C (5:51)

You know this vile racist stream of consciousness from President Old MAN YELLS at CL. You're disgusting. And the people of this country deserve so much better. I just watched the video of Donald Trump attacking the beautiful Somali community that calls Minnesota home. They are part of the fabric of our state.

B (6:32)

Yeah, well, I can't argue with the problem with part of the fabric of your state, madam. But you don't care about a billion dollar grift. Apparently you don't care at all, do you? What have you done about it? Nothing. And this would still be going on if not for two reporters. Guy named Ryan Thorpe, another one, Christopher Russo. They both work for the Manhattan Institute conservative think tank. They broke the story. Not Minnesota law enforcement. Not federal law enforcement. Journalists. And that's the memo.

A (7:10)

You're listening to a special edition of the no Spin News Money.

B (7:16)

Like most of you, I didn't have a lot when I was growing up. I earned every cent. And I'm not a money guy. Not a Lamborghini guy. No jewelry, don't do that. No $18 cocktails. I harbor my money and I do that because I understand the value of it for providing protection against evil. More money you have, more protection you can buy. And I've instilled that in my children that we're not wasting it. We work hard for it. We respect it. In America today, there is a struggle for the currency. Have you heard of Gold Belly? It's this amazing site that celebrates the best of America by shipping our country's most iconic foods from legendary restaurants straight to your door anywhere in the usa. Now I tried Gold Belly's Maine Lobster roll kit and deep dish pizza. Incredible. Both of them. So this holiday season I'm gifting a coconut cake and Junior's red velvet cheesecake to friends and family. Gold Belly's food is high quality. Ships reliably makes giving deliciously easy. So if you're looking for that perfect gift for everyone on your list or want to impress your friends and family with an unforgettable meal and make hosting a breeze this holiday season, please go to goldbelly.com get 20% off your first order with promo code BILL. That's goldbelly.com, code BILL. 20% off your first order. Let's face it, the US economy is under stress. National debt rising, trade war shaking the markets. And meanwhile, China is dumping the dollar and stockpiling gold. That's why I protected my savings with physical gold and silver through the only dealer I trust, American Hartford Gold. And you can do this. Get precious metals delivered to your door or place in a tax Advantage Gold IRA. They'll even help you roll over your existing IRA or 401 tax and penalty free with billions in precious metals delivered, thousands of five star reviews and an A plus from the Better Business Bureau. You can trust American Hartford Gold as I do. Please call 866-326-5576 or text Bill to 998-899. Again, that's 866-326-5576, or text Bill to 998-899. Because many people find themselves in positions where they're not earning all that much money and prices are going up and that is putting the whole political process in a pressure cooker. So when I was at the White House last Wednesday, I discussed this with President Trump and the Wednesday before Thanksgiving, the day before Thanksgiving, the President actually yelled at me for reporting extensively on it and saying that we're blowing out of proportion. Where I respectfully disagree. Because the midterm vote is going to be based on how Americans are feeling about their finances. Not Ukraine, not even the border. Border is pretty much solved now. We still have the ongoing migrant controversy. Not the Middle east, not even China. It's your wallet and so my discussions with President Trump continue along those lines. Now, he is going out, as you know, and that is the subject of this evening's Talking Points Memo. So he will be Donald Trump in Mount Airy, Pennsylvania, that's in a Poconos this evening, and he will speak on the economy and his vision and what he has already accomplished. I can't write speeches for presidents. I wouldn't do it even if asked. I can give advice, but I'm not going to get involved like that. But I said on News Nation last night that to blame Biden for all this not going to get President Trump anywhere, any currency. Every clear thinking person knows that President Biden was not up to the task. And Donald Trump inherited a mess, but he did make very specific promises that he would improve the situation, and that's where he stands now. So this is the fairest analysis you will ever hear in the American media. I am about to give it to you, and I always recommend that you watch the no spin news and listen on the radio with a pen and paper. Essentials of life. Okay, Beef Prices are up 15%. Bacon up 6%. Coffee up 19%. For coffee. All right. Stuff you need around the house. Supplies of three. Rent up 3%. Okay, that's the downside. Apparel, clothing, down about 1%. Eggs, butter, fruit, cereal, fish, seafood, rice, pasta, ham, all down in price. And this is year to year. Jay Biden was in office last year at this time. Trump's now year to year. That's a big list. You'll never hear it in the media. Eggs, butter, ice cream, fruit, cereal, fish, seafood, rice, pasta, ham, all down. So don't eat the steak. I mean, that's what I do. And it's not. I'm being cheap. If I want steak, I could buy 80 of them. Okay? But I don't want to reward this. So if the meat is too high, I'm going to eat fish or chicken. That'll drive the price down. That's capitalism. Insurance, that's the big one. Okay? Health insurance, up 6%. And for senior citizens, that is very, very difficult. Home insurance, up 4. Auto insurance of a whopping 12%. Why? What are you guys doing out there? You're paying all these football players millions of dollars to pump your insurance, and it's 12% up. Even if you don't have an accident, you're getting hosed. All right? Utilities are up 5%. Okay, now that doesn't make a lot of sense because gas prices at the pump are down, falling. Utilities are up. You know those utility Companies, you got to watch them because you got to assume in America all these corporations are going to make as much money as possible. They're not like us here. And we artificially keep our prices for stuff we sell down. They don't do that. I don't have to answer to stockholders. But you know what the drill is. Okay, so gas prices are down about 3% except in California where they're up. And what am I going to tell you guys out there? You're trading nice weather for chaotic governance. That's what you're doing. Mortgage rates are down, okay? And they're going to fall even further when the Fed cuts rates tomorrow, which I believe it will a quarter percent. So if you're looking to buy a home, it's going to fall below 6%. Though you should look around. That's a good rate. Decrease a 9% for mortgage rates. And falling rents are high rents. You don't get your money back. Look around if you can put the down payment, okay? Stock market flying. Dow up 8. Nasdaq up 19% this year. That's AI stocks risky, but the stock market is doing well. So if you have a 401k, a 403B Individual Retirement Account IRA and 60% of American adults do have them, you're up, your wealth is growing. So this affordability stuff is very murky here. Okay? Unemployment at the same 4:1 to 4:4. But if you want a job, you can get it. And particularly in a service industry, they're desperate for people to work and you don't get tax on tips. Now, have you heard of Gold Belly? It's this amazing site that celebrates the best of America by shipping our country's most iconic foods from legendary restaurants straight to your door anywhere in the usa. Now, I tried Gold Belly's Maine lobster roll kit and deep dish pizza. Incredible, both of them. So this holiday season, I'm gifting a coconut cake and Junior's red velvet cheesecake to friends and family. Gold Belly's food is high quality. Ships reliably makes giving deliciously easy. So if you're looking for that perfect gift for everyone on your list or want to impress your friends and family with an unforgettable meal and make hosting a breeze this holiday season. Please go to goldbelly.com get 20% off your first order with promo code BILL. That's goldbelly.com, code BILL. 20% off your first order.

