Some Delicate Diplomatic Things

Summary

Armstrong & Getty On Demand

Episode: "Some Delicate Diplomatic Things"

Date: June 17, 2026
Hosts: Jack Armstrong & Joe Getty
Publisher: iHeartPodcasts

---

Episode Overview

In this episode of Armstrong & Getty, Jack and Joe deliver a wide-ranging discussion focusing on America’s widely debated “affordability crisis.” They break down how headlines about economic precarity often misrepresent the actual issues, why the commonly quoted figure that "half of America cannot afford to live" is misleading, and what the real distinctions are between people who are truly struggling versus those feeling a modern financial squeeze. The hosts also explore how shifting expectations and new luxuries influence feelings of distress, and close with commentary on how artificial intelligence (AI) is disrupting traditional sectors—especially insurance—and posing new social questions, such as the impacts of AI-powered deepfakes among teens.

---

Key Discussion Points & Insights

1. Debunking Economic Security Headlines

[03:12 – 12:48]

• The show opens with Jack and Joe critiquing how economic stories are covered in the U.S., particularly headlines claiming that "half of Americans" can't afford to live.
• Referencing a Dispatch article, Jack explains that the Urban Institute’s “true cost of economic security” metric is defined as the resources needed to fully participate in today’s society—without cutting back on anything and while still saving for emergencies:
  • Jack (06:27): “There is hardly a word in that sentence that does not crave a definition.”
• The criterion groups together vastly different circumstances—such as high-earning Manhattan professionals “cutting back” on fancy dining, retirees deliberately spending savings, and genuinely destitute young workers or the unemployed—leading to headlines that distort the scope and nature of actual need.

Notable Quote

• Michael (08:07): "By the true cost of economic security definition, [a Harvard MBA earning $350,000 a year] is part of the 49% of Americans who cannot afford to live because he can't live the lifestyle he wants. So is a retired couple… So is a 23 year old barista… So is the unemployable woman with a worthless degree…"

2. The Real Divide: Destitute vs. 'Squeezed'

[09:38 – 15:17]

• The hosts summarize that there are two major but very different issues:
  • Destitute Tail: Those genuinely unable to pay bills, at risk of homelessness, needing direct aid and regulation of predatory industries.
  • Squeezed Talent Class: High-earning, highly-credentialed professionals who feel financial pressure due to housing, child care, or lifestyle inflation—but require a different set of solutions (e.g., zoning and licensing reform).
• Jack (12:07): “You have to be convinced that you're a victim of something and that the politician can solve it for you to get your vote… Self-reliance… is of no use to a politician.”

Notable Quote

• Michael (12:52): "These are two problems that require completely different policy responses… The first example is a redistribution requiring cash transfers… The second is a supply program and requires zoning reform, occupational licensing reform, and breaking up cartels in housing, health care, education and childcare."

3. What ‘Affordability Crisis’ Actually Measures

[15:17 – 22:30]

• A key insight is that what people label as economic “squeeze” often refers to scaling back on new luxuries (e.g., streaming services, club soccer, pet healthcare) rather than actual privation.
  • Jack (15:17): “If you feel like the country's going the wrong direction because you have to get rid of one of your 15 subscriptions… that's a different kind of squeezed than other kinds of squeeze.”
  • 56% of every “food dollar” spent by Americans is now on eating out, compared to just 19% decades ago.
• The hosts highlight how this perception distorts both surveys and political debate:
  • Michael (21:55): “None of this belongs in a serious policy conversation… When 49% of Americans say they can't afford to live securely, a meaningful share of them are telling pollsters they had to choose between Disney and Netflix last month.”

---

4. The Politics of Victimhood and Advertising

[22:30 – 24:17]

• Politicians and marketers both benefit from convincing the public that wants are needs.
  • Jack (22:30): “Advertising… is to create demand to convince you that you really, really need something that you probably don't.”
• There’s an environmental/peer effect: “Everybody around you does it… you gotta be the captain of your own ship and not let the advertising industry and peer pressure dictate your life choices.”

---

5. How New Luxuries Fuel Economic Discontent

[24:17 – 24:34]

• As Americans become wealthier, prices for non-essentials and elective care rise because industries detect willingness to pay.
  • Michael (23:57): “As we all got richer, the world of medicine, insurance and housing and colleges looked around and thought, man, if people are willing to spend this much on their pets and kids soccer, we got to jack up the rates on all this stuff.”

---

6. AI Disrupts Insurance and Jobs

[31:12 – 34:53]

• State Farm, once the top U.S. auto insurer, is abandoning the traditional agent-driven “good neighbor” model in favor of AI and direct online sales, under pressure from competitors like Progressive.
  • Jack (31:12): “The CEO [of State Farm] took the stage… and dropped a bombshell. Yeah, we're tearing up everybody's employment contract… sales targets were incorporating lots and lots of AI.”
• Commentary on the impact for workers:
  • Jack (33:35): “That's the question before all of us… is it going to be the most successful and aggressive agents are going to stick around? The model is changing completely.”

---

7. AI, Insurance Scams, & Deepfakes: Risks in the Modern Economy

[35:19 – 40:57]

• The guys recount a personal tale of minor car accidents and phony injury claims—“the big dance”—with both insurance adjusters and “ambulance-chaser” law firms, and discuss the prevalence of such scams.
• They discuss defensive strategies (e.g., record post-accident statements), but acknowledge the limits due to latent injuries and legal complexities.
• They segue to AI’s most troubling social impact: deepfake “nudification” tools used as a form of schoolyard bullying.
  • Jack (47:29): “AI supercharges deep fake nudes, unleashing a new form of bullying among kids… The only thing that's going to stop this… is there will be a thousand different versions of every cute girl and every grade that everybody's already seen. So it doesn't matter.”

---

8. The Deepfake Dilemma and Social Consequences

[47:29 – 50:41]

• AI makes the creation of convincing but fake nude images effortless and widespread, especially among teenagers.
  • Michael (49:39): “It takes no talent.”
  • Citing a survey: over half of US teens have created at least one image with nudification tools; a third say someone created and shared a nude image of them without consent.
• The hosts note that there’s currently no enforceable legal solution that doesn’t run into First Amendment barriers—and unfortunately, normalization (“removing the sting”) may be the only predictable outcome.
  • Jack (49:25): “The sting's been taken away because it's everywhere all the time.”

---

Notable Quotes & Memorable Moments

• Jack (06:27): "There is hardly a word in that sentence that does not crave a definition" — on the urban institute's “true cost of economic security” benchmark.
• Michael (22:30): "When 49% of Americans say they can't afford to live securely, some… are telling pollsters they had to choose between Disney and Netflix last month."
• Jack (12:07): “You have to be convinced that you're a victim of something and that the politician can solve it for you to get your vote…”
• Jack (33:35): “[State Farm] CEO took the stage… and dropped a bombshell. ‘We're tearing up everybody's employment contract… sales targets were incorporating lots and lots of AI.’”
• Michael (49:39): “It takes no talent.” — on AI deepfakes.

