← Bill O’Reilly’s No Spin News and Analysis
Bill O’Reilly’s No Spin News and Analysis
Highlights from O'Reilly's No Spin News - May 29, 2025
00:47:25
Loading summary
Transcript20 lines
- [00:00]
Joe
Hi, this is Joe from Vanta. In today's digital world, compliance regulations are changing constantly and earning customer trust has never mattered more. Vanta helps companies get compliant fast and stay secure with the most advanced AI, automation and continuous monitoring out there. So whether you're a startup going for your first SoC2 or ISO 27001, or a growing enterprise managing vendor risk, Vanta makes it quick, easy and scalable. And I'm not just saying that because I work here.
- [00:27]
Lifelock Ad
Get started@vanta.com this episode is brought to you by Lifelock. Not everyone is careful with your personal information, which might explain why there's a victim of identity theft every five seconds in the U.S. fortunately, there's LifeLock. LifeLock monitors hundreds of millions of data points a second for threats to your identity. If your identity is stolen, a US based restoration specialist will fix it, guaranteed or your money back. Save up to 40% your first year by visiting lifelock.com podcast terms apply.
- [01:11]
Bill O'Reilly
Perhaps the most important thing the federal government is doing right now affects you directly. It's about your money, about how much money you give to the feds in tax revenue. It's about how much money you keep to survive. Okay? And that with the tax bill and with the budget bill. And it's very hard to cover these things because they're boring, they're dull. It's like being in an accounting class. But I promise I will make this interesting and if I don't, you can mock me. Bill@billoriley.com Name in town. All right, Talking Points memo is about money. So here is President Trump's budget proposal. Keep in mind the federal debt, how much this country owes is $37 trillion. A record, a dangerous level. Why is it dangerous? Because in people who, who borrow money from the United States, begin calling in the loans, selling bonds, selling securities, that kind of thing. Government's not going to be able to cover it, okay? And that puts us into a terrible economic circumstance. That's why debt is dangerous. It corresponds to your own house. If you owe an astronomical amount of money and you can't pay it back, you're going to get it right between the eyes. It's just a matter of when, not if. Okay, so President Biden was the biggest spending chief executive in history by far. He did not care how much money the government spent. He used all of the programs to buy Volts. That is in stone fact. Anybody denies that, they are lying to you. Here's the kick. Biden okayed nearly $5 trillion of new spending over a 10 year period while he was in office that the government couldn't cover. Okay? Now Trump comes in any slash and burns, you know, musk, you know, Doge, that's just the pittance. Okay? That's just, you know, it's symbolic. So Trump wants to cut 163 billion this year, 2006, fiscally from the domestic spending. No cuts for Social Security or Medicare, despite what the opposition says. But there would be caps on how much the federal government sends to the states to pay Medicaid. That's what these charlatans are giving you. They're going to cut Medicaid because they want to cap it. All right, why do they want to cap it? Come back to me. They want to cap it because there are no work requirements in 49 out of the 50 states to get Medicaid. So a sane system, an honest system would say if you are able bodied, you have to look for a job to qualify for this Medicaid stuff. Not if you have four kids or you're a single mom or you're sick. No. But if you're an able bodied man, you got a look or woman with no children. Only one state has that. You know what state it is? Georgia 49 don't have it. So the layabouts can just get free medical care. Trump wants to cap it. Okay, so when you hear Trump wants to cut Medicaid, that is the deception. All right, here are the federal departments that Trump wants to cut. Go. Commerce Department, 17%. Education, 15. Energy, 9. Environmental Protection Agency, a whopping 55%. That's the green stuff. Health and Human Services, 26%. RFK Jr. Says that's because there's redundancy. Five people doing the same thing. Parmen, Housing and Urban Development, 44%. Labor Department, 35. NASA 24. Okay, got it. Those are the cuts that Trump wants. Democrats want no cuts for anything. They're happy with the $58 trillion debt of 57 trillion. I'm sorry, 36. I keep saying 50. It's $37 trillion debt. That's what it is. Democrats want no cuts. None. Just want to keep running it up. Okay, here is the budget increase schedule for Trump. Parmen of Homeland Security, 65%. That's deportations. And now the Trump administration is going to offer migrants 1000 bucks to get out of here. We'll do that tomorrow. I want to look at the proposal. Defense Department, 13. That's because China and Russia. Transportation, 6%. That's more. Air traffic controllers. Department of Veterans Affairs, 4%. That meets the inflation rate for veterans health benefits. Okay, now again, this is not going to get a single vote in the Democratic precincts. Roll the tape.