C (17:46)

Every leap in American history has needed breakthrough energy.

B (17:51)

Ignition. Liftoff.

C (17:54)

Now AI is here and Chevron is Working to power it. We're aiming to develop multi gigawatt power plants near data centers designed with future pathways to lower carbon intensity. AI gets the power it needs. Communities get the jobs. And the grid stays strong. Powering AI today builds America's next superpower.

B (18:17)

And wages are up 4% for civilian workers, private industry, 3.5%. So wages are going up. This isn't a dire economic circumstance. It's not. But here's the kicker. Every day, every way, the American media is pounding affordability crisis. Affordability crisis. Affordability crisis. Roll the tape.

C (18:45)

The affordability crisis.

B (18:46)

The affordability issue. Affordability is what voters are mad about. The affordability crisis. Out of control.

A (18:53)

Affordability issue.

B (18:54)

Housing, affordability. When it comes to the affordability problem.

C (18:58)

Affordability is a real thing.

B (19:01)

No, it's all a bunch of nonsense and propaganda. They don't care about the stats that I just read. You and my staff did an excellent job sorting all that out. They don't care because they don't like Trump. They want Trump to lose. So I hope, in the interest of fairness, that the Trump administration gets very precise about what's doing, what it's going to do next year and where things are. Biden, we don't need to hear about him. Doesn't do anybody any good. Everybody knows we don't need exaggerations from the President. This is a serious issue, particularly insurance. I mean, those guys over there in the insurance agencies, something going on that's not good. Finally, 2018, Donald Trump's second year in office probably got whacked. Lost 41 seats in the House. Donald Trump remembers that. That was one of the big things that I discussed with him. You went through this. This time around, if he loses 41 seats or if he loses 10 seats, he's a lame duck. Not going to get any legislation passed through the Democratic House ever. Big for his legacy for him. So tonight he starts on the road. We will report on that tomorrow. Extensively, what he says, strengths and weaknesses. And that's the memo.

A (20:39)

You're listening to a special edition of the no Spin News.