---

Timestamps for Important Segments

• 03:12 – 12:48: Economic reporting & the '49%' myth; how metrics mislead policy.
• 12:52 – 15:17: False victimhood, real vs. perceived economic pressure.
• 21:55 – 22:30: ‘Affordability crisis’ measures new luxury, not just need.
• 31:12 – 34:53: State Farm, agents, and the AI transformation of insurance.
• 35:19 – 40:57: Insurance scam stories and the challenge of post-accident claims.
• 47:29 – 50:41: AI deepfakes, cyberbullying, and the social normalization of digital falsehoods.

---

Tone & Style

Jack and Joe employ their signature mix of wry cynicism, direct questioning, and plain speech as they untangle complex issues in politics, economics, and technology. They balance skepticism towards alarmist headlines with practical, sometimes hard-nosed advice, always circling back to themes of individual responsibility, media literacy, and the challenges of modern American life.

---

Transcript

[Bethenny Frankel]

This is an iHeart podcast guaranteed human

[America 250 Announcer]

this July 4th, come celebrate at America's Block Party hosted by America 250. America's Block Party is a can't miss 4th of July concert happening at the Los Angeles Memorial Coliseum. Experience music, performances from major artists, patriotic tributes and the kickoff to giving 4th, helping to make July 4th the largest day of giving in American history. It's more than just fireworks. Learn more about this landmark celebration at america250.org,

[Karen Kilgariff or Georgia Hardstark]

hi, it's Karen and Georgia from My Favorite Murder.

We cruised around LA in the Hyundai Ionic 5 and dove into the fascinating life of actress and inventor Hedy Lamarr.

Want the full story? Take a listen.

She starts dating Howard Hughes and in fact she helps him design a faster plane. So she finds the fastest bird and the fastest fish and sketches out a drawing of what the two would look like as a plane. And that becomes the plane that we know today. And he calls her a genius. Check out our new episode spotlighting groundbreaking innovators like Hedy and Lamar and Billie

Jean King, presented by the Hyundai Ioniq 5.

[Michael]

Goodbye.

[Karen Kilgariff or Georgia Hardstark]

This is Bethenny Frankel from Just Be with Bethenny Frankel. Most dog food is marketing, not nutrition. That is why Biggie and Smalls eat just food for dogs. Real 100% human grade food with ingredients I actually recognize. And yes, I do see the difference. I better digestion, healthier skin, more energy, dogs that feel better. My babies. If you've been on the fence about switching, stop overthinking it. What's more important than your furry babies and their health? Go to justfoodfordogs.com right now and get 50% off your first box. No code needed. Just try it.

[Orderly Meds Announcer]

When people turn to healthcare for weight loss, they're looking for real support. That's why more people are choosing orderlymeds.com orderly meds connects you with real doctors and access to proven GLP1 medications like semaglutide and Tirzepatide. No guessing, just a more supportive experience. And all shipped directly to your door in discreet packaging. Do your research, ask questions, then visit orderlymeds.com podcast for an exclusive offer. That's orderlymeds.com podcast. Individual results may vary. Not medical advice, eligibility required. See Cite for details.

[Michael]

A burst pipe? A dead water heater?

[Karen Kilgariff or Georgia Hardstark]

The AC calling it quits?

[Michael]

Who do you call?

[Karen Kilgariff or Georgia Hardstark]

Homeserve is an easy way to handle unexpected home repairs with plans covering stuff basic homeowners insurance usually won't. Instead of scrambling for a contractor, you make one call to get the repair process started. Join the millions of customers who trust HomeServe right now. Go to HomeServe.com podcast for 50% less your first year. That's HomeServe.com podcast savings compared to renewal

[Michael]

price void in Florida. Broadcasting live from the Abraham Lincoln Radio studio at the George Washington Broadcast Center,

[Cindy Crawford]

Jack Armstrong and Joe Getty.

[Jack Armstrong]

Armstrong and Getty. And now here's Armstrong and Heady.

[America 250 Announcer]

Former President Joe Biden suggested last week

[Michael]

that his new memoir could be published as early as September. It's expected to be the next book

[America 250 Announcer]

that Joe Biden accidentally buys.

[Jack Armstrong]

Hey, hey, this looks interesting.

[Michael]

Look at this guy's from Scranton, too. Latest on the war with Iran and people's opinions about it and stuff like that. My, my best effort at a glass is half full scenario with what's going on right here that could pan out. And some other stuff. Joe's got some AI stuff. I always love AI stuff because I think it's among the biggest deals in the world. I hope I can do this justice. This piece in the Dispatch Half of America cannot afford to live in other wrong numbers. Ah, it's really thick and interesting. And I haven't had a sip of coffee because I remembered today to not drink any coffee or eat any food because I have to get some lab work done, get my blood taken and man, I have trouble doing this job without coffee. I just want to lay down on the floor and go to sleep.

[Jack Armstrong]

Yeah, you seem a little edgy, too, Michael. Watch your p's and Q's. There could be a snap. I'm just so tired. Yeah.

[Michael]

Anyway, he goes through the I have been saying for years that economic reporting is the dumbest reporting we have. Almost always. An economic headline is almost always divorced from what the story is actually about. Incredibly misleading to the point of you'd been better off if you hadn't heard

[Jack Armstrong]

it,

[Michael]

which is one of the things he brings up here in March of 2026. Just a couple months ago, the Urban Institute released an updated version of its true cost of economic security measure. The headline that we talked about this, it got lots of headlines, which I'm about to read to you. The headline finding is that 49% of people in American families lack the resources required for economic security.

[Jack Armstrong]

Half of America, whatever that means. Let me just throw that in already.

[Michael]

Half of Americans can't. Fortune had the headline of half of Americans can't afford to Dine out or vacation in a Cost of living crisis Governing whatever that is wrote, Nearly half of US Households are not economically Secure another headline on a publication in New York. More than half of all people in the US Lack economic security. The careful researchers numbers becomes the activist slogan, becomes the political claim. If it were true, the overall headlines on this, you would what? This is what you would expect to see. You would expect mass starvation or at least mass migration out of the country. You would expect the streets to be lined with the dispossessed. What you actually see is a country whose biggest dietary problem is obesity and whose biggest housing problem is that nobody's allowed to build any. So what is the almost half of the country 49% number actually measuring? The threshold is defined as the level of resources required to fully participate in today's economy and society without cutting back on anything, while also saving for emergencies in the future.

[Jack Armstrong]

There is hardly a word in that sentence that does not crave a definition.

[Michael]

Right? So to fail.

[Jack Armstrong]

Read that. If you do me a favor, read that sentence again.

[Michael]

The threshold is defined as the level of resources. Do you have the level of resources required to fully participate in today's economy? That's in the eye of the beholder.

