Podcast
Behind the Numbers
Hosted by Cody Melton · EN
Welcome to Behind the Numbers, the podcast that demystifies the world of accounting and taxes for individuals, entrepreneurs, and small business owners. Hosted by the experts at TC Advisors, LLC, each episode dives into the stories, strategies, and insights that live beyond the spreadsheets — helping you make smarter financial decisions with confidence.
Whether you're navigating tax season, planning for growth, or just trying to understand what your accountant is really saying, we break it all down in plain English. No jargon. No fluff. Just practical advice, real-world examples, and a touch of humor to keep things interesting.
Tune in and take control of your financial future — one number at a time.
10episodes
Episodes
Newest firstAll episodes
S Corp vs C Corp: When to Switch and Why It Matters
2w ago00:27:55Tap to summarizeHosts Cody Melton and Taylor Rhoads unpack the S‑corporation and C‑corporation debate, explaining payroll tax impacts, reasonable owner compensation, shareholder basis limits, and state tax and compliance considerations. They offer practical thresholds for when to consider each structure, highlight IRS risks of low owner salaries, and discuss strategic benefits like fringe benefits and the qualified small business stock exclusion for C corporations.
Transcribe →Post Tax Season Q&A
3w ago00:39:28Tap to summarizeIn this episode of Behind the Numbers, the TC Advisors team reflects on their intense tax season, sharing what surprised them, how they managed heavy workloads, and memorable client moments. They cover trends in refunds and balances due, common missing documents, extension advice, and practical tips for planning year-round rather than just in April. The hosts also reveal stress-management habits, post-season priorities, and small wins that helped the team get through the busiest weeks.
Transcribe →From Profit Panic to Tax Power: The 5 Stages of Tax Season
3w ago00:20:24Tap to summarizeIn this episode of Behind the Numbers we walk through the emotional five stages of tax season — from excitement and confusion to panic, regret, and acceptance — and explain why proactive tax planning matters for business owners and employees alike. Hosts cover deadlines for pass-through entities, the difference between net profit and cash flow, withholding tips, effective tax-rate benchmarks, and practical steps to turn a surprising tax bill into a strategic opportunity.
Transcribe →From Ranch to Federal Work: Native Star’s Rise as a Woman- and Native-Owned Construction Firm
Mar 2300:23:12Tap to summarizeHosts Cody Melton and Taylor Rhodes sit down with Maddie Jeffries and Jerri-Ann of Native Star Group to explore the company’s origins, its work as a women- and Native American-owned general contractor in the SBA 8(a) government contracting space, and how their construction and mechanical specialties grew from family experience into a staffed business. The conversation covers challenges with a previous national accounting firm, a complete restructuring and tax plan implemented with TC Advisors, and the real tax savings and operational changes that followed. Maddie and Jerri-Ann also share lessons for aspiring business owners about starting, persisting, and using strategic financial planning to protect and grow a company.
Transcribe →Kids Ask About Money: Taxes, Toys, and Million-Dollar Dreams
Mar 900:08:00Tap to summarizeIn this special family episode of Behind the Numbers, host from TC Advisors brings his sons Micah and Luke to ask curious, kid-friendly questions about money, taxes, and what grown-ups do at the office. The dad explains what taxes pay for, why paying them matters, and how investing and saving work. Between laughs and wild million-dollar wishes, listeners get a light, clear introduction to basic financial concepts and practical advice for staying legal and making smart money choices.
Transcribe →What Successful Local Business Owners Do Differently with Money
Mar 200:33:29Tap to summarizeIn this episode Cody and Taylor break down the money habits that separate consistently successful local business owners from the rest. They cover the three key figures owners must track—cash balance, net profit, and owner distributions—why profit and cash flow are different, and how simple budgets and intentional systems prevent surprises. The hosts also discuss practical tax and financial strategies, including timely planning, proper entity structure, depreciation, retirement savings, knowing margins over emotions, and asking for help before a crisis. The episode focuses on actionable steps to keep a business profitable and sustainable year after year.
Transcribe →Behind the Numbers in Medicine-Why Financial Statements Matter More Than Ever
Feb 2300:24:25Tap to summarizeIn this episode of Behind the Numbers, hosts Cody Melton and Taylor Rhodes talk with Curtis Cole of Medari Advisors about the financial and regulatory complexities of medical businesses, especially pharmacies. They cover how insurance billing, delayed reimbursements, and inventory management can mask true profitability. The conversation highlights the most important financial tools—monthly reviews of cash flow statements, P&Ls, and KPIs—plus strategies like compounding, diversifying revenue, tax planning, entity structuring, and qualifying for R&D credits to improve margins and reduce tax bills. Listeners learn practical steps to clean up financial statements, implement tax-efficient plans, and seek targeted advisory support to turn accounting data into better business decisions.
Transcribe →In the Thick of Tax Season - What We're Seeing Right Now
Feb 1600:14:05Tap to summarizeHosts Taylor and Cody break down key mid‑tax‑season updates: why some refunds are larger this year, recent law changes affecting seniors, overtime and tip reporting, and the shift away from paper checks. They explain common filing problems—IP PINs for identity verification, Form 1095‑A reconciling marketplace premium tax credits, and PATH Act delays for certain refunds—and give practical advice on what documents to gather and steps to take to avoid rejections and surprises.
Transcribe →Retirement Plans: More than Just a 401(k)
Feb 900:26:00Tap to summarizeThis episode breaks down retirement planning into three simple buckets—employer plans (401k/403b), individual accounts (IRA/Roth), and taxable brokerage accounts—and explains how each is taxed and used. Hosts discuss the key choice between traditional and Roth accounts, the importance of employer matching, time and compounding, HSAs as a retirement vehicle, and qualified charitable distributions (QCDs) for those 72+. Practical takeaways: know your numbers, diversify tax treatment, increase contributions when possible, and review your plan regularly.
Transcribe →Death & Taxes: The Only Guarantees?
Feb 200:22:36Tap to summarizeHosts Taylor and Cody break down the famous saying "nothing is certain except death and taxes," explaining how taxes and estate planning affect everyday finances. They cover different tax types, why taxes can be the largest lifetime expense, and how proper planning can produce major savings. The episode also explains wills vs. trusts, probate, transfer-on-death deeds, step-up in basis, and practical steps listeners can take to protect assets and reduce costs for heirs.
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