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- [00:01]
A
This episode is brought to you by State Farm. Listening to this podcast Smart move Being financially savvy Smart move Another smart move Having State Farm help you create a competitive price when you choose to bundle home and auto bundling. Just another way to save with a personal price plan like a good neighbor, State Farm is there. Prices are based on rating plans that vary by state. Coverage options are selected by the customer. Availability, amount of discounts and savings and eligibility vary by state. The Bureau of Labor Statistics finally releases jobs data. We look for clarity Amidst a lot of noise, Pfizer investors find its 2026 outlook a hard pill to swallow. Meanwhile, matter moves into the living room. We roll through the headlines and retail investors are gearing up for 2026. So we ask Stock Twix CEO Howard Lindsay to peer into his crystal ball for what he and the 10 million StockTwits users are watching for. Tuesday, December 16th, it's Brew Markets Daily and I berry. More market details to come. But first, Howard Lindsin is the CEO and co founder of StockTwits, the social media platform designed especially for sharing ideas between investors, traders and entrepreneurs. Now, Stocktwitz pioneered the cash tag. It's ubiquitous now and today has over 10 million users on the Stock TWITS platform and 6 million monthly unique visitors to to the site. Well, Howard recently released his predictions for 2026 and we broke down together what he saw in his crystal ball. Having written extensively about what he calls the degenerate economy, which is where gambling and investing meet, we asked Howard to share his insights into why prediction market apps are the new media venues, why small cap stocks have his attention, and why retail investors can be more agile than institutions. Here's my conversation with Howard Lindson. Howard Lindsay, thank you for joining. You are a highly visible voice in the fin twit world, voice of the retail investor, while also being an institutional investor yourself. I want to talk about a recent outlook for 2026 that you published under the Stock Twits newsletter and on the website. And one of the things really struck me, you wrote, quote, I'm looking at the small cap index. That's ticker iwm. And you're also looking at the nasdaq. You're looking at qqq. But I want to focus in for the minute, Howard, on the small caps. You've said if the smaller companies do well, I'm okay with the coverage that these indexes would provide. Both are breaking out. Talk to me about small caps. Why? Why are you keen on them going.
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B
Into the new year well, keen is a strong word. I mean, I'm a price, I follow price, you know, so I'm, I'm a classic trend follower. I don't have any original. You have to know where you fit into the ecosystem, right? There's great white sharks and then there's the fish that swim behind the great white sharks that have a pretty good life. So I'm the, I'm the pilot fish and I let price and momentum dictate where I look. So, so, so, so recently the small cap index, surprisingly, because everybody talks about fang and AI all day, have started to do okay. And if you listen to the news, which I don't, so you wouldn't even want to look at small caps in that world. But there we go with price, you know, hitting, you know, pretty highs. And these are companies no one talks about, right? Whereas if you come to StockTwits or if you go to Twitter, but mainly on StockTwits, which I rely on for curating trending, which I started, you wouldn't expect small caps because everybody's talking about Nvidia, everybody's talking about Google, everybody's talking about Microsoft. But if you looked at the small cap world with it breaking out, you have to then start looking at the components of that which are banks, which are biotechs, and you realize that the economy has to be doing better than what the TV says. And there's two things about the market. The stock market is not the economy. And so that's the way I look at it. If the small caps are starting to work and nobody expects them to be working and no one's talking about them, I like that. I don't need anybody to be talking about them. I'd rather be in these before everybody starts talking about it. And we saw the same thing last year with gold. Everybody's talking about bitcoin still. No one's talking about gold. It was up 130% and Bitcoin flat to down this year. So same. You know, they say bitcoin's the digital gold, yet gold was up 130%. So the way I'm looking at small caps right now is saying I'm trying not to overthink it. Small caps should be horrific, but that just doesn't seem to be happening. So that's, that's the highest level of why I like it.
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A
There was someone with a big, you've got a big following, you've got a big profile, you have a big voice. There's somebody else out there who is very Widely followed, who recently put out on December 8, 2025. So very recent, a less encouraging chart on the Russell 2000. This is Apollo Global Management's Torsten Slok. And the chart that he posted showed, and this is the heading, 40% of small cap companies have no earnings. And then he specifically has the chart of the Russell 2000 index, the same one we're talking about here. How do you square that perspective and that deficit in earnings with some level of comfort that it's okay and that these small cap companies will play out fine in 26 again?
