Podcast
Cash & Sass™
Hosted by Lisa Marie Robinson · EN
Are you a female entrepreneur, creator, or business owner who is tired of the traditional, hush-hush attitude around money?
If you're craving real talk about building wealth, fixing profit leaks, and achieving financial clarity without the burnout, the Cash and Sass™ podcast was created for you.
I'm Lisa Marie (aka the "Sassy Wealth Queen"), a Fractional CFO, wealth mentor, and founder of Transcendent Wealth Co. I'm not just a podcast host—I'm a fellow entrepreneur who took my own business from surviving on food stamps to scaling to six figures and beyond. Now, I'm on a mission to help you master the art of making, managing, and multiplying your money.
Each week, we dive into the money conversations you’ve been searching for. On Tuesdays, I go solo to deliver actionable financial strategies. On Thursdays, I’m joined by a squad of powerhouse guests who fearlessly share their stories and expertise on everything from money mindset to cash flow management. No topic is off-limits.
This is your judgment-free zone to finally build a powerful and profitable relationship with your money. If you're ready to break free from the money taboo and have the candid cash-versations™ that lead to real results, buckle up. It’s time to revolutionize your wealth. Let the sassiness begin!
38episodes
Episodes
Newest firstAll episodes
Building the Internal Infrastructure to Hold Wealth Because You've Earned the Right to Receive It
5d ago00:13:53Tap to summarizeYou've raised your prices. You've closed the launch. The revenue is actually coming in. So why does it feel like it keeps leaving just as fast?This episode is about the pattern nobody warns you about. What happens after the breakthrough. Because the moment money starts moving is exactly when the real test begins.Lisa Marie talks about the three ways wealth sabotage actually shows up: spending it down almost immediately, shrinking back right when momentum builds, and creating chaos out of nowhere. None of it is weakness. And all of it is a nervous system trying to protect you from something it doesn't recognize as safe.This conversation is about building the internal infrastructure to hold something new, so the money doesn't just come in, it stays.What You'll LearnThe three hidden patterns that show up the moment money starts movingWhy your nervous system treats abundance like a threat (and what to do about it)The four pillars of internal wealth infrastructure: mindset, systems, community, and identityWhy wealth is not a destination you arrive at when the numbers are right, it's a decision about who you areThe one declaration that makes people uncomfortable and exactly why it's the workHow to close the gap between your outer strategy and your inner worldResourcesThe Seven Money Pitfalls email seriesMoney Movz™ Voxer Coaching Transcendent Wealth CoFollow Lisa Marie on your favorite social platform:FacebookInstagramLinkedInTranscendent Wealth Co. LLC https://www.transcendentwealthco.com
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From Burnout to Bold: Redefining Wealth on Your Own Terms with Therese Nicklas
1w ago00:29:07Tap to summarizeWhat does it actually mean to be wealthy?Not just financially successful, but truly wealthy. In alignment. Living a life that matches your values, not just your bank balance.That's the question at the center of this conversation. Lisa Marie sits down with Therese Nicklas, CFP™, Certified Money Coach (CMC)®, and Certified Success Principles™ Coach, and they talk all about what it really takes to build wealth that lasts. From Therese's grandmother stretching pennies in Sicily to a client who almost dropped $10,000 on a conference she didn't need, this episode is full of honest, practical wisdom that will make you stop and think before your next investment decision.If you've ever bought a program out of fear, said yes to something you didn't have the time or energy for, or wondered whether your basket is already full, this one is for you.What You'll LearnWhat "True Wealth" actually means, and why it has nothing to do with how much money you haveThe story of Therese's grandmother and her 95-year-old uncle that reframes everything about money and mindsetThe real reason entrepreneurs keep buying shiny objects (hint: it's not excitement, it's fear)How to do the soul-searching work before any investment decision, and why that conversation could save you tens of thousands of dollarsThe "basket" framework: why your knowledge base