Podcast
Beyond The Budget
Hosted by Greg Carroll - Legacy Financial Coaching · EN
A podcast about all things personal finance, money behaviors, wise spending, debt-free living, building wealth, and leaving a legacy that matters.
13episodes
Episodes
Newest firstAll episodes
Proverbs Series - Episode 31 - Legacy Through Strength and Stewardship
Jul 3100:10:25Tap to summarizeEpisode 31 – Legacy Through Strength and Stewardship Key Verses: Proverbs 31:10 – “An excellent wife who can find? She is far more precious than jewels.” Proverbs 31:16 – “She considers a field and buys it; with the fruit of her hands she plants a vineyard.” Proverbs 31:25 – “Strength and dignity are her clothing, and she laughs at the time to come.” Proverbs 31:27 – “She looks well to the ways of her household and does not eat the bread of idleness.” Proverbs 31:30–31 – “Charm is deceitful, and beauty is vain, but a woman who fears the Lord is to be praised.” Series Finale Overview: Episode 31 is more than a closing—it’s a celebration of the journey through Proverbs and the wisdom that transforms both faith and finances. Greg Carroll reflects on the heartbeat of Proverbs 31: legacy is built in everyday faithfulness, shared stewardship, and lives anchored in the fear of the Lord. Over 31 episodes, listeners have learned that: Wisdom is wealth. Trust beats tactics. Discipline, generosity, and humility are the foundation of true financial peace. Legacy is not about perfection—it’s about faithfulness. This final episode honors the daily, intentional choices that leave a generational impact. Greg also pays tribute to his wife, Karen, whose support and wisdom have been a cornerstone of this podcast and of Legacy Financial Coaching. What You’ll Learn: Why financial legacy begins with unity and shared stewardship in the home How excellence is expressed in action, planning, and purpose—not just words Why strength, dignity, and preparation produce peace instead of fear That true honor comes from faithful work and a life that fears the Lord How small, consistent acts of faith build a legacy far beyond money Take Action: Couples: Pursue financial unity and shared decision-making as partners and stewards. Singles: Walk in excellence now and prepare for partnership with intentionality. Everyone: Commit to building a legacy that reflects God’s character, not the world’s priorities. Pray: “Lord, help us honor You with unity, wisdom, and strength—so that what we build reflects who You are. In Jesus’ Name, Amen.” Special Mention: This episode wraps the 31-part Proverbs Edition of Beyond the Budget. Greg announced a 31-day devotional journal coming soon, expanding these episodes into a reflective, actionable guide. Follow him on social media or reach out to receive early access and a discounted copy. Legacy-building and stewardship resources at LegacyFinancialCoach.com Be Free Greg Follow Me Here: Facebook - https://www.facebook.com/1legacyfinancialcoach Instagram - https://www.instagram.com/legacyfinancialcoach X - https://x.com/1legacycoach YouTube - https://www.youtube.com/@legacyfinancialcoach TikTok - https://www.tiktok.com/@legacyfinancialcoach Website: https://www.legacyfinancialcoach.com/
Transcribe →
Proverbs Series - Episode 30 - Humbled Not Helpless
Jul 3000:10:16Tap to summarizeEpisode 30 – Humbled, Not Helpless Key Verses: Proverbs 30:2–3 – “Surely I am too stupid to be a man. I have not learned wisdom, nor have I knowledge of the Holy One.” Proverbs 30:5 – “Every word of God proves true; he is a shield to those who take refuge in him.” Proverbs 30:7–9 – “Give me neither poverty nor riches… lest I be full and deny you, or lest I be poor and steal.” Proverbs 30:24–28 – On the wisdom of small creatures Overview: In Episode 30, Greg Carroll takes a reflective journey through Proverbs 30 to highlight humility, dependence on God, and the power of small, faithful steps. Financial and spiritual wisdom begins where pride ends. This episode reminds listeners that strength comes from surrender, Scripture is the true anchor, and even small, steady actions can leave a lasting impact. What You’ll Learn: Why acknowledging your limitations opens the door to God’s wisdom How Scripture serves as a refuge and foundation for life and finances The power of the “enough” prayer to keep your heart aligned with God Lessons from small creatures that model preparation, consistency, and purpose How humility