Podcast
Cash Flow with Pam Prior
Hosted by Pam Prior · EN
Cash Flow with Pam Prior is the podcast that makes business finances simple, practical, and stress-free. Hosted by bestselling author, CFO, and finance coach Pam Prior, each episode tackles the real questions entrepreneurs are asking about money, cash flow, and running a business.
Pam breaks down complicated financial topics into plain English and gives you straightforward, actionable answers you can actually use—without the jargon, overwhelm, or spreadsheets that put you to sleep.
If you’ve ever wondered, “Why does my profit look good, but I still feel broke?” or “How do I actually pay myself from my business?”—this podcast was made for you.
Join Us:
Tune in each week for valuable insights, great conversations, and a little craft beer on the side.
Build your business alongside us and enjoy the journey!
Want a Free Business Blueprint Call with Pam? Click Here: https://pamprior.me/business-blueprint-call
Tune in to "Cash Flow with Pam Prior" and embark on a journey to transform your financial future with engaging discussions and actionable advice. For more information, visit PamPrior.com.
22episodes
Episodes
Newest firstAll episodes
⚠️ Tax Scams Are Getting Smarter — Here’s How to Stay Ahead (Re-Release)
Apr 900:17:53Tap to summarizeDisclaimer: The information in this video should not be viewed and is not intended as tax/financial advice. Consult with an expert before making any decisions regarding your finances. Tax season is open season for scammers—and they’re getting more convincing every year.In this video, I break down what these fake “IRS relief” offers actually look like, how they try to pressure you, and the simple ways to spot them before they cost you money.More importantly, I’ll show you what your real options are—straight from the source—so you can handle your tax situation without handing control (or cash) to a third party that doesn’t need to be involved.If something feels off, it probably is. Let’s make sure you know the difference.IRS Links: https://irs.treasury.gov/oic_pre_qualifier/https://www.irs.gov/payments/offer-in-compromiseSend us Fan MailSupport the showStay up to date with all of our Cash Flow updates by joining my mailing list: https://go.pamprior.com/stayconnected✅ Subscribe to the Cashflow Podcast with Pam Prior:🎙️ Podcast Page📺 Youtube🎧 Spotify 🍎 Apple Podcast Learn more about Pam at: https://www.PamPrior.comWant a Free Business Blueprint Call with Pam? Click Here: https://pamprior.me/business-blueprint-call✨Follow Pam:FacebookTwitterInstagramTikTokProduced by Francis Plata & Forward Press Media: www.forwardpressmedia.com
Transcribe →The Biggest Tax Mistake Entrepreneurs Make (And How to Avoid It) (RE-RELEASE)
Apr 200:10:25Tap to summarizeDisclaimer: This podcast is not intended as Tax Advice. Consult a tax expert before making any decisions regarding your taxes. Taxes aren’t the problem — not knowing what you owe is.In this episode of Cash Flow, we break down one of the biggest mistakes business owners make when it comes to taxes — waiting until it’s too late. If your business is generating revenue, taxes will likely become your largest expense… and most people are completely unprepared for it.We walk through how to stay ahead, what you should actually be setting aside, and how to avoid the kind of surprises that can wreck your cash flow.If you’re an entrepreneur, freelancer, or small business owner — this is something you need to understand early.Send us Fan MailSupport the showStay up to date with all of our Cash Flow updates by joining my mailing list: https://go.pamprior.com/stayconnected✅ Subscribe to the Cashflow Podcast with Pam Prior:🎙️ Podcast Page📺 Youtube🎧 Spotify 🍎 Apple Podcast Learn more about Pam at: https://www.PamPrior.comWant a Free Business Blueprint Call with Pam? Click Here: https://pamprior.me/business-blueprint-call✨Follow Pam:FacebookTwitterInstagramTikTokProduced by Francis Plata & Forward Press Media: www.forwardpressmedia.com
Transcribe →S8E5: How Founders Build Systems That Actually Scale
