
Loading summary
Ryan Seacrest
You're listening to an iHeart podcast.
Erin Andrews
While.
Ryan Seacrest
Others are sitting in lecture halls. You're already building your future at Ferris State University. Hands on training starts from day one. With real world skills that lead straight to careers in construction, engineering, automotive tech and more. You're not just learning, you're earning. Building a life you can be proud of. And with in state tuition for out of state students. Success is within reach. Ferris State University. Unleash your potential. Register now at Ferris. Edu. That's Ferris Edu.
Unknown
Okay, have you heard about this? Last year, Degree changed the formula for their Cool Rush deodorant. Their fans rebelled and wanted the old scent back and Degree listened. That doesn't happen often.
They admitted that they effed up and are bringing the original Cool Rush scent back and it's exactly how you remember it. Cool, crisp and fresh. There's a reason it's the number one Manzani Purse Sprint and is back in Walmart, Target and other stores for under $4.
So try it and see what the fuss is about. Head to your local stores to try the OG Cool Rush for yourself this season.
Ryan Seacrest
Let your shoes do the talking. Designer Shoe Warehouse is packed with fresh styles that speak to your whole vibe without saying a word. From cool sneakers that look good with everything to easy sandals you'll want to wear on repeat, DSW has you covered. Find a shoe for every heel from the brands you love like Birkenstock, Nike, Adidas, New Balance and more. Head to your DSW store or visit dsw.com today.
Ashley Nicole
Hey guys, it's Erin Andrews from Calm down with Erin and Carissa. So they say you can't plan for the unexpected, but whoever said that obviously didn't know about Aflac. You probably know the Aflac duck, but you might not know what Aflac can do for you. For example, did you know they pay cash that can help with expenses health insurance doesn't cover. If you get sick or injured, Aflac pays cash that can be put towards co pays and deductibles to even non medical expenses like rent or your mortgage payments. It's completely up to you. Get help with expenses health insurance doesn't cover. Visit aflac.com to learn more. I get in my way.
Erin Andrews
Never out of my lane. Feel like you want in the morning.
Ashley Nicole
So what it's gonna be Baby Squad.
Erin Andrews
What's up?
Ashley Nicole
Welcome back. I miss you.
Erin Andrews
I miss you more.
Ashley Nicole
Monday.
Erin Andrews
Your new name is the Chicken Lady.
Ashley Nicole
Yes, I am a chicken Lady.
Erin Andrews
Listen, but you know what? I be so intrigued when the chicken go missing Like, I'm just.
Ashley Nicole
Cheap out chicken.
Erin Andrews
I be scared like an alligator or something. Gonna get the chicken, girl. Me too.
Ashley Nicole
A alligator, a cat, a. You know, I live in the boonies, so I'm afraid so I'm gonna get my babies, but they always come back home.
Erin Andrews
Well, we. We're gonna pray that they don't get loose again.
Ashley Nicole
Pray for my baby.
Erin Andrews
So what have you been up to? We miss you on the last episode. What's been going on?
Ashley Nicole
Ooh, girls. These kids be keeping me busy, child. They in all the sports and all the activities and you know, Meg, we got all the recitals and games, playoffs, championships, graduations. I know you getting ready for a big graduation.
Erin Andrews
Thank you, Jesus. Boy, I was doing my holy dance, like, praise God. How does this feel?
Ashley Nicole
How did this feel?
Erin Andrews
It's a bittersweet moment, but more sweet than bitter. Um, I bet she is very expensive. And you know it's very expensive. Like she needs to understand the value of a dollar and I feel like she doesn't. And it's kind of my fault because.
Ashley Nicole
I feel like that's what I was about to say.
Erin Andrews
Sound like this unintentionally because, you know, you grow up with, you know, you don't want your kids to have the lifestyle that you grew up in. You want it to be better, but it's like a curse because it's basically making them lazy and it's making them feel like everything should be given to them. So that's my biggest fear with her. And I've been trying to teach her and tell her, like, listen, you are about to go off to college, focus on school, but I'm going to have to pull back on what I give you now. Like, she think that everything is supposed to be hand given, like she's a princess. Everything is princess treatment. Not no more.
Ashley Nicole
I mean, it might be a little bit of a rude awakening, but Ari, she's a good girl and she's a smart girl. So I feel like she gonna figure it out. I feel like she. I think she has some grind mentality in there somewhere. Somewhere.
Erin Andrews
I mean, if she.
Ashley Nicole
She takes after you and you.
Erin Andrews
She's seen you. Grinding mentality is totally different. She's full. Like, I'm such a go getter. I have. I work hard for everything and that's the difference. Like, she just. She.
Ashley Nicole
But you don't know, subconsciously, she might have picked up on that. You know what I'm saying? She doesn't have to use that now, but subconsciously, like our children are watching Us and they're absorbing everything. And she.
Erin Andrews
The nice things that I get for myself and the nice things that I do for them. And she think that it's just simple. And I'm like, you're not a child anymore. But I'm proud of her, you know, she's an amazing child. I wouldn't trade her for the world. Like a lot of. And I tell her this all the time. I am where I'm at today because of you. You know, I was pregnant. I had her at 19. And it's like, you are the reason why I went so hard. I went hard because of you. And I wouldn't be where I'm at if I didn't, you know, have you in my life at such an early age.
