We're Going Through the Big Divorce--California Style!

Summary

Armstrong & Getty On Demand: "We're Going Through the Big Divorce--California Style!"

Release Date: July 8, 2025
Host/Authors: Armstrong & Getty
Platform: iHeartPodcasts

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Overview

In this episode of "Armstrong & Getty On Demand," hosts Armstrong and Getty delve into the complexities of divorce in California, using the high-profile case of Denise Richards as a focal point. The discussion extends to the influence of modern platforms like OnlyFans on personal relationships and the financial implications of maintaining a lifestyle during and after divorce in the Golden State.

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1. Introduction to California Divorce Proceedings

Timestamp: [03:12]

Armstrong and Getty open the discussion by highlighting how California's divorce system operates, emphasizing the public nature of financial disclosures. They express concerns over privacy and the potential for public ridicule, especially for celebrities undergoing divorce.

Notable Quote:

Getty: "One of the great things about the way the divorce system works in California... The goal of all divorces is to maintain the lifestyle."
Timestamp: [04:19]

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2. Spotlight on Denise Richards' Divorce

Timestamp: [03:43]

The conversation shifts to Denise Richards, a well-known actress currently navigating a divorce. The hosts explore her financial status, income streams, and the public's fascination with her marital breakdown.

Key Points:

• Denise Richards' Earnings: Estimated to earn over $250,000 monthly from various ventures, including acting, brand deals, and OnlyFans.
• Financial Breakdown: Reports suggest Denise spends approximately $105,000 monthly, covering clothing, rent, utilities, home maintenance, and more.

Notable Quote:

Armstrong: "She spends $105,000 a month... $20,000 for clothing, $18,000 for rent, $8,000 for utilities."
Timestamp: [07:12]

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3. The Impact of OnlyFans on Personal Finances and Relationships

Timestamp: [03:43]

A significant portion of the episode examines OnlyFans' role in influencing modern relationships and divorces. Armstrong and Getty dissect the platform's business model, revenue distribution, and its potential to strain marital bonds.

Key Points:

• OnlyFans Revenue Model:
  • Platform takes 20%, creators keep 80%.
  • Top 1% of creators earn between $20,000 to over $1 million annually.
  • Majority of users earn minimal income, often under $500 monthly.
• Denise Richards on OnlyFans: Despite initial skepticism, Denise has reportedly capitalized significantly on the platform, contributing to her substantial income.

Notable Quotes:

Getty: "OnlyFans generated over $6 billion in gross revenue last year."
Timestamp: [05:12]
Armstrong: "Top creators make between $20,000 and well over a million dollars a year."
Timestamp: [06:16]

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4. Financial Implications of Maintaining a Lifestyle in Divorce

Timestamp: [06:39]

The hosts critique the California divorce system, which mandates the maintenance of a pre-divorce lifestyle regardless of actual spending or necessity. They argue that exaggerated expense claims can lead to unfair financial obligations.

Key Points:

• Expense Claims: Individuals can declare high monthly expenses without stringent verification.
• Impact on Assets: Such declarations can result in significant alimony or spousal support payments.
• Legal System Critique: Armstrong and Getty suggest the system benefits lawyers more than the individuals involved.

Notable Quote:

Getty: "The laws exist to make lawyers rich."
Timestamp: [09:27]

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5. The Allure and Challenges of OnlyFans for Adults

Timestamp: [07:27]

Armstrong and Getty explore the diverse content on OnlyFans, including non-adult material, and discuss the platform's versatility for creators with various interests. They ponder the sustainability and ethical considerations of income generation through personal content.

Key Points:

• Content Diversity: From fitness coaching to hobbyist activities like birdhouse building.
• Public Perception: Challenges creators face in maintaining a respectable image while monetizing personal interests.
• Economic Reality: Only a small percentage of creators achieve substantial earnings, while many struggle to make a profit.

