

I worry about everything. Some of the best work I've ever done, I still lose.

[Narrator]

It's a chess game. Whoever's the better player wins. Fall is in the air and that.

[Michelle Renee]

Cooler weather calls for an update in your skincare.

[Narrator]

Moisturizing is key to keeping wrinkles at bay. That's why we need a skincare routine.

[Michelle Renee]

That'S easy, fast and gives us results. Plus, what if your products had thousands of five star reviews were natural and affordable? Well, say hello to Dime Beauty. Dime Beauty is clean, high end skincare that is affordable and it really works. Not sure where to start. I highly recommend the work system. It's everything you need in one powerful package. Take out the guesswork with a proven routine that includes a gentle yet effective.

[Narrator]

Cleanser, a super skin toner, two incredible.

[Michelle Renee]

Serums and two luxurious moisturizers.

[Narrator]

See what everyone is raving about.

[Michelle Renee]

From serum sets to the always sold out retinol alternative TBT cream, you'll find your perfect skincare match. Dime has over 2 million happy customers and their product reviews are literally 5 stars. Love your skin. Again, go to dimebeautyco.com and unlock your discount. That's dimebeautyco.com that's dimebeautyco.com Spark something uncommon.

[Narrator]

This holiday with just the right gift from Uncommon Goods. The busy holiday season is here, and Uncommon Goods makes it less stressful with incredible handpicked gifts for everyone on your list. All in one spot. Gifts that spark joy, wonder, delight. And that it's exactly what I wanted feeling. They scour the globe for original, handmade, absolutely remarkable things. Somehow they know exactly the perfect gift for every single person you know. Listen, when you shop at Uncommon Goods, you're supporting artists and small independent businesses. Many of their handcrafted products are made in small batches, so shop now before they sell out this holiday season. To get 15% off your next gift, go to uncommongoods.com wondery that's uncommongoods.com wondry for 15% off. Don't miss out on this limited time offer. Uncommon Goods we're all out of the ordinary.

[Michelle Renee]

First hour is what we call the first hour of sweat. That first hour of jury deliberation stretched into a day, then another day.

[Narrator]

I was waiting and waiting and waiting.

[Michelle Renee]

Finally, after five days, the jury came back.

[Narrator]

I wanted to hear the words guilty for what they had done.

[Michelle Renee]

She heard nothing of the kind. While the jury found Christopher Butler guilty of kidnapping Brea and Kimbra, he was not convicted of kidnapping Michelle.

[Narrator]

What happened? What went wrong?

[Michelle Renee]

Jurors said later some believed Butler's claim that he and Michelle were having an affair, although there was no evidence they even knew each other.

[Narrator]

No pictures, not a phone record, not one person that ever saw us together. Not one single thing to support this guy's claims.

[Michelle Renee]

Equally shocking was the verdict for Lisa Ramirez, who had confessed, though the confession never was heard in court. Who's that?

[Narrator]

You.

[Michelle Renee]

I had made a joke. Well, I don't understand why bank robbers going there hold people up.

[Narrator]

They can just stick a fake device on their back. That. That came from me.

[Michelle Renee]

The jury found Ramirez not guilty on all counts.

[Narrator]

Complete disappointment. Shock.

[Michelle Renee]

For us, it was a good victory. My client got to go home that night. Herb Weston's client, Ramirez, walked out of the courtroom a free woman.

[Narrator]

Lisa Ramirez is guilty.

[Michelle Renee]

And had we tried the case separating the defendants and used a confession, it's more than likely that a jury would have convicted her. They didn't use it. They didn't use it. That wasn't the evidence. Even today, you smile when you tell me they didn't use it. Well, of course, because my girl confessed or made a statement that made it implied at least she was aware of what was going on. When the judge threw out her confession. The case against Ramirez hinged on Michelle's testimony, and she'd done herself no favors.

[Narrator]

Her credibility was shot on the stand. The jury did not believe Michelle.

[Michelle Renee]

One juror thought Michelle was involved. When the trial ended, did you say to yourself, you know, I did a pretty good job up there?

[Narrator]

No.

[Michelle Renee]

What did you think?

[Narrator]

Horrible. Terrible. Beat myself up for a really long time about being so weak up there.

[Michelle Renee]

Michelle got a chance to redeem herself two months later when she took the stand in the trial of Christopher Huggins and Robert Ortiz.

[Narrator]

Night and day, she was prepared.

[Michelle Renee]

And this time, the entire case didn't hang on her.

[Narrator]

We had confessions from Ortiz and Huggins.

[Michelle Renee]

Confessions in which they never once accused Michelle of being involved. It's my understanding that the jury has reached a verdict. This jury was out for only a day.