- [05:37]
B
So I'm looking at the index, which I think Apollo has a lot more information than me, God bless them. And they can write 200 page pieces about why small caps shouldn't work because of all these reasons, which makes it hard for them to change their mind, of course. So again, I'm trying to follow pressure and by the time Apollo changes their mind, if I am correct, and most likely I'll get stopped out and the QQQ will continue to outperform everything else, which I still kind of believe happens over time. And we can get into that. But if I'm wrong, okay, I take a 10, 10% loss, 15% loss. I know where I'm going to get out if they're wrong. They're going to start buying when the index is up 30% next year and I will sell to them eventually. So that's really the how we do this. I'm trying not to do 200 pages of work. I'm trying to use AI and all the tools that they use to speed up the research that they have people writing. They have much better research than me. So I assume that they're much smarter than me than I assume that. But they can't just look at price and just tell you what I just told you.
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A
They have to come up with a.
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B
200 page document that explains why they're smart and, and I think that's fantastic. But that's not how I invest.
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A
Let's talk about a bubble. We'll come back to Q. Q. Q. Let's start with the bubble. In July you wrote, quote, you do not have to like the bull market to ride it. And you went on to say a couple of weeks ago, that is my anthem going into 2026 as well. So here's a specific question for you. How do you ride it? What is the playbook to ride this bull market, whether you like it or not?
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B
I think most investors. And again, I started Stocktwits, which can be an addictive site for, for millions of people, which it is. But I use it for journaling and I use it to see what everybody's thinking on the highest level. So I don't sit on a stream all day. I think like I said the way I think retail people are I think the signal that retail people in their small chats and are a signal more than institutions because we can change our minds, right? We're not, we're not subject to the research that we built and spent months on creating. Right. And so it liberates us to just okay, let's just, let's just wake up and see how things are. But a price action implies something different and so you don't have to and this goes to the economy not being the stock market. The stock market is a much different animal than the economy and if you want to invest in stocks you are not necessarily investing in the economy. So therefore bull market action is bull market price action. You may not like it, but if you want to invest and stay invested then you have to have a better plan than watching news and to worry about research reports etc. The whole in this era of you know, you were at public. I was an investor in, in early investor in Robin Hood and many other financial startups. That gives me my. What I feel is my own edge. Right. And I explain it on my newsletter all the time. I have my own eyes and ears and data. But like the goal is and you as you were a public. It has never been easier to get to start investing in the history of time and is only getting easier and in a way getting more dangerous because of prediction markets and whatever. But it's never been easier to start. Open a Robinhood account, open a public account, open a Coinbase account. Two seconds. Okay. I can name 100 apps. It has never been harder to stay invested. So because why the flood of information you just the misery that comes with the joy of being invested has never been more people trying to tell you the world's coming to an end. And that is the dilemma that young investors find them in. And they have to understand the basics of one on one investing that until the system of America changes where profits truly don't matter over time and it truly becomes a little bit rigged and worse than historic. If profits don't matter, which some industries and prediction markets and Apollo talking about small caps saying there's no profits. I understand that. And if the rules change in the United States where profits don't matter, yes, all bets are off. But while the basic rules of profits and cash Flow exist. Being in the market is the key to the game. So you need to start investing and then you need to stay invested. And that's the most important thing to me.
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A
Let's talk about something else that you have described as rigged. Let's talk about prediction markets. You wrote in your recent 2026 outlook, prediction markets are a brand new wild west real time platform. There are no rules of engagement. You wrote and you say, I assume everything is rigged. You conclude by saying they're a toy and I'm super respectful and curious of their new power and influence. So translate that perspective. Howard, you've raised a flag, you've expressed caution, but lots of people are going to prediction markets on the likes of Robinhood and they're putting real money on outcomes. What do you say to folks who are engaging and using and winning and losing money on prediction markets apps?
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B
Right now it's much easier for me to talk about this because I don't have any addictions. So maybe I'm lucky or I'm wired well in that I look at the prediction markets as something I never could have predicted. So when I saw the Robinhood app in 2014, I was the Pied Piper. I was like, this is the future. It was obvious to me very few others with prediction markets because I do not bet. If Shane had brought me Poly Market in 2021, 2022, I would have said, it's been done before. We don't need more degeneracy, we don't need betting. Right. Because I was against the idea of betting. Betting is not investing. So from that standpoint, could care less. Mostly think it's, it's dangerous and stupid. But let's peel back the layers. First of all, it's not going away. The government's in, everybody's in. The UI is fantastic, the timing is fantastic. Robinhood rolled it out inside their app and, and as someone who does not bet, sitting with my son at Wimbledon last year, luckily my first time, and opening up the app and placing a bet on Wimbledon was game changing. It was in the world that I lived in, to have a little skin in the game. And that kind of changed my mind. I went from a 60 year old person who doesn't bet, and that's why I call it a toy, to someone who goes, what a magnificent little toy.