Notable Quote:

Armstrong: "It's a genius combination if you build a niche audience willing to pay for it."
Timestamp: [07:08]

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6. Conclusion and Reflections on the Modern Divorce Landscape

Timestamp: [10:52]

Wrapping up, Armstrong and Getty reflect on how modern platforms like OnlyFans intersect with traditional institutions like marriage and divorce. They emphasize the need for individuals to be aware of the financial and personal ramifications of both maintaining a high-profile lifestyle and leveraging digital platforms for income.

Notable Quote:

Getty: "In our industry, the top 1% make pretty good, the top 10% make pretty good, the vast majority make basically nothing."
Timestamp: [10:52]

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Final Thoughts

Throughout the episode, Armstrong and Getty offer a critical lens on the interplay between digital entrepreneurship and personal relationships. By dissecting Denise Richards' case, they shed light on broader societal trends affecting marriage, divorce, and financial stability in the digital age.

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Disclaimer: The financial figures and personal details discussed regarding Denise Richards are based on publicly available information and interpretations from the hosts. For accurate and detailed information, please refer to official legal documents or verified news sources.

Transcript

[Jana Kramer]

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[Unknown Co-Host]

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[Unknown Co-Host]

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[Unknown Co-Host]

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[Jana Kramer]

One more thing.

[Unknown Co-Host]

Is Denise Richards famous for much more than being Charlie Sheen's ex wife? Well, she was kind of the sex pot du jour for a few years in the 90s, definitely. Whatever that movie was, her and the other chick. I got everybody's attention. Ruined the poor teacher's life. Those harlots. Do you know Katie? I mean, you're younger than Wild Things.

[Jana Kramer]

Yeah, I'm trying to remember the name.

[Unknown Co-Host]

I think that was the name of the movie. But Denise Richardson, then she. I think she did some. I think she's been on a few of those Real Housewives shows or some reality show in addition to being Charlie Sheen's ex wife. And then I saw an article the other day. We're about to get into her current divorce. I saw an article the other day. The only fans models most likely to break up your marriage. Which I clicked on just because I thought, what? I don't even understand the premise of this, but she was number two. They did a survey of women and they thought, what? Only fans models are most likely to break up your marriage, or you think your husband's spending too much time looking? I don't know. I didn't even get it. You become obsessed in this scenario. Is that how it's breaking up your knowledge?

[Jana Kramer]

Maybe the amount of money being spent.

[Unknown Co-Host]

I don't know. The whole thing seems stupid to me anyway. The only fans business model, I've never quite understood, but it clearly is real and exists, and it makes a tremendous amount of money. I was doing a little research before we get into Denise Richards in particular. It generated only fans. The website. It's not all adult material, but that's mostly what's going on there. And anybody can set up. I could today set up an only fan site. And I could build bird houses or, you know, pose in cheerleader outfits or do whatever the hell I want. And if people. Or combine the two. Genius. Whoa. And if people decide and then you promote it, usually through your Instagram, your Twitter Your cross platform. And if another enough people thought, you know, I want to see an old bald man in a cheerleading outfit build a birdhouse and I'm willing to pay $5 a month or whatever you decide to charge. It's up to you. That's the only fans model. And last year it generated over $6 billion in gross revenue, taking in 1.1 billion. Because 20% of what you get goes to onlyfans, but all the rest you get to keep. And that's quite a bit depending on how well you're doing. Yeah, the dude who founded it is, is thinking of selling it. It's going to make him one of the richest men on earth. And it, you know, there, there are. I'm sure there are still ideas out there to be had. I wish I would sit around and ponder them because I mean, what a kind of obvious idea once you think of it.

[Jana Kramer]

Okay.

[Unknown Co-Host]

It's just a platform people go to and then I have a system for collecting some of their money. Okay, great. But man, it caught on your top creators, the top 1% of only fans people make between 20,000 and well over a million dollars a year. But. So 20,000 a year, that's included in the 1%. If the low number of 20,000 puts you in the top 1%, there's a ton of people not making any money on it. Right, right.

[Jana Kramer]

Yeah.

