You're Deranged

Summary

Armstrong & Getty On Demand: Episode – "You're Deranged"

Release Date: June 25, 2025

Hosts: Jack Armstrong and Joe Getty
Produced by: iHeartPodcasts
Description: The official, On-Demand podcast of The Armstrong & Getty Show! Accept no substitutes!

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1. Introduction

In the "You're Deranged" episode of the Armstrong & Getty On Demand podcast, hosts Jack Armstrong and Joe Getty delve into a heated discussion surrounding recent developments in Iran's nuclear program, media reactions, and the broader implications for U.S. national security. The conversation seamlessly transitions into varied topics, including prenuptial agreements among the super-wealthy, economic challenges faced by young adults, and critiques of political figures and media outlets.

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2. Iran's Nuclear Program and Media Response

Marco Rubio's Statement:
At [00:58], former Senator Marco Rubio criticizes leakers, labeling them as "professional stabbers." He emphasizes the strategic devastation of Iran's nuclear facilities, stating, "We drop 12 of the strongest bombs on the planet... Everything underneath that mountain is in bad shape."

Joe Getty on Media Glee:
At [01:19], Joe Getty expresses concern over the contradictory reports from major news outlets like the New York Times and Wall Street Journal. He notes, "Early assessments show Iran's nuclear program set back years," juxtaposed with another report stating, "nuclear program barely damaged." Getty observes a "glee and excitement" from media hosts, questioning their satisfaction that Iran's nuclear capabilities might not be as diminished as intended.

Jack Armstrong's Critique:
At [03:11], Armstrong counters, "That's a win for them... It's a defeat for Trump," expressing frustration over the perceived triumph of adversaries due to incomplete neutralization of Iran's nuclear ambitions.

Pete Hegseth's Input:
At [04:48], Defense Secretary Pete Hegseth criticizes mainstream media outlets, stating, "The instinct of CNN, the instinct of the New York Times, is to try to find a way to spin it for their own political reasons to try to hurt President Trump or our country."

David Ignatius's Commentary:
At [05:55], Getty references David Ignatius of the Washington Post, highlighting a sarcastic take on Trump critics' perspective regarding Iran's nuclear resilience.

Trump's Defense:
At [08:22], former President Donald Trump defends the military action against Iran, praising the pilots and condemning media outlets as "sick" for their portrayal.

Discussion on NATO and International Relations:
Between [16:06] and [18:42], Armstrong and Getty discuss Trump's stance on NATO, referencing increased financial contributions from member countries and criticizing the president's approach as "destroying NATO." They touch upon Article 5 of the NATO Charter, emphasizing its importance in collective defense.

Notable Quote:
Joe Getty at [09:22]: "I don't find aggressive, you know, aggressive questioning by the press... it's the hallmark of our system."

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3. Economic Challenges for Young Adults

Spending Decline Among 18-24 Year Olds:
At [20:16], Armstrong highlights a significant 13% year-over-year drop in spending among 18 to 24-year-olds. Factors contributing to this decline include:

• Employment Struggles: Difficulty in finding jobs post-graduation.
• Student Loan Repayments: Resumption of payments placing financial strain.
• Increased Credit Card Delinquencies: Highest rates since pre-pandemic levels for ages 18-29.

Impact on Consumer Behavior:
Armstrong notes decreased expenditures in areas such as video games (-24%), apparel (-11%), accessories (-18%), and technology (-14%). Getty adds anecdotal evidence of peers cutting back on dining and entertainment expenses due to financial pressures.

Notable Quote:
Jack Armstrong at [21:14]: "Little AOC and the mummy president convinced you that you shouldn't have to pay those. It's unjust."

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4. Prenuptial Agreements Among the Super-Wealthy

Rise of Sophisticated Prenups:
At [24:04], Armstrong shifts focus to prenuptial agreements (prenups), emphasizing their increasing prevalence among individuals with net worths exceeding nine figures. These agreements serve to protect assets, business empires, and family dynasties.

Examples of Prenup Clauses:

• Asset Protection: Ensuring startup equity, royalty streams, and family trusts remain safeguarded.
• Social Media Restrictions: Preventing disclosure of the prenup's existence.
• Personal Standards: Clauses dictating weight maintenance and penalizing infidelity.

Humorous Exchange on Weight Clauses:
Between [28:02] and [33:33], Armstrong and Getty humorously debate the practicality and absurdity of prenup clauses that enforce weight maintenance, including ideas like "weekly weigh-ins" and financial penalties for weight gain.

Critical Perspectives:
At [32:29], Getty references a New York divorce attorney who argues that prenups are "power plays," benefiting the party willing to end the marriage while disadvantaging the other.

Notable Quote:
Joe Getty at [32:31]: "That is foreign to my life experience."