Feb 1200:13:40Tap to summarizeDisclaimer: This content is for educational and informational purposes only. It does not constitute financial, business, or legal advice.Get your worksheet here:https://docs.google.com/document/d/10cvjp5tsiPYgWVxQQp337F4Hyv3c7w6tiKq426XUQIY/copyMost founders don’t fail because they aren’t working hard enough — they fail because they’re stuck in hero mode.In this episode of Cash Flow, we break down exactly how founders can stop being the person who fixes everything and start building systems that scale — without breaking the business while it’s running.Using a powerful real-world analogy (yes, the Eagles 👀), this episode walks through a practical, repeatable framework for turning founder judgment into decision architecture your team can actually use.You’ll learn:Why solving the same problem twice is a red flagThe four types of judgment only founders tend to apply — and how to transfer themHow to capture decisions once and let the system run them foreverThe “1-2-3 Method” that forces leaders to think like architects, not firefightersWhy most systems fail during reinforcement (and how not to cave)This is the shift from founder-led execution to scalable leadership — and it’s one of the hardest (and most valuable) transitions a growing business will ever make.If you’re building a company that needs to scale beyond you, this episode is required listening.Send us Fan MailSupport the showStay up to date with all of our Cash Flow updates by joining my mailing list: https://go.pamprior.com/stayconnected✅ Subscribe to the Cashflow Podcast with Pam Prior:🎙️ Podcast Page📺 Youtube🎧 Spotify 🍎 Apple Podcast Learn more about Pam at: https://www.PamPrior.comWant a Free Business Blueprint Call with Pam? Click Here: https://pamprior.me/business-blueprint-call✨Follow Pam:FacebookTwitterInstagramTikTokProduced by Francis Plata & Forward Press Media: www.forwardpressmedia.com
Transcribe →S8E4: You Are the Most Expensive Employee in Your Business (And It’s Costing You Growth)
Feb 500:10:12Tap to summarizeDisclaimer: This content is for educational and informational purposes only. It does not constitute financial, business, or legal advice.Get your worksheet here: docs.google.com/document/d/1Sbm5UnYeS3JLd5xnarl3-sHh8W4nQu76jRc5YxxPJ00/copyIf you’re the founder who “just handles it” because it feels faster, easier, or safer — this episode is for you.In this episode of Cash Flow, Pam Prior delivers a direct (and necessary) message to founders who want to scale but can’t seem to get out of the middle of everything. She explains why you are the most expensive employee in your business, how opportunity cost quietly kills growth, and why doing replaceable work isn’t dedication — it’s misused value.Pam introduces what she calls the Ferrari Problem: using high-octane founder energy for low-leverage tasks. It feels productive in the short term, but it creates dependency, stalls systems, and ultimately leads to burnout, stalled growth, or worse.You’ll also walk away with a practical worksheet exercise to help you identify replaceable tasks, build leverage, and begin the leadership shift required to move from founder to scalable business owner.This episode is part of an ongoing series designed to guide founders from early-stage chaos to a business that’s ready to grow — and eventually exit.Send us Fan MailSupport the showStay up to date with all of our Cash Flow updates by joining my mailing list: https://go.pamprior.com/stayconnected✅ Subscribe to the Cashflow Podcast with Pam Prior:🎙️ Podcast Page📺 Youtube🎧 Spotify 🍎 Apple Podcast Learn more about Pam at: https://www.PamPrior.comWant a Free Business Blueprint Call with Pam? Click Here: https://pamprior.me/business-blueprint-call✨Follow Pam:FacebookTwitterInstagramTikTokProduced by Francis Plata & Forward Press Media: www.forwardpressmedia.com
Transcribe →S8E3: Stop Being the Bottleneck: Why "Being Needed" is Killing Your Business
Feb 500:14:26Tap to summarizeDisclaimer: This content is for educational and informational purposes only. It does not constitute financial, business, or legal advice.Get your worksheet here: http://docs.google.com/document/d/10L-a3YTYeBIKjDl_S-YNtAPzma6lMAfrewjoKK7pu6g/copyAre you a founder who secretly fears that if you took a month-long vacation, your business would crumble? In this episode of the Cash Flow Podcast, we're getting real about the "identity trap" that stops most entrepreneurs from ever truly scaling. It feels great to be the hero who saves the day, but that "hero" energy is exactly what’s creating a bottleneck in your operations. We’re breaking down how to shift from being an essential operator to an optional visionary. Key Takeaways for Founders:1. The Irrelevance Myth: Many founders stay in the weeds because they fear becoming irrelevant if the business doesn't need them for every small decision. 2. The Evolution of Value: Your value shouldn't come from your presence; it should come from your impact through design, teaching, and strategy. 