Dan Haylett gives us a late-starter masterclass on why retirement is a human problem long before it's a math problem. Dan is a UK financial planner, creator of 'Humans vs Retirement' podcast, and author of 'The Retirement You Didn't See Coming'. He walks us through how that outdated 'retire from work and fade away' script clashes with modern 50- and 60-somethings who still have health, curiosity, and huge ambitions. In this episode he also:

Reframes risk as the possibility of dying with plenty of money but too few memories
Unpacks why spreadsheets never quite make us feel safe
Lays out his three-phase map of the second half of life

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📕 The Retirement You Didn't See Coming

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