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5. Additional Topics and Closing Remarks

Automated Vehicles Incident:
At [19:08], they briefly discuss a Tesla auto taxi getting stuck in an intersection, highlighting the challenges of autonomous vehicle testing.

Fast Food Trends:
Between [33:41] and [34:01], Armstrong and Getty touch on new menu items from chains like Bojangles and Raising Cane's, contrasting them humorously with discussions on prenuptial agreements.

Final Thoughts:
As the episode winds down, Armstrong and Getty reflect on the complexities of modern relationships, financial responsibilities, and the interplay between personal lives and legal safeguards.

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Conclusion

The "You're Deranged" episode offers a candid and often contentious exploration of pressing issues ranging from international security and media biases to personal financial struggles and the evolving landscape of marital agreements among the affluent. Armstrong and Getty blend humor with sharp critique, providing listeners with a multifaceted view of contemporary societal challenges.

Notable Final Quote:
Jack Armstrong at [36:46]: "Whoever cares less about the marriage holds all the cards. Disgusting."

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For more insightful discussions and detailed analyses, subscribe to the Armstrong & Getty On Demand podcast and never miss an episode.

Transcript

[Jack Armstrong]

This is an Iheart podcast.

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[Jack Armstrong]

Broadcasting live from the Abraham Lincoln radio studio at the George Washington Broadcast Center, Jack Armstrong and Joe Getty.

[Joe Getty]

Armstrong and Getty.

[Jack Armstrong]

And now here's Armstrong and Getty.

[Marco Rubio]

This is what a leaker is telling you. The intelligence. That's the game these people Play. We drop 12 of the strongest bombs on the planet right down the hole in two places. Everything underneath that mountain is in bad shape. Now, anything in the world can be rebuilt, but now we know where it is. And if they try to rebuild it, we'll have options there as well. But all this leaker stuff. These leakers are professional stabbers.

[Joe Getty]

Professional stabbers. That's the Secretary of State and the National Security Advisor, Marco Rubio. So as I mentioned earlier in the show yesterday, I got two dings on my phone from different news outlets. I think one was New York Times and one was. I don't know what it was. Wall Street Journal maybe. But I got back to back. I got an alert. Early assessments show Iranians nuclear program set back years. And then while I was reading that, I got a ding assessment shows nuclear program barely damaged could be reconstituted in a month. And I thought, okay, what am I supposed to do with this information? So then I was taking in my cable shows last night and network news shows. I was sensing glee and excitement from the news hosts as they talked about only the intel that showed that the nuclear program was not very badly damaged. And I was thinking, why would you be happy about this? Or I actually wondered, like, am I reading too much into this? Maybe I've got Trump derangement syndrome at this point where I think everybody's out to get me. But no, I'm watching Morning Joe this morning, and Joe Scarborough actually said on msnbc, he said, I know a lot of people on this network and others are doing touchdown dances around this intel report that the nuclear reactor was not badly damaged. And I thought, what? So. So I'm not crazy. I actually was accurately perceiving glee touchdown dances. You're happy that maybe we didn't destroy their nuclear program. What in the hell is wrong with you? You dislike Trump so much, it makes you feel good that one of the worst regimes on earth might get a nuke.

[Jack Armstrong]

That's a win for them. Yes. In their heads. Crazy heads. Yeah. It's a defeat for Trump, so it's a win for me, period. Insane. Islamists are close to getting a nuclear bomb. That's a win for you. Yes.

[Joe Getty]

I liked your example of. That'd be me being happy if Seal Team Six had not gotten bin Laden. Yes.

[Jack Armstrong]

Obama failed in the early days before it was clear what had happened. See, man, I hope they missed him. I hope they missed him. So Obama will have failed. That's sick.

[Joe Getty]

There's something wrong with you if you look at politics that way. Seriously, you're deranged.

[Jack Armstrong]

And national security, I mean, your very existence, you pass through that filter. Yeah. You're deranged. That's correct.

[Joe Getty]

And then I heard David Ignatius of the Washington Post say critics of Trump should think this through, because if we didn't actually wipe out their nuclear program, we're going to have to bomb more and get more militarily involved. Again with the premise that you're excited that they might still have the program. I just. I don't even know what to do with that information. I thought I was as cynical as you could get. Apparently, I'm not.

[Jack Armstrong]

It's amazing.

[Joe Getty]

It is amazing, and it's disgusting. And that was kind of some of the flavor of the questioning during the press conference that was going on at NATO, just like in the last hour. And we've got Pete Hegseth, the Secretary of Defense, wanted to jump in there and answer some of the questions. And also Trump. Let's hear from SecDef.

[Pete Hegseth]

Pete, the instinct of CNN, the instinct of the New York Times, is to try to find a way to spin it for their own political reasons to try to hurt President Trump or our country. They don't care what the troops think. They don't care what the world thinks. They want to spin it to try to make him look bad based on a leak. Of course, we've all seen plenty of leakers. And what do leakers do? They have agendas. And what do they do? Do they share the whole information or just the part that they want to introduce?