may already be full before you spend another dollarThe $10,000 Alaska conference story, and the question that changed thingsWhy time and energy are part of your ROI, and what happens when you ignore thatHow to build a money muscle through radical honesty with yourselfGuest InformationTherese Nicklas is a Certified Financial Planner™, Certified Money Coach (CMC)®, and Certified Success Principles™ Coach. She empowers executive and entrepreneurial women with smart strategies to build a new big, bold life, with certainty, clarity, and confidence.Through her True Wealth coaching program, clients learn to say no to burnout, feeling empty, and working nonstop. They learn to say yes to designing a fulfilling life they love, one built with joy, purpose, and balance.Connect with ThereseWebsite: wealthcoachforwomen.com/ LinkedIn: linkedin.com/in/theresernicklascfpFacebook: facebook.com/theresernicklascfpFree Resource: Financial Freedom Toolkit - https://wealthcoachforwomen.com/pod ResourcesThe Seven Money Pitfalls email seriesMoney Movz™ Voxer Coaching Transcendent Wealth CoFollow Lisa Marie on your favorite social platform:FacebookInstagramLinkedInTranscendent Wealth Co. LLC https://www.transcendentwealthco.com
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Fake Wealth, Real Shame, and the Truth About Money in Online Business with Rachel Allen
2w ago00:26:27Tap to summarizeYou've seen the screenshots. The "we hit $100k months" posts. The perfect brand photos and the confident pricing. But what you haven't seen is the debt behind the launch, the unpaid contractors, the secondary income source quietly bankrolling the whole thing.Rachel Allen has been in the back end of some of the most well-known businesses online, and she is not here to protect the myth. In this episode, Lisa and Rachel pull back the curtain on the money narratives that keep entrepreneurs stuck, ashamed, and undercharging. And they get real about the work it takes to build actual trust with money.In this episode:What's really going on behind the scenes of "successful" online businessesThe most damaging myths about money in entrepreneurship (and who benefits from them)Rachel's biggest money mistake early on, and what it cost her to waitWhy shame is the most expensive thing in your businessThe wage gap in entrepreneurship: women price 30% lower than men for the same workHow a childhood money belief nearly stopped Rachel from charging what she was worthQuintupling prices during a dry spell, and what happened nextWhy money doesn't change who you are, it just amplifies itConnect with Rachel Allen:Website: boltfromthebluecopywriting.comLinkedIn: linkedin.com/in/rachelallenwritesInstagram: @boltfromthebluecopywritingEmail: rachel@boltfromthebluecopywriting.comResourcesThe Seven Money Pitfalls email seriesMoney Movz™ Voxer Coaching Transcendent Wealth CoFollow Lisa Marie on your favorite social platform:FacebookInstagramLinkedInTranscendent Wealth Co. LLC https://www.transcendentwealthco.com
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How Surrender, Generosity, and Emotional Detachment Create Real Financial Freedom with Matt Morizio
3w ago00:39:01Tap to summarizeWhat if the fastest path out of a scarcity mindset wasn't discipline or willpower, but it was generosity? That's exactly what Matt Morizio discovered, and the science behind it will shift something in the way you think about money.Matt is the founder of Reconstructing Wealth, a fee-only wealth management firm helping purpose-driven people align their money with their mission. After five years in the minor leagues with the Kansas City Royals, he transitioned into financial advising and has spent nearly a decade rebuilding his own relationship with money, while helping his clients do the same. In this conversation, Matt and Lisa Marie talk about surrender, emotional detachment, valley seasons, and why real financial freedom has nothing to do with your account balance.What You'll Learn:How Matt's scarcity mindset, inherited across generations, showed up even as a financial advisor, and what finally broke itThe "blessing account" strategy and how a simple act of structured generosity rewired his financial psychologyThe neuroscience behind why you cannot simultaneously feel fear and love about the same thing, and how to use that to your advantageWhat it actually looks like to emotionally detach from money and make decisions from strategy, not emotionWhy Matt redefines financial freedom as emotional detachment — not a number