- [06:52]
Unnamed Speaker
The budget that the president put out that we just are reviewing now is one that is really a shame. A budget should be a statement of our national values. What is important to us as a nation should be reflected in that budget. It should be a budget of investing in our future for our children and the rest.
- [07:14]
Bill O'Reilly
Yeah, our children invest. Yeah, but with no limits at all. Now, the final part of this talking points memo is the press will seize upon all the cuts to give you sob stories because people will suffer. They will. When you cut the programs, people are going to be left out. People who were getting government subsidies aren't going to get them. They're not going to be happy. I'm going to this, this person is going to starve to death. And you will see that constantly on the corporate media. Okay, well, what is the alternative? It's just maddening. But that's a two party system. Republicans are going to cut smaller government. Democrats spend, spend, spend. We don't care if we spend ourselves into bankruptcy, which we have. And that's the memo. Donald Trump also wants to knock out all federal money to pbs, NPR and take the tax subsidy away from Harvard University. Okay, so Harvard's supposed to be, you know, nonprofit and all of that. And they get a tax credit for it, huge tax credits. And Harvard, Trump doesn't like Harvard and says, no, no more tax credits for you, NPR and pbs. You're on your own. It's going to have trouble with the npr, pbs. Harvard will be able to be able to knock that out. But Congress is in charge of the money. And when it gets into court, and it will, Harvard's already suing the federal judge, if you follow the way we're structured, might go, hey, look, Congress has got an okay taking money over away from PBS and npr. And there was a bill that was supposed to be introduced by that loon Marjorie Taylor Greene, but I haven't seen the bill. That would be the way to do it. Have Congress say no, pass the law. Much easier. Anyway, here's what I said on the News Nation special about Donald Trump's first 100 days. Go. Part of Trump's war on woke has now been a war on Harvard University, your alma mater. Do they deserve it? Yeah, they do. And I'll tell you something else I haven't really made public. So I'm in touch with a lot of people at Harvard and I said, look, I'll broker a deal with you guys and the President if you want me to. But I said if you want me to do it, you're going to have to agree to change. You can't have 82% of your faculty defining themselves as left, far left. And that's the rub. You can't have tax money going into ideological concerns. You can't. That's why Trump will win that. All right, I just want to throw in one more thing about your money. You heard if you saw the town hall on News Nation with me taking apart Carville and the Massachusetts congressperson auctions. Lush. All these wild things about the stock market and trillion dollar disappearing. As of Friday, the S and P is up 0.28% from Liberation Day. So all of the stock losses have been recovered. Maybe not in your portfolio, certainly not in mine. I've got some stocks that got hammered and they haven't come back. Okay. But generally speaking, it's a wash at this point. Supreme Court back here. Fascinating case. 14th amendment says that all persons, all A L L in the Constitution that are born on American soil are American citizens. It doesn't say you have to be here legally. Doesn't say anything about that. All persons born on the soil get American citizenship automatically. 14th amendment passed in 1868 and as you probably know, it was passed because of slaves and they were citizenless. Slaves weren't citizens in the south during the Civil War. They were emancipated and then they became citizens. But it was all murky. So they had to have the 14th amendment saying, look, let's face it, the US economy is under stress, national debt rising, trade war shaking the markets. And meanwhile, China is dumping the dollar and stockpiling gold. That's why I protected my savings with physical gold and silver. Theroux, the only dealer I trust, American Hartford Gold. And you can do this. Get precious metals delivered to your door or place in a tax Advantage Gold IRA. They'll even help you roll over your existing IRA or 401k tax and penalty free with billions in precious metals delivered. Thousands of 5 star reviews and an A from the Better Business Bureau. You can trust American Hartford Gold as I do. Please call 866-326-5576 or text BILL to 998-899. Again, that's 866-326-5576 or text BILL to 998-899.