[Joe Getty]

Obviously, by definition, you do have an agenda when you leak something, by definition, worth pointing out that all the assessments, the ones that are more positive, and I don't think it's prejudicial to call positive if you don't Think it's a positive thing that the nuclear program has destroyed. You're crazy. So anyway, even the more positive ones and the negative ones all say their confidence is very, very low. How could it be anything else? They don't have people there.

[Jack Armstrong]

Yeah, anybody who says that they, they need to be in Gitmo, we'll give him a trial eventually. I read the Constitution once. I think they've got one coming. But yeah, yeah, ship those, those idiots to Gitmo.

[Joe Getty]

Sec Def was worked up about this.

[Pete Hegseth]

And when they introduced that preliminary, a preliminary report that's deemed to be a low assessment, you know what a low assessment means? Low confidence in the data in that report. And why is there low confidence? Because all of the evidence of what was just bombed by 12 30,000 pound bombs is buried under a mountain, devastated and obliterated. So if you want to make an assessment of what happened at Fordeau, you better get a big shovel and go really deep. Because Iran's nuclear program is obliterated and somebody somewhere is trying to leak something to say, oh, with low confidence, we think maybe it's moderate. Those that dropped the bombs precisely in the right place know exactly what happened when that exploded. And you know who else knows? Iran.

[Jack Armstrong]

And I think that goes to the ancient wisdom that you never ever, ever underestimate your enemy and its capab. So the Defense Intelligence Agency and all they're saying, all right, here's, here's what we're, we know there's at least minor damage that is certain, but is that all the damage? We have very low confidence in telling you that. So it's a preliminary assessment of at the very, very least, we now Israel's.

[Joe Getty]

Atomic Energy Commission said the US strikes on Iran destroyed in quotes, critical infrastructure at Fordow nuclear site. The Israelis don't have any reason to spin this, that direction. Don't, wouldn't they have every reason to say you didn't get it, we need to go harder and further.

[Jack Armstrong]

Oh yeah, they are invested heavily, existentially in precisely what I was saying earlier. They, they have every interest in being very, very conservative in their estimates of how successful their missions have been.

[Joe Getty]

Now I was watching a former senator on News Nation this morning who was on the Intel Committee back in the day saying that was always our concern is would these bombs actually get down there and destroyed or not. And we never knew. But the fact that we dropped so many in the same spot, yeah, it'd be hard to imagine that it didn't do its job. But anyway, here's Trump being asked More about that.

[Donald Trump]

And, you know, you should be proud. You especially, you should be proud of those pilots and you shouldn't be trying to demean them.

[Jack Armstrong]

No, there's.

[Donald Trump]

Those pilots flew. We're at great risk. Big chance that they'd never come back home and see their husbands or their wives. Let me just tell you, you and NBC Fake News, which is one of the worst, and cnn, New York Times are all bad. They're sick. There's something wrong with them. You know what? You should be praising those people instead of trying to find some. By getting me, by trying to go and get me. You're hurting those people. They were devastated.

[Joe Getty]

Yeah, I, I don't know that the whole. I mean, I'm, I'm, I'm, I'm glad I live in a country where our military prowess is beyond everybody else's. That's good for me and everybody. And I, And I'm brother and dad who served and blah, blah, blah. I'm proud of all that sort of stuff and good. That sort of. But that's not really the question here.

[Jack Armstrong]

Right. I don't find aggressive, you know, aggressive questioning by the press, even if they're completely unfair and liberal and the rest of it, it's fine. It's the hallmark of our system.

[Joe Getty]

But you gotta admit, it's weird to be excited about it, obviously.

[Jack Armstrong]

Oh, yeah.

[Pete Hegseth]

100.

[Jack Armstrong]

Well, and, and I am thrilled that we have a president who engages. I might not like his answer to that question, but there he is answering questions. Imagine that after the last guy.

[Joe Getty]

You know, the two questions. As the Wall Street Journal writes today, here's the two questions Trump should ask today. Today and we'd find out where we are. Hey, Iran, you gonna let the IAEA inspectors in there? Like this afternoon, they land a helicopter near Fordo and go in and inspect it, yes or no. And if they say no, war is still on. They're not giving up their nuclear program.

[Jack Armstrong]

It's that simple.

[Joe Getty]

I don't know why we're not doing that. Is it because we're afraid of the answer?

[Jack Armstrong]

I don't know. Trump said something ridiculously conciliatory toward Iran that we want to play for you after word from our friends at Trust and will get security and peace of mind by making an estate plan. Now, trust me when I say if you leave your wishes and your plans and your assets to the probate system, you will be doing a terrible, terrible disservice to the people you love. Take care of this right now so.

