
Hosted by Matt Pierce · EN
Business & Brews is where real business talk meets real people. Join Matt Pierce, Founder and CEO of Immediate, as he sits down with leaders, entrepreneurs, and friends for candid conversations about leadership, growth, and the stories behind the work.
Grab your favorite brew, pull up a chair, and listen in as we talk business the way it is meant to be talked about.

In Episode 11 of Business & Brews, Matt Pierce is joined by Phil Goldfeder and Charles Potts of the American Fintech Council for a conversation about responsible innovation, collaboration across the fintech ecosystem, and what it takes to build durable, consumer-first financial products.From Phil’s journey into fintech and the growth of AFC, to Charles’ perspective on standards, trust, and long-term industry success, this episode explores how fintechs, banks, and regulators can work together to move the industry forward the right way.Episode SummaryThis conversation dives into the evolution of the American Fintech Council and how it has grown into a major voice across fintech. Phil and Charles share why AFC has focused so heavily on responsible innovation, pragmatic policymaking, and creating a space where competitors can align on best practices for the good of the broader ecosystem.The episode also highlights earned wage access as a powerful example of what can happen when companies collaborate around shared standards while still competing in market. Matt, Phil, and Charles discuss why governance, transparency, accountability, and compliance are not barriers to growth, but core ingredients for building lasting companies and products.Timestamps00:54 – Charles’ coffee shoutout and entrepreneurial roots01:31 – Phil’s origin story05:40 – How American Fintech Council came together06:35 – AFC’s growth and evolution08:35 – Charles on why AFC’s growth matters11:23 – Navigating fintech, banks, and government12:52 – Responsible innovation and pragmatic leadership16:18 – Mission, optimism, and building with purpose21:26 – Earned wage access as a case study in collaboration25:48 – Building standards, durability, and trust27:44 – Competitors aligning for the good of the industry29:42 – What’s ahead for fintech in the next 9 monthsKey TakeawaysThe American Fintech Council has grown into a major collaborative voice across the fintech ecosystemResponsible innovation requires governance, transparency, and accountability from the startCompliance can be a competitive advantage, not just a requirementEarned wage access is a strong example of how competitors can align around shared standards

SummaryIn this episode of Business & Brews, Matt Pierce sits down with John Bowman, founder and CEO of Sure Med, to explore the realities of building a company from the ground up. John shares lessons from early failures, the importance of preparation, and what it takes to scale a business through constant pivots.They also dive into the evolving overdose epidemic and how SureMed is working to equip physicians with better data and tools to make safer decisions for patients.Show NotesJohn’s early journey: military, boxing, and entering healthcareLessons learned from his first business and why preparation mattersThe shift from “winging it” to operating with discipline and strategyThe role of mentorship and surrounding yourself with the right peopleNavigating years of pivots to find product-market fitScaling challenges: growing fast without losing focusUnderstanding the overdose epidemic beyond prescription opioidsHow SureMed helps physicians make more informed, lower-risk decisionsBuilding a mission-driven business rooted in purpose and faithKey TakeawaysPreparation creates confidence and better decision-makingThere is no single path to building a successful companyGrowth often looks like chaos — constant pivots are part of the processThe people and inputs you surround yourself with matter deeplyYou have to survive long enough to figure out what works, then scale itSolving meaningful problems requires both persistence and adaptability