in an accountThe "freshman phenomenon" analogy that explains why most people stay financially stuck their whole livesWhat both Matt and Lisa Marie learned about identity and resilience during their deepest financial valley seasonsHow to reconstruct your money story with more freedom and less fearGuest Information:Matt Morizio is the founder of Reconstructing Wealth, a fee-only wealth management firm that helps purpose-driven providers align their money with their mission. After five years in the minor leagues with the Kansas City Royals, Matt transitioned from pro baseball to financial advising, bringing the same discipline and drive to helping clients build wealth with purpose. His approach combines practical financial strategies with mindset shifts to help clients move from financial confusion to clarity. As a husband, father of seven, and someone who has always gone against the grain, Matt is passionate about helping others break free from fear-based money habits and step into a life of intentional abundance.Connect with Matt:Website: www.reconstructingwealth.comInstagram: @mattmorizioFree Course — Transforming Your Relationship with Money (3-part video series): https://theideallife.com/register/reconstructing-wealth/ResourcesThe Seven Money Pitfalls email seriesMoney Movz™ Voxer Coaching Transcendent Wealth CoFollow Lisa Marie on your favorite social platform:FacebookInstagramLinkedInTranscendent Wealth Co. LLC https://www.transcendentwealthco.com
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Responsible Stewardship vs Strangling the Flow: Why Gripping Your Money Too Tight Is Keeping You Broke
4w ago00:14:31Tap to summarizeThere's a version of being "careful" with money that looks like wisdom from the outside but is actually fear running the show. And that version, the grip version, is costing women entrepreneurs more than they realize.In this episode, Lisa Marie draws a clear and necessary line between responsible stewardship and scarcity-driven control. Because they are not the same thing, and mistaking one for the other is one of the most expensive financial patterns a business owner can have.What You'll Learn:Why controlling your money and strangling it are not the same thing, and how to tell the differenceWhat fear-based financial behavior actually looks like in practice The financial cost of refusing to invest in support, tools, or systems, and why it caps your growthWhy scarcity is a mindset, not a bank balance, and how it follows you even when your income growsA simple question to ask before every financial decision: Is this a strategy no or a fear no?Three practical steps for loosening the grip without losing your financial disciplineThe decision framework Lisa uses herself to make sure strategy leads, and not anxietyResourcesThe Seven Money Pitfalls email seriesMoney Movz™ Voxer Coaching Transcendent Wealth CoFollow Lisa Marie on your favorite social platform:FacebookInstagramLinkedInTranscendent Wealth Co. LLC https://www.transcendentwealthco.com
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From Invisible to Magnetic: The Branding Strategy That Builds Real Wealth with Rich Kozak
Jul 200:38:56Tap to summarizeRich Kozak has spent 49 years defining and languaging brands, first for global corporations, and then for the heart-centered entrepreneurs he felt called to serve. In this conversation, he and Lisa Marie talk about why most brands fall flat, what it actually means for your revenue when they do, and how getting crystal clear on the perception you create is what turns your purpose into consistent profit.In this episode:Why Rich walked away from a high-earning corporate career at 50, and what happened nextThe two most common pieces of brand clarity that are missing, and how both connect directly to cash flowWhy your brand is the perception in the mind of the people you most want to impact, not what you think it isThe biggest branding mistake keeping entrepreneurs broke or invisible: inconsistencyWhat "money is a magnifier" actually means and why it matters for impact-driven entrepreneursHow letting go of control and leading with faith has shaped Rich's business and his clients'The concept of an umbrella brand and why it can change everything for experts who know there's moreReal client stories: how clarity created brands that felt like the most comfortable suit they'd ever wornRich Kozak is a strategic mentor for individual brands with 49 years of experience defining and languaging brands. Certified as a Global