[Joe Getty]

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[Jack Armstrong]

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[Joe Getty]

So do you want to do it here or do it when we come back, the Trump asked about oil being sold to Iran.

[Jack Armstrong]

Oh boy. Why don't we go ahead and take a break and come back and discuss that?

[Joe Getty]

Yeah, I want every media person that even by Joe Scarborough's his own network. By, even by his definition, they were doing touchdown dances around one of the worst countries on Earth, an enemy of the United States, keeping their nuclear program. I want all of you out of the business and shipped out of the country or Gitmo, as Joe Joe says, you're deranged. More on the way.

[Jack Armstrong]

Armstrong and Getty, they've had a big.

[Donald Trump]

Fight like two kids in a schoolyard. You know, they fight like hell. You can't stop them. Let them fight for about two, three minutes, then it's easy to stop them.

[Joe Getty]

Daddy has sometimes used strong language.

[Donald Trump]

You have to use strong language. Every once in a while you have to use a certain word.

[Joe Getty]

Wow.

[Jack Armstrong]

So the, the one higher up in NATO said, so Daddy had to use strong language. Okay, thanks for stepping in. Here is a criticism of Trump and I will stick by it until I am talked out of it. He does not understand radical Islam. He has not internalized the idea that people will fight, they will die, they will sacrifice human lives, they will sacrifice children, they will engage in never ending war, they will throw away their wealth, et cetera, et cetera, et cetera, based on taking over the globe in the name of Allah. Trump doesn't get that.

[Joe Getty]

Yeah, it's interesting that you say that because I think you're right. But then there's also a crowd like Ian Bremmer who, that crowd who just seems to think everybody's going to do what's in their best interest all the time and wouldn't Sacrifice millions of people or all their fortune to do crazy ass. Right, like clearly Putin's doing or China is going to do or Iran's willing to do.

[Jack Armstrong]

Right. Everybody's a rational actor when you get down to it. No, not so, not so at all. And you know, I could give you a half a dozen great examples just from the last couple of centuries where people were out of their fricking minds. Anyway, so this really bothered me. I just read a quote from it. But let's, let's play. This is a reporter talking to Trump about what happens now with Iran. Thank you so much, Mr. President. Yesterday you said China can now continue to purchase oil from Iran. Are you giving up on your maximum pressure campaign because sanctions right now with who on Iran?

[Donald Trump]

No. Look, they just had a war. The war was fought, they fought it bravely. I'm not giving up. They're in the oil business. I mean, I could stop it if I wanted to sell China the oil myself. I don't want to do that. They're going to need money to put that country back into shape. We want to see that happen. No, if they're going to sell oil, they're going to sell oil. We're not taking over the oil. We could have, you know, I used to say with Iraq, keep the oil. I could say it here, too. We could have kept the oil. Now China is going to want to buy oil. They can buy it from us, they can buy it from other people, but you're going to have to put that country back into shape. Desperately needs money.

[Joe Getty]

Yeah, that's an interesting take.

[Jack Armstrong]

Yeah. So I'll give me the criticism and then I will argue with myself, just briefly. The criticism is he thinks he can flatter, cajole and say, hey, hey, hey, I'm really sympathetic, I'm sorry about all that ugliness. Let's work together. And that, that will change the minds of the leadership in Iran.

[Joe Getty]

Yeah, we want to help you be, we want to help you be rich and prosperous.

[Jack Armstrong]

Right, right. He does not get that the upper echelons, the hardest core of the leadership in Iran, don't care about any of that. I mean, they care in as much as it helps them achieve Islamism, but that's the only reason they care about the economy and the people not going crazy. The counterargument to my argument is Trump is appealing to moderate elements within Iran and sending the message, we could be buddies fast if you get rid of the lunatics.

[Joe Getty]

There's also the possibility that they've got all kinds of communication with moderate elements inside Iran that it's teetering more than we know, or they're really ready to do something or whatever that's possible.

[Jack Armstrong]

But anyway, my last comment is, I still don't think Trump gets fundamentalist Islam, but I wonder what he's actually pushing at with that statement.

[Joe Getty]

Here's the.

[Jack Armstrong]

Interesting to see it play out.

[Joe Getty]

Here's something Trump does get. And this NATO summit was so supposed to be for Trump anyway. A celebration of forcing, convincing, use whatever word you want. The other NATO countries to finally pay the amount that they're supposed to pay as a percentage of their GDP for supporting the supposedly most important coalition that's ever been built on Earth. Everybody says that about us being in it, but, you know, gives a pass to all these NATO countries that don't seem to care about it as much as you do because they weren't spending money on it anyway. They've all agreed to the 2% they're supposed to pay and upping it to 5%. Everybody but Italy, I guess, has agreed to do that.

[Jack Armstrong]

Spain, who cares? Kick him out of NATO.