3. Optionality is the Goal: True freedom is having a business that is "optional" for you to show up to, giving you durability and higher market value. 4. The "Boring" Truth: Successful scaling often looks like moving from constant crisis mode to a stable, "boring" system that runs like an airline or a hospital. Your Homework: The Optionality TestDon't just listen—apply it. Write down every task that currently stalls or breaks when you aren't there. Ask yourself: Is it because you're the only one with the info, the only one allowed to decide, or just because of a bad habit? Pick one and redesign it to function without you today.Send us Fan MailSupport the showStay up to date with all of our Cash Flow updates by joining my mailing list: https://go.pamprior.com/stayconnected✅ Subscribe to the Cashflow Podcast with Pam Prior:🎙️ Podcast Page📺 Youtube🎧 Spotify 🍎 Apple Podcast Learn more about Pam at: https://www.PamPrior.comWant a Free Business Blueprint Call with Pam? Click Here: https://pamprior.me/business-blueprint-call✨Follow Pam:FacebookTwitterInstagramTikTokProduced by Francis Plata & Forward Press Media: www.forwardpressmedia.com
Transcribe →S8E2: The $3 Million Job Nobody Warned You About (And Why It’s Keeping You Trapped)
Jan 2200:27:37Tap to summarizeDisclaimer: This content is for educational and informational purposes only. It does not constitute financial, business, or legal advice.Get your worksheet here: https://docs.google.com/document/u/1/d/1Yx1wYvdTRroS8kuzO4lgabxIcIXpwYBKh6n8Czxf824/copyHitting $3 million in revenue is supposed to feel like you made it.But for a lot of founders, this is the point where the business quietly starts owning you.In this episode of the Cash Flow Podcast, Pam talks about a pattern she sees over and over again with founders scaling from high seven figures toward eight figures. The company looks successful. Revenue is up. The team is bigger. From the outside, everything checks out.But the founder can’t step away.If they’re not there, things slow down—or fall apart completely.That’s not failure. It’s what happens when growth outpaces structure.Pam breaks down how founders accidentally create a “$3 million job” by staying in the middle of every decision, every problem, and every fire. Early on, that level of involvement is necessary. But as the business grows, it becomes the very thing that keeps it fragile, exhausting, and hard to scale.Using real examples and a few analogies that will probably hit a little too close to home (the gangly ten-year-old, the bicycle vs. the machine), Pam walks through what actually has to change if you want a business that can grow without grinding you down.🔑 What We Talk About:1. Why long hours and constant involvement aren’t something to be proud of2. How founders end up building high-paying jobs instead of scalable businesses3. The difference between growth and maturity (and why most businesses get stuck here)4. Why effort fills the gap when systems don’t exist—and why that’s risky5. The three shifts founders have to make to move from operator to owner:6. Designing decisions instead of being the decision7. Building systems instead of acting as the glue8. Creating durability instead of playing the heroThe question every scaling founder needs to answer honestly:If I disappeared for two weeks, what would actually break?Pam also introduces the Founder Removal Exercise, a simple but uncomfortable worksheet designed to help you spot where you’re still the system—and where the business needs better design, not more effort.If you’re serious about scaling past $3M without burning out, tSend us Fan MailSupport the showStay up to date with all of our Cash Flow updates by joining my mailing list: https://go.pamprior.com/stayconnected✅ Subscribe to the Cashflow Podcast with Pam Prior:🎙️ Podcast Page📺 Youtube🎧 Spotify 🍎 Apple Podcast Learn more about Pam at: https://www.PamPrior.comWant a Free Business Blueprint Call with Pam? Click Here: https://pamprior.me/business-blueprint-call✨Follow Pam:FacebookTwitterInstagramTikTokProduced by Francis Plata & Forward Press Media: www.forwardpressmedia.com
Transcribe →S8E1: From Founder to Scaled Business Owner: The Financial Reality of Scaling to 8 Figures