- [12:51]
Mike Slater
My name is Mike Slater. I have a podcast called Politics by Faith. I was just talking to a friend of mine who said he hasn't Been able to follow the news lately. It's been too much. It's too crazy. It's driving him crazy, and he's just checked out. If you feel that way sometimes, too, I think you'll really like our podcast, Politics by Faith. We take the main story of the day and we run it through the Bible. What does the Bible say about this? It's amazing, but it's all there. And then God tells us what to do. We don't even have to figure it out. The answers are right there. He gives us the answers. Politics by Faith. Please join us over there. You can listen to it wherever you're listening to this podcast right now. Politics by Faith.
- [13:30]
Bill O'Reilly
If a black baby or any baby born on US Soil is a citizen, and they did, they passed it. 14th amendment, well, now the Trump administration doesn't think that is good for the country because there are so many undocumented people here, 15 million at least, they're having babies. And President Trump's going, we're rewarding illegality. They shouldn't be here by granting their offspring citizenship. So it's in the Supreme Court. Isn't that an interesting, fascinating case? In order to overturn the 14th amendment, you would have to get two thirds of the House and Senate to okay it, and that'll never happen, because there's not one Democrat that I know of who would vote to overturn the 14th Amendment. Not one. And even if it did happen, then you have to go to the states, and two thirds of the states would have to ratify it. That's how hard it is to get rid of a constitutional amendment. So it can't happen. And the Supreme Court can't just say, I'm waving the wand and this constitutional amendment is gone. So the Trump administration is going to lose. It knows it'll lose, but it wants to bring this to the attention of the nation, and it wants to try to get some regulations involved here. But I can't see any fundamental overturn of the 14th Amendment, just our system. Gavin Newsom running for president. I told you this earlier this week. And he sees an opportunity because there's no competition on the Democratic side for him at this point. So, Newsom, I mean, talk about a hypocrite. This is. This is hypocrite number one. And I don't even know Newsom. Okay, so earlier, he says he wants all the homeless camps to be dismantled in California. Well, what took you so long? You've been governor for six years. Well, you know, it's cost the state billions of dollars and it's destroyed San Francisco and other cities. And all of a sudden you're enlightened. You want the homeless camps dismantled. It was a public safety problem. Then when it started six years ago and you were governor when you came in, still a public safety and public health. You can knock it out in a second under the law. Now, he says we're going to freeze health care payments because to the undocumented, Remember, California is the biggest undocumented population in the country. It spends more than $5 billion. California spent $5 billion giving free health care to illegal aliens and their families. Okay? So now Newsom goes, oh, we're going to stop that roll of tape.
- [16:26]
Gavin Newsom
So here are the solutions. $5 billion on a freeze on our Medi Cal expansion. We're not cutting or rolling back those that are enrolled in our Medi Cal system. We're just capping it, particularly for those without documentation.
- [16:43]
Bill O'Reilly
Yeah, Weasel, this guy is. So why didn't you do it five years ago? Why didn't you do it Is so ridiculous. All right, so in addition to that, California is the highest deficit of any state. It is the largest state in the union, okay? About 40 million people live there and has a $12 billion a year deficit. So it's broke. Essentially, it's broke. Here's what Newsom says about that. Go.
- [17:15]
Gavin Newsom
California is under assault. The United States of America, in many respects, is under assault because. Because we have a president that's been reckless in terms of assaulting those growth engines, has created a climate of deep uncertainty, and certainly has California in his sights.