[Joe Getty]

And I saw one of our euro friends, I don't remember if it was Starmer or Fred Mertz from Germany or whoever it was, but in a speech today at NATO saying, I'd like to congratulate Donald Trump on getting everybody to contribute more money. We've been living off the largesse of the United States for too long and we need to all come together as a coalition and pay our share and.

[Jack Armstrong]

Make sure he's going to destroy NATO. Trump is destroying NATO, and that was.

[Joe Getty]

One of our allies, you know, praising Trump for that, for that move. And that's obviously a good thing for the whole world.

[Jack Armstrong]

Yeah.

[Joe Getty]

One more thing. Trump was asked about Article 5, in case you're not into this stuff enough to know that Article 5 of the NATO Charter is an attack on one, is an attack on all words. If Putin invade Estonia, who's in NATO? We, the United States, are pledged to fight on their behalf against Russia. Um, anyway, Trump was asked, can you clarify your stance on Article 5? Trump said, I stand with it. That's why I'm here. If I didn't stand with it, I wouldn't be here. The reporter said, so you defend countries. Trump jumped in, what did I just say? Yeah, why would I be here?

[Jack Armstrong]

Right, right.

[Joe Getty]

Of course, that's worth nothing if, if Trump would decide, we're not going to war to defend estonia, and like 90% of Americans say, yeah, we're with you.

[Jack Armstrong]

Yeah, yeah. Now I Have one more point to make. But we're pressed for time and this will probably be a story in the next, well, 50 years from now, just like it was 50 years ago.

[Joe Getty]

I don't even know where I would be on that. Do we fully come the defense of Estonia with all the might of the American? We do.

[Jack Armstrong]

Yes. Yes, we do.

[Joe Getty]

Wow. Joseph, you and Lindsey Graham and John Bolton.

[Jack Armstrong]

Oh, the three of us, we're forming a barbershop quartet. We need one more guy. Armstrong and Getty.

[Joe Getty]

I'm actually going to use this drop off early feature. Oh, awesome. We are stuck a little bit in the intersection.

[Jack Armstrong]

He is stuck. Oh, okay, there it goes.

[Joe Getty]

So it was a few seconds. I do feel bad for him because he was definitely in the intersection. What the car should have known. Yeah. To not stop there. Right?

[Jack Armstrong]

Not stop there. Exactly.

[Joe Getty]

What happened there?

[Jack Armstrong]

That is a Tesla auto taxi getting stuck in an intersection during a test. Well, showing how great it was.

[Joe Getty]

Was it stuck for longer than it sounded like there? I mean, was that a condensed version? Did it sit for half an hour?

[Jack Armstrong]

45 seconds.

[Joe Getty]

Okay.

[Jack Armstrong]

4 to 5 or 45.

[Joe Getty]

Okay.

[Jack Armstrong]

Yeah.

[Joe Getty]

45 seconds is too long to sit at an intersection.

[Donald Trump]

Yeah.

[Jack Armstrong]

Right. And my understanding. And it wasn't at an intersection. It was in the intersection. It was just sitting there. Where the cars go to and fro. So more to be worked out. Obviously. It's an amazing system and it's going to take a while, but still more work to do. Speaking of consumer issues, that sort of thing. Really some striking economic numbers out. Oh, coming up inside the petty and what was the other word? The complex and petty prenups of the super wealthy. Wouldn't you like to be petty about the super wealthy? Come on.

[Joe Getty]

I saw some of the pushback there in Venice about the Bezos and his wife wedding. There's a lot of protesters. They unfurled a giant sign in the middle of whatever square that was there.

[Jack Armstrong]

Did it say how much work is too much with a picture of her face? No.

[Joe Getty]

No. It was a giant sign that said if you can afford this wedding, you can afford to pay more taxes.

[Jack Armstrong]

Okay. All right. Anyway, so some fairly shocking economic numbers out about the purchasing, the spending of 18 to 24 year old adults. It fell 13% year over year.

[Joe Getty]

13%'S a lot.

[Jack Armstrong]

It's a huge drop. Spending by older groups is still on the rise but has slowed significantly. They mentioned a combination of economic challenges. Young grads are having a much tougher time finding jobs. Student loan payments are restarting for millions of borrowers.

[Joe Getty]

But that, that for that crowd, I know a few people in that situation and it has been quite the shock to their system because I know some people with some pretty big nuts, if you'll pardon the expression, that they've got to be able to meet. And all of a sudden you have a 500amonth bill that you didn't have before and you somehow were convinced by an ancient president you were never going to have to pay.

[Jack Armstrong]

Right. Little aoc and the mummy president convinced you that you shouldn't have to pay those. It's unjust. Yeah, people, they believe that stuff. Which is why I warned my kids.