[Jack Armstrong]

I can't buy a jet. I didn't invest in Elon's ipo. So no. No, I can't. I'm the victim here.

[Michael]

Today's economy and society without cutting back on anything while also saving for emergencies in the future. To fail this test, you do not need to be hungry. You do not need to be cold, you do not need to be one car repair from homelessness. You need only to be cutting back on something or not saving as much as some Urban institute economist thinks you should be saving.

[Jack Armstrong]

So saving up for your vacation is by definition cutting back on something. And that is ugly and unfortunate.

[Michael]

Well, he goes through three different examples here. All that would fit this, and they're all very, very different. The point of this whole thing is this is always presented as like a app policy that would fix the whole thing when they're all very different situations. And this will make more sense in a second. So by that Standard, a Harvard MBA who's making $300,000 a year, $350,000 a year, he's spending all of it because he just bought a co op in Manhattan and his fiance wants a destination wedding, he is cutting back on his deserted per se, which I'm assuming is a fancy restaurant that people have heard of. I have not.

[Jack Armstrong]

I don't know.

[Michael]

He's not saving for the future. By the true cost of economic security definition, he's part of the 49% of Americans who cannot afford to live because he can't live the lifestyle he wants. So is a retired couple in Florida who are deliberately drawing down their savings, which is what savings are for during a downturn. So is a 23 year old barista who's spending every nickel on rent and concert tickets and having the time of her life.

[Jack Armstrong]

Right, well said.

[Michael]

And loving her life. And you know, as part of the 49% that don't have economic security. So as the unemployable woman with the worthless degree. So is the unemployable woman with a worthless degree from a fraudulent for profit college who's generally choosing between insulin and electricity in rural Mississippi. Some of that you would, most of us would describe as actually struggling to get by.

[Jack Armstrong]

And I would not limit it to quote, unquote, for profit colleges, by the way, please. I would include Harvard and anything below.

[Michael]

Yeah, he uses the example of anything that's a studies, A studies degree. That's one number for four completely different stories. The number is engineered to include all of them because including all of them is what gets you to 49%, which is a good headline. And even that number taken at face value doesn't tell you the share of Americans in actual distress. It tells you the share who feel a financial squeeze of any kind, of any severity for any reason, which I find really interesting, which is virtually the

[Jack Armstrong]

entire population over every second of human existence.

[Michael]

And so he says, we have two serious affordability problems in America and they look nothing like each other. And they need opposite solutions, but they're always lumped together. The first is what he calls the destitute tale. A real but small share of Americans that are in genuinely miserable financial situations. They have more bills than they can pay. They are one missed paycheck from eviction. They frequently have literally zero money. An unemployable woman with a worthless degree from a fraudulent for profit college is in that category. So is a 50 year old who got laid off from a manufacturing job, exhausted his savings, can't get hired anywhere, and watches his wife work double shifts at Walmart. These people need money. The institutions that make their lives worse, the for profits that produce unemployable graduates, and the medical billing systems designed to confuse people into paying twice. I've done that so many times. And then, and then that's why you end up in a situation where you think, I don't think I have to pay this, I think I paid this. Then you get a call from a bill collector, you haven't paid your $19.62 for a. An appointment you had six months ago that you don't remember. You sure?

[Jack Armstrong]

I'm.

[Michael]

Anyway, he said all of those need to be regulated or eliminated because they're squeezing that category of people, both of those blah blah, blah, blah, blah blah blah. The second problem is the squeezed talent class. And it's hard to explain because the people involved look fine on paper. Picture a 32 year old physician married to a 30 year, 32 year old software engineer. Their combined household income is $400,000. They cannot buy a house in San Francisco or Boston or New York within a sane commute. They cannot afford to have three kids, pay for child care and put them in decent schools. They're doing every single thing that the meritocratic American dream told them to do and the dream is not being delivered. Their parents at the same age with worse credentials and lower real incomes, owned a house, had three kids on one salary. Something is broken here and it isn't their fault, that isn't fixed by transfers that then he gets into the somehow building more homes, et cetera, et cetera, et cetera. But the main point being these are completely different policy solutions for these groups of people that they all, they put all together in one lump so that you can get to the amazing headline of half of Americans are struggling to get by and the Bernie's and the AOCs of the world can scream about that.

[Jack Armstrong]

Right?

[Michael]

And talk about what a disaster the country is in.

[Jack Armstrong]

Yeah, well that gets back to one of the absolute foundational principles of understanding politics. And that's that you have to be convinced that you're a victim of something and that the politician can solve it for you to get your vote. I mean it's an incredibly profitable business that some of the greatest minds on earth are devoted to convincing you that you are the vote victim and not the captain of your own ship. Because self reliance and saying hey, you know, honestly you could cut back on this or you whatever that. That's of no use to a politician. And so sometimes you are the victim of something. Sometimes things are unfair, but beware of that because that's the currency of politics.

[Michael]

I'll hit this one paragraph because I

[Jack Armstrong]

love NGOs and especially lefty politics.

[Michael]

Yeah, I thought this one paragraph was really good. There is. These are two problems that require completely different policy responses. The first example is a redistribution requiring cash transfers, safety nets, regulatory crackdowns on the worst predators. The second is a supply program and requires zoning reform, occupational licensing reform, which is what our friend Tim is Always talking about and breaking up the entrenched cartels and housing, health care, education and childcare. And those two different scenarios don't overlap at all. And then another interesting thing and man, it's thick and don't have time to get into it here. But he's talking about what people tell pollsters causes them to feel squeezed the way they do. The number one thing recently is gas and food. Everybody mentions that. But in terms of stuff that makes people feel like they're poor or the economy has gone bad or whatever, lots of stuff like I can't afford my, all my streaming services, I'm going to have to cut back on a few. Or the fact that Americans spend 56 cents of every dollar eating out now. And it used to be more like 19 cents back in the day. Food dollar. Food dollar. Yeah, I'm sorry, yeah. Every food dollar. Yeah, yeah.

[Bethenny Frankel]

Okay.

[Michael]

56 cents of every food dollar is spent eating out. And it used to be in the teens and it's been great slowly over time. And if we have to cut back on that, we feel like we're being squeezed. If we have kids that play club soccer and it's $4,000 a year and now you're having to think you might have to eliminate it, even though you're, you know, it didn't even used to exist and your kid's not going to play in the World cup or anything like that, you feel like you're being squeezed. Pet health care is up a ton. But if people can't afford all the stuff that we in the modern world feel like we need for our pet, we feel like we're being squeezed. And we tell pollsters this. And that's where you get a lot of the numbers that you hear bandied about and talk radio and, and by, by politicians. But how people are so miserable. The whole go in the wrong direction thing, if the, if you, if you feel like the country's going the wrong direction because you have to get rid of one of your 15 subscriptions, maybe your kid can't pay. Play $4,000 a year soccer and you might not get to eat out constantly. That's a different kind of squeezed than other kinds of squeeze.

