Oregon wins 32-31 over Ohio State

Exploiting loophole in rules. NCAA to close loophole.

In the National Football League, the clock reverts back to the original time on a 12-man penalty — that is not the case in college football.
10 seconds to go. 3rd and 25.
Put an extra defender on field. Then either:
- (a) Buckeyes make a play and decline penalty. Or
- (b) Penalty accepted, and 4 seconds off clock. Only 5 yds gained.
Now only 6 seconds on clock and need 10-12 yds to make field goal more realistic.
Time more important than yards.

529 Plans and Markets

Fidelity or Vanguard. Done.
- Wealthfront: couldn’t find the underlying portfolio holdings?
- Holdings are WAY too conservative.
6000/month &6% or 7&7. Gets you between $200-$250k.
529 Rollovers?
- Can’t roll it all to a Roth. $35,000 lifetime.

RoboTaxi - We-Robot Event

Elon key note.
Stayed in LA at Burbank Hotel. Nice.
Elevator operator analogy.
Cyber Cab unveil. Below $30k. No wheels or pedals. Production in 2026 (optimistic).
- Inductive charging. No plug.
Fully autonomous unsupervised FSD in CA and Texas in 2025. Model 3
Van that can carry up to 20 people or packaging.
Optimus
- Serving drinks and interacting with everyone there. Rumor is some human involvement.
- My interaction with Optimus. Sub-optimal
- Should cost $20-30k.
- Still thinks it will be biggest product ever of any kind. Everyone will want an optimus “buddy”.

Nvidia and XAI:

Jensen Juang on Brad Gerstner Podcast.
100m AI assistants to aid his workforce.
Jensen talking to Brad: https://x.com/ajtourville/status/1845481395625304331?s=51&t=YUkdoBz4yNifBaQlQUp3-g
- “Never been done before – xAI did in 19 days what everyone else needs one year to accomplish.
- “Easily the fastest super computer on the planet”.
- Normally 3 years to plan and 1 year to set up.
- That is superhuman – There's only one person in the world who could do that – Elon Musk is singular in his understanding of engineering.”
From Pierre Ferragu

Hiive

Netflix Earnings: Strong.

Crypto

Best asset class returns in 5 and 10 years…not fair to go back further?

Recommendations:

Oregon Ducks, 529s, Nvidia, XAI, RoboTaxi, NFLX, Crypto