Ashley Nicole
So that's so beautiful. Very much a blessing.
Erin Andrews
Crazy. I had, I had. I'm preparing for her. She graduates at 8 o' clock in the morning tomorrow. Plus, my mom is here, my stepdad is here, my dad is here, her godmom is here, my best friend is here. Like, it's so much going on. And plus, today is denim's birthday. He had practice today. We took him to dinner and just, you know, he's the big one, Z. It's just been a hectic.
Ashley Nicole
Not a lot, not a lot going.
Erin Andrews
Plus, we have a lot of clients that we dealing with trying to buy home. So it's been busy in a good way for us.
Ashley Nicole
Good, good. I'm happy for you and I'm excited. It's a lot of good things going on and you're glowing.
Erin Andrews
Thank you. Girl. You watch. I'm stress free over here, baby.
Ashley Nicole
Okay?
Erin Andrews
I'm living my best life stress free and working hard. So can't complain.
Ashley Nicole
We. We see you. We see you. Yes. All right, so what we talking about today? I miss my humble baddies.
Erin Andrews
What's going on today? We're going to get into it and, you know, this a topic that we can relate to not only as you know, us being black women and homeowners, but also us helping homeowners, especially black women, purchase homes. So the first topic today is real estate baddies. While more black and brown women are bond. And then black women are the fastest growing group of entrepreneurs. But where's the funding? Together, this becomes a powerful, relevant and juicy conversation about wealth building independence and and systematic barriers all wrapped up in an unapologetic humble baddies flavor. So that has been a big thing. I experienced a lot of, you know, minority women purchasing. But go ahead.
Ashley Nicole
I'm about to say most of my clients, I want to say most of my clients have been black women. Like, honestly, truly, they have been holding me up in the real estate game. So I, I mean, absolutely, this is definitely hitting home for me. And I honestly, I don't know why. I didn't really realize that until literally you just said that. I'm like, damn you right? The black women is out here buying the houses. These are my clients. These are the women I'm working with every day. Like, this is true.
Erin Andrews
It's a lot. Like, I'm, I'm part of a few groups and I spoke with a few group of women where it's like, black women in real estate. And it's basically, it's a group of powerful women that are teaching more who are entrepreneurs how to invest their money. Because it's not given. Like, if you, if you don't come together and, and speak about it, you won't know. So that's a good thing. I mean, it's a group, they teach how to invest overseas, how to invest here, how to become developers, how to be GCs, and just how to recycle your money. So it's, it's amazing. The, the only hard thing about it with some women is the finding. And it's not just with women. It's just minorities. I know there was a big, a big navy federal in regards to the loans and, you know, not allowing minorities to get qualified. Like, they would have better credit scores and they would just get denied. So it's, it's, it's like a lot of they are starting to crack down on it, but it's still going to take a lot of time for, you know, us to be on that same page, equal.
Ashley Nicole
I remember that story not too long ago about the family who was trying to sell their home, I believe, and the appraiser, they appraised it for a lower number. And then when they, I guess, took their, like, family photos and stuff out of there, appraiser, you know, appraised it for a higher number. So, I mean, all across the board when it just comes to getting, you know, what we're worth, what our homes are worth, what our properties are worth, you know, getting the funding, you know, we're still not getting treated equally here in the housing market. And it's really sad to see because, you know, black women for sure are out here getting it. I just went to my mom's graduation, she just got her doctoral degree, and it was nothing but black women. Like, black women are out here, they getting the degrees, they're getting the jobs. You know, they're out here hustling and investing. And so, you know, I think the banks are behind. You know, the banks, all these institutions, they are really behind on the curve. And I mean, I guess it's on purpose, but I mean, you know, we have to figure out a way. We have to start, you know, using black business is, you know. Yeah. And sharing the information so that, you know, we can progress in this, in this, in this industry.
Erin Andrews
Yeah. As far as sharing the information, that's why I say it's so good that we come together and collab and speak on what we're doing. I know. With me, I noticed there was not one. It probably was maybe a handful of black women who are developers in the government contracting that. That falls up under, building VA hospitals and everything. So, you know what I did? I took advantage of it and I went to conferences, started doing my research. Now I'm in the hat, I'm in the runnings to potentially be awarded three hospital. To build three hospitals in the state of Florida. That. That would be amazing. That, that would be a, you know, a record that's. That's being broken. So I do my research and I learn and I, you know, I'm not a gatekeeper. I open up and I talk to people and I tell people about it. And I want more, especially minority women, to know that there's so many resources out here for us. There are so many certifications that we have that are set aside for us that'll take us to that next level. But we have to get out, continue to get out here and learn and know more about it.
Ashley Nicole
Absolutely. And you do really well with that. I think just getting women together, putting things together, having classes and courses so that we can learn about if it's real estate or contracting. I've seen you put together some things for the ladies. So thanks for leading the way on that because you have definitely been a resource for me and I know a lot of other women.
