Stop Buying Rentals and Start Buying Rental Portfolios (Scale Much Faster)

Summary

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Podcast Summary: BiggerPockets Real Estate Podcast

Episode: Stop Buying Rentals and Start Buying Rental Portfolios (Scale Much Faster)
Date: February 16, 2026
Host: Henry Washington
Guest: Jose Martinez, Real Estate Investor, Albany, Georgia

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Main Theme & Episode Purpose

This episode centers on the powerful strategy of accelerating your journey to financial freedom in real estate by moving from buying single rentals to acquiring rental portfolios. Host Henry Washington interviews Jose Martinez, who shares his inspiring story of immigrating from the Dominican Republic, hustling in the restaurant industry, and, within just four years, building a 51-unit portfolio through buying properties in bulk, leveraging local banks, and relying on mentorship.

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Key Discussion Points & Insights

1. Jose’s Origin Story and First Deal

[00:00–03:47]

• Jose arrived in the U.S. 11 years ago with no English, initially coming to play baseball.
• Inspired by free content like BiggerPockets, he began learning about real estate.
• First purchase was a quadplex in Albany, Georgia (2022):
  • Price: $330,000
  • Renovation: ~$20,000 (DIY and help from friends/family)
  • Financed with a conventional loan, 15% down.
  • Rents rose from $450/unit to $1,195/unit after renovation.
• Notable Quote:

  “Really, you’ll never be ready if you wait.”
  —Jose [02:49]

2. Leveraging Relationships: Meeting The Mentor

[05:34–06:52]

• Networking at the gym led to meeting a local landlord/mentor who owned 150+ properties.

• Saw mentor’s properties for sale and inquired—mentor encouraged Jose to buy not just one duplex, but a package of 10 properties.

• Notable Quote:

  “Buy 10 or 15 houses from me...[the mentor] wanted to sell, I wanted to buy, and he walked me through the process.”
  —Jose [06:45]

3. Scaling Fast: Restaurant Profits to Bulk Purchase

[07:01–09:49]

• Jose used savings from running three restaurants to fund his 20% down payment on a $1.4M package of 10 units.

• The mentor introduced him directly to the community bank president, facilitating the deal via a single loan.

• Notable Quote:

  “I didn’t know banks were like that, where you can sit at the table, talk with the president...”
  —Jose [08:28]

• All units were maintained, fully rented, and self-managed (with help from his wife).

4. Portfolio Management and Learning on the Job

[09:49–11:08]

• Jose and his wife managed all the properties, learning about rental materials, cost management, and optimizing renovation spend.
• Adopted property management software to streamline rent collection and operations as the portfolio scaled.

5. The Power of True Mentorship & Symbiotic Relationships

[14:37–16:06]

• Continued buying from and learning from his mentor; purchased an additional 18 properties the following year.

• The mentor guided Jose in using cross collateralization: leveraging equity in existing properties as down payments for new purchases.

• Notable Quote:

  “The biggest thing I learned while I was doing that with him is to run this as a business.”
  —Jose [15:40]

• Notable Quote:

  “True mentorship relationships are the best when there’s mutual benefit.”
  —Henry [16:06]

6. Cross Collateralization Explained

[17:46–21:50]

• Jose used the equity from the initial 10 houses to buy 18 more, with only ~$40,000 down out-of-pocket.

• Key: Jose only needed a minimal cash injection, thanks to built-in equity and creative financing from a local community bank.

• Advice: Not all banks allow cross collateralization; requires proactive outreach and relationship-building, often via community connections like local chambers of commerce.

• Notable Quote:

  “You have to buy a good deal because you’re using leverage...you only want to do this when you know you are buying phenomenal deals with a ton of equity.”
  —Henry [20:07]

• Notable Quote:

  “I went to a lot of banks and they told me no before...Every bank is a different business. Every bank has different regulations. Just get to know your community banks and that can change your life for good.”
  —Jose [21:23]

7. Portfolio Today & Life Transformation

[27:07–28:28]

• Jose now owns 51 units—attained in just four years. He exited restaurants and lives fully supported by real estate income.

• The greatest benefit: family time, especially being present for his two daughters.

