
Hosted by Carl Richards · EN

In this episode, Carl shares a powerful lesson from a conversation with leadership expert Jennifer Garvey Berger about the importance of questioning our assumptions. What sounds like a simple client goal—“I just want a stable future”—turns out to contain layers of meaning that we can easily overlook if we assume we already understand. Carl reflects on the discipline of deep curiosity, the art of asking better questions, and Jennifer’s humbling reminder that she goes to such lengths because she has learned she is “almost always wrong” about her first assumptions.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

In this episode, Carl reflects on how quickly we build stories from incomplete information—and how often those stories turn out to be wrong. Through personal experiences involving family, clients, and everyday conversations, he explores the assumptions we make, the certainty we attach to them, and the humility required to question our own narratives. It’s a thoughtful reminder that there are always multiple sides to a story, and that staying curious about our assumptions may be one of the most valuable practices we can develop.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

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In this episode, Carl shares a lesson he’s learning while riding an adventure motorcycle: Look where you want to go. Whether on a motorcycle, skis, a mountain bike, or in life, focusing on the obstacle often pulls you toward it, while looking beyond it helps you move through it. Carl reflects on attention, presence, and the surprising way our brains can navigate challenges when we keep our eyes on the path ahead rather than the thing we’re trying to avoid. It’s a simple lesson with implications far beyond the trail.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

In this episode, Carl continues his “feelings are data” series by exploring a growing body of research suggesting that the body often knows things before the conscious mind does. From studies of traders who could better sense their own heartbeats to research showing that emotions consistently show up in specific parts of the body across cultures, Carl makes the case that physical sensations may be valuable information, not distractions. Rather than ignoring feelings or blindly following them, he suggests a third path: getting curious about them and treating them as data worth investigating.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

In this episode, Carl reflects on the quiet, often unspeakable feeling that points us toward the work we’re meant to do. He explores how years of expectations, practicality, and well-meaning advice can cause us to lose touch with the things that once made us come alive. Through stories, questions, and the metaphor of “dancing with dragons,” Carl invites listeners to pay attention to the small ember of curiosity, creativity, or longing that still exists beneath the surface—and to consider what might happen if they simply acknowledged it instead of ignoring it.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

In this episode, Carl continues his exploration of the idea that feelings are data through a conversation with a friend who approaches decisions very differently—through analysis, spreadsheets, and deep research. What surprised Carl was discovering that even the most analytical decision-makers often pay attention to feelings when something seems “off.” The conversation leads to a simple but powerful distinction: the goal isn’t to blindly trust your feelings, but to get curious about them. Feelings may not be conclusions, but they can be valuable clues pointing toward questions worth investigating.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/

In this episode, Carl examines a surprising emotional reaction he had while hearing about an extravagant luxury home—and what that reaction might be trying to tell him. Instead of dismissing the feeling or judging it, he gets curious about it, using it as another example of his growing belief that feelings are data. It’s a candid exploration of envy, anger, values, and the stories we tell ourselves about money, wealth, and what a good life looks like.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/