[Unknown Co-Host]

That are making nothing. You hear about all the extraordinarily high numbers, but the top 10, I'm thinking old guy in cheerleader outfit making birdhouse would be in that lower 99%. Which is.

[Jana Kramer]

Don't kill his dreams.

[Unknown Co-Host]

You're gonna barely pay for your birdhouse making supplies. Telling you. Well, that's a hobby I was doing anyway, so I figured that cost can be. Ah, yeah. Live your life, Jack.

[Jana Kramer]

I believe in you.

[Unknown Co-Host]

Yeah. Cheerleader outfits in your size are not gonna come cheap. I mean, I'm sorry. For some reason I was picturing like a. A transgender thing. A cross dressing thing. You could certainly dress yourself as a male cheerleader or a very, you know, common in college sports. No, I was thinking of female cheerleader.

[Jana Kramer]

Okay.

[Unknown Co-Host]

Yeah. Okay. So I assumed correctly. Wig, no wig. Weird. Really? Yeah. Yeah, I like it. Okay. I like it. It's. It's like one of those fusion cuisines. It's Asian with Italian influences. And there will be zero sexual anything. It's just me building a birdhouse in that outfit. Right. Never make any reference to it. No reference, no nothing. Birdhouses, what's that? It's a niche audience. A very Niche. Yeah. So it's as if, I mean, if I were wearing jeans and a T shirt, I would do the exact same thing. Build the birdhouse. Let me go get my hammer. Come back. Now. Here's the key to getting the roof to sit on straight. You have to as you're there in some sort of Central High cheerleader and they're the ruffled skirt, pleated skirt, and the midriff bearing top. And there would be a certain percentage of people there who are just wanting to learn how to build a birdhouse, assuming I'm decent at it. But then there's some people are hoping I drop a nail and have to pick it up. That's what they're there for. Oh, wow.

[Jana Kramer]

Good.

[Unknown Co-Host]

Good grief. It's just. It's terrible, isn't it, Katie?

[Jana Kramer]

It's so bad.

[Unknown Co-Host]

It's so awful. I think it could catch on and it would be one of those things. It's like the performance. It would catch on. Iron. Yeah. It's like the performance art. I was walking watching in Washington Square park where I was looking around and I really feel like 99 of the people were watching it. Mockingly. She thought it was people who dug her apart. And I would get tons of viewers, at least for a short period of time. Yeah, it would go. I freaking.

[Jana Kramer]

Hey.

[Unknown Co-Host]

I would tune in. John Stewart would mention it would do all that. We'd do a late night joke off. Everybody would mention the old bald guy who builds birdhouses in a cheerleader outfit. Right. I'm doing it today. Anyway, back to, you know, you can unsubscribe pretty quickly. Yeah, I'd pay $5 to see that. Why do you unsubscribe? Why do you know that? What? That you can unsubscribe quickly. I don't know that. That's everything in the modern world. Oh, is it? Yes. Have you been on Denise Richardson OnlyFans site? A few times a week. So your. Your top 10%, which of course would include the top 1% monthly earnings average between 2,000 and 10,000. So that's $24,000 a year and $120,000 a year is the average for your top 10%, which it ain't nothing because it's not a lot of work, I don't think to like go on there and be sexy or whatever is people doing. I've never seen an only fight fan site. So I don't know exactly what you do, but. And then the vast majority of people are making between zero and $500 a month. Yeah. Well, you can, what you can do is anything from like soft core lingerie shots to full on, you know, whatever exotic act of love you'd like to perform for the camera. So it's a variety. I don't really have any point with this financial breakdown. I mean, because in our industry, in the radio industry, it'd be more or less the same. I mean the top 1% make pretty good, the top 10% make pretty good. The vast majority make basically nothing. I mean, that's true in almost any realm of entertainment.