• Notable Quote:

  “I can tell you, like, I live strictly from real estate and my wife is happier because I don’t have to be [at the restaurant all the time].”
  —Jose [27:57]

8. Giving Back & Community Impact

[28:48–31:06]

• Jose actively shares his knowledge with the Spanish-speaking community, helping others realize the opportunities in real estate.

• He emphasizes the importance of seeking mentorship and "being willing to do that for somebody else" once you have benefitted.

• Notable Quote:

  “For me, just being able to pour that into the people I know and see them growing as well, that’s a win.”
  —Jose [29:35]

• Notable Quote:

  “If we want real estate investor communities to continue to operate like that, we have to be willing to give once we get from somebody else.”
  —Henry [29:35]

9. Personal Drive & The Role of Education

[31:06–32:14]

• Highlighted importance of hunger for knowledge and self-education; Jose credits BiggerPockets for a significant portion of his real estate knowledge.

• Notable Quote:

  “This podcast had changed a lot of life, and I’m one of those, too.”
  —Jose [32:14]

10. Looking Ahead

[32:33–33:07]

• Jose is now also involved in flipping properties and keen to learn about new development, underscoring his enthusiasm and ongoing growth in real estate.

• Notable Quote:

  “I'm in love with real estate. I mean, I started with one and I just kept going, get going...I really enjoy to, you know, fix a house, rent it, or sell it. So I really, I love it.”
  —Jose [33:02]

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Timestamps of Key Segments

• Jose's background & first quadplex: [00:00–03:47]
• Meeting the mentor & the portfolio offer: [05:34–06:52]
• Financing 10-unit package & restaurant business: [07:01–09:49]
• Managing & growing the portfolio: [09:49–11:08]
• Mentorship dynamics and mutual benefit: [14:37–16:06]
• Cross collateralization & creative financing: [17:46–21:50]
• Choosing the right community bank: [21:23–21:50]
• Current portfolio & personal impact: [27:07–28:28]
• Giving back to the community: [28:48–31:06]
• Power of education, future plans: [31:06–33:07]

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Memorable Moments & Notable Quotes

• “Really, you’ll never be ready if you wait.” —Jose [02:49]
• “Buy 10 or 15 houses from me...he walked me through the process.” —Jose [06:45]
• “I didn’t know banks were like that, where you can sit at the table, talk with the president...” —Jose [08:28]
• “The biggest thing I learned while...with him is to run this as a business.” —Jose [15:40]
• “True mentorship relationships are the best when there’s mutual benefit.” —Henry [16:06]
• “I can tell you, like, I live strictly from real estate and my wife is happier because I don’t have to be [at the restaurant all the time].” —Jose [27:57]
• “For me, just being able to pour that into the people I know and see them growing as well, that’s a win.” —Jose [29:35]
• “This podcast had changed a lot of life, and I’m one of those, too.” —Jose [32:14]

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Summary Flow & Final Thoughts

The episode delivers a compelling blueprint for ambitious investors: scale not by adding one unit at a time, but by seeking out portfolios, leveraging community bank relationships, and utilizing creative structures like cross collateralization—strategies accessible to ordinary people with the right drive, discipline, and network. Jose’s journey demonstrates the possibilities available in U.S. real estate, the power of mentorship, and the importance of giving back, all wrapped in a tone of humility, hustle, and practical wisdom.

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Transcript

[A]

If you want financial freedom faster, you need to stop buying rentals and start buying rental portfolios. Imagine if instead of buying two rental properties, you could buy ten at a time. How quickly could you replace your income then? Jose Martinez did it in just four years without any experience, special skills, or creative financing. Using a special type of loan that only small banks provide, Jose was able to buy 28 units in only two deals with less than 5% down. Now he's replaced his income and is full time in real estate. He went from waiter who spoke no English to owning over 50 rental units. His source for deals, A mentor landlord who showed him the ropes and sold him the properties. Your path to scaling is probably closer than you think, and so is financial freedom. What's going on, everybody? I'm Henry Washington, and today on the podcast, we have an investor story with Jose Martinez from Albany, Georgia. Jose is going to tell us how he went from waiting tables to owning more than 50 rental units in only four years. So let's bring him on. Mr. Jose Martinez, how are you, buddy?

[B]

I'm doing good. How about you, Mr. Henry?

[A]

Great, man. I appreciate you being here. I just wanted to start with a little bit about your background. So tell us how you got into this real estate thing.