Erin Andrews
Yes. Thank you, Ashley. Okay, this is a quick fact to drop. One in five homes in major US Cities are now being bought by single women. With black women leading the solo ownership trend. Black women make up 42% of new women owned businesses. The fastest growing demographic of entrepreneurs in the U.S. despite this, less than 1% of venture capital funding goes to black women. Women still face a gender pay gap and credit discrimination which directly impacts mortgage rates and small business loan approvals. Why do y' all think so many black and brown women are choosing to buy homes solo instead of waiting for marriage or partnership, Is it empowerment or survivor mode?
Ashley Nicole
I mean, as a black woman, I feel like we feel empowered in everything that we do now. So why would we not, you know, go on our own and purchase a home? You know, I don't, I just, I don't see really the correlation with marriage and, you know, waiting to purchase your own home. I feel like you work so hard to, you know, to get with what you want and usually a home is like your first big or major purchase, you know what I mean? So for me, I don't know, correlate like marriage. As a black woman, we're not thinking that way. You know, we're not waiting for marriage. Especially somebody, a woman who's, you know, educated. Educated that has, you know, a job, can get a mortgage. We're not waiting on no man to purchase no house.
Erin Andrews
That's what. When I was single and I purchased my first house, I wasn't thinking about, oh, I'm away on a husband to purchase. I was excited that I was able to even get to that point at such an early age. Like, wow, I'm able to purchase feeling accomplishment. Like, I did this on my own. This is amazing. Now let me go to the next one. Let me do I can do next. It's just an accomplishment. I don't think it had anything to do with, oh, you know, I got a point or something like that.
Ashley Nicole
But I do think there is a conversation, you know, that is being had regarding should you purchase a house if you're not married? You know, say you're in a relationship with somebody but you're not married. Should you, you know, purchase a house together? Would you purchase a house separate? Like there is that major conversation that's happening right now. I mean, personally, I never was in that situation because I was with Phil. So no, it was what it was. But if I were a single woman or dating seriously somebody, I think that would be, I would really have to like consider, you know, do I want to purchase a house with somebody that I'm not married to? I think that's a legit concern, you know what I mean? Because once you tie your finances together in such a major way, like that is a major commitment.
Ryan Seacrest
You know, while others are sitting in lecture halls, you're already building your future at Ferris State University. Hands on training starts from day one. With real world skills that lead straight to careers in construction, engineering, automotive tech and more. You're not just learning, you're earning, building a life you can be proud of and with in state Tuition for out of state students. Success is within reach. Ferris State University Unleash your potential. Register now at Ferris Edu. That's Ferris Edu.
Unknown
So we all made mistakes, right? But owning up to them is the right thing to do. But we all know degree Cool Rush deodorant well last year they changed the formula and it did not go over well with the fans, the grease, whole thing. It turns up sweat and other protection when you turn up the effort. And good thing it does because Cool Rush fans really turned up the effort to bring back the OG formula. One guy even started an online petition and degree listen they admitted they effed up and are bringing back that OG Cool Rush scent back. And it's exactly how you remember it. Cool, crisp and fresh. It's back at Walmart, Target and other stores for under $4. There's a reason why it's been the number one men's antiperspirant for the last decade. It's the same reason why people are not happy when the recipe was changed. So listen, if you've never tried, it might be a good time to try. See what the fuss is about. Head to your local Walmart or Target and try the OG degree Cool Rush for yourself.
Ryan Seacrest
Ryan Reynolds here from Mint Mobile with.
Ashley Nicole
A message for everyone Paying Big Wireless way too much.
Ryan Seacrest
Please, for the love of everything good.
Ashley Nicole
In this world, stop with Mint. You can get premium wireless for just $15 a month. Of course if you joy over paying. No judgments. But that's weird. Okay, one judgment anyway.
Ryan Seacrest
Give it a try@mintmobile.com Switch upfront payment of $45 for three month plan equivalent to $15 per month required Intro rate first three months only, then full price plan options available, taxes and fees extra. See full terms@mint mobile.com Think advertising on TikTok isn't for your business? Think again. We've generated over 100,000 leads which has converted into over 40,000 sales for our pet insurance policies. My name is Trey Farrow. I am the CEO of Spot Pet Insurance. TikTok's smart AI powered automation takes the guesswork out of targeting, bidding and optimizing creative. If I can advertise on TikTok, you can too. Drive more leads and scale your business today only on TikTok. Head over to get started.TikTok.com tiktokads.
Erin Andrews
One of the biggest purchases of your life. You have to be very, you know, careful on who you're about to make this purchase with. You don't know, you know what their hidden financial secrets are. It's a lot that may unfold. You don't know if you know what they have going on, regardless of what it is. So you definitely have to be careful. I feel like if I'm in a relationship, I would. I wouldn't think about having that. You didn't put a ring on my finger. We're not looking to get married, so in my eyes, we're not looking to get married. So I'm still gonna make, create, you know, build my investment over here, purchase home. We got this going on. As long as it's not affecting our relationship, then it is.
Ashley Nicole
So then. So then would you get like a prenup so that, you know, you could keep that home just in your name for yourself? Just so happens you guys don't last. Would you make sure that that is only your property?
Erin Andrews
Yes.
Ashley Nicole
So is that something you would, you.
