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Narrator
The merry bakers at relevant radio present. Episode 20 the pawn shop.
They scarcely seemed to enter the city, for the city rather seemed to spring up about them and encompass them of its own act. But there they were in the heart of it, on the London Exchange, amongst the merchants. The Spirit stopped beside one little knot of businessmen. Observing that the phantom's hand was pointed to them, Scrooge advanced to listen to their talk. Did you hear how?
Businessman 1
The notice doesn't detail that, and I didn't hear any particulars, no.
Businessman 2
I don't know much about it either way. I only know he's dead.
Businessman 1
When did he die?
Businessman 2
Last night, I believe.
Scrooge
Why?
Narrator
What was the matter with him?
I thought he'd never die.
Businessman 2
Oh, God knows.
Businessman 1
What has he done with his money?
Businessman 2
I haven't heard. Left to do his company, perhaps. He hasn't left it to me, that's all I know. It's likely to be a very cheap funeral, for upon my life, I don't know of anybody to go to it. Suppose we make up a party and volunteer.
Businessman 1
I don't mind going if a lunch is provided, but I must be fed if I make one.
Businessman 2
Well, I am the most disinterested among you, after all, for I never wear black gloves and I never eat lunch. But I'll offer to go if anybody else will. When I come to think of it, I'm not at all sure that I wasn't his most particular friend, for we used to stop and speak whenever we met. Anyhow, I must be off. Bye now.
Businessman 1
Hello.
Narrator
Good day to you both.
Speakers and listeners strolled away and mixed with other groups. Scrooge knew the men and looked towards the Spirit for an explanation. He received none. The Phantom glided on into a street. Its finger pointed to two persons meeting. Scrooge listened again, thinking that the explanation might lie here. He knew these men also perfectly. They were men of business, very wealthy and of great importance. He had made a point of always standing well in their esteem. In a business point of view, that is. Strictly in a business point of view.
Businessman 2
Good day, sir.
Narrator
How are you?
Businessman 3
How are you?
Narrator
Well, old Scratch has got his own at last, eh?
Businessman 3
So I am told. Cold, isn't it?
Narrator
Seasonable for Christmas time. You're not a skater, I suppose?
Businessman 3
No, no. Something else to think of. Good morning.
Narrator
Not another word. That was their meeting, their conversation and their parting. Scrooge was at first inclined to be surprised that the Spirit should attach importance to conversations apparently so trivial. But feeling assured that they must have some hidden purpose, he set himself to consider what it was Likely to be. They could scarcely be supposed to have any bearing on the death of Jacob, his old partner, for that was past, and this ghost province was the future. Nor could he think of anyone immediately connected with himself to whom he could apply them, but nothing doubting that to whomsoever they applied, they had some latent moral. For his own improvement, he resolved to treasure up every word he heard and everything he saw, and especially to observe the shadow of himself when it appeared. For he had an expectation that the conduct of his future self would give him the clue he missed and would render the solution of these riddles easy.
Scrooge
I do not know the import of these conversations, nor what moral I should learn, but lead on, and I will bear you company. Oh, this. This is my accustomed corner in the exchange, isn't it?
Narrator
He looked about in that very place for his own image. But another man stood in his accustomed corner, and though the clock pointed to his usual time of day for being there, he saw no likeness of himself among the multitudes that poured into the porch. It gave him little surprise, however, for for he had been revolving in his mind a change of life and thought and hoped he saw in his newborn resolutions carried out in this quiet and dark. Beside him stood the phantom with its outstretched hand. When he roused himself from his thoughtful quest, he fancied from the turn of the hand and its situation in reference to himself that the unseen eyes were looking at him keenly. It made him shudder and feel very cold. They left the busy scene and went into an obscure part of the town where Scrooge had never penetrated before, although he recognized its situation and its bad repute. The ways were foul and narrow, the shops and houses wretched, the people half naked, drunken, slipshod, ugly alleys and archways, like so many cesspools, disgorged their offences of smell and dirt and life upon the straggling streets. And the whole quarter reeked with crime, with filth and misery. Far into this den of infamous resort, the phantom stopped in front of a low browed beetling shop, below a penthouse roof where iron, old rags, bottles, bones and greasy offal were brought. Its finger pointed to the door.
Scrooge
You are halting, spirit. Your finger points towards that tattered curtain. Must I enter there? I shall do so if you command, for I know that your purpose is to aid me.
