Podcast
Behavior Gap Radio
Hosted by Carl Richards · EN
Greetings, Carl here.
This podcast is super simple, it's me wandering through the world noticing things about how to align my use of capital (time and money) with what is actually important to me.
-Carl
88episodes
Episodes
Newest firstAll episodes
1483 | That's Morally Reprehensible... Where Is the Line?
1w ago00:06:47Tap to summarizeIn this episode, Carl examines a surprising emotional reaction he had while hearing about an extravagant luxury home—and what that reaction might be trying to tell him. Instead of dismissing the feeling or judging it, he gets curious about it, using it as another example of his growing belief that feelings are data. It’s a candid exploration of envy, anger, values, and the stories we tell ourselves about money, wealth, and what a good life looks like.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/
Transcribe →1482 | Risk? Pay Attention to Feelings
1w ago00:03:33Tap to summarizeIn this episode, Carl continues his exploration of the idea that feelings are data with a bold claim: When it comes to risk, feelings aren’t incidental—they’re central. Too often, emotions are treated as noise that gets in the way of good decision-making. Carl argues the opposite. When we’re facing uncertainty, fear, excitement, hesitation, and intuition may contain critical information about what matters to us and how we perceive risk. It’s a thoughtful look at why understanding our feelings may be just as important as understanding the numbers.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/
Transcribe →1481 | Clarity Is Not Judgment
2w ago00:12:23Tap to summarizeIn this episode, Carl explores a paradox he’s noticed in some of the most important decisions of his life: While he loves receiving strong, opinionated advice, the people who have helped him most often didn’t tell him what to do at all. Instead, they created the space for him to discover his own answer. Reflecting on decision-making, wisdom, and even spiritual maturity, Carl considers the difference between giving answers and helping someone find their path—and why the latter may be far more valuable, even when it feels frustrating in the moment.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/
Transcribe →1480 | More or Enough?
2w ago00:06:38Tap to summarizeIn this episode, Carl reflects on a powerful idea from E. F. Schumacher and the subtle stories we tell ourselves about consumption. Drawing on Schumacher’s concept of “Buddhist economics,” he explores how modern culture has gradually transformed consumption from a means to an end—from a tool that serves a meaningful life into a goal in itself. It’s a thoughtful invitation to reconsider what consumption is actually for and whether we’ve mistaken the vehicle for the destination.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/
Transcribe →1479 | Sometimes the Body Knows First
2w ago00:09:27Tap to summarizeIn this episode, Carl returns to his exploration of the idea that feelings are data, taking a closer look at a belief he’s carried for years: The body often knows something before the mind can explain it. As he digs into the research behind that intuition, he reflects on the subtle signals we experience physically and what they might reveal about decisions, relationships, and the choices we make around money. It’s an exploration of the connection between awareness, intuition, and the possibility that our bodies may be offering information long before our conscious minds catch up.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/
Transcribe →1478 | You Already Know
2w ago00:08:54Tap to summarizeIn this episode, Carl explores the surprising information hidden inside resistance. Inspired by a conversation at a recent retreat, he reflects on the difference between asking, “What am I going to do next?” and asking, “What am I resisting?” Instead of treating resistance as something to overcome, Carl wonders whether it might be a valuable signal—pointing toward something important, unresolved, or worth exploring. It’s a thoughtful look at curiosity, self-awareness, and what our reluctance might be trying to teach us.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/
Transcribe →1477 | Feelings Function as Information
3w ago00:06:42Tap to summarizeIn this episode, Carl continues his exploration of the idea that feelings are data by introducing the concept of “affect as information.” Drawing from established research, he examines how we constantly use our emotions as a source of information when making decisions—often without realizing it. Rather than treating feelings as something separate from rational thinking, Carl explores how they may be an essential part of how humans navigate uncertainty, assess situations, and make sense of the world, especially when it comes to money and the choices that matter most.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/
Transcribe →1476 | Without Feeling, Thinking Gets Worse
3w ago00:04:40Tap to summarizeIn this episode, Carl lays out the first claim in a growing body of work he’s developing around a simple but provocative idea: Feelings are data. Not just emotions to be managed or ignored, but early-stage information that often arrives before words, analysis, or conscious thought. Carl explores how feelings can signal what matters, what feels safe or threatening, and where our values are being honored or violated—making the case that they deserve a place alongside facts and spreadsheets in the way we make decisions about money and life.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/
Transcribe →1475 | Feelings Are at the Center
3w ago00:04:23Tap to summarizeIn this episode, Carl begins a deeper exploration of a simple but often overlooked idea: Feelings are data. Challenging the common assumption that emotions are somehow less valuable than spreadsheets, analysis, or technical expertise, he starts building a case that our feelings deserve a legitimate place in decision-making. Drawing from research, experience, and years of conversations around money, Carl explores what might change if we treated emotions not as distractions from the truth, but as information worth paying attention to.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/
Transcribe →1474 | Financial Planning Begins With Feeling
3w ago00:09:22Tap to summarizeIn this episode, Carl explores a provocative idea: What if financial planning is less about thinking and knowing, and more about feeling? Drawing on conversations from retreats and The Collective, he reflects on the possibility that our bodies often recognize truth before our minds can explain it. Whether it’s fear, excitement, resistance, or alignment, Carl argues that paying attention to what we feel may be one of the most overlooked skills in helping people build a healthier relationship with money and make better decisions about their lives.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/
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