[Jack Armstrong]

I think I've got a decent bottom line for you and a recommendation of a great show after a quick break. So why don't we do that? Okay, we'll follow up and then in a couple of minutes, one of the most famous, time honored and beloved businesses in America is changing completely because of AI. We'll have that as well, cool.

[Michael]

Lots on the way. Stay here.

[Jack Armstrong]

Armstrong and Gettys Armstrong and Getty here

[Michael]

for hims, there are all kinds of great weight loss approaches that fit into your world out there. They've got them at hims with a wide range of affordable GLP1 options.

[Jack Armstrong]

You've got weight loss goals, but hitting them is another story. Check out Weight Loss by hims. It's designed to support you in losing the weight and keeping it off. And Hims now offers access to an affordable range of FDA approved GLP1 medications, including the Wegovy Pill and the Wegovy pen.

[Michael]

Through hims, everything happens online. You'll connect with a licensed provider who will determine if treatment's right for you. And then if prescribed, your medication is delivered right to your door. No insurance necessary.

[Jack Armstrong]

Ready to reach your goals? Visit hims.comarmstrong to get a personalized, affordable plan that gets you that's H I M S.comarmstrong hims.com Armstrong Weight loss by

[Michael]

HIMS is not available in all 50 states. WeGovy is the registered trademark of Novo Nordisk as to get started and learn more, including important safety information, WeGovy clinical

[Jack Armstrong]

study information and restrictions, visit hims.com this

[America 250 Announcer]

July 4th, come celebrate at America's Block Party. Hosted by America 250, America's Block Party is a can't miss 4th of July concert happening at the Los Angeles Memorial Coliseum. Experience music, performances from major artists, patriotic tributes and the kickoff to giving 4th, helping to make July 4th the largest day of giving in American history. It's more than just fireworks. Learn more about this landmark [e-mail]

[Karen Kilgariff or Georgia Hardstark]

hi, it's Karen and Georgia from My Favorite Murder.

We cruised around LA in the Hyundai Ioniq 5 and dove into the fascinating life of actress and inventor Hedy Lamarr.

Want the full story?

Take a listen, Hedy. She starts dating Howard Hughes, the aviation tycoon. Do you know a lot about him?

I mean, I watch the Aviator so I know everything Leonardo DiCaprio has allowed me to know about him. But incredible innovator, right?

She says he's a, quote, very strange man. But they do get along really well.

Give us examples.

I know they do get along intellectually and in fact, she helps him design a faster plane. She takes a look at what he's designed. It's got these square wings and she's like, that doesn't make sense. And so she finds the fastest bird and the fastest fish and sketches out a drawing of like what the two would look like as a plane and that becomes the plane that we know today. And he calls her a genius. Check out our new episode spotlighting groundbreaking innovators like Hedy and Lamar and Billie Jean King.

Presented by the Hyundai Ioniq 5.

[Bethenny Frankel]

Goodbye. Think about it. When it comes to your own food, you can walk into a restaurant, see what's being made and know exactly what you're getting. But with dog food, most brands keep that completely hidden. Just Food for Dogs does the opposite. They've built their entire brand around open kitchens. You can actually walk in and watch them prepare your dog's meals with real human grade ingredients like chicken, beef, carrots and peas cooked right there in front of you. No mystery, no behind the scenes, you're not allowed to see. That kind of transparency is rare in the pet food world and it's a big reason they've become the number one vet Recommended fresh dog food earning trust from pet parents who want to feel confident in what they're feeding When a brand is willing to show you exactly how your dog's food is made, it says a lot about the care, quality and standards behind every meal they produce. Nothing to hide. Everything to love, go to justfoodfordogs.com and get 50% off your first order.

[Cindy Crawford]

Now I'd like to introduce you to Meaningful Beauty, the famed skincare brand created by iconic supermodel Cindy Crawford. It's her secret to absolutely gorgeous skin. Meaningful Beauty makes powerful and effective skin care simple and it's loved by millions of women. It's formulated for all ages and all skin tones and types and it's designed to work as a complete skin care system, leaving your skin feeling soft, smooth and nourished. I recommend starting with Cindy's full regimen which contains all five of her best selling products including the Amazing Youth Activating Melon Serum. This next generation serum has the power of Melon leaf stem cell technology. Its melon leaves stem cells encapsulated for freshness and released onto the skin to support a visible reduction in the appearance of wrinkles. With thousands of glowing five star reviews, why not give it a try? Subscribe today and you can get the Amazing Meaningful Beauty system for just $49.95. That includes our introductory five piece system, free gifts, free shipping and a 60 day money back guarantee. All that [e-mail]

[Michael]

if you missed the previous con conversation, I was reading from the Dispatch this thing from an economics guy about the affordability crisis in America which has become such a comprehensive problem or talking point for all of media and politics. I Mean, it's just, it's just, it's like what's going on in America now is the affordability crisis in both parts. Parties are trying to figure out how to, to get your attention on that and help you out. And the point that is being made in this piece is that are lots of different kinds of. You feel like things are too expensive now and they require very different solutions. But anyway, the, the, the point wasn't like to criticize you if you feel like you need to have your kid in $4,000 a year, club soccer or want to have every streaming service. It's. The point is just that these are some luxury choices that we, some of us can do and have decided to make. But the policy solution for being squeezed on that some of the stuff is way different than people that are actually, you know, can't afford medicine, this and that.

[Jack Armstrong]

Expensive housing for professionals. A very different issue than truly poor people who don't have the capability to make it on their own, needing little help.

[Michael]

The pet health care, for instance, it's up a lot people suffer over it. A chosen luxury that 1970 households couldn't access at all. An MRI for the dog was not on the menu in 1970.

[Jack Armstrong]

Correct.

[Michael]

Are people worse off because this option now exists but is expensive? So now you do it and it could fit into your life and you've decided to fit it into your life. But is there a policy that needs to go around that or what would the policy be? None of this belongs in a serious policy conversation, writes this guy in the Dispatch. All of it shows up in survey responses though, that drive the headline affordability numbers for all these political discussions we're having. When 49% of Americans say they can't afford to live securely some meaningfully, a meaningful share of them are telling pollsters they had to choose between Disney and Netflix last month.

[Jack Armstrong]

Oh no. Yeah, yeah, yeah. Interesting. You know, the pattern is you want something, it's tough for you to afford it, and the government says you should be getting it for free. That's a very attractive thing I was talking about, you know, the, the bottom line of politics is convincing you you're the victim of something and the politician in question will solve it for you. Whether it's systemic racism or affordability or whatever, advertising whole has two purposes. Number one is to inform you where you can get a good or service at a good price or a high level of service. The second one is to create demand to convince you that you really, really need something that you probably don't. And you know, I've thought of all sorts of different ways to describe this. As you look at your life, you got to figure out what is necessary, strip it down, what is necessary. Because some of the brightest minds of our generation, if they're not in politics or in advertising, trying to convince you that everything is necessary, including $4,000 a year club soccer for your kids. Part of that might be environmental. Everybody around you does that. And I get that sort of pressure from your kids and your peers. But you've just got to. You gotta be the captain of your own ship and not let the advertising industry and peer pressure dictate your life choices. You just have to do that.