Erin Andrews
Know, if I come into a relationship and, you know, we get married, I'm definitely going to make sure they have their prenup. I'll have my prenup. Whatever we came into this relationship with, we're going to leave with whatever we put together with, then we can split that. But anything that I have before, you know, before we got married, that's mine.
Ashley Nicole
What if he's like, okay, what if he moves into your house, right, but he takes over the mortgage payments? Then what?
Erin Andrews
He steal my house? Unless, I mean, it's different. It's different. If he take over the mortgage payments and we get married, then, you know, of course it becomes both of ours. So it's to a point where, okay, I don't know. I'm. It's very tricky.
Ashley Nicole
And I'm not saying you have to know all the answers. It's just these are the questions that you have to think about. Like, these are like, legit concerns that black women. Now that, you know, we are out here purchasing homes and, you know, making big purchases like this on our own, this is something that you have to think about.
Erin Andrews
And that was just. I probably would be like, you know, whatever you invested into this, this is still my home. Whatever you invested into this home, I would definitely give you your investments back into it. But if we split up, you know, and you go find your way out, but as a man, you shouldn't want.
Ashley Nicole
Childies. And don't be acting like men. It's when things be breaking up. The men's don't be men's in no more. Okay? They be out here like, that's mine.
Erin Andrews
When I went through my divorce, we had. We were building a Beautiful, big house and, you know, I put money into it just as well as he did. And I was just so fed up with everything. I just left. I didn't want nothing. Even what I invested into it. I didn't. I just wanted my peace and I left out of it and just went and purchased my own home. So some don't.
Ashley Nicole
Don't do that anymore, but it's not.
Erin Andrews
The advice, but I'm just being real. And I regret. I'm just saying I didn't, but I. You know, sometimes peace and happiness is more important than money and materialistic things.
Ashley Nicole
Yeah. And then you got so much more later anyway, period.
Erin Andrews
Let's talk about credit. Why is it that women with strong income still struggle to get favorable loans? Have y' all experienced bias in business or real estate? I've experienced biased in business and more from my competitors. I really.
Ashley Nicole
If you're competitors and what exactly.
Erin Andrews
As far as other, you know, other business owners who are real estate owners, and it's more. It's sad to say that it's more hate. Why is this young woman coming into my industry and, you know, taking over? Got a whole Netflix show on TV about her company. She did nothing. She's brand new. She ain't sell all this. What I said. So this, that, and the third, why is she recruiting all these black. These minority women this, and they get the spotlight. That was the. The, you know, what I was experiencing. But I never experienced anything in regards to, you know, with loans or any of that, even with my clients. And I have helped black female who are strippers purchase homes. They got approved. I haven't had that. That situation. Entrepreneurs, business owners, women who work in the corporate world. I don't experience the hate and the discrimination when it comes to that. So I haven't experienced that. And I have dealt with a lot of women who are single women, Homeowners.
Ashley Nicole
Yeah. You know, I think you just have. There's some. There's so many different people to work with in this industry, and just because one person says no, that don't show. You go find. There's somebody out there who wants to work with you. There's somebody out there who relates to you. There's somebody out there who wants to help you, who wants to get the job done, who wants to get the deal done. And I think, you know, just like anything in life and, you know, black women in general, since history, we've had to overcome. And unfortunately, you know, it may not always be as easy as, you know, somebody else's situation, but I think when you also work with your people, it usually comes out better. So I always try to, like, you know, use black businesses and go to, like, use referrals. Like people that I know, people that I know that are going to look out for me and who have looked out for my people think that's the best way to go so that you don't run into situations like that.
Erin Andrews
Use your people and use someone that's experienced. That's the problem. People be using people that don't know what they doing. It can be something so simple and easy for them to get approved. But I haven't dealt with it, thank God. And it seems like, you know, the discrimination is starting to be. There's an awareness and they're starting to resolve. Resolve it in the, you know, in the industry of the loan financing, getting, you know, black women, minorities approved. So thank God for that.
Ashley Nicole
Amen.
Erin Andrews
If the funding still isn't coming, is it time we gatekeep our knowledge and build our own investment networks, or does the system still owe us access? I can't answer that question because I haven't experienced that.
Ashley Nicole
Yeah, I think we just have to keep educating ourselves and don't stop at no. You know what I mean? I do think we need to. I don't know.
Erin Andrews
Yes, baby.
Ashley Nicole
Okay, I know I let him in. I'm on the podcast. Yes, girl. Come say hey. You might as well come say hey now.
Erin Andrews
Come say hey to everybody, baby. Oh, my goodness. You're so handsome.
Ashley Nicole
I miss you outside playing basketball.
Erin Andrews
You itchy. All right, you gotta go take the.
Ashley Nicole
App.
Erin Andrews
Over there scratching.
Ashley Nicole
I don't know what I was talking about. Anyways, move on.
Erin Andrews
Listen, I hear, you know, we. We're independent, you know, we're powerful. But I'm trying to pull back that layer. I'm trying to be, you know, I done did my. The, you know, empowerment and all that. I just want to be catered to now. I want to be a queen and just be catered to.
