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The U.S. personal lines segment's underwriting profit almost quadrupled to more than $45 billion, and the commercial lines segment 's profit more than doubled to over $19 billion in 2025, according to Best's Special Report discussed by David Blades, associate director, and Christopher Graham, senior industry research analyst, both of AM Best.

Sidecars can diversify fee-based earnings versus spread-based earnings, according to a new Best's Special Report discussed by AM Best Associate Director Jason Hopper.

Professor Olivia Mitchell, The Wharton School of the University of Pennsylvania, explains how misunderstanding longevity risk fuels widespread retirement regret, and why better “longevity literacy” could reshape saving, annuitization, and Social Security claiming decisions.

Paul Tyler, host of That Annuity Show, discusses how his long-running podcast has become a platform for industry leaders to explore innovation, policy, technology and the evolving role of annuities in retirement planning.

A new Best's Special Report discussed by Wai Tang, senior director, AM Best, finds that no AM Best rated companies became impaired in 2025.

Katherine Antonello, president and CEO of Employers, says workers’ compensation is one of the healthiest P/C business lines, but the sector is facing difficulties in California. Antonello also discusses a new AI feature to get quicker price quotes for prospective customers.

Senior Associate Editor Renee Kiriluk-Hill breaks down the latest Best’s Rankings of the nation's largest mutual property/casualty and life/health insurers, highlighting State Farm's commanding lead in P/C, New York Life's continued dominance in L/H, and notable shifts among the top writers.

Senior Associate Editor Terry Dopp discusses his BestWire reporting on the National Association of Insurance Commissioners, which is responding to a cybersecurity breach that investigators have linked to the ShinyHunters hacking group.

In a book she co-edited, “A Practical Guide to Cyber Insurance for Businesses,” Lauren Godfrey, partner, Constangy, Brooks, Smith & Prophete, discusses cyber insurance, including evolving threats and data-driven underwriting and claims.

Loretta Worters, VP, media relations, Insurance Information Institute, and Kelley Collins, director, business development and communications, Lightning Protection Institute, discuss rising lightning losses, claim trends and risk mitigation.