Podcast
Behavior Gap Radio
Hosted by Carl Richards · EN
Greetings, Carl here.
This podcast is super simple, it's me wandering through the world noticing things about how to align my use of capital (time and money) with what is actually important to me.
-Carl
105episodes
Episodes
Newest firstAll episodes
1500 | Episode 1,500!
4d ago00:03:24Tap to summarizeNo description available
Transcribe →1499 | What is the value you're trying to express?
5d ago00:04:32Tap to summarizeNo description available
Transcribe →1498 | Forcing functions and what's important
1w ago00:05:05Tap to summarizeNo description available
Transcribe →1497 | 31 Years of Kindness
1w ago00:05:34Tap to summarizeIn this special anniversary episode, Carl reflects on 31 years of marriage and the quiet power of compounding kindness. Looking back over more than 11,000 days together, he celebrates not perfection, but the daily practice of forgiveness, patience, and choosing kindness again and again. It’s a heartfelt reminder that the most meaningful investments aren’t passive—they’re made one small act at a time, and over the years, they grow into something far greater than we could have imagined.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/
Transcribe →1496 | What if I Don't Know?
1w ago00:08:11Tap to summarizeIn this episode, Carl explores one of the most honest questions we can ask ourselves: What if I don’t know what I want? Building on the idea of choosing a meaningful project as a tool for transformation, he reflects on why discovering what truly matters is so difficult in a world shaped by borrowed desires and cultural expectations. Rather than searching for a perfect answer, Carl suggests gently clearing away inherited ambitions and letting real experiences ask deeper questions about what energizes us, what we’re willing to rearrange our lives around, and what makes us feel more alive—not just more impressive.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/
Transcribe →1495 | Gentle… What Came up for You?
2w ago00:03:28Tap to summarizeIn this episode, Carl invites you to slow down and simply notice what surfaced after yesterday’s reflection on choosing a meaningful project. Whether it was excitement, frustration, shame, curiosity, or nothing at all, he encourages you to resist the urge to fix it or act on it immediately. Instead, treat it as information. With gentle curiosity, Carl explores the practice of paying attention to your feelings, giving yourself permission to wonder again, and taking the first small step toward rediscovering what truly matters.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/
Transcribe →1494 | Let It Ask You Questions
2w ago00:09:21Tap to summarizeIn this episode, Carl explores the question at the heart of both meaningful living and real financial planning: What’s worth living for? He reflects on how most of us have been trained to ask practical questions like, “What can I afford?” instead of deeper ones like, “What makes me come alive?” Rather than waiting for perfect clarity, Carl suggests choosing a meaningful project—not because the project is the goal, but because it becomes a tool for transformation, revealing what we truly value and what we’re willing to reorganize our lives around.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/
Transcribe →1493 | Looking Forward?
2w ago00:06:57Tap to summarizeIn this episode, Carl reflects on a simple question inspired by a conversation with Dan Sullivan: What if your future was bigger than your past? As many people begin shrinking their lives with age, Carl wonders what it would look like to keep growing instead—not by doing more, but by taking on meaningful projects that continue to transform us. It’s a thoughtful meditation on adventure, rest, purpose, and why the most important investment we make may be in a future that still excites us.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/
Transcribe →1492 | Almost Always Wrong
2w ago00:05:13Tap to summarizeIn this episode, Carl shares a powerful lesson from a conversation with leadership expert Jennifer Garvey Berger about the importance of questioning our assumptions. What sounds like a simple client goal—“I just want a stable future”—turns out to contain layers of meaning that we can easily overlook if we assume we already understand. Carl reflects on the discipline of deep curiosity, the art of asking better questions, and Jennifer’s humbling reminder that she goes to such lengths because she has learned she is “almost always wrong” about her first assumptions.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/
Transcribe →1491 | Question Your Assumptions
2w ago00:06:55Tap to summarizeIn this episode, Carl reflects on how quickly we build stories from incomplete information—and how often those stories turn out to be wrong. Through personal experiences involving family, clients, and everyday conversations, he explores the assumptions we make, the certainty we attach to them, and the humility required to question our own narratives. It’s a thoughtful reminder that there are always multiple sides to a story, and that staying curious about our assumptions may be one of the most valuable practices we can develop.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/
Transcribe →