Branding Consultant, Rich worked with partners worldwide before shifting his focus to heart-centered entrepreneurs, professionals, experts, and authors, helping them evolve their top-level umbrella brands with the clarity that aligns everything they say and do.Connect with Rich Kozak:Website: richbrands.orgFacebook: facebook.com/richbrandsrkLinkedIn: linkedin.com/in/richkozakrichbrandsFree Brand Clarity Session: calendly.com/richbrands — Book a free 30-minute conversationResourcesThe Seven Money Pitfalls email seriesMoney Movz™ Voxer Coaching Transcendent Wealth CoFollow Lisa Marie on your favorite social platform:FacebookInstagramLinkedInTranscendent Wealth Co. LLC https://www.transcendentwealthco.com
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If They Can't Tell What You Do in 10 Seconds, You're Leaving Money on the Table
Jun 3000:11:21Tap to summarizeMost women entrepreneurs treat messaging as a marketing problem. Lisa Marie breaks down why unclear messaging is actually a profit leak, and one of the most expensive ones in your business. In this episode, you'll learn how fuzzy positioning leads directly to discounted pricing, why clarity and financial confidence are the same muscle, and the three-step action plan to tighten your message and start holding your price.In this episode:Why unclear messaging is a revenue issue, not just a branding issueThe 10-second test every entrepreneur needs to run on their own profileHow fuzzy positioning leads to discounted pricing before anyone even asksThe connection between brand clarity and the confidence to hold your rateA three-step action plan: audit your bio, do the one-sentence clarity test, and connect your clarity to your pricingResourcesThe Seven Money Pitfalls email seriesMoney Movz™ Voxer Coaching Transcendent Wealth CoFollow Lisa Marie on your favorite social platform:FacebookInstagramLinkedInTranscendent Wealth Co. LLC https://www.transcendentwealthco.com
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Debt Is Not a Life Sentence: Eliminating Debt Faster with Andy Bennetts
Jun 2500:27:56Tap to summarizeWhat if you could pay off your mortgage, your car loan, and your credit cards in 5–7 years instead of 30? Andy Bennetts says it's not magic, it's math. And the banks would prefer you never find out.Andy Bennetts is the founder of Empower Wealth Solutions and a former educator who now helps families and entrepreneurs eliminate debt faster using what he calls a Financial GPS. A proven, dynamic system that calculates the mathematically fastest path to debt freedom without budgeting gimmicks, refinancing tricks, or sacrificing quality of life.In this episode, Andy joins Lisa Marie for a candid, grounding conversation about debt, stewardship, faith, and why so many people have accepted the lie that debt is just a way of life.What you'll hear in this episode:Why debt is a uniquely American problem, and the conditioning that keeps people stuckThe difference between APR and TIP (total interest percentage), and why the bank never volunteers this informationHow a Financial GPS works differently from the snowball or avalanche methodWhy "you can't tame what you can't name" applies directly to your debtWhat Andy's own numbers looked like when he found this system: 15 years off his mortgage, $150,000 back in his pocketHow faith and stewardship show up in Andy's approach to helping people with their financesThe mindset shift from working harder to working smarter with your moneyWhat Lisa Marie actually does with her own finances to avoid giving the bank more than she has toOn a 6% 30-year mortgage, you don't pay more in principal than interest until year 21. The banks are not in a hurry for you to know that. Andy is.Connect with Andy Bennetts:Website: EmpowerWealth.SolutionsYouTube: youtube.com/@Empower-Wealth-2024Facebook: facebook.com/empowerwealthsolutionsReady to find your debt-free date? Book a free Empower Wealth Game Plan at EmpowerWealth.Solutions. You'll walk away with a clear, personalized roadmap to get debt behind you and wealth before you.ResourcesThe Seven Money Pitfalls email seriesMoney Movz™ Voxer Coaching Transcendent Wealth CoResourcesThe Seven Money Pitfalls email seriesMoney Movz™ Voxer Coaching Transcendent Wealth CoFollow Lisa Marie on your favorite social platform:FacebookInstagramLinkedInTranscendent Wealth Co. LLC https://www.transcendentwealthco.com
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Debt Doesn't Make You Bad With Money And It's Time We Talked About It!