[B]

So I came from the Dominican Republic. That was like, probably 11 years ago. I used to play baseball, so that's how I got to the States. I came here. No English. I didn't know basically anybody. I came directly to a city where I live now. But I was always curious of learning and listening podcasts like this, like you guys put out there, which is goal for me, and free on top of that. But anyway, so 2022, I bought my first quadplex.

[A]

Okay.

[B]

And from there, man, I just started.

[A]

Going, what city are you in?

[B]

So I'm actually in Albany, Georgia right now.

[A]

Albany, Georgia. So you come from Dominican Republic to play baseball. You don't know English? Correct. You play some baseball. You. You, you pick up the language and then you're like, hey, this real estate thing sounds interesting. And you. And you decide to start with a quadplex. So tell us about that deal. Where did you. Where'd you just find a quadplex to pick up, man?

[B]

I was watching videos from you guys. You know that, that bug start going in your head. Like, if you buy this many units, you have to make sure it's a real cash flow. It's not cash flow, but on my end, being 100% honest, I didn't know anything I was doing when I got Aquaplex.

[A]

Okay?

[B]

I Didn't know anything about interest rate. I didn't know anything about who was my tenants in there. I mean, I just got in it. And my first experience doing an ambition was my first deal. So as soon as I got that deal, I had to do an ambition. And I learned with that, that really, when you put your hands right, really, when you start learning, I mean, you'll never be ready if you wait. Really?

[A]

Okay, so you bought this quadplex. How much did you pay for it?

[B]

So at the time, it was around $330,000. The quadplex needed some work. Bought it without even having any contractors. I didn't know anything about fixing or anything like that. That's correct.

[A]

Okay, and how much. How much money did you end up having to spend on fixing that thing up?

[B]

I spent right around $20,000 fixing this quadplex, making it look better. As far as appearance, getting the. Getting that unit ready, it was around that much money I spent.

[A]

So you paid 330. You got about $20,000 into it. So you're all in at 350. How much were the rents?

[B]

So at the time, the rent sold like 450. So I bought a value add without even knowing I had a value add. So really, it's crazy because so far that's been one of my best deals.

[A]

Okay, what's it renting for?

[B]

So right now is 1195 each unit.

[A]

I mean, that's pretty good. You're all in for 350. You've got $4,800 a month coming in. That sounds like positive cash flow to me. And you bought that deal on the market, albeit it was back in 2022, but still, there's still great deals on the market people can find today. Tell us how you financed that deal. What kind of loan did you get?

[B]

So at the regular conventional loan I put it was like 15% down. I think I got on that. On that property. For me, it was like a lot of money at the time because I was like, it, really empty, you know, I had to go to my bank account here, there, pull some money from everywhere, but I was able to buy it and it was 15%.

[A]

Now, you spent about 20 grand on a renovation. Now, did you end up doing some of that work yourself or did you hire it out? How was the process of getting that renovated?

[B]

I was there with my wife was helping me cleaning. So yeah, that was yes. Then I got some friend of mine, I got some construction knowledge, and hey, man, I need you here. I need to, you know, help me out to do this toilet, you just gotta teach me. I want to learn how to do this. And it really was. Like I said, it was a bless because I was able to get help from close people to actually do some things out. That's why I end up spending less money.

[A]

Okay, yeah, I was going to say 20 grand seems like not a ton of money to renovate a four unit, but if you're doing a lot of the work yourself and you're calling in favors from friends and paying them in pizza and beer, I guess you can get it. You can get it done a little bit faster, a little bit cheaper. Okay, well, it sounds like you went through the real estate investor ringer on your first deal, found something hustled, put in the sweat equity, put the money down. I mean, that's a solid. I mean, it sounds like a solid base hit or a double. You're making great cash flow right now. So how did you transition from that deal into your next deal?