- [12:30]
A
Interesting.
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B
And so I could not have predicted it, which is exciting. I think why the world is going gaga over it is because 11 years ago when idiots like me were talking about Robinhood being the new world, nobody believed and this is how psychology works. This goes to your Apollo statement. If nobody believes and you are correct, you will make fortunes. Okay? So I've been lucky to be in that position. I would have gotten prediction markets completely wrong. Okay, Because I was a Robin Hood person. Here's what's going on in prediction markets. All the people that miss Robinhood and that boom of Coinbase can't afford in their minds to miss the next Robinhood. Instead of looking at prediction market, this is public markets, private markets and going, we can't go back to our LPs and say not only do we think Robinhood was stupid, we think prediction markets is stupid. So there's this, this chase to be in something that, that is a toy. I still think it's a toy. Betting is non investing, but it is a marvelous product. And let me get to why I think I'm, I think the greatest thing about prediction markets. We do nothing but complain about Twitter, Facebook and TikTok. That is the world. From CNN to New York Times to you and me to our kids to fanatics to scammers to grifters. Guess what? Prediction markets is a much better way to get news. Why? Because it comes with the data first and the opinions will follow. Meaning you may not like that mom dummy was a 90% or 95% chance winner in New York and everybody's fighting and sharing links, but all you had to do was look at the number and go, why am I fighting about this is the number, you know, and why do I need to. I'm not going to change anybody's opinion on Twitter and the markets told you what was going to happen. And so I'm saying it's not perfect that it'll get wrong all the time, but what a better way in a world that's broken as news became opinion, right? And broke news. We're not going to get Twitter to stop. We're not going to get Elon to stop. But the fact that prediction markets, a homepage of polymarker call sheet tells you more about the news than reading 1,000 articles a day. And to me, as someone who believes in what I believe, which is price matters most the earth. The average investor will look do better by looking at price and trying to stay invested. And the average news consumer would be 100 times happier if they just open the front page of polymarket or call she to get their news now. If they want to go fight on Twitter after, because that's where they get their joy, go ahead. But for people who don't want to Use Twitter all day or CNN or New York Times. This is a much better way to consume news. So now the problem is prediction markets quickly. They don't want to tell you this because that would lower their valuation. So if polymarket and Kalshi were actually marketing themselves as media companies, they wouldn't be able to raise money. So we have this weird phenomenon going on and I think history will show that polymarket and Kalshi, assuming they survive, are more media than financial companies.
- [15:49]
A
Well, they're certainly partnering, right? We saw that they partnered with the ufc.
- [15:53]
B
They're a startup and they're so excited to announce CNN as a partner. You're admitting that you're a media idea, you know, more than a financial idea. So I think this is a very interesting time in markets for sure.
- [16:06]
A
Let's talk about a phrase that you've, you've coined, Howard, that brings together so much of what we've talked about and what you've expressed here. You the degenerate economy, which is, I think of it, I tease you. It's a provocative shorthand for what you've described on the Stock Twits website as, quote, a bold, fast paced way of interacting with the financial world where anything can happen and speculation is a form of entertainment. Hundreds of millions of young people are embracing investing, trading, speculation, crypto and gambling and betting. And you pick out 13 public companies plus Bitcoin and you list them in what you call the Degenerate Economy Index. Encapsulate the phenomena that you described. Talk to us about the Degenerate Economy Index. What is in there?
