Today Bill and Jackie are joined by another genius in the world of retirement planning research, David Blanchett, PhD, CFA, CFP. In his role at PGIM, David is responsible for Target Date Funds and Retirement Spending Portfolios. In this episode he discusses redefined retirement concepts, the myths surrounding the 60/40 portfolio and some practical adjustments of the 4% rule. He also explains the 'retirement spending smile,' and retirement strategies for late starters.

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Resources mentioned on the show:

🌐David's Website

David's Latest Research

A Time-Honored Strategy Puts Your Retirement at Risk of Financial Ruin

Guided Spending Rates: Rethinking “Safe” Initial Withdrawal Rates

Redefining the Optimal Retirement Income Strategy

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Disclaimer: Our content is for general education and information purposes only. We are not providing financial, legal, or tax advice. Always do your own research or consult a professional before making important decisions.

Say Cheese!: The Retirement Spending Smile | David Blanchett | 110