[B]

So from there it took me a while because I bought real estate just for buying real estate. I was like, like I say, oh, let me see what it is. Like, so I wasn't even counting on the money that was coming in from the properties. So I was just collecting rents, keeping a little cash flow and just, you know, paying the loan. But then, like I say, everything happen for a reason. I remember I started going to the gym 5am for some reason, I said, you know what, I want to go to the gym early in the morning. And I remember at the sauna I met a guy. So this Guy owns over 150 properties. And we were just talking, I was like, man, you know, that, that's interesting. And the thing is that eventually I see some properties that come on the market. This guy is selling basically his whole portfolio. And I called he and hey, so are you selling properties right now? And he was like, yeah, yeah. And I'm, I want to buy a duplex. I told him, he said, I know you don't need to buy a duplex. Buy 10 or 15 houses from me. And, you know, and I'm like, there is no way I can do that. You know. So basically he kind of wound me through. He wanted to sell, I wanted to buy. And he w me through the process and man, I end up buying 10 houses. That was my second deal. So I was at 14 doors.

[A]

Okay, so you bought 10 doors from this guy. How did the process go? How much did you end up paying for him? And like, that's a lot of money. So how did you finance 10 deals.

[B]

So basically when I got in the state that I like I mentioned I played baseball. I went to a school here. I left a school and then I opened a restaurant. So I started doing some restaurant business. So at the time I had like two or three running, but I basically just started saving money. I mean, I didn't know what to do with money, so I just started saving money. Saving money. I didn't buy the nice cars and I was just saving money. Saving money, Saving money because eventually I knew something will come out where I wanted to park it. The restaurant business was good, but I don't think that was going to be where I will put my legacy, you know.

[A]

Okay, post baseball, you open a restaurant and it's doing so well that you end up opening two more.

[B]

Yes, so I start doing a couple of mores in the city. Yeah, that's correct. I used to be a waiter. So I worked as a waiter in a Mexican restaurant for a while. Yeah, so I learned a business in there. Then I open, like I say, the first restaurant bar, the kind of sports bar type places. And I had three at the time. And yeah, I just tried to save money and do real estate.

[A]

Man. Well, that's impressive in itself because the restaurant business is a hard business to get into. You got into the restaurant business and. And found success, which is tough to do. So you pivot this into real estate. So what did the. What did the finance structure look like? Did you buy them all individ or was it like, did you buy it with one loan as a package?

[B]

Yeah, it was one loan. It was a package deal. The way how things went there, this guy, which I call it, he's like my mentor in real estate. He introduced me to the bank. He was like, hey, you'll need to meet this guy. He got something. Y' all need to talk with him. So I had a meeting. You know, I didn't know banks were like that, where you. You can sit on a table, talk with the president. Okay, tell me what you do here so it feels like an interview to a point. Yeah, I was feeling like, oh, my God, am I getting a job or getting a loan? They asked me a lot of questions, and I figured that all they wanted to know was that I was serious about this and I knew what I was doing at the time.

[A]

Okay, so what was the purchase price for the 10 properties?

[B]

1.4 million, something like that.

[A]

Okay, 1.4 million. You got a loan from the bank. How much down did they require?

[B]

I put 20% down.

[A]

That's a big chunk of change. And you had all that saved up from the restaurant business.

[B]

And every time I put a percent down, like it's like on zero, I went back to zero. Be like, oh my gosh, back to zero. To zero.

[A]

Okay. And did these properties need any work?

[B]

No, they were all occupied. They didn't have any property management company. Was the landlord running himself like all these properties? So he took great care of it. And yeah, man, I mean they were all rent. They were all bringing rent in. And I just needed to kind of raise rents to, to match the return that I was looking for.

[A]

And at this point you had four units, but now all of a sudden you're sitting at 14 units. These properties, were you managing them yourself? Did you have property management?

[B]

So I was managing then we, along with my wife. So yeah, we were back and forth. Hey, with this money that you spend like you crazy. You spent. We went through all that. Yes, we went through all that. And because in the beginning I wanted each property to look like my house. Like I was like, all right, we gotta get in, we gotta bring everybody. So then I started learning, you know, I had to get this property. That doesn't mean they had to be on bad shape. But you know, there is rental materials that you buy based on, okay, which toilet should I get, which light feature should I get? So yeah, I was spending a lot of money. I wasn't making no cash flow at all in the beginning. But then I learned, okay, this is what I need to do. Like I said, I was handling Dane myself along with my wife and we end up learning about these rental softwares to actually manage them now. And yeah, I mean it makes my life easier to being able to collect rents through there.

[A]

Are you self managing still? To this day?

[B]

So I have some help now, but yeah, I'm on day to day basis. You know, I'm still around. Yeah.