leads to dependence, and dependence leads to peace Take Action: Reflect: Where are you pretending you have it all figured out instead of seeking God? Pray: Ask for “enough” to stay faithful, generous, and focused on your true Provider. Act Small: Take one humble, wise step today to move toward your financial and spiritual goals. Pray: “Lord, I don’t need to have it all. I just want to trust You with all I have. In Jesus’ Name, Amen.” Mentioned in the Episode: Legacy-building and stewardship resources at LegacyFinancialCoach.com Be Free Greg Follow Me Here: Facebook - https://www.facebook.com/1legacyfinancialcoach Instagram - https://www.instagram.com/legacyfinancialcoach X - https://x.com/1legacycoach YouTube - https://www.youtube.com/@legacyfinancialcoach TikTok - https://www.tiktok.com/@legacyfinancialcoach Website: https://www.legacyfinancialcoach.com/
Transcribe →
Proverbs Series - Episode 29 - Lead Well, Live Disciplined
Jul 2900:07:13Tap to summarizeEpisode 29 – Lead Well, Live Disciplined Key Verses: Proverbs 29:1 – “He who is often reproved, yet stiffens his neck, will suddenly be broken beyond healing.” Proverbs 29:11 – “A fool gives full vent to his spirit, but a wise man quietly holds it back.” Proverbs 29:15 – “The rod and reproof give wisdom, but a child left to himself brings shame to his mother.” Proverbs 29:18 – “Where there is no prophetic vision the people cast off restraint, but blessed is he who keeps the law.” Proverbs 29:23 – “One’s pride will bring him low, but he who is lowly in spirit will obtain honor.” Overview: In Episode 29, Greg Carroll shares practical and spiritual insights from Proverbs 29 to challenge listeners toward humble leadership and consistent discipline. The episode emphasizes how self-control, vision, and correction are not just moral virtues—they’re essential financial tools. If you want to lead well in your home and finances, it begins with listening, learning, and surrendering. What You’ll Learn: Why correction isn’t a threat—it’s a gift that prevents destruction How financial restraint is rooted in emotional maturity Why a clear financial vision keeps you from reactive, impulse-based decisions How daily discipline builds influence and legacy The role of humility in unlocking long-term growth and peace Take Action: Reflect: Where have you resisted correction—in finances or in faith? Define: What is your financial vision? Can your discipline support it? Reset: Practice restraint in one key area this week—spending, speaking, or reacting Pray: “Lord, grow my character. Strengthen my restraint. And help me lead with wisdom, humility, and peace.” Mentioned in the Episode: Tools and coaching at LegacyFinancialCoach.com Be Free Greg Follow Me Here: Facebook - https://www.facebook.com/1legacyfinancialcoach Instagram - https://www.instagram.com/legacyfinancialcoach X - https://x.com/1legacycoach YouTube - https://www.youtube.com/@legacyfinancialcoach TikTok - https://www.tiktok.com/@legacyfinancialcoach Website: https://www.legacyfinancialcoach.com/
Transcribe →
Proverbs Series - Episode 28 - Bold Steps, Clean Hands
Jul 2800:07:55Tap to summarizeEpisode 28 – Bold Steps, Clean Hands Key Verses: Proverbs 28:1 – “The wicked flee when no one pursues, but the righteous are bold as a lion.” Proverbs 28:6 – “Better is a poor man who walks in his integrity than a rich man who is crooked in his ways.” Proverbs 28:8 – “Whoever multiplies his wealth by interest and profit gathers it for him who is generous to the poor.” Proverbs 28:13 – “Whoever conceals his transgressions will not prosper, but he who confesses and forsakes them will obtain mercy.” Proverbs 28:20 – “A faithful man will abound with blessings, but whoever hastens to be rich will not go unpunished.” Overview: In Episode 28, Greg Carroll shares how Proverbs 28 flips the script on financial confidence. It’s not built on status, savings, or speed—it’s built on clean hands, honest confession, and steady faithfulness. Whether you're battling hidden habits or feeling pressure to get ahead, this episode is a call to integrity and spiritual freedom. What You’ll Learn: Why boldness is the fruit of integrity, not personality How dishonest gain leads to spiritual instability and eventual loss The importance of confession—not just for sin, but for financial clarity How rushing for wealth undermines faithfulness and peace Why the slow, steady path of obedience brings