- [16:50]
B
I mean, degenerate is just a term that's just been abused over time. There's a negative connotation, so who knows why it caught on. So I appreciate it. Like I've been writing for 15 years what I think is really smart stuff. And then the silliest name I can come up with that describes this phenomenon of it really comes down to this. For me. It's never been easier to get invest to be invested and it's never been harder to stay invested. And that's kind of the thesis of the degenerate Economy. We're going to be inundated with products that will get us trading more, which is not probably smart, betting more, which is not proudly smart. Entertaining ourselves with speculation, which can be fun and the art of investing. And we're also in the generation that's, you know, I live in the generation that I'm going to be passing down capital. And so my kids need to learn how to Invest, you know, especially if AI is not going to, is going to take away the jobs that they might have gotten. So we're transitioning to this weird world where, you know, lawyers, doctors, accountants, that's not why you go to school anymore. And so this is really messing up all assets of the economy. People have more free time, their parents pass down money. One of the greatest things you can do is learn the language of the markets. And now the markets is this whole degenerate economy, meaning you have to know what to do, you have to know who to follow, who to mentor with, how to invest, how to create the best habits. And my Degenerate Economy Index are those companies not so much me, like I'm very anti, like stupidity and companies that don't earn capital. My index is built with the companies that will profit from this onboarding of hundreds of millions of users, including Robinhood. Right now, Coinbase is in the index. Cboe, ice, the cme. Those are companies that are like going to benefit the most.
- [18:48]
A
Why Deckers? You've got Deckers Outdoor Corp on there as well. Why?
- [18:52]
B
I took that out a while ago. Part of why I loved Deckers was just the way they were, you know, the brands that they were buying. It was a very like the way they ran retail until tariffs, you know, until March when the tariffs were implemented. And that threw the company into a tailspin. What I loved about Deckers, it was such an American version of lvmh. So lvmh, when you think about the French brands, right, there's this roll up of luxury and Deckers was the degenerate American, like Mutt way of rolling up brands like Uggs and they had those stupid running shoes that everybody has. Like, I just love the spirit of how they thought about being the LVMH of the United States. So, so, so another thing about Degenerate Economy Index I created, it can be, I can form fit whatever I want into it based on my own investing thing. So I think people need to be careful when they invest in something with a co to see what's under the hood. Right. I don't charge for it, I give it away. But people should really understand why those companies are in there, which is why, you know, it's a good question about Deckers. I removed it because the reason for owning it had changed because of tariffs. Right. It's never been a harder time to run a business like Deckers if you don't know what your cost of goods is going to be from ordering stuff from China. So. So again, Once I realized that this company was going to have a hard time making profits, it's very hard to own that stock.
- [20:19]
A
So last question for you, Howard, and before we got the cameras rolling, you said it's short amount of time to squeeze your genius into. But I do want to just tap into your crystal ball for one last thing. We're now December 16th. Are we going to get a Santa Claus rally this year?
- [20:37]
B
I mean, mathematically, my friend Ryan Dietrich, I don't like 1, 1 signal which but mathematically, rallies generally start today. Is that a good reason? Like I said, I'm invested, right? Like I'm not always fully invested, but I'm invested in a lot. And I don't look at any time of the calendar. But theoretically, as people move away from the computers, unless we get some kind of event, Generally the last two weeks of the year are up.
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A
Howard Lindsay, CEO and co founder of Stocktwits. Please come back in 2026. Let's see how some of these predictions are rolling out.
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B
It's great to see you again.
- [21:17]
A
This message may be shocking to many millennials. If you are one, you might want to sit down right now. Loads of people are searching the following on low rise jeans, halter top, velour tracksuit, puka shell necklace, disc belt. You likely placed these in the dark of your closet in 2004, never to be seen again. But if you can find it in yourself to dust them off, there are a lot of people who will give you money for them. Sell on Depop, where taste recognizes taste. So you're about to make a trade based on a friend's text, but which you do you listen to is it, we could buy a house in Tulum, get optioning those options, we could lose everything. Or let's do a little research, get your head in the trade and make the investment decision that's right for you. Learn more@finra.org TradeSmart Big thanks to Howard Lindsin for joining. We're hot on the heels of the Federal Reserve's latest rate cut. We argue that the Fed should have waited for updated government data on the labor market instead of going ahead and cutting as it did. So the moment that we've been waiting for, the unveil of some of that jobs information. John, drum roll, please.
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C
That's right. And no surprise, it's a mixed bag. Today the Labor Department released data for November and it's common with these jobs reports to see conflicting headlines and the market digests the numbers. So let's start out with Those numbers the US economy added 64,000 non farm jobs in November and that surpassed expectations. And it's also a turnaround from a loss of 105,000 jobs in October. So quite a swing. And the majority of these new November jobs, 46,000 of the 64,000 came in the health care sector, which has fueled job growth all year.
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A
So net, net, when you look at this, just to sort of recap, 105,000 jobs lost in October, 64,000 added in November. But net across those two months, we're looking at a negative number. We're looking at a net loss overall.
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C
That's right.