Ashley Nicole
Yeah, and you deserve that. But I still think you have an obligation to do what you're doing, which is opening up doors for the women behind you. You know what I mean? So I think you're absolutely, you know, at a time in your life where, you know, you. You don't necessarily got to, you know, go through the struggle and all that, but everybody's looking up to you now, you know, which is I do feel like.
Erin Andrews
And I'm not trying to sound, you know, conceited or arrogant, but I do feel like I definitely opened up A lot of doors when it came to black women in real estate. You know, I was one of the women we have Kiana Watson, we have myself. It's a lot of women that are out there that you pave the way for black women in real estate. And not just real estate, but opening up those luxury. Like luxury real estate, selling multi million dollar homes. So shout out to my black queens who out there killing it and the ones that are looking up to us.
Ashley Nicole
Absolutely.
Erin Andrews
All right, let's get into our next segment. Girl, he died. And guess what? He died because she left. The truth about men and broken heart syndrome.
Ashley Nicole
Broken heart, Gosh. You know, I've heard of that. But like, with old people, though, I.
Erin Andrews
Feel like once they get older, they really realize it. I feel like the younger guys are not really experiencing it and they know how to hide it and cover it more.
Ashley Nicole
Yeah, I feel like old people, like. No, I'm saying, like, when old people, like, say they're like, really?
Erin Andrews
He didn't die for real.
Ashley Nicole
Who are we talking about? Are we really talking about somebody?
Erin Andrews
Let me. Let me think.
Ashley Nicole
Life die or something?
Erin Andrews
No, no. Okay, let me read. Okay. Okay. So, babies, what if I told you that men. Yes. The same men who ghost you, cheat on you, and forget your birthday are actually out here dying because of love? Like, oh, I guess they actually dying. There's a real thing called broken heart syndrome, and new research shows men are dying from it twice the rate of women. Wow. I didn't know they was really dying.
Ashley Nicole
See, I told you.
Erin Andrews
It's amazing. All right, y' all, grab your wine and your healing crystals because this one is about to get deep, spicy, and maybe a little sad. Lord have mercy. So go ahead and tell me your. Because I've never experienced this.
Ashley Nicole
Well, the only time I've ever heard it with, like, no younger people, but, like, you know, older people say they in a nursing home or, you know, just old and they've been together their whole lives or whatever, and, you know, they're soulmates and say, like, the wife passes away. I've heard a lot of stories where, like, the husband all of a sudden gets sick and died too, because it's like their soulmate has passed away. And, like, they're. They die from, like, a broken heart, from being, like, lonely. Like, this was their other half. So I've heard it in that sense before. But I don't know about younger people with the broken heart syndrome. Yep, we're going out in the new landlady.
Erin Andrews
Absolutely out of my family because, you know, My great, my great Alice Alive when my great grandfather was and my great grandmother on both sides. My, on my mom's side, my mom's dad's side. My grandmother, my great grandmother died first and my grandfather lived to be 98 years old. So he. She died at like 70 something. So he lived the extra 20 years after she died. But every Ellis saw the male died first and the women are still living. But I feel like sometimes the women may. It's easier for the woman because it's easier for them to find another man. For the man. It's hard for them to find another woman because they old.
Ashley Nicole
You think so? I feel like I thought it was the other way around. I thought old men be always with a little younger.
Erin Andrews
Not when they get in their 80s and 90s, late 70s 80s.
Ashley Nicole
I thought because the woman's like they sexual appetite gets.
Erin Andrews
Listen, I'm about to tell y' all a little story and I am not loud.
Ashley Nicole
I thought you're a great grandma.
Erin Andrews
I'm not even finished the. I ain't gonna say it's my grandma. It's not my, it's not my grandma. But it's somebody in the. It's somebody close. You know that I know it's one of my friends.
Ashley Nicole
Get one of your friends. Grandma. She was hot in the 80 something.
Erin Andrews
Years old and she still goes to the sex store and they have these conversations about what they going to get, what size and how they use it. And on my, on my life, I'm not lying. I was like, I hope to be like that. But she looked so young and refreshed. I'm like, oh my goodness, I am shocked.
Ashley Nicole
Probably it's because she probably likes like.
Erin Andrews
She, she used that thing faithfully and she got different sizes. She know she's very experienced. Like she can have sex parties and tell you about the toys.
Ashley Nicole
But only with toys, not with men.
Erin Andrews
I don't think she, I don't think she messed with me.
Ashley Nicole
Like I don't even need no man.
Erin Andrews
Because her husband passed away. So she just, she get her enjoyment from her toys.
Ashley Nicole
Okay, I ain't mad at it. I ain't mad at it at all. Okay. Are these young men, are they. They got broken hearted syndrome? Is that a thing or is it just an old man thing?
Erin Andrews
I think it's just the old man thing. I don't, I don't think I had never heard of a young man having broken heart syndrome. The only thing I have heard where when they hurt they cry, but they move on fast. They'll Say, I miss her. I can't live without you. I'm sorry.
Ashley Nicole
Now, they do be real pitiful when they heartbroken. I mean, pitiful girls today.