[A]

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[C]

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[D]

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[C]

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[D]

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[C]

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[A]

All right, we're back with Jose Martinez on the BiggerPockets podcast. Jose, so you have a mentor. He sells you 10 properties. What was next? Did you continue to buy more properties, or did you continue to foster this mentor relationship? Or was it kind of a one deal and done thing?

[B]

No. So we kept talking. On my end, I was the lucky guy that he wanted to sell his properties to and help me through the process, you know. So, yeah, basically just got a lot of questions every day. Even today's date are calling for a lot of. So after that deal, I bought 18 more properties.

[A]

18.

[B]

That's correct.

[A]

From the same guy?

[B]

Correct. Yes.

[A]

He sold you 10 properties. You're happy with those properties, but it wasn't like he sold you 10 properties and fell off the face of the earth. You continue to foster a mentor mentee relationship. So you, you, you could call this guy for anything you needed help with, and he was, he was explaining to you and teaching you how to manage the properties and run a real estate business. It sounds like.

[B]

Absolutely, absolutely. The biggest thing I learned while I was doing that with him is to run this as a business. You know, it's not just buying, oh, one property. You get rents here, there. So understanding that this is a business, just like a restaurant, sports bar business type. So understanding that, he helped me put that mentality on me. Yeah. And then we put a deal package together again, and I purchased 18 more properties.

[A]

Okay, before we jump into the 18 more properties, I want, I do want to touch on that because it does sound like, you know, to the average person listening, that maybe this guy just wanted to offload a bunch of properties to somebody who was new. But I want people to understand, like, true mentorship relationships are the best when there is mutual benefit. I think a lot of new people want to find a mentor, but they don't think they have anything of value to add or they just expect someone to pour into them and they don't have to give anything in return. And those aren't true relationships. Now, occasionally you'll find somebody who wants to give, give, give to you, and you can just take, take, take. But a real relationship is give and take both ways. And so it sounds to me like in this relationship, yes, there was value for him because he sold you properties, right? Correct. But there was a lot of value for you, not just because you were able to build your portfolio, but now you had a mentor you could call on for any questions you had. Absolutely. That's a true relationship. And I'm not saying you got to go buy properties from someone for them to mentor you, but I do want people to think about what value can I bring to somebody? Maybe I can go do work for them. Maybe you can babysit their kids. Like, there's a million things that you can do. It doesn't have to be real estate related, but try to lead with value. That's super cool, man. So how much time passed between when you bought the 10 units to when you were buying the 18?

[B]

You went like a year or so after. So basically it took me a while because, you know, that was a big thing to.

[A]

Big chunk of change. Yes.

[B]

And. But remember, and this is when it comes the mentor part. This guy sat down with me and say, look, when you bought these 10 properties from me, this is how much equity you got here and was like, what? Is that all the money I have? Yes. So that means that now I understood what type of deal I got, because it wasn't that he gave them away for me, but he could have charged me way more. And I realized that whenever I went in, we did some appraisals on these properties. So I was like, oh, my goodness. Okay, so now I was able to buy my 18 houses a year after using my tank houses.

[A]

Okay.

[B]

That I purchased from him before. So I use cross collateralization.

[A]

So to summarize, you bought the 10 units, but the guy didn't try to take advantage of you. He bought. He sold you the units at a. At a fair price. That allowed you to walk into some equity on these properties. So when the opportunity arose to buy the package of 17 houses, you use what's called cross collateralization. So for those of you who are listening, cross collateralization is where you pledge equity from existing properties and you use that equity as your down payment, essentially, for the other property. So because the 17 properties had equity in them, the bank basically gave you a loan and you pledged some of that equity. In other words, they put a second mortgage on some of those other properties to allow you to have Access to the funds that you would need as the down payment. So were you able to get into the 17 units without having to touch any of your own personal cash?

[B]

I had to put really little amount. It was around $40,000, something like that, that I had to put. Again, like we go back to budging it, right? We're talking about a year after. It wasn't even like two, three, four, five years. A year after we redo appraisals. And this come to, you know, to have a no equity to buy these 18 more properties. And at the time I didn't even know that I could do that. Yeah, that I could actually, you know, use those properties to buy other properties. So this guy sat me down and was like, hey, look this how much money you have. Keep growing and buy more properties, even if it's not from me. That's what you say. Just you got to keep growing and growing. And that's how I did it.