[Narrator]

We, the jury, find the defendant, Christopher Michael Huggins, guilty.

[Michelle Renee]

It found both Huggins and Ortiz guilty on all charges, including the kidnapping of Michelle Rene. The two men, along with Christopher Butler, were each given three consecutive life terms in prison. Which leaves just one nagging question. There was money missing. Where did that go to? Remember, $360,000 was taken from the bank. So in the end, you recovered what, about 100? A third?

[Narrator]

Yeah.

[Michelle Renee]

Yeah. And you've never known where the rest of that money is?

[Narrator]

Nope. Gone. Gone forever.

[Michelle Renee]

To this day, police have no idea what happened to that missing money or who ended up with it.

[Narrator]

If you're going to ask me if Michelle has it, no.

[Michelle Renee]

Former colleague Loretta Myers feels that the trial left an unfair cloud of suspicion hanging over Michelle.

[Narrator]

Michelle was not a part of this. She would never, never, ever jeopardize Brea.

[Michelle Renee]

Never. Do you still run into people who say, you know what? I wonder if she had anything to do with this?

[Narrator]

I do, and I get pissed about it. Are you kidding me? Are you kidding me? My daughter is my world. 1. Up, 2, 3, 4, 5, 6, 7, 8. 1, 2, 3, down.

[Michelle Renee]

Bria is 16 now and focused on high school activities. Cheerleading, gymnastics. But she still has flashbacks to that awful night.

[Narrator]

I don't think it's ever gonna be back to, like, total normal. Cause it's still like with us a little bit. She still has nightmares sometimes. So do I. And when they come, we know how to talk about it and not let it rule our lives.

[Michelle Renee]

In fact, Michelle discovered she liked talking about her experience and soon turned it.

[Narrator]

Into a new career without this ever happening. I don't know that I would ever found something I'm so passionate about. Oh, good.

[Michelle Renee]

Passionate about telling her story.

[Narrator]

Then we can set one up like this.

[Michelle Renee]

Maybe she first wrote a book about the crime.

[Narrator]

That's the message. Enjoy the book.

[Michelle Renee]

I will.

[Narrator]

Oh, this is gonna be fun.

[Michelle Renee]

And back on. Now Lifetime has turned her book into a TV movie. Action. With Michelle in a cameo role.

[Narrator]

Let's do it.

[Michelle Renee]

I can count still as a bank teller. Roll sound. Rolling.

[Narrator]

Action.

[Michelle Renee]

Rather than running away from the worst day in her life.

[Narrator]

Thanks for coming.

[Michelle Renee]

Michelle continues to embrace it.

[Narrator]

I know what post trauma feels like.

[Michelle Renee]

With motivational speaking engagements.

[Narrator]

I need to grab control over something.

[Michelle Renee]

TV and radio appearances.

[Narrator]

Her name is Michelle Renee.

[Michelle Renee]

Her daughter's and an upbeat website.

[Narrator]

It's inspirational on so many levels.

[Michelle Renee]

With links to all things Michelle. It seems like you've done everything possible to keep this more or less as the focus of your life.

[Narrator]

My focus is the center. Focus is for me now is about healing. It's about not letting things in your life that happen to you keep you down. I get emails from people and phone calls that say, you have no idea how much you've helped me. That's. That's worth a million bucks.

[Michelle Renee]

And the bank manager should know. If you like this podcast, you can listen ad free right now by joining Wondery plus and the Wondery app. Before you go, tell us about yourself by filling out a quick [e-mail] survey. You've worked hard to build your brand, so why settle for one size? Outfits Branded clothing. Land's End Outfitters creates apparel your employees will truly want to wear. All backed by above and beyond expertise. See why Lands End Outfitters has been a branded apparel supplier to some of the world's most respected brands for more than 30 years. Go to business.landsend.com pod20 and use code pod20 for 20% off your first product. That's business.landsend.com Pod20 code pod20 for 20 percent off your first product. Did you know that after World War II, the US government quietly brought former Nazi scientists to America in a covert operation to advance military technology? Or that in the 1950s, the US army conducted a secret experiment by releasing bacteria over San Francisco to test how a biological attack might spread without alerting the public? These might sound like conspiracy theories, but they're not. They're well documented government operations that have been hidden away in declassified files for decades. I'm Luke lamanna, a Marine Corps recon vet, and I've always had a thing for digging into the unknown. It's what led me to start my new podcast, Declassified Mysteries. In it I explore hidden truths and reveal some eye opening events like covert experiments and secret operations that those in power tried to keep buried. Follow redacted Declassified Mysteries with me, Luke Lamann on the Wondery App or wherever you get your podcasts to listen ad free. Join Wondery plus in the Wondery App.