lasting abundance Take Action: Confess: Is there something you’ve been hiding—financially or spiritually? Slow down: Are you chasing shortcuts or trusting God’s timing? Evaluate: Where are you trading integrity for results? Pray: “Lord, help me walk with integrity, confess freely, and live bold—not because I’m perfect, but because I’m clean before You.” Mentioned in the Episode: Coaching and support at LegacyFinancialCoach.com Be Free Greg Follow Me Here: Facebook - https://www.facebook.com/1legacyfinancialcoach Instagram - https://www.instagram.com/legacyfinancialcoach X - https://x.com/1legacycoach YouTube - https://www.youtube.com/@legacyfinancialcoach TikTok - https://www.tiktok.com/@legacyfinancialcoach Website: https://www.legacyfinancialcoach.com/
Transcribe →
Proverbs Series - Episode 27 - Sharpened By Truth, Anchored In Stewardship
Jul 2700:06:50Tap to summarizeEpisode 27 – Sharpened by Truth, Anchored in Stewardship Key Verses: Proverbs 27:6 – “Faithful are the wounds of a friend; profuse are the kisses of an enemy.” Proverbs 27:17 – “Iron sharpens iron, and one man sharpens another.” Proverbs 27:19 – “As in water face reflects face, so the heart of man reflects the man.” Proverbs 27:23–24 – “Know well the condition of your flocks… for riches do not last forever.” Overview: In Episode 27, Greg Carroll walks through the relational and financial wisdom of Proverbs 27, showing how real growth comes from honest feedback, ongoing accountability, and faithful stewardship. This episode reminds listeners that who we surround ourselves with—and how we handle what we’ve been given—says a lot about what’s happening in our hearts. What You’ll Learn: Why truthful friends are more valuable than flattering crowds How accountability sharpens your financial and spiritual life The importance of paying close attention to your current financial condition Why your financial habits reflect your heart—and how to realign both with wisdom That stewardship begins not with intention, but with observation and obedience Take Action: Evaluate: Who has permission to speak into your finances—and do you listen? Review: Are you actively tracking your money or hoping it works out? Reflect: What do your financial habits reveal about your heart posture? Pray: “Lord, surround me with faithful friends, sharpen my mind and heart, and help me steward what You’ve entrusted me to manage.” Mentioned in the Episode: Tools and coaching at LegacyFinancialCoach.com Be Free Greg Follow Me Here: Facebook - https://www.facebook.com/1legacyfinancialcoach Instagram - https://www.instagram.com/legacyfinancialcoach X - https://x.com/1legacycoach YouTube - https://www.youtube.com/@legacyfinancialcoach TikTok - https://www.tiktok.com/@legacyfinancialcoach Website: https://www.legacyfinancialcoach.com/
Transcribe →
Proverbs Series - Episode 26 - Don't Debate the Fool
Jul 2600:08:37Tap to summarizeEpisode 26 – Don’t Debate the Fool Key Verses: Proverbs 26:4–5 – “Answer not a fool according to his folly… Answer a fool according to his folly…” Proverbs 26:11 – “Like a dog that returns to his vomit is a fool who repeats his folly.” Proverbs 26:12 – “Do you see a man who is wise in his own eyes? There is more hope for a fool than for him.” Proverbs 26:13–16 – Warnings about laziness and excuses Proverbs 26:24–26 – Caution against hidden motives and deceptive counsel Overview: In Episode 26, Greg Carroll offers hard-hitting wisdom from Proverbs 26 on how to handle foolishness—especially when it comes to financial decisions and conversations. This episode emphasizes discernment, humility, and the danger of pride, laziness, and circular arguments. It’s not just about staying the course—it’s about walking with wisdom when others around you mock, resist, or mislead. What You’ll Learn: Why discernment is key when deciding whether to respond to critics or walk away The danger of returning to habits God has already delivered you from How laziness often wears the disguise of logic and excuses Why pride is more dangerous than ignorance—and how to guard against it How to recognize (and avoid) advice that’s rooted in ego, not wisdom Take Action: Ask yourself: Are you listening to wise counsel—or just loud voices? Identify any areas where you’re tempted to fall back into old, unhealthy patterns Watch your motives—and those of the people speaking into your financial life Pray: “Lord, keep me wise, humble, and quiet when needed. Help me stay on Your path—no matter who mocks the walk.” Mentioned in the Episode: Learn more at LegacyFinancialCoach.com Be Free Greg Follow Me Here: Facebook - https://www.facebook.com/1legacyfinancialcoach Instagram - https://www.instagram.com/legacyfinancialcoach X - https://x.com/1legacycoach YouTube - https://www.youtube.com/@legacyfinancialcoach TikTok - https://www.tiktok.com/@legacyfinancialcoach Website: https://www.legacyfinancialcoach.com/
