Podcast
Can't Take It With You
Hosted by Austin Wealth Management · EN
Financial choices are all around us: shopping online, changing jobs, moving, remodeling, 401k accounts, kids and grandkids, insurance, stocks, bonds, gold, bitcoin, and on and on. In this show we tackle these themes and more with the aim of being open minded, curious and practical.
11episodes
Episodes
Newest firstAll episodes
#41: The Acquisition Entrepreneur's Guide to Wealth
Jul 2900:42:35Tap to summarizeEntrepreneurship can be a powerful path to wealth, but it comes with unique challenges. In this episode, Pioneer Capital Advisory founder Matthias Smith joins Derek Ripp and Carlos Cardenas of Austin Wealth Management to walk through the full journey of buying a business and building long-term wealth. Listen for business ownership insights including: Getting SBA loans without going to banks yourself What buyers should know about financial organization and underwriting delays Why business value depends on being replaceable Retirement plan design and golden handcuff strategies for owners Managing liquidity vs. overexposure to cash Understanding risk: death, divorce, disability, distress, disagreement Preparing for your exit - whether via sale or management buyout Assembling your dream advisory team early in the game Guest: Matthias Smith at matthias@pioneercap.com
Transcribe →#40: Money Communication in Marriage
Jul 1100:38:20Tap to summarizeMoney can cause lots of stress in marriage. Couples don't have to fight, though - there are healthy ways to talk about financial decisions and get on the same page! Licensed professional counselor Amy Spears provides a helpful framework for how couples can communicate about money. Listen in for Amy's insights about: The importance of relationships for overall health How each spouse's unique background informs his or her view of money Healthy ways to self-regulate when discussing financial topics as a couple Why articulating your family's core values helps align spending with what is most important to you How to be proactive with your family's saving, spending and giving The role of financial communication in pre-marital counseling Guest: Amy Spears at amy@livewellcounselors.com
Transcribe →#39: Medicare Enrollment Options
Sep 27, 202400:48:45Tap to summarizeMedicare planning is complex, and people often receive a confusing flurry of insurance marketing material when they turn 65. In today's episode, we talk to Medicare expert Dana Lasman. Dana explains the basics of Medicare in an understandable way so you can make sense of your options. Dana reviews: • Medicare eligibility and how to enroll • Unbiased resources for evaluating the different Medicare options • The different parts of Medicare – A, B, C, D and all the way to N. What do these letters stand for? • Original Medicare v. Medicare Advantage • The components of medical expenses when on Medicare -- i.e. premiums, co-pays, co-insurance, deductible and max out of pocket cost?
Transcribe →#38: Avoiding Surprise Tax Bills
Aug 9, 202400:33:44Tap to summarizeIt's great to earn a big bonus, receive a vesting of company stock, or achieve a profitable business year. Unfortunately, without good tax planning, extra income and insufficient withholdings can result in a big tax bill and/or penalties. In this episode, Joe Pachuca, CPA, discusses how proactive tax strategy can avoid unpleasant surprises from the IRS. Joe shares his insights about: Common reasons that clients may owe a large surprise tax bill The importance of proactive tax planning How estimated taxes work and when they are due Paying taxes immediately v. reserving funds in a high-yield account to earn interest until the tax deadline How CPAs help clients calculate, prepare for, and pay estimated taxes Guest: Joe Pachuca at joe@thedobl.com
Transcribe →#37: Making Your Business a Top-Performing Team
Mar 15, 202400:23:18Tap to summarizeThere are many ways to increase business value. Owners often focus on the tangibles, but the intangibles are equally important. In this episode, business coach Dan Dowdy highlights the importance of cultivating a team and its core values. Dan shares his insights about: Finding and retaining top-performing team members Building a positive company culture Creating career paths for growth Practical ways to promote accountability and track results, including score cards, position agreements and Key Performance Indicators Using technology and social media to build a top team Guest: Dan Dowdy at builtforthetrades.com
Transcribe →#36: Personalizing the College Preparation Process
Jan 4, 202400:31:01Tap to summarizeCollege consultant Marina Glava discusses key strategies for the increasingly competitive world of college admissions. Marina also shares how students can make the most of their high school years to identify their academic interests. Marina offers details on these topics: Strategies for navigating the new "test optional" landscape. The level of importance that admissions officials give to extracurricular involvement. Determining high school students' skills and interests (and how to align those with a plan of study). Key actions that high school students should take in their freshman through junior years. How "passion projects" can make a student more appealing to the most selective colleges. Guest: Marina Glava at marinaglava.com
Transcribe →#35: Riding the Waves of Managed Futures
Nov 10, 202300:35:42Tap to summarizeMatt is joined by Andrew Beer of Dynamic Beta Investments (DBi) to explore the world of managed futures. In this episode we cover: Managed Futures 101 What is a futures contract? What are managed futures strategies? The role managed futures can serve in a broader portfolio including the case for a long-term allocation The challenges of investing in such a diverse space DBi's innovative product solution to address those challenges
Transcribe →#34: Last Will or Living Trust?
Sep 29, 202300:38:18Tap to summarizeEstate planning attorney, Kyle Robbins, helps us understand how the probate process actually works (in Texas, but the big concepts apply elsewhere), and what the Executor of an estate should expect to experience. Most people don't learn about this until they have been assigned the Executor of a loved one's estate. Learn about it now so you can make the right decision for your family. What happens if you don't have a Will? What happens if you do have a Will? What if your Will wasn't created in your State? How does a Living Trust impact your estate plan? Guest: Kyle Robbins at https://www.robbinsestatelaw.com/
Transcribe →#33: A Holistic Approach to Systematic Value
Aug 18, 202300:39:50Tap to summarizeMatt is joined by Phil McInnis, Chief Investment Strategist for Avantis Investors, to explore the story and strategy behind the newest investment manager to our client portfolio lineup. In this episode we cover: Avantis' founding and why Phil personally embarked on a new career journey Defining Systematic Investing Avantis' valuation-centric philosophy to portfolio construction How do we attempt to buy more for less? Avantis' holistic approach to value and why a broader view is critical Is goodwill no good? Sifting through measures of company profitability How Avantis can fit in the context of a broader portfolio
Transcribe →#32: Winning the Credit Card Game
Aug 4, 202300:36:21Tap to summarizeKevin goes deep into the topic of credit cards with colleague, John Toungate, a self-taught expert with plenty of real life examples to share. How credit cards impact credit scores Strategies to improve credit scores using credit cards Using the 'soft benefits' of credit cards Strategies to maximize cash rewards When does it make sense to pay annual fees? When is it worth it to get the unlimited 'black card'?
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