[Joe Getty]

Don't believe it, man. This could be, that could be a lot of it. You are not spending money on going out to eat and concerts and maybe travel if all of a sudden you're paying an extra 500 to $1,000 a month.

[Jack Armstrong]

No need to speculate. I have those numbers. You're absolutely right. Plus, over the roughly the past year credit card delinquency rates have risen to the highest points since pre pandemic levels. Highest for those 18 to 29 years of age. They quote a bunch of experts and economists. Expenditures this is among 18 to 24 year olds on video games is down 24%, 23% year over year. Where are the rest of those numbers? Apparel is down 11, accessories is down 18%. They don't get how important it is to accessorize accessories. Technology is down 14%. Small appliances down almost 20%.

[Joe Getty]

I was going to get a toaster, but I guess I won't. Small appliances, I, I like those kind of statistics. But like my own anecdote, dodal evidence and this is completely anecdotal. I live in a wealthy college town, but God, these college kids are out to eat all the time. Dressed cool, talking on thousand dollar phones. That's not what I was doing when I was in college. I was eating beanie weenies, five cans for a dollar from the food club to get by. I wasn't going out to eat every day at expensive restaurants, which is what happens in my college. But again, that's anecdotal.

[Jack Armstrong]

But yeah, I would say that is, that is the anecdote that misleads, honestly.

[Joe Getty]

Well, you can't deny that there are a lot of people living lifestyles you shouldn't lead at that age or income level and that's why you're in financial trouble.

[Jack Armstrong]

Hence the credit card link. Yeah, yeah, yeah, absolutely true. Yeah, it's, it's all part of the same stew. I was just thinking about the shocking number of foreign students paying full tuition and snapping up spots that American students could have in university after university. I saw some of those statistics recently and they're unbelievable. Anyway, so take a look. Look for that as a continuation.

[Joe Getty]

Maybe I should add into my commentary. I know, and this is taking anecdotal to another level, but I know at least a half a dozen people that are in that group who tell me how broke they are all the time or how they could use more hours if they could get them because they're really in tough financial straits. I think you live like you're a 45 year old with a really good job and you're 20.

[Jack Armstrong]

Yeah.

[Joe Getty]

So maybe you wouldn't be in a bind if you didn't.

[Jack Armstrong]

Yeah. Actually, that is the. The part of the article I should have told you. The headline is goodbye fancy bar, hello at home pizza party. Young Americans cut back.

[Joe Getty]

Yeah. Okay.

[Jack Armstrong]

Yeah. And they. They have to, obviously. So let's. Let's talk about the super rich, Jack. The other end of the economic scale. The rich and their prenuptial agreements. Attorneys say prenups are only becoming more common for people of all wealth levels. But for those with net worths that are nine figures or larger, that would be 100 million bucks, right? Nine figures. Wow.

[Joe Getty]

Okay.

[Jack Armstrong]

Those agreements become sophisticated legal instruments to protect assets, business empires, and finally family dynasties.

[Joe Getty]

I don't know what I think about prenups. I really don't. I've gone back and forth on my, my. I personally would be much better off if I had done it, but I don't ever really think that I wish I had. So I don't. I don't know. I don't know.

[Jack Armstrong]

So I. I know a little bit about prenups, but not very much, having been married since we were 11 years old. But here's some examples. Prenups can dictate who gets.

[Joe Getty]

That's Kanye.

[Jack Armstrong]

Ah, yes, the great philosopher Kanye. Prenups can dictate who gets access to the private jet, how the thoroughbred horses are cared for, and who gets to say what about the divorce. On social media. The embedded confidential reality agreement can even prohibit disclosing the existence of the prenup itself.

[Joe Getty]

Well, that's funny. You have to have a prenup that includes who gets to say what on social media, as Kanye would say, because when she leaves your ass, she's going to leave with half.

[Jack Armstrong]

Oh, well said. Gay ultra wealthy. Prenups must address assets that can't be easily split or sold. Don't worry, we'll get catty in a second. Such as startup equity that can't be traded in public markets, carried interest in private equity funds, royalty streams from intellectual property and family trusts with complex distribution rules. And if you don't have like crazy planning, the distributing those assets can lead to painful trade offs, financial trade offs, not to mention years, if not decades long legal battles and everybody in the family ending up hating each other. It's. It's tough to generate too much sympathy for the ultra wealthy, but, eh, what are you gonna do?

[Joe Getty]

She says she's gonna buy Tycho with your money, but she only gets lipo with your money. Money, money. Who has listened to gold digger 1,000 times? I have. That's who.

[Jack Armstrong]

Oh, well, it's a catchy tune. I understand the appeal. So where is the. Where's my favorite part? Oh, here you go. Prenups can lay out who in a divorce supervises the packing of personal belongings. Wow.

[Joe Getty]

God, that would be awful. Can you imagine anything worse than getting down to those details of argument or.