[Michael]

And then in terms of actual policy stuff, Tony is talking about, somehow, as we all got richer, the world of medicine, insurance and housing and colleges looked around and thought, man, if people are willing to spend this much on their pets and kids soccer, we got to jack up the rates on all this stuff.

[Jack Armstrong]

Exactly.

[Michael]

They can pay it.

[Jack Armstrong]

Yeah, yeah. Entertainment, too. I didn't get to my great show recommendation. I will throw that in right before we discuss a couple of really interesting developments in the world of AI and where it intersects with your job. That's coming up in moments.

[Michael]

Is AI going to take my job?

[Jack Armstrong]

Probably, yeah.

[Michael]

If you missed a segment like the beginning, discussion about economics. Get the podcast. Armstrong and Getty on demand. Armstrong and Getty.

[America 250 Announcer]

This July 4th, come celebrate at America's Block Party. Hosted by America 250. America's Block Party is a can't miss 4th of July concert happening at the Los Angeles Memorial Coliseum. Experience music performances from major artists, patriotic tributes, and the kickoff to giving 4th, helping to make July 4th the largest day of giving in American history. It's more than just fireworks. Learn more about this landmark [e-mail]

[Karen Kilgariff or Georgia Hardstark]

hi, it's Karen in Georgia from my favorite Murder.

We cruised around LA in the Hyundai Ioniq 5 and dove into the fascinating life of actress and inventor Hedy Lamarr.

Want the full story? Take a listen.

Hetty. She starts dating Howard Hughes, the aviation tycoon. Do you know a lot about him?

I mean, I watch the Aviator, so I know everything Leonardo DiCaprio has allowed me to know about him. But incredible innovator, right?

She says he's a, quote, very strange man, but they do get along really well.

Give us examples.

I know they do get along intellectually, and in fact, she helps him design a faster plane. She takes a look at what he's designed. It's got these square wings and she's like, that doesn't make sense. And. And so she finds the fastest bird and the fastest fish and sketches out a drawing of like what the two would look like as a plane. And that becomes the plane that we know today. And he calls her a genius. Check out our new episode spotlighting groundbreaking innovators like Hedy and Lamarr and Billie Jean King.

Presented by the Hyundai Ioniq 5.

[Bethenny Frankel]

Goodbye. Think about it. When it comes to your own food, you can walk into a restaurant, see what's being made, and know exactly what you're getting. But with dog food, most brands keep that completely hidden. Just Food for Dogs does the opposite. They've built their entire brand around open kitchens. You can actually walk in and watch them prepare your dog's meals with real human grade ingredients like chicken, beef, carrots and peas cooked right there in front of you. No mystery. No behind the scenes, you're not allowed to see. That kind of transparency is rare in the pet food world, and it's a big reason they've become the number one vet Recommended fresh dog food Earning trust from pet parents who want to feel confident in what they're feeding When a brand is willing to show you exactly how your dog's food is made, it says a lot about the care, quality and standards behind every meal they produce. Nothing to hide, Everything to love. Go to justfoodfordogs.com and get 50% off your first order.

[Cindy Crawford]

Hi, I'm Cindy Crawford and I'm the founder of Meaningful Beauty. Well, I don't know about you, but like, I never liked being told, oh wow, you look so good for your age.

[Jack Armstrong]

Like, why even bother saying that?

[Michael]

Why don't you just say you look great at any age? Every age.

[Cindy Crawford]

That's what Meaningful Beauty is all about. We create products that make you feel confident in your skin at the age you are now.

[Michael]

Meaningful Beauty.

[Cindy Crawford]

Beautiful skin at every age. Learn [e-mail]

[Jack Armstrong]

when people turn to telehealth for weight loss, they're looking for real support. That's why more people are choosing orderlymeds.com

[Michael]

orderly meds connect you with real doctors and access to proven GLP1 medications like semaglutide and Tirzeptatide.

[Jack Armstrong]

No guessing, just a more supportive experience. And all shipped directly to your door in display packaging. Do your research, ask questions, then visit orderlymeds.com podcast for an exclusive offer.

[Michael]

That's orderlymeds.com podcast. Individual results may vary. Not medical advice, eligibility required.

[Jack Armstrong]

C site for details. Well guys, everyone's getting ready for the big victory parade this Thursday for the world champion New York Knicks.

[Michael]

They could be the largest parade in

[Jack Armstrong]

New York City history with over 1

[Michael]

million people expected to attend.

[Jack Armstrong]

The city is distributing 2,500 pounds of shredded paper to office buildings along the route for workers to toss out their windows. Right now the sanitation department is like, why do we even bother cleaning up from Saturday? This is a disaster.

[Michael]

An actual like ticker tape sort of parade, huh? What are.

[Jack Armstrong]

Sounds kind of fun.

[Michael]

Breaking news. Luigi Mangione will assert psychiatric defense in murder case. What does that mean? You're going to claim.

[Jack Armstrong]

He's going to claim that he was extremely disturbed. Yeah.

[Michael]

Just reading about that because of high medical prices.

[Jack Armstrong]

I don't know. Not the. Because his brain doesn't work right? I guess.

[Michael]

So he's not owning this as a.

[Jack Armstrong]

A brave crusade against the abuses of health care companies. No, he's saying, I was so nuts I had no idea what I was doing. Hey, wish you luck with that young man.

[Michael]

Fanboys and fan girls. He's not even claiming what you're claiming now.

[Jack Armstrong]

Yeah, they don't listen to logic. They'd say he just has to say that because the machine is against him. All right.

[Michael]

And his eyebrows.

[Jack Armstrong]

Idiots. You're stupid. You're stupid. Stupid. I sound like Trump now. If you don't have a better argument than you're stupid, you don't have an argument. Anyway, so a quick recommendation. First of all, I was turned onto this by my friend Rick. Jon Hamm of Mad Men fame got a new show on Apple tv. And if you can't afford to stream Apple tv, you're not missing out on anything. Get other entertainment. There's tons of it everywhere. Watch Friends reruns. They're really funny. Anyway, to get back to our discussion last half hour. So Jon Hamm, it's called Our Friends and Family. He's a high flying rich Wall street guy, got it all going on. The beautiful wife, the huge house, the kids in the $4,000 a year club, soccer, et cetera. And his wife has an affair with his best friend and dumps him. And for some reason, for some reason, she gets everything right. Meanwhile, his duplicitous boss, minor spoiler alert. Decides here's a good chance to steal his book of business and get rid of him. He ends up like down and out, but he's still in those high flying social circles. So he decides that what he's going to do is start stealing from these a holes. And I'm telling you, if you like, like insanely Rich people's houses. Oh, this shows. And it's like, you know, you're. I don't even know where it's. Stamford, Connecticut I guess is one. And like some parts of Teaneck, New Jersey where the high flying Wall street guys live across the river.