Jan 1500:27:24Tap to summarizeDisclaimer: This content is for educational and informational purposes only. It does not constitute financial, business, or legal advice.If you’re running a 7-figure business and thinking about scaling, or already at 8 figures and feeling the weight of it, this episode is for you.In the Season 8 premiere of Cash Flow, Pam Prior walks through the real financial arc of growing a business — not the Instagram version, but the part most founders experience and don’t talk about. The early losses. The growth spurts. The moment when things start to feel out of control. And the hard decisions that show up when a business gets bigger than you ever expected.Pam shares her own journey as an entrepreneur and explains why scaling almost always comes with friction, temporary losses, and a shift in how you have to think as a business owner. This season is built for founders who want to grow intentionally — not just make more money, but build something that actually holds value long-term.This season is inspired by Pam’s bestselling book Founder to Exit, but delivered in plain English, real stories, and practical examples you can come back to as your business evolves.In this episode, Pam covers:1. The real financial arc most growing businesses go through2. Why scaling often isn’t profitable at first (and why that’s normal)3. The difference between being a founder and becoming a true business owner4. What happens to financial control as companies grow5. Why trust, systems, and the right CFO matter more than ever6. How to build a business that creates annual income and long-term valuePam also lays out what Season 8 will focus on — including the tough parts of scaling that founders rarely expect: letting go of control, building systems that work without you, and preparing your business for a future sale, transition, or succession (even if that’s years away).Referenced in this episode:1. Founder to Exit by Pam Prior: https://www.amazon.com/Founder-Exit-Blueprint-Business-Owners-ebook/dp/B0D2BTYXYL?sr=8-12. Billy Joel: And So It Goes — a two-part documentary streaming on HBO Max, referenced as a real-world example of what can happen when financial control breaks down as businesses growIf this episode hits close to home:👍 Like the episode🔔 Subscribe to Cash FlowIf 2026 is your year to scale, this season is for you.Send us Fan MailSupport the showStay up to date with all of our Cash Flow updates by joining my mailing list: https://go.pamprior.com/stayconnected✅ Subscribe to the Cashflow Podcast with Pam Prior:🎙️ Podcast Page📺 Youtube🎧 Spotify 🍎 Apple Podcast Learn more about Pam at: https://www.PamPrior.comWant a Free Business Blueprint Call with Pam? Click Here: https://pamprior.me/business-blueprint-call✨Follow Pam:FacebookTwitterInstagramTikTokProduced by Francis Plata & Forward Press Media: www.forwardpressmedia.com
Transcribe →S7E28: Content Creation Is NOT a Business Model (Boomer VS Zoomer)
Dec 1100:21:49Tap to summarizeDisclaimer: This content is for educational and informational purposes only. It does not constitute financial, business, or legal advice.Book your Cash Clarity Call Today: https://pamprior.com/30-day-cash-clarity-intensiveMost creators won’t want to hear this… but they need to. In this episode, Pam breaks down why followers don’t pay your rent, why sponsorships rarely scale, and how you can shift from “posting endlessly” to running a real business that earns consistent revenue.Pam explains the difference between content creators who stay broke and business owners who use content strategically, and she gives the exact blueprint to make the switch — including the 60/20/20 content plan she promised to “drop in the notes.”What You’ll LearnWhy content ≠ businessThe math behind why most creators burn outFour business models that actually make moneyHow successful creators build recurring incomePam’s content mix to use immediately:60% value • 20% selling/tutorials • 20% personal connectionA simple 90-day plan to build a real revenue engineSend us Fan MailSupport the showStay up to date with all of our Cash Flow updates by joining my mailing list: https://go.pamprior.com/stayconnected✅ Subscribe to the Cashflow Podcast with Pam Prior:🎙️ Podcast Page📺 Youtube🎧 Spotify 🍎 Apple Podcast Learn more about Pam at: https://www.PamPrior.comWant a Free Business Blueprint Call with Pam? Click Here: https://pamprior.me/business-blueprint-call✨Follow Pam:FacebookTwitterInstagramTikTokProduced by Francis Plata & Forward Press Media: www.forwardpressmedia.com
Transcribe →S7E27: Lifestyle vs. Scalable: The One Business Decision That Changes Everything
