For episode 725 of the BlockHash Podcast, host Brandon Zemp is joined by Himanshu Sahay, Co-founder & CTO of Arch.

Arch Lending is a financial technology company providing crypto-backed lending solutions for individuals and institutions.

Himanshu Sahay is Co-Founder and Chief Technology Officer of Arch, where he leads the company’s technical strategy and oversees the development of its core infrastructure.

📣 This episode is brought to you by Sumsub.

Sumsub is a leading full-cycle verification platform purpose-built for the crypto industry, chosen by 8 out of 10 of the biggest global exchanges. It helps VASPs, exchanges, and DeFi platforms prevent fraud, stay compliant, and scale globally. From instant KYC and KYB to automated crypto transaction monitoring, as well as full Travel Rule compliance. With over 1,800+ VASPs in their Travel Rule ecosystem, their no-code platform adapts to evolving threats, market demands, and global regulations.

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You can learn more about Sumsub at https://sumsub.com

Check out Sumsub’s YouTube channel here: https://bit.ly/SubscribeToSumsub

⏳ Timestamps:

(0:00) Introduction

(2:30) Who is Himanshu Sahay?

(4:13) What is Arch and how does it work?

(4:58) Typical borrowers on Arch

(5:44) Lessons learned from Celsius & BlockFi in 2022.

(7:10) How does the lending process work with Arch?

(8:07) Financial infrastructure for Bitcoin

(9:08) Sumsub

(9:52) Public Investing

(10:36) Why institutions are getting into Bitcoin

(11:28) How does Bitcoin lending work?

(12:30) How trends in lending impact crypto markets

(13:58) Bitcoin 2026

(14:18) Arch roadmap

(15:01) How to start borrowing with Arch today?

(16:43) Arch on socials, newsletter & community

🎙 Arch Links:

🔗 Website: https://archlending.com/

🔗 X: https://x.com/archlending

🔗 LinkedIn: https://www.linkedin.com/company/arch-lend/

🔗 LinkedIn: https://www.linkedin.com/in/himanshusahay/

📢 Disclaimer:

None of our content constitutes, nor is intended to act as financial advice. It’s important to always do your own research and due diligence before making any investment decision. Digital Assets and Cryptocurrencies are highly volatile and carry a considerable amount of risk.

📣 This episode is brought to you by Public Investing

Paid ad. Brokerage services by Open to the Public Investing Inc, member FINRA & SIPC. This information is for educational purposes only and is not tax or investment advice. Consult your tax advisor for individual considerations. Crypto IRAs are self-directed individual retirement accounts offered and custodied by Alto Trust Co, a New Mexico trust company. Information about retirement accounts on Public is for educational purposes only and is not tax or investment advice. Visit the IRS website at https://www.irs.gov/ for more information on the limitations and tax benefits of IRAs. Crypto is highly speculative and involves significant risk, including loss of principal. Cryptocurrencies are not protected by FDIC or SIPC. See our Crypto Risk Disclosures at https://public.com/custodian-account-agreement for additional information.

See terms of Match Program. Matched funds must remain in your account for at least 5 years. Match rate and other terms are subject to change at any time.

Ep. 725 Arch | Evolution of BTC Lending (feat. Himanshu Sahay)