[Michael]

Holy crap.

[Jack Armstrong]

Some of these houses. But anyway, he starts to steal from them and hilarity results. Anyway, it's a good show. So speaking of business, I thought this was interesting. I almost didn't read the story because I'm not particularly concerned about State Farms auto insurance business or the nature of the business. But the Wall Street Journal is reporting on the fact that, and trust me, this is, it gets more interesting as it goes that they rolled out the red carpet for its 19,000 or so sales agents because State Farm since the day it was born, which we'll talk about, has been like a good neighbor. It's your agent Jim, who's been with you for years. He knows your kids names and he, when you go, went from your, your crappy used car to your first ever new car, Jim was there with some good advice, blah, blah, blah. So anyway, these thousands of people fly into Las Vegas on the insurer's dime. They get treated to, I think, a private Pink concert. Jimmy Fallon let us sing along and did some comedy for him. They got to take selfies with Jake from State Farm. The, the actor with the beard, black fellows in the red jacket, who's in all those ads. Uh, it's just a great, great time. And then the CEO took the stage at Allegiant Stadium and dropped a bombshell. Yeah, we're tearing up everybody's employment contract. If you want to stay past 2027. It's a new compensation deal and sales targets were incorporating lots and lots of AI Sor everybody. At least they got to see the Pink concert. So it's going to be much more apps and bots sales. You go online, you click around, you get the rate from State Farm and you sign up or you don't much like the other companies.

[Michael]

Wow. So I, I won't mention the company I use, but it's one of the big ones. And like I know my guy. I've known him for decades. I've been with him for decades. He knew me before I was married. He coached one of my kids in little League. It's this sort of thing you're describing and I would hate it if it was just a go on AI deal with a chat bot from here on out. I don't hate that. But I can see how it would go that direction, what the type of AI it is.

[Jack Armstrong]

That was one of the agents there in Las Vegas. Yeah, that's the question before all of us. So just to finish up the discussion of people in their jobs only like

[Michael]

AI s It did what the f.

[Jack Armstrong]

Kind of AIs it did what the type of AI I want to get exactly right.

[Michael]

That's what you're going to say when you call after a fender bender.

[Jack Armstrong]

Right? Exactly. Press two for fender benders. Last three for you are a fatality. Well there's an irony there. So anyway it's like is it going to be the most successful and aggressive agents are going to stick around. The model is changing completely. I just thought thought this was interesting. The initiative is clearly in response to state farms eroding status in the industry. The insurer was usurped as the nation's biggest personal auto insurance this year by Progressive losing a throne it has held since World War II.

[Michael]

No kidding.

[Jack Armstrong]

Yeah. Yeah. And Progressive sells over half its personal auto policies direct to consumers using AI and tech to keep costs low. And State Farm by contrast is the Goliath among agents sold auto insurance. But they're being laid low by some of the the Davids.

[Michael]

Yeah, you're probably gonna go where most people are probably gonna go with you know if you're shopping around which one's cheapest and, and you know, you like the personal touch of knowing the name of the guy. You call and say hey how's your son doing? Blah blah blah, you like that. But you're not willing to pay extra for it.

[Jack Armstrong]

Right. Right. Yeah. Anyway I thought that was interesting. A couple mother other AI type stories. Yeah.

[Michael]

Since a car insurance came up. Let me throw this in here. Maybe we'll get back to AI when we come back. So a close acquaintance of mine. I will keep this vague. Very close acquaintance of mine did get into a fender bender with a gentleman in a really crappy car. I mean it's like a 15. I saw the picture after the wreck. Wasn't much of a wreck but it was about a fifteen hundred dollar car did some damage to probably totaled it because it wouldn't take much damage to total a fifteen hundred dollar car.

[Jack Armstrong]

No it wouldn't.

[Michael]

Dude got out very very angry about it was the fault of this acquaintance of mine. Just didn't see him in a turning lane or something and just bumpers met very slow speed. Any who guys very very very angry that really matter. This person asks over and over are you hurt? Are you hurt? Are you hurt? Hard to Imagine they'd be hurt. But they said, no, no, no. They exchange information like you do in the modern world. You don't call the cops because they don't. They're not going to come. You exchange the information and move on. Then you find out a week later they have made a. An injury claim.

[Jack Armstrong]

Oh, boy.

[Michael]

And it's from one of those big companies. I'm not going to mention it, but I mean, especially if you live in California, there's like two that are the giant ambulance chaser billboards in every town. And it's that company. And dude is now in Mexico, apparently, which is apparently where he's from. The. The guy that was in the car. And so the insurance person with this friend of mine actually did this. So they're on the phone with him about the injury claim, and the person said, the. The insurance dude says, hold on a second, I gotta turn off the recorder. So, you know, the phone calls may be recorded for quality, right? Turns off the recorder and says, look, this is, this is how this works. We've been through this a thousand times and just laid out the whole. People are here from other countries. And they. So he told somebody, I got a wreck. Oh, you got a call. I'm not going to mention the name. You got to call, you know, one of the big ambulance chaser companies. I did it. My buddy did it and he got $100,000 or whatever anyway, and they turn it into a thing and you. And you claim your neck hurts and you go to chiropractor and try to rack up bills and the insurance company fights it and it becomes a big dance.

[Jack Armstrong]

So I'm guessing what he told you after stopping the recording was, look, we got to just write them a little check and they go away. Or, no, you don't want to go there.

[Michael]

No, apparently it is. Most of the time if you just. If you push back hard enough, they give up. And then you don't actually have to pay anything. But if you don't, they will rack up a whole bunch of bills.

[Jack Armstrong]

Oh, it's like their rental car company scam these days where they hit everybody with a hey, there was a scratch at 350 Bucks Place. Knowing that, you know, 86% of people will say, wait, what?

[Michael]

No, there wasn't.

[Jack Armstrong]

And they'll think, yeah, okay, fine, never mind.

[Michael]

We were thinking of a different guy.

[Jack Armstrong]

But they'll collect on the 16 or whatever number I implied. Who don't push back.

[Michael]

Remember I got that, that with the chip in the windshield. They hit me for 1800 bucks or something like that. And it hurts. When I think about it, it really hurts. I won't mention the company, but I told my. And then I told my insurance people about it and they said, yeah, they do that. The company especially does this all the time. We'll deal with it. And I don't know how it got worked out, but yeah, that sucks. All of that sucks.

[Jack Armstrong]

Yeah, sucky. Suck it too.