Erin Andrews
Stop talking about they. They. It's every excuse. Oh, I'm going. I'm gonna kill myself. I'm to the hospital. Oh, I want to marry you now. Right now. I'm sorry, baby. And then later, they in a whole other relationship.
Ashley Nicole
Exactly.
Erin Andrews
Oop.
Ashley Nicole
I guess.
Erin Andrews
What happened?
Ashley Nicole
All right, well, let's see if Sherelle can connect that. Where you at?
Erin Andrews
I don't see you. Yeah, I see it.
Ashley Nicole
Somebody ain't like what you was talking about just now, cut you.
Erin Andrews
Somebody came in and was like, we finished that down right now. Right now, right now.
Ashley Nicole
They said, not today. Move on.
Erin Andrews
But it's crazy.
Ashley Nicole
Yeah, it really is. I mean, I feel like men really turn into little babies anytime they get sick. Brokenhearted, they just really act like little kids, like, just pitiful.
Erin Andrews
Yes, they do. They come up with every scenario of why, who they. Sorry. They don't change. I promise.
Ashley Nicole
So do you think men feel heartbreak deeper because they're not taught how to express their heartbreak?
Erin Andrews
Yes.
Ashley Nicole
I feel like they're not taught how to deal with heartbreak. Like, no.
Erin Andrews
I feel like they're taught how to be a man. And if you cry and if you express yourself, you're not a man. So I feel like those create. Those things create layers to, you know, for them to. It's hard for them to express how they really feel. And another thing, like, they're not taught to open up.
Ashley Nicole
Yeah.
Erin Andrews
Because if you. If you open up, you're punk. You know, you. You this, you that. You know what I mean?
Ashley Nicole
I think one, people are not. Nobody's really taught how to deal with heartbreak. Two, I think men don't know how to take accountability a lot of times, and so that comes out as heartbreak. But really, it's like, oh, my God, I can't. I can't take accountability for these things that have. You know, I've caused the relationship or whatever. So it just comes out in that real pitiful, childish ass way when really they just probably took accountability. That would take a low off of them. You know what I mean? But they don't. They can't even. They haven't learned to do that. So it could be that.
Erin Andrews
Yeah.
Ashley Nicole
If men are dying from heartbreak, should we stop calling them emotionally unavailable? Or is that still fair?
Erin Andrews
I mean.
Ashley Nicole
No, you can. I'm gonna still call you emotionally unavailable. You need to figure it out before you die, though. That ain't my problem. You know what I'm saying? Like, you need to get in touch with your emotions. You can't be like deeply in love with me to the point where you only can show your. You can only be emotionally available once, right?
Erin Andrews
Yeah, I think that's the thing. Like if they were emotionally available, they would know how to deal with a heartbreak because they know, okay, you know, I gave it my all, I expressed myself and it's not gonna work. But you let everything build up and it takes a toll on you. You stressed out to the point where you going six feet under.
Ashley Nicole
Yeah.
Ryan Seacrest
While others are sitting in lecture halls, you're already building your future at Ferris State University. Hands on training starts from day one. With real world skills that lead straight to careers in construction, engineering, automotive tech and more, you're not just learning, you're earning, building a life you can be proud of. And with in state tuition for out of state students, success is within reach. Ferris State University, unleash your potential. Register now at Ferris Edu. That's Ferris Edu.
Unknown
Hey. So we all make mistakes, but owning up is the right thing to do. You know Degree Cool Rush deodorant? Well, last year they changed the formula and it did not go well with their fans.
Degree's whole thing is it turns up the sweat and odor protection when you turn up the effort. And good thing it does because Cool Rush fans really turned up the effort to bring back the original formula. One guy even started an online petition and Degree listened.
They admitted they effed up and are bringing the original Cool Rush scent back. And it's exactly how you remember it. Cool, crisp and fresh. It's back in Walmart, Target and other stores now for under $4.
There's a reason why it's been the number one men's antiperspirant for the last decade. It's the same reason why people were not happy when it changed. So if you never tried it, it might be a good time to see what the fuss is about.
Head to your local Walmart or Target to try the OG degree Cool Rush for yourself.
People choose Morton Buildings to build a variety of buildings for their property any time of year because they know Morton buildings are built stronger, last longer and look better. If you need a garage, a stall barn, or a store building for an RV boat or other vehicles, a shop for your farm, hobbies, or car restoration projects or anything in between, Morton can create a building for you that's attractive, easy to maintain, and dependable enough to stand the test of time. Just visit MortonBuildings.com today to find out more. They use quality materials and expert craftsmen with an industry leading warranty to ensure your structure is enjoyed by generations to come. Morton buildings is 100% employee owned with thousands of satisfied customers. That means they're the industry leader you can trust. To get started on your next building project, visit MortonBuildings.com don't delay. Construction schedules are filling up fast. So now's the time to start planning your building project with Morton.
Ryan Seacrest
That's MortonBuildings.com Ryan Seacrest here When you have a busy schedule, it's important to maximize your downtime. One of the best ways to do that is by going to chumbacasino.com Chumba Casino has all your free favorite social casino games like spin slots, bingo and solitaire that you can play for free for a chance to redeem some serious prizes. So hop on to chumbacasino.com now and live the Chumba life. Sponsored by Chumba Casino.
