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In this Coffee Break episode of Business Refocused, Carey and Lindsay break down one of the most important financial metrics for independent insurance agencies: EBITDA.

They explain what EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) actually means, how to calculate it, and why it's a critical measure of your agency's true operating profitability. Whether you're focused on growth, acquisitions, or maximizing your agency's value, understanding EBITDA helps you make better financial decisions.

Key takeaways include:

What EBITDA is and why it matters
How to calculate EBITDA from your profit and loss statement
Why owner compensation and discretionary expenses should be adjusted
The role of one-time expenses in measuring profitability
How EBITDA impacts agency valuation and acquisition planning

Connect with us:
Follow AgencyFocus for more conversations that help agency owners build clarity, confidence, and long-term value. Learn more at https://agency-focus.com/

Show previously named Insurance Refocused