[Michael]

What should you do? What's the best way to protect yourself? You get into a fender bender, get on the phone, the person saying they're not hurt, have your phone out recording the whole time, are you hurt? So that when they say repeatedly, no, I'm fine. Because I don't know that that works because you could. When I had my motorcycle wreck, I bopped up people around me who had stopped their cars and everything like that. I'm bleeding all over the place. I'm lipping. Are you okay? I'm fine, I'm fine. I said repeatedly, yeah. Hours later, I was not fine at all. So just because you said you're not hurt then doesn't mean you're not hurt.

[Jack Armstrong]

Right.

[Michael]

But I don't know how you get. I don't know how you protect yourself against that.

[Jack Armstrong]

Gosh, I don't know. I would consult a lawyer, one legitimate, one crooked, and combine their two sets of advice into what seems best for you, friend.

[Michael]

You imagine dealing with that constantly as an insurance company or an insurance guy, just, oh, boy. Another, especially the. I'm from a foreign land.

[Jack Armstrong]

Yeah, yeah. So you got furners driving heaps, probably intentionally provoking fender bed. I could so easily see, like in a right turn lane, the infamous. The guy starts to go, then stops, and you're looking to see whether there's a gap and you roll into him.

[Michael]

This person who had never had a wreck before said, I don't know how it happened. Like, I literally do not know how it happened.

[Jack Armstrong]

Yeah, it is entirely possible. I mean, just that they, you know, put it in reverse and then in neutral coasted Indians and came out screaming,

[Michael]

oh my God, you hit me.

[Jack Armstrong]

They do this for a living.

[Michael]

Yeah. In a crappy car. Yeah, absolutely. Absolutely.

[Jack Armstrong]

It's kind of a funny coincidence, isn't it, that it was a really crappy car?

[Michael]

Yeah, yeah.

[Jack Armstrong]

It stinks.

[Karen Kilgariff or Georgia Hardstark]

Stinks.

[Michael]

Hit by a very, very, very not crappy car.

[Jack Armstrong]

So.

[Michael]

Which would lead the driver to think that maybe there were some opportunities there.

[Jack Armstrong]

Oh, yeah, yeah. Deep pockets, please.

[Michael]

Interesting. If you know anything about that. Texas 415295 KFTC. If you know anything about the slipping? Jimmy's out there. 415295, KFTC. More on the A.I. what is this? Coming up,

[Cindy Crawford]

Armstrong and Getty.

[America 250 Announcer]

This July 4th, come celebrate at America's Block Party hosted by America 250. America's Block Party is a can't miss 4th of July concert happening at the Los Angeles Memorial Coliseum. Experience music, performances from major artists, patriotic tributes and the kickoff to giving 4th, helping to make July 4th the largest day of giving in American history. It's more than just fireworks. Learn more about this landmark [e-mail]

[Karen Kilgariff or Georgia Hardstark]

hi, it's Karen and Georgia from My Favorite Murder.

We cruised around LA in the Hyundai Ioniq 5 and dove into the fascinating life of actress and inventor Hedy Lamarr.

Want the full story? Take a listen.

Hetty. She starts dating Howard Hughes, the aviation tycoon. Do you know a lot about him?

I mean, I watch the Aviator, so I know everything Leonardo DiCaprio has allowed me to know about him. But incredible innovator, right?

She says he's a, quote, very strange man. But they do get along really well.

Give us examples.

I know they do get along intellectually. And in fact, she helps him design a faster plane. She takes a look at what he's designed. It's got these square wings and she's like, that doesn't make sense. And so she finds the fastest bird and the fastest fish and sketches out a drawing of like, what the two would look like as a plane. And that becomes the plane that we know today. And he calls her a genius. Check out our new episode spotlighting groundbreaking innovators like Hedy and Lamar and Billie Jean King.

Presented by the Hyundai Ioniq 5.

[Bethenny Frankel]

Goodbye. Think about it. When it comes to your own food, you can walk into a restaurant, see what's being made and know exactly what you're getting. But with dog food, most brands keep that completely hidden. Just Food for Dogs does the opposite. They've built their entire brand around open kitchens. You can actually walk in and watch them prepare your dog's meals with real human grade ingredients like chicken, beef, carrots and peas cooked right there in front of you. No mystery, no. Behind the scenes, you're not allowed to see. That kind of transparency is rare in the pet food world. And it's a big reason they've become the number one vet recommended fresh dog food, earning trust from pet parents who want to feel confident in what they're feeding. When a brand is willing to show you exactly how your dog's food is made, it says a lot about the care, quality and standards behind every meal they produce. Nothing to hide, everything to love. Go to justfoodfordogs.com and get 50% off your first order.

[Cindy Crawford]

Now I'd like to introduce you to Meaningful Beauty, the famed skincare brand created by iconic supermodel Cindy Crawford. It's her secret to absolutely gorgeous skin. Meaningful Beauty makes powerful and effective skin care simple and it's loved by millions of women. It's formulated for all ages and all skin tones and types and it's designed to work as a complete skincare system, leaving your skin feeling soft, smooth and nourished. I recommend starting with Cindy's Full Regimen with which contains all five of her best selling products including the Amazing Youth Activating Melon Serum. This next generation serum has the power of melonleaf stem cell technology. It's melon leaf stem cells encapsulated for freshness and released onto the skin to support a visible reduction in the appearance of wrinkles. With thousands of glowing five star reviews, why not give it a try? Subscribe today and you can get the Amazing Meaningful Beauty system for just $49.95. That includes includes our introductory five piece system, free gifts, free shipping and a 60 day money back guarantee. All that [e-mail] last support through Telehealth,

[Orderly Meds Announcer]

but it feels overwhelming and rushed. Check out orderlymeds.com now. Orderlymeds.com was built to be different. Here you connect with real doctors who take the time to understand your goals, review your eligibility and guide you through a plan that's right for you. Orderly Meds provides access to proven glass LP1 medications like semaglutide and Tirzepatide, including both name brand options and personalized compound versions when appropriate. So you have choices backed by clinical oversight, not guesswork. It's a simpler, more supportive telehealth experience designed around people who want clarity, care and confidence in their weight loss journey. And your medication is delivered directly to your home in discreet packaging so your experience stays private from start to finish. Do your research, ask the right questions, then visit orderlymeds.com podcast for an exclusive offer. Again, that's orderlymeds.com podcast. Individual results may vary. Not medical advice. Eligibility required. See Cite for details.