Jun 2300:14:08Tap to summarizeWe need to talk about debt. Business debt. The kind that shows up with shame already attached, even when it's being handled strategically.In this episode, Lisa Marie gets personal about her own experience carrying a business line of credit for the first time, what it felt like even as someone who teaches this, and why the old stories showed up anyway. This conversation is for every entrepreneur who has been managing their debt quietly, alone, and wondering what it says about them.What you'll hear in this episode:The crucial difference between strategic debt and avoidance debt, and why most people have never had it broken down in plain termsWhy normalizing debt is not the same as being comfortable staying stuck in itLisa Marie's honest account of using a business line of credit in 2024 and 2025, including the anxiety, the shame spiral, and the question that broke through all of itWhy you cannot manage money well from a place of fearThree practical steps to take if you're carrying business debt right nowThe narrative that society puts on debt is not yours to carry. You just have to decide to put it down.Ready to stop managing your debt alone? Money Movz™ Voxer Coaching gives you two full weeks of direct access to Lisa Marie. You'll look at your debt, your cash flow, and what's actually happening in your business — and build a clear, strategic, shame-free plan that's aligned with you. No judgment, no lecture. Just strategy, clarity, and someone in your corner who's been exactly where you are.ResourcesThe Seven Money Pitfalls email seriesMoney Movz™ Voxer Coaching Transcendent Wealth CoResourcesThe Seven Money Pitfalls email seriesMoney Movz™ Voxer Coaching Transcendent Wealth CoFollow Lisa Marie on your favorite social platform:FacebookInstagramLinkedInTranscendent Wealth Co. LLC https://www.transcendentwealthco.com
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Money Wounds, Business Boundaries, and Holding Wealth With Integrity with Sarah Buino
Jun 1800:37:12Tap to summarizeWhat does it look like when a therapist has to confront her own money wounds? This one goes somewhere unexpected.Sarah Buino is a visionary therapist, consultant, speaker, and founder of Head/Heart Therapy and Head/Heart Business Therapy. She's built cultures rooted in belonging, abundance, and self-awareness, and she joins me today for a conversation that blends business, money psychology, and the real work of healing your relationship with wealth.We get into the $50K partnership loss that changed how Sarah thinks about contracts and self-protection. We talk about growing up with inherited beliefs about rich people — and then marrying into generational wealth. We explore why so many healers and heart-led professionals freeze when it comes to their numbers, and why that freeze has a root deeper than budgets and spreadsheets.And we get into what wealth really looks like, and how the Five Wealth Codes show up even in the most unexpected places.In this episode:The partnership that cost Sarah $50K and what she learned from it (beyond the obvious)Why "I'm just a therapist" kept her from protecting what she'd builtAlways plan for the exit at the beginning, and what that really meansGrowing up with money shame and the internal work of feeling worthy of wealthWhy so many healing professionals freeze when it comes to numbersMoney as a product of doing good work, and when that mindset works for youThe Five Wealth Codes, collective wealth, and what it means to be truly wealthyThe Inner Work of Practice Ownership Workbook, and the free offer for listenersFree offer for listeners: Get The Inner Work of Practice Ownership Workbook for free — visit https://sarahhbt.gumroad.com/l/InnerWorkofPracticeOwnership and use code SASSYConnect with Sarah Buino:Website: www.headheartbiztherapy.comInstagram & Facebook: @HeadHeartBizTherapyResourcesThe Seven Money Pitfalls email seriesMoney Movz™ Voxer Coaching Transcendent Wealth CoResourcesThe Seven Money Pitfalls email seriesMoney Movz™ Voxer Coaching Transcendent Wealth CoFollow Lisa Marie on your favorite social platform:FacebookInstagramLinkedInTranscendent Wealth Co. LLC https://www.transcendentwealthco.com
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