- [17:34]
Bill O'Reilly
So it's Trump's fault. It's Trump's fault that California has a $12 billion a year deficit. Okay, Democrats, this is what you are. This is what you're going to put up. JD Vance. Gotta be the happiest guy in the world. Gotta be the happiest guy in the world. Yeah, Bring it on. Unbelievable. Okay, smart life. There are a lot of things involved with having a smart life, and one of them is actually being smart. Now, how do you get smart? You gotta learn stuff. That's how. Okay. I wasn't particularly smart when I graduated from college, and that'll play into my final thought. I wasn't dumb. I mean, I. I went through rigorous schools, but I, you know, I was a dopey young man, I would say. But I read like crazy. I read everything I could get, and I started to learn and learn and learn and learn and learn. Then I went to grad school and got a master's degree in broadcast Journalism. And then I started my career. And every story I covered, I learned from. So I got. I built myself my smart life up to a point where I was admitted to Harvard, Okay. And it wasn't easy to get into the graduate program there. Now I'm going to start Bill's Book Club, with all apologies to Oprah. Oprah started the Oprah Book Club. Oprah goes for the kind of weepy women's kind of thing. Self help. I'm not doing that. I'm going for the information books. So there are two out now I want to recommend to you. The first one is Mark Twain by the historian Ron Chernow. Now, if you've ever read Chernow stuff, he is a brilliant historian. But Mark twain book is 800 pages. I. I got it sitting on my shelf over here, and I'm going, do I have time to read 800 pages? And the answer is I don't. I don't have time to read 800 pages, but I'm going to read some of it. And not only is about Mark Twain, but It's about the 19th century. All right. And I want to learn a little bit more about what happened between after the Civil War and Teddy Roosevelt. A little bit of gap there. Now, I wrote Killing Crazy Horse, and that fills in a lot of it. But I'm going to look. But I know I'm not going to get through 800 pages of that. But it's worth me having it around. And I have in my library a book on Machiavelli owned by Mark Twain. And Mark Twain wrote notes inside the book. So I've got a connection with Mark Twain, who's name was Samuel Clemens, of course. Second book is the War for America for ticonderoga to Charleston, 1777-1780. Fate of the day. Now, Atkinson is really a good historian. Okay. But again, big book. Den's book. This is. He's writing three books about the Revolutionary War. This is the second. I will read this book, okay? It's on my nightstand. I'm going to start it. I've already perused it, but I'm going to start it in earnest tonight. I'm going to read that book because I wrote Killing England, okay. And I want to know, you know, where Atkinson is much more detailed. See, My books are 300, 310 pages, and they whip through. It's like, boom. All right, so you get an idea. All the essentials are in the book, particularly with confronting the president. We do every president, and that's about 400 pages. But boom. It's lightning. These books are much more deliberative. They will make you smarter. You will know things that most people don't know. And that's what I want to get into in the smart life. Bills, book club. But if I read a book that's really entertaining and doesn't have that much, I'll recommend that as well. All right, Canada Day at the White House. This stuff I keep telling you, if it's Tuesday and this happens, something else is going to happen on Thursday. All right? So the new Prime Minister of Canada, Mark Carney, throw his face up there. I'll tell you about him on the radio. So he was raised at Fort Smith, which is a outpost in the Northwest territory. Sakana, small town guy, 60 years old, heads the Liberal Party. And he graduated magna cum laude from Harvard, okay, in 1987. That means he's a smart guy. Degree in economics. He worked for Goldman Sachs all over the world. So this is a money man, okay? So he comes to Washington because he has to come to Washington. I've been telling you, United States is not going to buy Canada. We're not going to send troops to Canada. Canada's not going to be the 51st day. All of that is hyperbole, okay? And it has been from day one. And, okay, if I'm the only one who knows it, then I'm lonely. So Carney comes in, flies down from Ottawa, and he says this, go. And you know, the history of Canada and the U.S. is we're stronger when we work together. And there's many opportunities to work together. And I look forward to, you know, addressing some of those issues that we have, but also finding those areas of mutual cooperation. All right? So, you know, it's like they're friends now. And I said in the very beginning, Canada and Mexico are going to work out their tower problems. They have to, all right? They need us. We don't need them. Here's President Trump go.
- [23:31]
Donald Trump
Well, we'll be talking about different things. You know, we want to protect our automobile business, and so does Mark, but we want to protect. We want to make the automobiles and we want to, you know, we have a tremendous abundance of energy, more than any country we have just in Alaska alone. ANWAR has been reopened. Now. ANWAR is one of probably the largest find anywhere in the world. They say it's larger than Saudi Arabia. I don't know, but it's a lot. But we have tremendous amounts of energy. Other countries don't. We're both lucky in that way.
- [24:02]
Bill O'Reilly
All right, so they're going to work it out, okay? And all of this, we're going to take over Greenland. We're going to take over Panama. Stay here. Okay? Watch and listen to me.