[Jack Armstrong]

Or require a spouse to move out within 30 days? So before your nuptials, you are saying you're negotiating? All right, look. When and if we get divorced, I will be in charge of. Of hiring the company that packs up all of your belongings to move them out. Because I don't want you stealing anything.

[Joe Getty]

Oh, right. And you're gonna have that conversation while you're all in love.

[Jack Armstrong]

Right? Right.

[Joe Getty]

I love you. I love you too. Let me look deep into your eyes. While you look deep into my eyes. You know, if we ever split up, and I think there's a decent chance we do, I think you'd probably steal. So I got this piece of paper that says somebody needs to watch you.

[Jack Armstrong]

And I'll need you to move out within two weeks. Come on, I gotta find a place to live. All right, four weeks. Look, make it a month. Make it 30 days. All right?

[Joe Getty]

I know.

[Jack Armstrong]

All right, you gotta be out within 30 days.

[Joe Getty]

Here's a good one. I know someone who got hit with the prenup, like just two weeks before the wedding, had never come up in conversation before the idea of it. And then they got to. I'm going to want you to sign this. And then it was like too late to pull the plug. I mean, you could, obviously, but it's a lot harder to.

[Jack Armstrong]

Sure. Yeah. Some clients demand that their prenups. Here we go. Stipulate that a spouse maintain a specific weight. Yes. Within 20 pounds of what it was on the wedding day.

[Joe Getty]

Oh, that's fantastic. A Prenup weight agreement. Honey, I'm gonna need you to come on and step on the scale looking like you might be breaking some rules. That's an excellent point, Katie. To enforce the prenup. If anybody's getting close, somebody's got to say, all right, we need to have a way. You, I'd put in the prenup. I would never do this. But if you were going to. The only way to make this less contentious was part of the prenup is we have to have weekly weigh ins. Both of us.

[Jack Armstrong]

Right. Well, one guy thing is you've. Go ahead.

[Joe Getty]

Otherwise you end up in a situation like Katie's talking about. Hey, I just noticed when we were at the pool on vacation, you look.

[Jack Armstrong]

Like you're looking a little porky here, sweetheart. Yeah. One common thing is you've got to stay within 20 pounds of what you are on the wedding day. Or what? I don't know.

[Joe Getty]

I mean, I saw you come out of the sauna and if you're not 210, my name's Marco Rubio. I mean, so I think we should get the scale out.

[Jack Armstrong]

Well, and. And if you're looking for a trophy wife or husband or something, I mean, that just. That ends. Is she just. Or is he just marrying me because I'm young and hot? Well, yes, yes, it's being made very, very clear here. If you gain 21 pounds, you're in violation of the prenup and you lose your rights to, God knows, I don't know, the house, the car, money, whatever. Or it says you've got. Well, for instance, here's another one a prenups. There's one prenup says you agree to exercise four times a week during the marriage.

[Joe Getty]

That one seems hard to enforce.

[Jack Armstrong]

There's gotta be a subclause about if you have the flu or a similar disease. Others want financial penalties for cheating. One attorney described a client seeking a million dollar payment for each affair.

[Joe Getty]

See, that's. You know, some states have that. That. That's one of the problems with the get into the. So. So if one person cheats and then you go through the. The divorce laws the way they are and you're going to get lose half your stuff. For somebody who violated the vows, that just seems so incredibly uncool to me. But on the other side of it.

[Jack Armstrong]

Here'S an Atlanta attorney. Well, go ahead. Did you have one more point on that?

[Joe Getty]

Well, I'm not a misogynist like you, so I wanted to point out that it could be the other direction for the weight gain. I've known a number of women who are very unhappy that they got married and their husbands gained like 50 pounds.

[Jack Armstrong]

And what are you going to do? Anyway, here's an Atlanta based divorce attorney. He recounts a professional basketball player client who insisted his prenup acknowledge that, quote, NBA players are known to have affairs, so cheating could not trigger costly penalties. It was a get out of jail free or, you know, I'm going to have affairs clause in the prenup.

[Joe Getty]

Well, why even get married? I know I got no success to lean on as a. But I just. Yeah, I can't imagine you get all that taken care of and now you're walking down the aisle starry eyed and happy with each other. Happiest day of my life. Now that we've worked out that you can't gain more than £10 or I'll put you on the scale and hold you to it, or, you know, all these other different things. I need to be watched while I pack boxes. If we do split up because I can't be trusted. I mean, what. Where's the magic?

[Jack Armstrong]

Nothing says love like getting the lawyers involved. And here's a New York deforest attorney, a woman who says every prenuptial agreement is a power play. It's exciting for them to have this control, but the leverage goes to whoever cares less about the marriage. If you're willing to walk away, you hold all the cards. Wow. Wow.

[Joe Getty]

That's wrong.

[Jack Armstrong]

That is so foreign to my life experience.