B (20:44)

Injustice can erode and sometimes collapse an entire nation. So we've seen that throughout history. China, Russia, Cuba, Venezuela, North Korea, Iran, on and on and on and on. These are totalitarian societies. You, you as an individual have no rights. And under that banner there is injustice. You don't get due process. If the government says you're going to get executed, you're going to get executed. Now, in America, injustice is on the rise, not because of a political party or an Ideology. It is because there is a strain in our legal system that does not want to punish criminals. It is simple as that. And New York City has elected a man to be mayor who openly says he doesn't want to put people in prison, even violent people. He wants an intervention. He wants to provide them and persuade them not to do the evil they are doing. In the meantime, tens of thousands of people are getting hurt in this country. And now a story in Tennessee illuminates that in an incredible way. That's the subject of this evening's Talking Points Memo. Guy named Mohammed. Mohammed from Somalia, 39 years old. There he is. Okay, he's arrested 15 times, charged 21 times, one conviction, public indecency. But the guy's a miscreant. Everybody knows him. He's a bad guy. All right, so this month, 9:30. I'm sorry, last August, this month he was. He was exposed. 9:30pm, Aug 14, 2025. Police say that Muhammad raped a 34 year old drug addicted woman named Megan Mayo. He did that on the steps of the Nashville Life Church in Nashville. The woman was so assaulted, she had to go to the hospital where she died. Now, the autopsy says it was an overdose and the police say they have surveillance video of Muhammad actually raping the woman as the woman tries to push him away. So she is dead. Okay, Now Muhammad has finally been charged. Remember, 15 arrests prior? Okay, so now he's in deep trouble.

C (23:54)

D.C. politicians want to enact harmful credit card mandates that could take away your cash back and rewards points, perks that stretch your budget and make life a little easier. Losing these benefits means less money for your family's everyday essentials like gas and groceries. The perks you rely on could disappear, leaving you with higher costs and fewer options. Tell Congress to guard your car card and oppose the Durban Marshall credit card.

A (24:20)

Mandates paid for by Electronic Payments Coalition.

B (24:24)

I usually ask potential criminals to have a seat, but now I'm asking you to join me, Chris Hansen, for my new series, have a Seat with Chris Hansen. Guests each week are fascinating personalities who are grabbing headlines, making waves, or changing our lives for the better. Have a Seat with Chris Hansen. Available wherever you get your podcast. So enter a congressman who is absolutely outraged about this. All right, and his name is Andy Ogles, Republican Congressman. He puts the faces of the six judges who allowed Muhammad out, dismissed his prior cases. Six dismissed the cases on a variety of things. Okay, so Ogles puts their faces up on social media and right away all hell breaks loose in Tennessee. That Ogles wants these judges hurt that evil people might try to track them down and do harm to them. Here's what Ogle says. Go. I want to ask the judges, they want extra protection. Where were they?

A (25:50)

Where was this woman's protection when she.

B (25:52)

Was being raped to death on the steps of a church? You can't make this crap up. And I'm sorry that they're offended and scared. But you know what? I'm guessing she was scared, too. Okay, so now's a huge controversy. And in a joint statement, the judges said this, quote, ogle's choice to employ rhetoric invoking violence, even for political grandstanding, carries real endangered consequences. Our foremost responsibility is to ensure that courthouse employees and every member of the public entering the Burch building are safe and can access the justice system without fear of becoming casualties in what Mr. Ogles has described as a war on elected officials. Anyone interpreting his inflammatory remarks as a call to action would be gravely mistaken. Unquote. Okay, I understand that point of view. But number one, that's not your primary responsibility. Judges in Nashville, Tennessee, your primary responsibility is to protect the public. And obviously, you have not done that. You haven't done it. You let a guy, the long, long rap sheet out, dismissed his case time after time after time, and now he kills a woman. That's on you. Sorry. On you. So nobody would know that unless Congressman Ogles did what he did. The court of public opinion. Now, these judges are elected. They're elected. Is that what you want in Tennessee? I'm talking to the voters now. Do you want that? Because the press isn't going to report it. They'll cover for these judges. This isn't just going on in your state. It's going on everywhere. Dozens and dozens of arrests and convictions, and they let them out with no bail in New York. Won't even prosecute in Chicago, la, San Francisco. And they're walking around hurting people. They're not caught every time they hurt somebody. The only reason this guy Muhammad was caught was because the fire department was driving by and saw this atrocity, stopped the truck, got out and detained him until the cops came. That's the only reason. So let's sum this up. Anybody who would hurt a judge for no matter what is evil, you don't do that. And the state of Tennessee needs to protect these judges. That's number one. But the judges have no beef. You make these rulings, you own them. And Ogles is a hero, in my opinion, because he's standing up against this injustice. And it's gone on far too long. And all of the judges are Democrats, most of them progressives, all of them. The philosophy is not going to punish these people. You don't let them go. And that's the memo.

A (29:12)

Thank you for listening. Remember to subscribe to the Bill O'Reilly podcast feed and consider becoming a premium or concierge member@billory.com. The holidays mean more travel, more shopping, more time online, and more personal info in more places that could expose you more to identity theft. But LifeLock monitors millions of data points per second. If your identity is stolen, our US based restoration specialists will fix it, guaranteed or your money back. Don't face drained accounts, fraudulent loans or financial losses alone. Get more holiday fun and less holiday worry with LifeLock. Save up to 40% your first year. Visit LifeLock.com podcast terms apply.