[A]

Yeah. Cross collateralization is one of the, one of the cool tools that small local banks have at their disposal. Now, not every local community bank will utilize cross collateralization. You have to call community banks and talk to them and ask them, are you willing to cross collateralize or are you willing to let me pledge equity in an existing property? So this only works if you own real estate that only has a first mortgage on it. So if you've got real estate with equity, either it's paid off or you have only one mortgage on it. If you're interested in this, you can call local community banks. You want banks that have under 4 billion in assets. Those banks can be a lot more nimble than some of these big banks. But the key to this strategy is exactly what Jose said is you have to buy a good deal because you're using leverage. You're using borrowed money as a down payment. So if you use borrowed money and buy a bad deal, well, now you've got a first and a second mortgage that you can't pay back and it can put you in financial strain very quickly. So you only want to do this when you know you are buying phenomenal deals that also have a ton of equity in them.

[B]

That's correct. That's correct. And also what you mentioned regarding the banks, I went to a lot of banks and they told me no to before. A lot of banks told me they couldn't do it. It was too much risk. But going to the right community bank will, will help you your investor life a lot. Every bank is a different business. Every bank have different regulations. So Just get to know your community banks and that can change your life for good.

[A]

Yeah, man, that's. That's a phenomenal point. You're absolutely right. Sometimes you'll talk to banks and it can be very discouraging when they tell you no. Sometimes it has to do with you. Maybe they don't like you, your credit score or your current portfolio. Sometimes it has nothing to do with you. But it still sucks to hear no. But some keys to being able to find a bank that does do what you want to do is first and foremost ask the bank what kind of assets they like to lend on. Some local community banks love lending on large, multifamily. Some love lending on smaller single family. It's really going to depend on the bank and where their focus is at the time. If you have a good deal in the asset class that they like to lend to, it's a lot more likely that they'll want to work with you. B. Warm introductions are always better than cold introductions. Right? So Jose had a warm introduction. He had somebody who had a relationship at that bank introduce him to the lender. That's always going to help you in terms of favorability than just reaching out cold. A great tip if you want a warm introduction to banks is to go to your local chamber of commerce or Rotary Club meetings. You can go to Rotary clubs, I think as a guest. If you get someone there to bring you with them, it's a member. Or you can go to the chamber of commerce meetings. I think you can go as a guest off the street if you want to. But typically bank, community bank presidents and commercial lenders are members of local chambers of. Of commerce. And so if you join the local chamber of commerce, just being a part of that chamber of Commerce is your warm introduction. So those are. Those are some tips to help you start to find those relationships. If you don't have that mentor who can introduce you. All right, we've got to take another short break. We'll be right back. Talking with Jose Martinez about how he was able to purchase another 18 units right after the break.

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[A]

All right, we're back with Jose Martinez. Man, Jose, what a great story of growing your business and your portfolio to go from a quadplex to then adding 10 units and then adding another 18 units and leveraging community banks and leveraging cross collateralization to help you get creative about the financing so that you were able to acquire these properties. Where has that led you? Where is your portfolio sitting right now? About how many units?

[B]

So right Now I have 51 units.

[A]

51 units. That's incredible. So you started in 20, 22, four years ago, and now you're sitting at 51 units. But you did transition away from a successful restaurant business into this real estate business. So now that you own 51 units, are you glad that you moved away? Has it been beneficial? Is the money similar?

[B]

Well, 100. I can tell you, like, I live strictly from real estate and my wife is happier because I don't have to be.

[A]

That's a win in itself.

[B]

Yeah. So, yeah, yeah, definitely. I mean, it's been a bless. I have been able to be home and see my, my girls growing. I got two girls.

[A]

Yeah.

[B]

And that's, for me, is, you know, is the win right there. Being able to stay here with the family and, you know, being able to see them every day and support my lifestyle.

[A]

Of course, man. Congratulations. Restaurant industry, now full time real estate investor. And I like that you talked about how it's afforded you the ability to spend more time with your wife and with your children. Maybe you could talk to us a little bit about what other benefits or what else is real estate allowed you to be able to do for your community.