- [24:19]
Discover Ad
Are you still quoting 30 year old movies? Have you said cool beans in the past 90 days? Do you, do you think Discover isn't widely accepted? If this sounds like you, you're stuck in the past. Discover is accepted at 99% of places that take credit cards nationwide. And every time you make a purchase with your card, you automatically earn cash back. Welcome to the now it pays to Discover. Learn more@discover.com credit card Based on the February 2024 Nielsen report, Ryan Reynolds here.
- [24:50]
Mint Mobile Ad
From Mint Mobile with a message for everyone paying big wireless way too much. Please, for the love of everything good in stop with Mint you can get premium wireless for just $15 a month. Of course, if you enjoy overpaying. No judgments. But that's weird. Okay, one judgment anyway. Give it a try.
- [25:08]
Bill O'Reilly
@Mintmobile.Com Switch upfront payment of $45 for 3 month plan equivalent to $15 per month Required intro rate first 3 months only, then full price plan options available, taxes and fees extra. See full terms@mintmobile.com now you would ask, well, why does President Trump do all this? Why? Because he wants his negotiating opponents on the defensive. He wants to throw in uncertainty. That's how he does it. If you read the United States of Trump, that's has been negotiating posture since he was 22 years old. He never deviates from it. Create chaos on the other side. Say all of this stuff, you don't have to do it, just say it. But anyway, it's a good thing that Canada and the United States and Mexico in the United States get more problems in Mexico. As I laid out yesterday with the drug cartels, Canada will come around and they will reach some kind of deal. I predict. I would like it to be quicker. Okay. Than it is. But there's this national pride. Carney's got to go back and he can't be presenting himself as somebody surrendering to Trump. It's the same thing with Shine Bomb in Mexico. I can't let Trump intimidate me. And that's the downside to negotiating aggressively, that if the, if you surrender to that, then your people think that you lost. What Trump is, is good at doing is win, win. Okay? That's how I negotiate. I have to negotiate a lot of stuff. All right. I run three corporations here and I'm trying, I always try to get in a, in a situation where everybody wins Some people win more than others, okay, and then that's into Trump's ego zone. But if everybody wins, a deal is much easier to make. And that's what I believe will happen. Now, former Vice President Mike Pence has staked himself as a conservative ideologue. Not, he's not a bomb thrower like the talk radio guys or anything like that, but he sees himself as a conservative purist. And as we know, Donald Trump is not a conservative purist. He holds some conservative positions because his MAGA base is largely conservative. But Pence is doctrinaire, so he goes on cnn. This is interesting yesterday. Only reason CNN invites Mike Pence on is to bash Trump. They couldn't care less what Mike Pence has to say. That's why they invite him on. Go.
- [28:01]
Mike Pence
It would stifle American growth, limit prosperity, drive up costs for American consumers. And we ought to be driving again toward that principle of free trade with free nations and standing tough, standing firm on authoritarian regimes like China.
- [28:19]
Mike Slater
So you think he's wrong on tariffs?
- [28:22]
Mike Pence
I do think this version of tariff policy that's broad based, indiscriminate, applies tariffs to friend and foe alike is, is not a win for the American people.