Transcribe →
Proverbs Series - Episode 25 - Quiet Strength, Lasting Influence
Jul 2500:06:51Tap to summarizeEpisode 25 – Quiet Strength, Lasting Influence Key Verses: Proverbs 25:6–7 – “Do not put yourself forward in the king’s presence… for it is better to be told, ‘Come up here,’ than to be put lower…” Proverbs 25:11–12 – “A word fitly spoken is like apples of gold in settings of silver…” Proverbs 25:15 – “With patience a ruler may be persuaded, and a soft tongue will break a bone.” Proverbs 25:28 – “A man without self-control is like a city broken into and left without walls.” Overview: In Episode 25, Greg Carroll explores how Proverbs 25 encourages humility, self-control, and quiet strength as the true marks of lasting influence. In a culture that prizes noise and visibility, wisdom teaches us to live differently. Whether in finances, leadership, or relationships, lasting peace and credibility are built through faithfulness, discretion, and disciplined living. What You’ll Learn: Why humility opens doors that pride can’t How thoughtful words build trust and credibility Why patient consistency outperforms quick ambition What it means to build financial “walls” through discipline and boundaries Why influence is cultivated in quiet obedience, not public applause Take Action: Reflect: Are you letting God promote you—or trying to prove yourself? Evaluate: Where have you lacked discretion or given in to self-indulgence? Rebuild: What area of your financial life needs clearer boundaries or restored control? Pray: “Lord, teach me to walk humbly, speak wisely, and guard my life with self-control. Use my quiet obedience to make a lasting impact.” Mentioned in the Episode: Coaching and financial discipleship tools at LegacyFinancialCoach.com Be Free Greg Follow Me Here: Facebook - https://www.facebook.com/1legacyfinancialcoach Instagram - https://www.instagram.com/legacyfinancialcoach X - https://x.com/1legacycoach YouTube - https://www.youtube.com/@legacyfinancialcoach TikTok - https://www.tiktok.com/@legacyfinancialcoach Website: https://www.legacyfinancialcoach.com/
Transcribe →
Proverbs Series - Episode 24 - Build Steady, Stand Strong
Jul 2400:06:51Tap to summarizeEpisode 24 – Build Steady, Stand Strong Key Verses: Proverbs 24:3–4 – “By wisdom a house is built, and by understanding it is established; by knowledge the rooms are filled with all precious and pleasant riches.” Proverbs 24:10 – “If you faint in the day of adversity, your strength is small.” Proverbs 24:16 – “The righteous falls seven times and rises again…” Proverbs 24:19–20 – “Fret not yourself because of evildoers… there will be no future for the evil man.” Overview: In Episode 24, Greg Carroll turns to Proverbs 24 to talk about long-term faithfulness, resilient stewardship, and the trap of comparison. Financial peace and godly influence aren’t built overnight—they’re the result of small, faithful steps taken over time. When adversity hits (and it will), wisdom keeps you grounded, and resilience helps you rise. What You’ll Learn: Why wisdom, not hype, is the foundation for lasting financial peace How preparation, not panic, determines your response in adversity That falling isn’t failure—quitting is How comparison to others can derail your progress and distract from your purpose Why consistency always outlasts short bursts of intensity Take Action: Reflect: Are you building a life based on steady wisdom—or short-term emotion? Reset: If you’ve fallen off track, recommit and get back up Refocus: Let go of comparison and focus on what God has called you to build Pray: “Lord, help me build wisely, rise with perseverance, and walk with eyes fixed on You—not on others.” Mentioned in the Episode: Tools and coaching at LegacyFinancialCoach.com Be Free Greg Follow Me Here: Facebook - https://www.facebook.com/1legacyfinancialcoach Instagram - https://www.instagram.com/legacyfinancialcoach X - https://x.com/1legacycoach YouTube - https://www.youtube.com/@legacyfinancialcoach TikTok - https://www.tiktok.com/@legacyfinancialcoach Website: https://www.legacyfinancialcoach.com/