Dec 200:28:10Tap to summarizeDisclaimer: This content is for educational and informational purposes only. It does not constitute financial, business, or legal advice.Book your Cash Clarity Call Today: https://pamprior.com/30-day-cash-clarity-intensiveYou can build a successful business and still be miserable — and it's usually because you never made one critical decision. In this episode of The Cash Flow Podcast, Pam tackles the question most founders avoid until it's too late: Are you building a lifestyle business or a scalable business?This isn't about finding your "why" or some fluffy motivation talk. This is a hard-nosed cash flow conversation about two completely valid paths that require radically different financial strategies, team structures, and daily operations. The problem? Most entrepreneurs get stuck in the expensive middle ground — trying to scale while living like they have a lifestyle business — and it destroys them financially, emotionally, and operationally.Pam breaks down the real numbers behind both models, including profit margins, owner compensation, reinvestment rates, and cash flow patterns. She explains why a $2 million lifestyle business can make you happier than a $40 million scaled company if you choose the wrong path for your goals.Whether you're a solo consultant billing $300K working 30 hours a week, or you're ready to build systems, hire teams, and raise capital for explosive growth, this episode will help you make the decision that aligns your business with the life you actually want to live — not the one social media tells you to want.Most importantly, Pam gives you the financial reality check, action steps, and permission you need to commit to one path for at least 18 months and stop wasting money, energy, and time in the dangerous middle.If you've ever felt exhausted, broke, or stuck wondering why your business isn't breaking through despite doing "everything right," this episode will show you exactly what decision you haven't made yet — and how to make it.Send us Fan MailSupport the showStay up to date with all of our Cash Flow updates by joining my mailing list: https://go.pamprior.com/stayconnected✅ Subscribe to the Cashflow Podcast with Pam Prior:🎙️ Podcast Page📺 Youtube🎧 Spotify 🍎 Apple Podcast Learn more about Pam at: https://www.PamPrior.comWant a Free Business Blueprint Call with Pam? Click Here: https://pamprior.me/business-blueprint-call✨Follow Pam:FacebookTwitterInstagramTikTokProduced by Francis Plata & Forward Press Media: www.forwardpressmedia.com
Transcribe →S7E26: The Big Beautiful Bill Bombshell: Healthcare & Tariffs Hit Your Bottom Line
Nov 2000:14:55Tap to summarizeDisclaimer: This content is for educational and informational purposes only. It does not constitute financial, business, or legal advice.Join the Keep It Simple Squad — where you’ll get practical tools, live Q&A, and a supportive community of entrepreneurs who are learning to master cash flow together.https://go.pamprior.com/keep-it-simple-squadBook your Cash Clarity Call Today: https://pamprior.com/30-day-cash-clarity-intensiveA major policy shift just dropped — and it’s about to hit small businesses harder than anything we’ve seen in years. In this episode of The Cash Flow Podcast, Pam breaks down the newly passed “Big Beautiful Bill” and why 2026 healthcare costs, tariffs, and employer mandates are positioned to blow up your expenses if you’re not ready.This isn’t fear-mongering. It’s the reality every founder, CEO, and entrepreneur needs to understand now so you’re not blindsided later. Pam simplifies what’s changing, who it impacts, and how these rising costs will squeeze your margins, payroll, benefits packages, and pricing models.Most importantly, she gives you a clear, CFO-approved plan to evaluate your exposure, adjust your budgeting for 2026, protect your profitability, and communicate with your team before the changes roll in. If you run a business — product or service — this episode will help you stay ahead of a financial wave most people don’t even see coming yet.If you want your business to be one of the ones that thrives through the coming shake-up, this is your roadmap.Send us Fan MailSupport the showStay up to date with all of our Cash Flow updates by joining my mailing list: https://go.pamprior.com/stayconnected✅ Subscribe to the Cashflow Podcast with Pam Prior:🎙️ Podcast Page📺 Youtube🎧 Spotify 🍎 Apple Podcast Learn more about Pam at: https://www.PamPrior.comWant a Free Business Blueprint Call with Pam? Click Here: https://pamprior.me/business-blueprint-call✨Follow Pam:FacebookTwitterInstagramTikTokProduced by Francis Plata & Forward Press Media: www.forwardpressmedia.com
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