Most people assume the future will look like the recent past. That's called recency bias, and it can quietly wreck a retirement plan.

If the market has been strong for years, investors start believing those returns will continue forever. If the market crashes, people assume things will only get worse.

But retirement planning isn't about the last five years. It's about the next thirty.

In this episode, I explain how recency bias influences investment decisions, why it can lead retirees to take the wrong risks at the wrong time, and how to build a retirement plan that works even when the future looks very different from the past.

Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms.

📍Contact Devin's team at https://carrolladvisory.co/podcast1

📍Contact John's team at https://www.rossandshoalmire.com/

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Don't miss the Big Picture Retirement Planning Cheat Sheet. We've distilled the essential brackets, thresholds, and rules of retirement into an easy-to-digest, three-page summary. https://www.carrolladvisory.com/pl/2148282517

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Why Recency Bias Is Dangerous for Today's Retirees