- [28:35]
Bill O'Reilly
Okay, but remember, there was no solution put forth by Vice President Pence or anybody else as to how to get that trillion dollar trade imbalance down. And to this day, I don't think Mr. Pence has a solution. He doesn't like the tariffs worldwide. I don't like the tariffs worldwide. Why don't I like them? Because they create instability in the financial marketplaces. So rather than investments and performance, the stock market, the bond market, the dollar and all that is fluctuating around based on what Sri Lanka might do that day. That's instability. All right, But I understand you got to get the trade imbalance down if you want Americans to make more money in the marketplace. And I'm not criticizing Mike Pence, but if he's got something that would improve the trade amounts, I'd like to hear it, because I have not. All right, the Department of Homeland Security, this is Kristi Noem, says that if you are an undocumented alien, the government will pay for your flight home and give you $1,000 when you get there. Okay, this is the latest. So it's called self deporting. And this is funny. So the Homeland Security Department has one person who's done this, allegedly 1 out of 15 million. Apparently the person went from Chicago to Honduras, back to Honduras on a free air ticket from US taxpayer, and they'll get 1000 bucks when they do something, I don't really know what. Now, this is not going to work. Number one, most undocumented are not going to do it because they don't trust anybody, much less the US Government. Number two, although there are some carrots here that you could come back to the USA legally at a later date and that we're not. If you apply for this program, we won't deport you. Okay? Homeland Security won't go after you, so you'll get a notice that you're cooperating and you'll be free from that. But I just don't see it. And nobody knows how much money that it'll cost. So it's 1000 bucks for every migrant once they get back, any airline ticket. Now, here's something that's interesting. Department of Homeland Security says it costs $17,000 on average to arrest, detain and remove an undocumented immigrant. 17,000 each one. And I think it's way more than that because remember, when they're living here, if you live in California, another liberal state, you get all kinds of free health and free this and free that and, you know, okay, but just to get them back to their home country costs 17,000 a head. All right, Pentagon. Pete Hegseth, Defense Secretary. And this is why Trump hired Hegseth says 1.2 million US service people. Right now there are 4,240 trans people. Now, I'm not saying that the trans people join the military so they get their gender affirming care free, but that might be the case. 52 million a year. So Hegseth and Trump say no more. You're out. We're not doing it. So the trans people in the military up to June 6, it's coming up fast to resign. And I guess they'll get an honorable discharge if they do so. If not, they're going to get kicked out. But starting today, no more transgender affirming care in the military. Smart life. Now, this is a tip that you need to know, particularly if you live in and around a big city, as I do in New York. So right now I am about 18 miles, oh, maybe 20 miles in the Midtown tunnel. Now, that doesn't seem like a lot, right? You take me an hour and a half to get there because the traffic is insane. And not only is it insane here on Long island, it's insane all over the Tri State area and in Boston and in Philadelphia and in Baltimore and in Washington and in Chicago and in all the west coast cities and in Dallas and Atlanta, everywhere. So AAA says that record breaking travel this Memorial Day weekend, 45 million Americans, I don't know how AAA knows this, Are gonna be traveling. 87% are gonna go by car. Only 8% will fly. And I can almost guarantee that every one of those 8% flights are gonna be delayed. All right, so now we have 87% of 45 million. I can't do the math, but they're gonna be driving top destinations. Orlando, Disney World and internationally. Rome, Italy. I'm just throwing that in because this is all about domestic travel. Okay? 40 million. I'm sorry, 40 million travelers are going to drive. Now, if you live in any metropolitan area, you cannot drive in prime time or you're going to just sit in a car. And I don't want your three day Memorial Day weekend or four days to be ruined. Oh, here are the windows. Ready for the windows. Smart. Like get in that car at 6am you got four hours between six and 10, maybe 9:30 if you're in New York, okay? To get out, you can do it, you can move. But even then, you know it's not going to be zoom, zoom happens. 9pm to 6am Now, a lot of people don't like driving night. I have no problem driving at night. Okay? 9pm to 6am, that's nine hours. Nine hours, you can sail. Yeah. You might lose a little sleep. Take a nap. Okay. And then on your car radio, you get stations from all over the place. Fun if you still have that. But anyway, that's a Smart Life tip though. Those are the windows. And I'm telling you, it'll make your life so much easier because sitting in that traffic hour after hour after hour after hour, and you're never going to get around it. Mart Life concierge membership. Now I tell you this, but now I'm going to give you some results. So if you sign up on billoriley.com for concierge membership, that means you get a special email if you have a problem in your life or if you want more information or if you need something. So I have a team, okay? And I read the emails, all of them, and we reply within 24 hours. You're not waiting around. This is a insurance policy for your life and it's a very strong convenience. Not only you get that, but you get transcripts of everything that I say. So you can build a library of facts if you want to. So I'm going to