Erin Andrews
No purchase necessary VGW Group void where.
Ryan Seacrest
Prohibited by law 21/ terms and conditions.
Erin Andrews
Apply.
Ashley Nicole
Well, that just reminded me though. I one time I feel like I was heartbroken with Phil. We had broke up for like two weeks and girl, was pitiful. I'm not going to lie. But he was more pitiful, I realized. But like, in my little tube, like, I went, I was living in LA and I literally came home because I was just homesick. I needed to be home. And my parents, I was riding in the car with them and like, Erykah Badu Son came on and I was like, oh my God, turn it off. Like, I can't even listen to, Like, I was really pitiful. Like, I couldn't listen to certain songs, I couldn't eat certain foods. Like, everything. Just. I was really, really pitiful. But then when we got back together, when we was like trying to like, figure out what we was going to do, girl, I realized he was more pitiful.
Erin Andrews
Oh yeah, they do listen. And the thing about it is they be, they be front and they be acting like, oh, you know, I'm good. They'll even jump into a whole new relationship. You need to stop it. Stop it.
Ashley Nicole
All right? You playing hard all that time.
Erin Andrews
Stop it. You know, you still, you still, you still hurt, Boo Boo.
Ashley Nicole
Very hurt. Very hurt. Would you feel guilty if an ex died of a broken heart over you? I mean, can we really determine that they die from a broken heart?
Erin Andrews
We won't know. I don't think we would know.
Ashley Nicole
Well, the condition is called broken heart syndrome, also known as takatubocardiomyopathy. It's a real medically documented condition that mimics a heart attack. It's often triggered by intense emotional or physical stress, like a breakup, the death of a loved one, or even public humiliation. So it's a whole definition for it in the medical book. So obviously they can, you know, you know, rule that out as to how they die.
Erin Andrews
It's a scary situation. I don't know, I feel like, you know, I probably would feel a little guilty if they pass away right after we break up, because, I mean that it's a natural feeling, like, damn, I was just with this person. And you may feel like you didn't get enough closure or something. So you will. I know I probably would have a guilty conscience. It would hurt. Not me feeling like I'm the reason why they died, but it would be some guilt on me because I felt maybe. I feel like there wasn't any closure.
Ashley Nicole
Yeah, I mean, I guess baby dying of a broken heart is pretty pitiful, I must say, but okay. Luminoin. Get into segment three. The naked truth. Can sleeping in the buck boost your health? All right, baddies, let's talk about something that's equal parts bold, biological, and, well, fair. New studies suggest that sleeping without clothes might actually do more than just free your body from tight waistbands and tangled pajama pants. Research shows that ditching the nightwear can help regulate hormones, lower stress levels by reducing cortisol, and even boost your metabolism, leading to potential fat loss while you sleep. But hold up. Is this real science or just another trendy wellness claim? Are people really seeing health benefits from sleeping au natural, or are we all just getting more comfortable with our bodies and calling it biohacking? From hormone balance to hotter sex lives. Yep, we're going there. We're stripping this topic down and getting into the bed with the fats.
Erin Andrews
I sleeping naked. You do. I always sleep naked. First of all, I like when I'm, you know, in a relationship and I'm cuddled up. I don't like having clothes on because sometimes it needs to be easy access. If I want something three o' clock in the morning, I toop a little booty up. Boom, boom. And then you ain't even gotta get up. And I don't like being hot. Like, I like for it to be cold and I like to be wrapped up in blankets, but I like to be. And if I want to get up and go to the bathroom at 2 o' clock in the morning, 3 o' clock in the morning. I ain't got to have crust all in my eyes. I'm walking to the bathroom. I ain't got to pull down my pants. I just sit right on the toilet, wipe myself, and jump right back in bed.
Ashley Nicole
Yeah, I feel you. I mean, all of that sounds amazing. I sleep naked, but I don't always want to. Bill don't let me get into bed with clothesline. But I try it. I be trying. First of all, I like to sleep with a bra on because I don't see how my boobs be feeling everywhere. First of all, me and I. Secondly, I feel like I sweat more with no clothes on when I sleep. And we keep our bedroom very, very cold. But I feel like when I have. When I have no clothes on, I just be sweating, wetting. But I like it because I feel like I'm losing weight. I'm like, I'm sweating at night.
Erin Andrews
You. Are you burning calories when you. When all that is going on? I just. I love it. Like.
Ashley Nicole
But Phil don't let me sleep when. If I. If I can. He's ripping them off as soon as I get into bed.
Erin Andrews
Like, I hate sleeping with bras on. I like for them to be free.
Ashley Nicole
Yeah. I mean, I be in, like, I have comfortable sleep wear, like, bras so they don't feel like nothing. But. Yeah, sometimes I just want to feel, like, put together, like, everything.
Erin Andrews
Being inside.
Ashley Nicole
Yeah, yeah, yeah. But, you know, it's not happening. It is what it is. I'm married, you know, Got no choice. No. No options there. All right, so let's talk about it. Is sleeping naked actually healthy, or is it just an excuse for people to feel sexy at night?
Erin Andrews
Do you think people really looking at it as if it's damn healthy? No.