[Michael]

The Vice President, J.D. vance has explained in a couple of different settings now in the last 18 hours why we're not allowed to see the Memorandum of Understanding. It makes sense, so stay tuned. We'll get to that Hour three, except

[Jack Armstrong]

that it doesn't at all. Who's a greater threat. China or Anthropic? The Trump administration seems to be torn. And leaning toward Anthropic is they just essentially banned the export of Anthropic's newest advanced AI model. And since Anthropic has no idea of where people are really, they've essentially banned the product. And the Journal's writing about. There are all sorts of signs. The White House has a. I can think of one expression. But it's unfortunate, it's impolite. They have it in for Anthropic. There's something going on there. They bad mouth Anthropic in a number of ways. Now they're trying to hogtie them as China forges ahead with its AI products. And it's not clear at all to the Journal why they are so fixated on Anthropic. That's a story we'll get into as it develops. Came across this. This is also the Wall Street Journal. We've talked about this, Jack. Now for a while. AI supercharges deep fake nudes, unleashing a new form of bullying among kids. Evidently, the new defy tools are easily accessible and everywhere and parents and schools are struggling to protect young victims. And they go into the inevitable examples, right? Exactly. Last year, a boy created a deep fake image of this gal's middle school daughter, shared it on Snapchat with other kids who took screenshots, shared them in the hallways during school. And then, you know, the local cops got involved in the administration.

[Michael]

The only thing that's going to stop this is there will be a thousand different versions of every cute girl and every grade that everybody's already seen. So it doesn't matter. That's the only thing that's gonna fix it.

[Jack Armstrong]

Right? Getting. Getting to that point, the local police told her the best way to get the photo offline was to upload it to a website that specializes in removing deep fakes. But because the image depicted a naked minor, federal law prevented the police from giving her the image. Instead, they gave her a black and white printout of the image instead. They couldn't give it to her electronically, and the police told her daughter would likely need to testify if she pressed charges. The boy would face limited consequences because he was a minor. Yeah, to your point. And do not take this for a single second as somehow approve of this. Incredibly embarrassing. My God. An adolescent, especially an adolescent girl, it's just. It's so bad. I have not heard anybody come within 100 miles of an enforceable First Amendment safe way to deal with this. That will be effective. I think you're right. And maybe this is giving up prematurely. And if you have a solution, by God, craft it and get it to the authorities immediately. It's got to get to the point that this is so old hat, People are like, yeah, that's not me. Whatever.

[Michael]

Right.

[Jack Armstrong]

And remove the sting. I mean, it reminds me in a weird way. Although, again, we're talking about adolescent girls here mostly. Although boys, too, who would be absolutely mortified. You know, back when, back in the day, when the DEI crowd, the neo Marxists, would call somebody a racist, they'd immediately be like, oh, my God, no, wait, I'm not a racist. I'm not.

[Michael]

I'm not. What do I have to do?

[Jack Armstrong]

Why'd you call me that?

[Michael]

What do I have to do now?

[Jack Armstrong]

It's like, shut up.

[Michael]

No, I'm not.

[Jack Armstrong]

The sting's been taken away because it's. It's everywhere all the time, and it's. It's incredibly disingenuous. I don't. I don't understand any other way to get to where we need to go on this stuff. It's ubiquitous. It's effortless.

[Michael]

Yeah. It takes no talent.

[Jack Armstrong]

Right. And if you're talking, especially if you're talking about an adult, and I'm not in favor of this, and I don't do this, but you could absolutely say I'm within my First Amendment rights to, say, paint a picture of, say, Hillary Clinton naked as some sort of political statement. What that statement would be, and if anybody on earth would want to look at it, is another couple of questions. Bill appreciating that one. Yes. I don't. I don't. I don't see how we fix this.

[Michael]

No.

[Jack Armstrong]

More than half of US Teens who took a recent George Mason University survey said they'd created at least one image using nudification tools. A third said someone had created and shared a nude image of them without their permission. That seems very, very high. But I'll grant you, it's high.

[Michael]

Well, but just because they've heard of it, everybody's tried it at least once. I gotta think the fun goes out of it pretty damn fast. Yeah.

[Jack Armstrong]

Yeah. Believe it or not, I'm gonna tell you something interesting about England's World cup soccer team next hour.

[Michael]

And JD Explaining why we're not allowed to see the terms of a deal that the United States has struck to end a war. I can't imagine a good reason, but we'll hear what he has to say.

[Jack Armstrong]

The short version. We're not allowed to allowed by whom, right?

[Michael]

Aren't we the winners? Don't we get to dictate the terms?

[Karen Kilgariff or Georgia Hardstark]

Armstrong and getty

[America 250 Announcer]

this July 4th, come celebrate at America's Block Party. Hosted by America250. America's Block Party is a can't miss 4th of July concert happening at the Los Angeles Memorial Coliseum. Experience music, performances from major artists, patriotic tributes and the kickoff to giving 4th, helping to make July 4th the largest day of giving in American history. It's more than just fireworks. Learn more about this landmark [e-mail]

[Karen Kilgariff or Georgia Hardstark]

hi, it's Karen and Georgia from My Favorite Murder.

We cruised around LA in the Hyundai Ioniq 5 and dove into the fascinating life of actress and inventor Hedy Lamar.

Want the full story? Take a listen.

She starts dating Howard Hughes and in fact she helps him design a faster plane. So she finds the fastest bird and the fastest fish and sketches out a drawing of what the two would look like as a plane. And that becomes the plane that we know today. And he calls her a genius. Check out our new episode spotlighting groundbreaking innovators like Hedy and Lamarr and Billie

Jean King presented by the Hyundai Ioniq 5.

[Bethenny Frankel]

Goodbye.

[Karen Kilgariff or Georgia Hardstark]

This is Bethany Frankel from Just Be with Bethany Frankel. Most dog food is marketing, not nutrition. That is why Biggie and Smalls eat just food for dogs. Real 100 human grade food with ingredients I actually recognize. And yes, I do see the difference. Better digestion, healthier skin, more energy. Dogs that feel better. My babies. If you've been on the fence about switching, stop overthinking it. What's more important than your furry babies and their health? Go to justfood4dogs.com right now and get 50% off your first box. No code needed. Just try it.

[Orderly Meds Announcer]

Lots of support through telehealth, but it feels overwhelming and rushed. Check out orderlymeds.com now. Orderlymeds.com was built to be different. Here you connect with real doctors who take the time to understand your goals, review your eligibility and guide you through a plan that's right for you. Orderly Meds provides access to to proven GLP1 medications like semaglutide and Tirzepatide, including both name brand options and personalized compound versions when appropriate. So you have choices backed by clinical oversight, not guesswork. It's a simpler, more supportive telehealth experience designed around people who want clarity, care and confidence in their weight loss journey. And your medication is delivered directly to your home in discreet packaging so your experience stays private from start to finish. Do your research, ask the right questions, then visit orderlymeds.com podcast for an exclusive offer. Again, that's orderlymeds.com podcast. Individual results may vary. Not medical advice eligibility required. See Cite for details.

[Jack Armstrong]

Hello, beautiful.

[Michael]

I'm Amy Ehrich, founder of Madison Reed, a hair color company I named after my daughter.

[Karen Kilgariff or Georgia Hardstark]

Forget everything you know about hair color.

[Michael]

The map, the smell, the hassle, the damage. We're female founded and female led. We've transformed the hair color experience with ingredients that care for your hair and award winning color on your terms, at home or at our hair color bars. The future of hair color is here at Madison Reef.