[B]

Man, it's a lot of deals out there still. And I'm doing my best to try to pull my knowledge into, you know, my community, which is the Spanish community, that we really don't understand how many opportunities are in the stakes right now. I tell everybody this is the best country of the world because there is a lot opportunities out there. So I've been blessed enough to, you know, learn from things like you guys do. But now I'm pouring that into the, translating that into then And I have some people that have bought like duplexes, quadplexes. So just for me, that, that's a win to, I mean, being able to pour that into, into the people that I know and see them growing as well.

[A]

Yeah. Here's what I love about this, man. It's, it's kind of a full circle thing. And, and, and you are doing this the right way. So I often tell people when you're looking for a mentor, one of the best ways to attract a mentor is to, is to try to find a way to be a mentor. I think a lot of people want a mentor and then maybe they find one and they get help. But I think our responsibility, after you gain the information, you act on it and it starts to be beneficial for you is to you to be willing to do that for somebody else. Right. That's what creates the best kind of symbiotic relationship in the investor community. And the investor community is just amazing already. Like, we've talked about this a million times on the show, but like, real estate investing is one of the weirdest industries in terms of, like, people will just help you, they'll just give you information. People don't really hoard information. They're not scared to create, you know, competition amongst themselves. People will share information. And if we want real estate investor communities to continue to operate like that, we have to be willing to, to give once we get from somebody else. So I love that you're taking what you've learned and now you're helping people who probably just don't have access to the information or don't understand that this is something that they can do. And now you're being a beacon for them to invest in being a blessing to your community, man. So, so that's amazing, man. Thank you very much.

[B]

I think also to add there, Henry is also being hungry enough to actually go after, after the knowledge that you are missing, like understanding that, okay, if Jose Henry did it, like, what. What's the line that I need to follow? You know, you don't need to go exactly like you did or I did it, but it's a lot of options out there. You guys put the best content every single week. I mean, you, you go through that and that allowing that can definitely change your life for good. For me, without any doubt, man, I mean, bigger pocket help me a lot. I mean, this is more than half of my knowledge come from here on four years. And my other knowledge come from a mentor, of course. But when I go and sit down and ask questions, is because you guys talk about, okay, community lending. How do you handle a situation? So I go, hey, so I read about this. How does this work? You know? And your mentor will also see you doing your own researches and being hungry about it. So for me, this podcast had changed a lot of life, and I'm one of those, too.

[A]

Oh, man, that's. That's great to hear, man. It's always. It's always awesome to kind of see the impacts or the positive impacts you're having on people. So we a. We appreciate the kind words, but we also appreciate the value that you're bringing to your community. And before we get out of here, Jose, is there any plans for the future? What's next, man?

[B]

So I'm doing flippings as well on the side, so I got that like a separate business from what I'm doing. So I kind of. I'm. I want to learn more about developing, too. So I'm really just. I'm in love with real estate. I mean, I started with one and I just kept going, get going. And now, I mean, I really enjoy to, you know, fix a house, rent it, or sell it. So I really, I love it. I mean, this is. This is life for me.

[A]

I love it too, man. You got the bug. I do the same thing. I'm doing my first new development this year, so. Wow.

[B]

Nice.

[A]

Well, thank you so much, Jose, for joining us and sharing your inspiring story. Thank you so much to you, the listeners, for tuning in. We hope you got some great value for this episode, and we'll see you on the next show of the Biggerpockets Podcast. And if you found this story with Jose inspiring, go ahead and check out another episode of the biggerpockets podcast. Episode 1231. That's my interview with investor Neil Whitney from just a few weeks ago. That's episode 1231.

[C]

Thank you all for listening to the Biggerpockets Real Estate Podcast. Make sure you get all our new episodes by subscribing on YouTube, Apple, Spotify, or any other podcast platform. Our new episodes come out Monday, Wednesday, and Friday. I'm the host and executive producer of the show, Dave Meyer. The show is produced by Ian K. Copywriting is by Calico, Content and editing is by Exodus Media. If you'd like to learn more about real estate investing or to sign up for our free newsletter, please visit www.biggerpockets.com. the content of this podcast is for informational purposes only. All host and participant opinions are their own. Investment in any asset, real estate included, involves risk. So use your best judgment and consult with qualified advisors before investing. You should only risk capital you can afford to lose. And remember, past performance is not indicative of future results. BiggerPockets LLC disclaims all liability for direct, indirect, consequential or other damages arising from a reliance on information presented in this podcast.