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A
So the unemployment rate did tick up to 4.6% for November. It is actually the highest level since September of 2021. And if you just look at the market reaction overall, we've seen the major indices sort of ticking down today, John. So you saw that there was a level of discomfort around this, partly because nobody likes net negative news, but also because it is such a mixed bag. And if there's one thing that the market does not like, it is lack of clarity. Now, there were anomalies in the report. 168,000 government jobs were lost over that October, November period, partly due to deferred resignations from DOGE actions, excuse me, with those positions coming off payrolls in October. And the other piece, of course, was we did have the government shut down. And so it's a little bit unclear as to how much movement we saw in terms of the employment levels as a result of that. I mean, when people are not getting any money, right, they do start thinking about whether they need to look for another position. They do start making different decisions. So this is a very difficult one to unpack. And I would just say also if you go into that Bureau of Labor Statistics report and dig in, you do see unemployment really ticking up, particularly for some minority demographics, which is something folks have been focused on too.
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B
Right.
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C
You know, we look at these big numbers, but not every job is the same job and it's not the same for each group. And there was only partial data for October released by the bls. And that was one of the reasons that the BLS said that there was a higher margin of error on today's report. You know, normally, like you were saying, they go month to month. This was partial data from October and they are not going to release an unemployment rate for the month of October. So that's just come and gone, come and gone.
- [25:06]
A
And I will just say if we hark back to the Fed decision last week and we think about what Fed Chair Jay Powell said in that press conference after he did make several references to the fact that noisy data is a core part of the problem that the Fed is facing at the moment. So just as a reminder, the Federal Reserve has a dual mandate. Try to get inflation at a sort of 2% target, but also try to have the maximum possible employment levels while within that inflation taming environment. And he said, look, we just think that there could be overstatement of up to 60,000 jobs. Do you remember this job in the data? And so that was one of the reasons, quite frankly, I was sitting there going, well then we should have just waited to get clearer data. The flip side being, if you wait too long, do you end up at a moment in time where the damage is already done to the labor market? Really, really, really difficult, the set of decisions and just a very muddy, cloudy set of data. Now, the November jobs report we got today, it was originally scheduled to be published on December 5, 11 days ago, not therefore released ultimately in time for the Fed decision. It had been delayed by the government shutdown. So the Fed was flying blind. It's meant to be the data driven Fed. It would want, it wanted to have this information. It made a cut in late October despite not having data that month because the shutdown was in full throttle. But I will tell you, it feels as though the Fed will be looking at this with a slightly skeptical eye. So let's talk about what is going to happen next year, John. So originally there was a thinking that there could be several rate cuts next year. The next Fed decision date is in January. It's much closer than we might think. So what do we think is the possibility that we have another rate cut? And by the way, just one more thing. The rate cut we just saw was contentious. We saw divisions within the Federal Open Markets Committee. We saw two dissenters voting. Sorry, three dissenters. But some folks didn't want to cut. They wanted to wait and see. But what do we think is going to happen with a Fed rate cut in January?
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C
And that cut was the third in 2025.
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A
Yeah.
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C
So there was some thought, oh, is that going to get pulled back, pushed forward? Well, Kalshi, you know you were talking to Howard Lindson in the first segment today. He was talking about prediction markets. Well, Kalshee is one of those. They currently have a 77% likelihood of no rate change from the Fed in January.
- [27:25]
A
Now I find that really, really interesting because there has been a lot of chatter and there has been some market optimism that we would see another rate cut somewhat earlier in the year of 2026. It looks as though there's an overwhelming expectation that it won't happen in January, that that was basically pulled forward into December. But we're going to be watching this one pretty closely because who knows how sentiment will change. We will see what it feels like when we come back to school that first week of January and see what's going on with the latest inflation data as well to see what the art of the possible it. Well let's take a quick break and when we come back, coming soon to a television near you reels, we see what matter has planned for the living room. Well, it's 4pm on the east Coast. There is the bell showing the markets wrapping up for the day. We don't have a ticker tape so let's throw it over to our human ticker Dow producer John that's right, The.
- [28:17]
C
S&P 500 finished down a quarter of a percent today. The Dow was down 6 10. But the Nasdaq finished the the day up a quarter of a percent. And a market headline that just came over the wire. And Tesla finished at a record high, record high.