Narrator
Upon the floor within were piled up heaps of rusty keys, nails, chains, hinges, files, scales, weights and refuse. Iron of all kinds, secrets that few would like to scrutinize, were bred and hidden in mountains of unseemly rags, masses of corrupted fat and sepulchres of bones. Sitting in among the wares he dealt in by a charcoal stove made of old bricks was Old Joe, a gray haired rascal, nearly 70 years of age, who had screened himself from the cold air without by a frowsy curtaining of miscellaneous tatters, hung upon a line and smoked his pipe in all the luxury of calm retirement.
Scrooge
Spirit, I know not what you wish me to observe. My likeness has not been seen.
Narrator
I only wish that Scrooge was interrupted in his pleas to the phantom by a woman with a heavy bundle who slunk into the shop.
Woman with bundle
Hello there, Joe. Fancy seeing you here, eh? Been a time or two since we last met, did you? Well, now, who's this?
Businessman 2
What's this? What's this? Hello. Strange company you keep in these days, old Joe.
Scrooge
Company?
Businessman 2
What do you mean, company?
Narrator
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Podcast: The Merry Beggars | Episode Date: December 20, 2025 | Episode Title: The Pawn Shop
This episode continues The Merry Beggars' immersive audio rendition of Charles Dickens’ "A Christmas Carol," drawing listeners deeper into Ebenezer Scrooge’s eerie journey with the Ghost of Christmas Yet to Come. The focus of this episode, "The Pawn Shop," is on Scrooge’s unsettling exploration of the London underbelly, where he is forced to witness the casual and callous conversations about the death of a man—implied to be himself—and ultimately, the grim dealings at a squalid pawn shop. The episode builds suspense and poignancy as Scrooge confronts the cold, indifferent consequences of his isolated life.
The city scene almost emerges magically around Scrooge and the Spirit as they step into the heart of London’s business world.
Scrooge listens in on personal conversations between businessmen regarding the death of “someone”—whom the audience infers is Scrooge himself. The conversations are full of indifference and a touch of dark humor about the deceased’s lack of mourners.
The businessmen's brutal detachment serves as a mirror for Scrooge’s own lack of humanity in life.
Scrooge witnesses a second conversation between two wealthy businessmen, who refer to the deceased as "old Scratch", another nickname for the Devil, underscoring the dead man's moral standing.
Scrooge is unsettled and confused, suspecting a hidden lesson in these exchanges about future conduct and reputation.
The Spirit leads Scrooge into a notorious, crime-ridden district. Dickensian urban misery is vividly depicted—narrow, filthy, dangerous streets teeming with poverty and vice.
The aura is tense and unsettling, foreshadowing Scrooge’s impending confrontation with the consequences of his life.
The Spirit points silently toward a tattered pawn shop, compelling Scrooge to enter.
Inside is Old Joe, a seedy pawnbroker, surrounded by piles of discarded junk, rags, and bones.
The arrival of a “woman with a heavy bundle,” who enters the shop with a sense of secrecy, marks the cliffhanger for the next episode. There are implications about the origins of the items they intend to pawn.
The grim scene hints at the fate of a miser whose belongings end up pawned and pilfered in death, an implicit warning to Scrooge.
On legacy and reputation:
“I don’t know of anybody to go to it. Suppose we make up a party and volunteer.” (Businessman 1, 01:17)
“I am the most disinterested among you...I never eat lunch. But I’ll offer to go if anybody else will.” (Businessman 2, 01:36)
On the neighborhood’s squalor:
“The shops and houses wretched, the people half naked, drunken, slipshod...the whole quarter reeked with crime, with filth and misery.” (Narrator, 04:17-05:20)
On Scrooge’s confusion and resolve:
“I do not know the import of these conversations, nor what moral I should learn, but lead on, and I will bear you company.” (Scrooge, 03:52)
The language is darkly vivid, in keeping with Dickens’ stark portrayal of Victorian London’s underbelly. There is a persistent sense of coldness and spiritual unease, reflecting both Scrooge’s emotional state and the moral decay he is being shown. Dialogue remains sharp, often laced with gallows humor or indifference, and the narration is rich in detail, setting a somber and reflective mood.
In "The Pawn Shop," Scrooge is forced to witness the pitiless aftermath of an unloved life and the contemptuous fate that awaits those who live only for themselves. The episode builds tension through quietly devastating dialogue and the filth-ridden, hopeless environment. It leaves off at an ominous moment, encouraging listeners to ponder the true cost of a miserly existence—and to return for more of Scrooge’s harrowing journey toward redemption.