[Joe Getty]

Yeah, I know.

[Jack Armstrong]

I'm. I'm so lucky.

[Joe Getty]

Wow. That is.

[Jack Armstrong]

Whoever cares less about the marriage holds all the cards.

[Joe Getty]

Yes. I think.

[Jack Armstrong]

Disgusting.

[Pete Hegseth]

I'm sorry.

[Joe Getty]

I think because it would. I agree. But, you know, I'm not married, so I haven't pulled it off. I think you got to sneak it in. You do. Like I weighed my truck the other day. On a truck scale. I don't know if you've ever been on a truck scale, but it just, it looks like the driveway. It's just that the driveway floats. And so you got to do that under their chair at the table or like their easy chair where they watch television. You make that a scale.

[Jack Armstrong]

Have a digital readout on the back.

[Joe Getty]

Of it or on you, you know.

[Jack Armstrong]

Yeah.

[Joe Getty]

An app on your phone. So they sit in their chair and think 195. Okay. Man, he's two pounds away. Yeah.

[Jack Armstrong]

Digital readout on your couch.

[Donald Trump]

There you go.

[Joe Getty]

You need to secretly weigh him. That's my point. She sits down. Oh, you know, I found the salad recipe for dinner. It's gonna be great.

[Jack Armstrong]

Yeah.

[Joe Getty]

I can't believe a weight guarantee in the prenup. That's a funny one.

[Jack Armstrong]

Wow. Oof.

[Joe Getty]

Love more on the way. Stair, Armstrong and Getty.

[Jack Armstrong]

That's right. Bojangles unveiled a new breakfast burrito which features sausage, egg, potatoes, cheese and southern style sausage gravy. Not to be outdone, Raisin Cane's is now offering just a gun.

[Joe Getty]

Says you skinny New Yorker. I like. I like my fast food.

[Jack Armstrong]

I've got a fairly cynical follow up to our discussion about prenups and then a much more charitable one. Jack, I understand the text line has been a homin.

[Joe Getty]

Yeah, particularly what has gotten a lot of people's attention is the whole having in your prenup weight gain. You're not allowed to go past this.

[Jack Armstrong]

Weight or stay within 20 pounds of what you weigh on the wedding day.

[Joe Getty]

Or what that ends the marriage. Well, with this one, there's a reality show on TLC where the girl wanted the guy to sign a prenup and the stipulation was if she gained over a certain amount of weight during their monthly or weekly weigh in. So they're going to have a weekly or monthly weigh in. I think that is a good idea because otherwise you've got. You've got the. I hate to say this, but I really think we need to put you on the scale.

[Jack Armstrong]

Oh, boy. Yeah, best to schedule it. Right.

[Joe Getty]

It's part of the deal. She owes him $1,000 per pound, so it wouldn't be immediate divorce. You just owe them $1,000 per pound until you get the weight off. Although he shared finances, so I don't know how that worked.

[Jack Armstrong]

So a couple of things prenups can include. Oh, my cynical note was you got to have a clause in there. It's the opposite. A getting too hot clause. Oh, wait a minute. You've lost a bunch of weight and changed your hairstyle. What's going on?

[Joe Getty]

I have seen that be the prelude to a divorce many times.

[Jack Armstrong]

So prenups can include sunset clauses under which the agreement expires after 10 or 20 years, which acknowledges, hey, after that point, we are genuine partners. And these days there are stepped agreements. If we get divorced within five years, you get 5 million. If it's within 10 years, you get 20 million, etc. And then they make the point that wealthy people are insecure, just like you and me. They want to be loved. The wealth can become an impediment because they're afraid of being taken advantage of.

[Joe Getty]

Oh, yeah.

[Jack Armstrong]

And so if you say, yeah, I'll sign it. I'm not here for the money anyway, then that's a pretty good indication. Pretty good. That no, you're actually in love.

[Joe Getty]

Yeah, man, I don't know. Yeah, it works both ways, though, because you'd be, you know. So I'm attractive and younger than him and he's just gonna dump me and I'm gonna get nothing out of this.

[Jack Armstrong]

Yeah, we're gonna use me for a bit. Yeah. Yeah.

[Joe Getty]

That's a tough one. I can understand why, like super rich people, it's very difficult to go out there and get into relationships and. And not be suspicious.

[Jack Armstrong]

Your mileage may vary, but we seem to have a societal norm against getting married when you're young and poor. I'll tell you what, there are real advantages.

[Joe Getty]

Oh, sure, absolutely. Yeah. No kidding. No kidding. So we do four hours of show every single day. Lots of different segments. If you don't get them all or miss some or want to hear them again, you should look for our podcast. It's called Armstrong and Getty on Demand. Simplest thing to do would be to subscribe, and it's automatically in your feed.

[Jack Armstrong]

Armstrong and Getty. This is an iHeart podcast.