If you are watching a young person you love feel stuck, lose confidence and not quite know what comes next, this episode is for you. In this solo episode of Accelerating Your Wealth, Rebecca Robertson talks openly about the NEETs, young people not in education, employment or training. She shares what she has learned from her own daughter.

This is real, practical help rather than judgment. Rebecca covers why the leap to adulthood at 18 is a bit of a myth, how purpose and structure can change everything, and the honest money side that most conversations skip: how to support your child without quietly derailing your own pension, savings and future.

In this episode:

Why a slow or messy start is still a start, with Rebecca's own journey from an F in maths to financial services
Why nothing magically changes at 18, and what that means for the support you give
How purpose, not pressure, gets a young person moving
The real cost of everyday life, and how to teach it gently
How to support them financially without sacrificing your own security

Chapters: 00:00 What the NEETs are, and who this is for 01:23 When the path after school isn't obvious 03:29 Childhood then and now, and mental health 04:52 From an F in maths to financial services 06:56 Purpose first: the horses and motivation 08:43 The myth that everything changes at 18 09:38 The real cost of things: a £10 a day lesson 11:02 Parental guilt, and being there without fixing 15:52 Structures, routines and a gentle reality check 19:56 From a left apprenticeship to mortgage broker 22:48 Financial boundaries that protect you 24:08 Don't pause your own pension or drain your savings 26:52 Avoid overwhelm: one or two steps, then review

Key takeaways:

Nothing magically changes at 18, and many young people need support for longer than we expect
Purpose comes before productivity, so help them find the thing they care about
Start with wellbeing, not the job, if confidence has taken a knock
Support your child without stopping your own pension or draining your savings
Avoid overwhelm: one or two small steps, then review together

If this episode resonated, share it with a family who needs it, and follow Accelerating Your Wealth so you don't miss what's next.

Take the financial well-being quiz for playlists matched to what you need: https://evolutionfinancialplanning.co.uk/financial-well-being-quiz/podcast-financial-wellbeing-quiz/

Rebecca Robertson is an independent financial adviser at Evolution Financial Planning: evolutionfinancialplanning.co.uk

Watch on YouTube: youtube.com/@rebeccarobertsonifa