give you three that we did recently in the last week. So we had a woman in Nevada. Heartbreaking. Story, her sister has dementia. And this woman, young woman, fairly young, had to care for her, has to care for her. And boy, it's a killer because you can't travel, you can't go anywhere, you can't do anything. You need relief. So we discovered in Nevada, the state of Nevada, there is an organization called Dementia Friendly that helps people in this circumstance. Nobody knows about it. Dementia Friendly. And it goes through the state, so the state helps it out. So we hooked up this woman with Dementia Friendly and they solved a lot of her problems. You know how valuable that was to her. Number two, when you get involved with the IRS or the VA or Social Security or any bureaucracy, your host, your host, because they're not going to respond. And you'll wait hours and hours and hours, and then you'll get somebody named Tammy on the phone and Tommy will say, I'm going to do this and we'll do it. And you can't do anything about it. So there's a fairly significant problem with this guy in Texas, Okay, Came to us and we put her him in touch with a woman named Sarah Schultz Lackey from the Office of Regional Commissioner, Social Security. She is a hero. This woman is a hero. Sarah Schultz Lack helped this guy, and the guy's whole life turned around because we know where the heroes are. Third one, Maryland. Okay, this was. This was not at the level of the other two, but it's annoying. So there's a guy comes up, he says, look, I just spent a lot of money buying an item at Lowe's, all right? Lo w e s Now, my experience with Lowe's has been good, my life, okay? Home Depot too. And so he said, okay. He gives all the information. Boom, we got it solved in a half an hour. And Lowe's are great. It's just a matter of getting the problem in front of the right people. Not Tammy. We can do that. You can't. Concierge membership, billoriley.com you will never regret it. And we keep the price down, all right? Because we want to provide this service. All right, Here is the final thought of the day. So every morning, I take about 45 minutes to an hour to work on concierge members questions, all right? We have a staff for that. And people write in about problems they're having and we guide them to the solution. That's what we do. And then people have news questions, and they have questions about many, many things, and we answer those questions, okay? It's a very worthy program. Concierge membership to billow riley.com. one of the themes, and I had it again this morning, is that older people say over the age of 60, get in trouble. Somebody does something mean to them, nasty, unfair, and they have no money to right the wrong. They're broke. They're utterly dependent on Social Security, maybe a little bit of a pension. They have the government entitlements that they paid into, and they don't have any other reserve. You are powerless. If that's your circumstance. People can do stuff to you and you cannot right the wrong, because to do that, you have to hire a lawyer, you have to file against the bad person. And if you don't have the money to do it, you're going to get screwed. Now, it's too late for many of the senior citizens. They're not going to get any more money. But here's the scandal in America, money management is not taught in any public school that I know of. Maybe there's a few accounting courses, but how to handle money is not taught. So kids grow up and they have no blanking idea how to accumulate, save, invest, do anything with money. And if they have ridiculous parents and watch the parents spend all the money, that's what the kids are going to do, okay? There's no guidance, no effort on the part of the public school system in the United States of America to educate citizens about money, which is the most important thing in a capitalist society. If you do not have it, you are defenseless, as I said. Now, when I write back to these concierge members who are absolutely screwed. And a lot of it's horrific. You know, people are doing stuff to them. And you can go to small claims court that doesn't cost much. You can go to legal aid. Some of the legal aid stuff is responsible, some of it isn't. That's free advice, legal aid, okay? If you're a vet, you can go to your vfw, you can get the names of veteran doctors and lawyers and things like that who may help you because you've got that similarity in being veterans. There are pathways that I can give you, but in the end, okay, if you are indigent and you can't cover the bills, you're never going to be able to protect yourself, ever. And this makes me so sad because a lot of these people are good people. They just never paid attention. Yeah, it's their fault, okay, somewhat. But a lot of them are ill. A lot of them got hurt by accidents. A lot of them got swindled out of their money. My friend Billy Joel got swindled out of tens of millions of dollars and he's talented enough to get it back. But most people aren't. So you've got to, if you are a parent or grandparent, you got to sit down with those urchins and you got to talk about money. You have to. I told you this many times, my father said to me, whatever you take home, whether you're shoveling snow, you're babysitting, you're cutting lawns, right? 10% goes in the bank. And I have done that since I'm 12 years old. And then when you get a certain amount of money, you can invest it cautiously, okay? Interest and all that, bonds that pay interest cautiously, and then you're not going to be broke. How many kids know that? Very few. Okay. That is the final thought. And I hope you consider concierge membership, because even if you're in bad shape, we can probably alleviate your suffering somewhat. Thank you for watching and listening to the no Smith News. I'm Bill O'Reilly. We'll see you again tomorrow.