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[Unknown Co-Host]

Just thought that was kind of interesting, but it came up because we're having a discussion about Denise Richards, the actress who's going through a divorce from a guy I don't know. Is he famous, this Aaron Phiper's guy? I don't know. Doesn't make any difference to me. But they seem to be wealthy. She's 54 years old. Yes. She was in the Real Housewives of Beverly Hills. That's why she had a resurgent. She was also a bond girl. I didn't realize she was a bond girl at one point. Okay. She earns more than $250,000 a month from a variety of appearances, brand deals, and her only fans activity. And as I mentioned, she finished second in that survey of only fans stars most likely to break up a marriage. So she must be doing pretty well on OnlyFans. Did you say a quarter of a million a month? Yes. Holy crap. Wow. Yes. And then because I have some knowledge of how the whole California divorce thing works, first of all, I don't think it's cool at all that this is public information for anybody that gets divorced. Somebody can go to the courthouse and then get all of your financial details about your life. Wow. I mean, I understand why on one level, but on another level, it's just awful. And it's used all the time by people who are famous to, you know, ridicule them, disparage them, period. Whatever that word is, look into their lives. But we're about to do that. Now, according to the breakdown, she she. She says she spends. Sure, she makes $250,000 a month, but she spends $105,000 a month. That's one of the great things about the way the divorce system works in California. A person can claim they spend any amount per month. And rather than the judge saying, well, you shouldn't have been. That's ridiculous. Or no way you do. Or whatever, they just say, okay, well, that's how much money you meet need, because we need to maintain your lifestyle. That's the goal of all divorces, is to maintain the lifestyle. So even if you're spending ridiculously, the judge says they need to maintain that. That is so troubling. You think? Do you think? Would you like me to lose my mind? No. Anyway, so the breakdown of her expenses, because she spends $105,000 a month is $20,000 per month for clothing per month, 18 grand per month for rent, 8,000 for utilities. Man, you spend 8,000amonth on your utilities. Of course, you can write down anything you want. They don't really verify it. And then that just counts toward the. What you deserve to maintain because the laws exist to make lawyers rich. That's right. $5,000 per month on home maintenance. How often do things break down in your house? $5,000 for laundry per month. Wow, that's. Well, she's very clean. Well. Or she just understands how the whole system works. And you write down a big number because you get more money than $7,000 on child care. The couple together spends $10,000 a month on groceries. That seems like a lot. 15k on restaurants and 15k on various entertainment, gifts, and vacations per month. That is quite the lifestyle. Yeah. No kidding. Wow. Of course, you don't know if those numbers are real or not, because it's kind of a. It's kind of like. Certainly not. It's a. It's a bit of a game to. And then they fight back and try to claim you. Blah, blah, blah, blah, blah. Kind of interesting that a woman in her late 50s. Did I say late 50s? Early late 58. Late 50s. Is able to make so much money on Only fans. I don't know what she's doing. I don't know if she's part of. It's the interactive aspect of it, which I've tried to explain to you multiple times. It's different than porn in that you can have different levels of interaction. I guess she hasn't got time for that, does she? Denise Richards. Depends what you're willing to pay. Well, yeah, I'm sure Plus she's got those enormous dry cleaning bills, so she's got to make time. Yeah, I. Maybe I'm not going to, but maybe I should try it at some point in my life just to see what the appeal is, because I don't quite get it. I. There's. There. I wouldn't spend a hundred bucks to have a sexy conversation with Denise Richards. But that's just me, I guess. No, no, indeed. She. I was about to say something awful, but yeah, don't. Awfulness. No, no, we don't have any time for that. I'm working on mine. I could, like, read Dickens to you in heels, in a baseball uniform, making a foot thing with your feet up. Just with your feet up. It's a foot thing. Bare feet. You sit. Yeah, you sit there and you read Dickens with your bare feet up in front of the camera. I'll bet there's money in that foot fetish. Older Whatever people who like English literature. Hanson suggested a really tight T shirt that may be moist. Oh, well, if it didn't start moist, it would be moist. Oh, I hate that idea. Well, I guess that's it.

[Jana Kramer]

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