- [28:31]
A
So let's take a very quick live peek. I'm literally looking at my phone right now to sort of see the news breaking. This is as Elon Musk, the world's richest person, got another lift. He's definitely got some pep in his step announcing that Tesla has been testing driverless vehicles in Austin, Texas with no occupants on board. That's almost six months after launching a pilot program with safety drivers. So I'm just looking at a report out right now on CNBC breaking this news. This is a really fascinating one. So despite slow EV sales, we've seen the pulling back, John, of federal subsidies for the purchase of electric vehicles. We've seen Elon Musk at the beginning of this year frankly being punished by some investors for his political involvement, for his statements both in the European Union and here in the US Market. But this robo taxi hype is getting people really excited.
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C
That's right. And though sales of Tesla have been down, I saw chart this morning when I woke up that the share of the EV market for the first time in months is dominated by Tesla again.
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A
Oh, interesting.
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C
And that's more because of a pullback in the other companies. But Tesla's on the way up.
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A
There is on the way up. And also let us not forget, what a year for Elon Musk with that trillion dollar pay package getting voted through by shareholders and by the board. So look, it started off as an uncertain year for Elon Musk. Then he got some pep in his step from his Doge involvement. He had a very public platform, but from an economic perspective, he's certainly feeling the we going into this holiday season. Well, let's keep on rolling through some of the other headlines. There's a lot going on actually for what should have been a quiet week.
- [30:03]
C
That's right. Shares of Circle jumped more than 8% today with signs of further stablecoin adoption. Visa announced that U.S. issuer and acquirer partners can settle transactions with Visa encircles usdc. That's the stablecoin that's pegged to the US Dollar.
- [30:18]
A
Visa shares, though, sort of moved very little during the day. It did nudge on down ever so slightly just as part of that broader market movement other than the NASDAQ. Let's talk too about Pfize, which slid down around 5% today following a pretty disappointing investor call that addressed the company's 2026 outlook. The pharmaceutical giant issued 2026 earnings guidance, which disappointed analysts by coming in slightly lower than had been expected.
- [30:45]
C
And Pfizer's revenue outlook for the next fiscal year is projected to be close to flat to the company's 2025 forecast of $62 billion. And the CEO said on this morning's call he expects a return to growth at the end of the decade.
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A
I got to tell you, they better be expecting return to growth by the end of the decade. John, I think that was partly a reference to organic growth. Don't forget Pfizer has stepped up to two big acquisitions. Big acquisition of Metcera, another more recent deal. So at some point we need to see that inorganic growth, that acquired growth kicking in. Maybe not in some cases by the end of the decade. There's a very long product development cycle for some of these. But want to see some signs, some green shoots out at some point? Well, let's finish up with the latest from Meta. So for those of you who use Instagram, you will now be able to watch reels on much bigger screens.
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C
That's right. Meta announced today that the social media beast will start testing its Instagram for TV app in the US via Amazon's Fire TV streaming devices, of which I have one.
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A
You do. I don't. How is it user friendly?
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C
It's quite easy. You just plug it into the tv. And also Amazon has its own televisions.
- [31:48]
A
Yeah. Oh, interesting. Well, also shameless plug. We at Brew Markets do of course have our own Instagram account. Our handle is at Brewmarket, so if you want to see us on either even bigger screens, post your commute. Don't look too closely because the camera comes in a little bit close, but you'll be able to see us blown up over there on televisions at the moment. Again, that is on Amazon Spire tv. It is the latest, of course, in the battle for eyeballs. We're going to keep on watching this one. Meanwhile, that's it for today's Brew Markets Daily.
- [32:17]
C
Brew Markets Daily is hosted by Anne Barry and produced by John Coteau, Dark Up Teletief and Emily Milian. Our technical director is Lonnie Fiskus and the president of Morning Brew Inc. Is Devin Emery. We'd love to hear from you. If you have any feedback or a company you'd like us to COVID leave a comment or send an email to brewmarketshoworningbrew.com Wake up tomorrow with the Morning.
- [32:34]
A
Brew newsletter and tune in to Neil and Toby on Morning Brew Daily. We'll see you back here tomorrow, same time, same place.
- [32:46]
B
Limu Emu and Doug Here we have the Limu Emu in its natural habitat, helping people customize their car insurance and save hundreds with Liberty Mutual. Fascinating. It's accompanied by his natural ally, Doug.
- [33:04]
A
Limu is that guy with the binoculars watching us.
- [33:06]
B
Cut the camera. They see us. Only pay for what you need@libertymutual.com Liberty Liberty Liberty Liberty Savings Very underwritten by.
- [33:14]
A
Liberty Mutual Insurance Company and affiliates. Excludes Massachusetts.