Transcribe →
Proverbs Series- Episode 23 - Guard Your Desires, Protect Your Destiny
Jul 2300:08:01Tap to summarizeEpisode 23 – Guard Your Desires, Protect Your Destiny Key Verses: Proverbs 23:1–3 – “Put a knife to your throat if you are given to appetite.” Proverbs 23:4–5 – “Do not toil to acquire wealth; be discerning enough to desist.” Proverbs 23:17–18 – “Let not your heart envy sinners… surely there is a future, and your hope will not be cut off.” Proverbs 23:19–21 – “The drunkard and the glutton will come to poverty.” Proverbs 23:29–35 – A vivid warning against overindulgence and addiction Overview: In Episode 23, Greg Carroll unpacks the warnings of Proverbs 23—how unchecked appetite, envy, and indulgence can quietly unravel your financial future and spiritual foundation. This episode is a sober reminder that your desires shape your destiny. If you don’t guard them, they’ll guide you. And not toward freedom. What You’ll Learn: Why appetite is about more than food—it’s about unchecked emotional spending, luxury chasing, and impulse decisions How overworking to gain wealth leads to emptiness, not abundance Why comparison with worldly success leads to poor decisions and discontentment How repeated indulgence—whether alcohol, spending, or media—erodes discipline and margin Why guarding your inputs today protects your peace tomorrow Take Action: Reflect: Where are you indulging too freely? Evaluate: Are your financial choices driven by appetite or wisdom? Guard: Set a boundary in one area of spending, consumption, or comparison this week Pray: “Lord, teach me to guard my desires, to walk with discipline, and to live for what truly lasts.” Mentioned in the Episode: Learn more at LegacyFinancialCoach.com Be Free Greg Follow Me Here: Facebook - https://www.facebook.com/1legacyfinancialcoach Instagram - https://www.instagram.com/legacyfinancialcoach X - https://x.com/1legacycoach YouTube - https://www.youtube.com/@legacyfinancialcoach TikTok - https://www.tiktok.com/@legacyfinancialcoach Website: https://www.legacyfinancialcoach.com/
Transcribe →
Proverbs Series - Episode 22 - Train the Next Generation, Don't Burden Them
Jul 2200:08:41Tap to summarizeEpisode 22 – Train the Next Generation, Don’t Burden Them Key Verses: Proverbs 22:1 – “A good name is to be chosen rather than great riches, and favor is better than silver or gold.” Proverbs 22:2 – “The rich and the poor meet together; the Lord is the Maker of them all.” Proverbs 22:6 – “Train up a child in the way he should go; even when he is old he will not depart from it.” Proverbs 22:7 – “The rich rules over the poor, and the borrower is the slave of the lender.” Proverbs 22:26–27 – “Be not one of those who give pledges… if you have nothing with which to pay, why should your bed be taken from under you?” Overview: In Episode 22, Greg Carroll brings us into the rich wisdom of Proverbs 22 with a focus on legacy, debt, and discipleship. It's not just about what you leave behind—it’s about who you are becoming and what you're modeling. This episode challenges listeners to prioritize character over cash, discipline over debt, and generational wisdom over momentary gain. What You’ll Learn: Why a good name is more valuable than a big portfolio The spiritual and practical dangers of debt and co-signing How financial discipline today shapes your children's future What it looks like to train—not just teach—the next generation How to build a legacy that’s rooted in biblical values, not just wealth Take Action: Reflect: Are you pursuing riches at the expense of your name or values? Evaluate: Where is debt holding you back or impacting your peace? Apply: Identify one habit or decision that models financial wisdom to your family Pray: “Lord, help me value character over comfort, freedom over appearance, and legacy over lifestyle.” Mentioned in the Episode: Biblical financial coaching and resources at LegacyFinancialCoach.com Be Free Greg Follow Me Here: Facebook - https://www.facebook.com/1legacyfinancialcoach Instagram - https://www.instagram.com/legacyfinancialcoach X - https://x.com/1legacycoach YouTube - https://www.youtube.com/@legacyfinancialcoach TikTok - https://www.tiktok.com/@legacyfinancialcoach Website: https://www.legacyfinancialcoach.com/
Transcribe →