Ashley Nicole
No, I don't think so. But I mean, like I said, there are health benefits. So if they are health benefits.
Erin Andrews
If they are health benefits, they are amazing. The health benefit for me is easy access. Me sleeping naked to my man. It's easy.
Ashley Nicole
I mean, I feel like maybe it could help your relationship, you know, if you get in the bed naked with your man every night. You know, it could lead to more sex, which leads to a healthier relationship. Exactly.
Erin Andrews
There we go. Yeah, there we go.
Ashley Nicole
Can sleeping without clothes really burn fat? Or is it just wishful and naked thinking? I think it do because I'd be hot.
Erin Andrews
It may burn a few calories. It might burn a few calories. If you high, you may feel like you in a little sauna or a steam room or whatever. Whatever it is. You swing up. But I don't like to sweat. Like, if I'm sweating, the AC is going down.
Ashley Nicole
I might maybe I be in a cold sweat because my room be cold. I don't know.
Erin Andrews
I don't know. I don't think we look at it sleeping naked. We look at it for the health benefits. We look at it for the sex benefits.
Ashley Nicole
Yeah, that was the next question. Does it improve your sex life? I think it does for sure. You getting in the bed with a moomoo on and what the hell is this?
Erin Andrews
And your bun is on. What is.
Ashley Nicole
And your mouth guard and like, girl.
Erin Andrews
No, you're doing too much.
Ashley Nicole
Yeah, like people who. Now, okay, now when I say I like to get in the bed with clothes on, I literally meant like a little sleep bra and some little panties. Now, the people who be going to bed when a whole. A full lace pajama set or silk pajama set. Hell, I don't understand that. Like getting in the bed with a full outfit on, that I can do.
Erin Andrews
Sometimes I like to, you know, I like to wake up 2:00 in the morning, do some, A few little tricks or whatever. It's a lot of benefits and it's, you know, to sleeping naked.
Ashley Nicole
Okay. Period. It's safe. Does sleeping naked together increase intimacy or just create more opportunities for late night arguments over covers?
Erin Andrews
Ain't nobody arguing over nobody arguing over no damn covers.
Ashley Nicole
Yeah. All right. That was a cute little segment. I will be sleeping naked tonight. Don't worry, Phil. No worries here.
Erin Andrews
Phil, don't hit all your clothes, your wet pajamas.
Ashley Nicole
Yeah, it will. He does that. All right, so now we got some questions from our humble baddies. I love when they write to us and ask us questions. All right, question number one. If you had to leave the U.S. what are the top two places you would move to?
Erin Andrews
Oh, we already answered that last time. Right on my. You can answer. Where would you move to?
Ashley Nicole
Ooh. Well, now that I'm being educated and I visited Africa, I think I would love to choose an African country, but there's so many countries I haven't been to yet, so I don't want to say which one yet, but I just feel like if I had the opportunity to move somewhere, it should be an African country because that's the motherland.
Erin Andrews
I said the same thing.
Ashley Nicole
I gotta pick another one. Another one. Probably like Italy, because I love the food. I used to live there when I was a baby and I just love it.
Erin Andrews
Such a beautiful country.
Ashley Nicole
Yeah. Okay, so did y' all do all These questions. Yeah.
Erin Andrews
Get to the humble baddies mail.
Ashley Nicole
All right. Humble baddies mail. You got it.
Erin Andrews
Go ahead. Let's see. I got to pull it back up because, you know, we had a little tech.
Ashley Nicole
You want me to do it?
Erin Andrews
Yeah. Read it and I'll answer it.
Ashley Nicole
Okay. Hey, ladies. So I've been in this weird situation for about six months now, and I really need some real talk from y' all. I'm 29, recently started dating this amazing guy. He's emotionally available, rare, consistent, and actually wants to build something real. We've been together for about four months now, and things are moving in a healthy direction, except for one issue. My ex, who I was with for almost five years, still pays all my major bills. I'm talking rent, phone, car note, and even health insurance. He says he doesn't want me to struggle and that he still cares. And even though we're not together and no, we're not sleeping together, it's truly just financial. He sends the money like clockwork and keeps it very platonic. I've told him my new man. I've told my new man about it, and he is not okay with it. He feels like it's a form of control, that no man is doing all that out of pure kindness. He told me straight up, you can't build a future with me while being financially tied to your past. I get it. But here's the thing. I'm not rich. My. My new man is still getting on his feet. So the lifestyle I'm used to is completely different when I'm with him. I love being with him, but I'm scared of letting go of a life where I don't have to worry about money. Is that wrong? So I guess my question is, what would you do? Would you cut off your ex and have to worry about money or stay financially secure? Be honest. I can take it. Maya from Nashville, Tennessee.
Erin Andrews
I wouldn't. I mean, if she was being. First of all, he's. He's. What do you call it? Basically, she's been held in that spot like he's making her lazy because she's not going to change if he continue. If there's no relationship between them. And he's financially taking care of her now. Well, am I complaining? No. I mean, I have somebody taking care of me financially, and it's nothing more than that. But I'm not going to get into a serious relationship with someone if I have somebody financially taking care of me because it's disrespect for that man who you're in a relationship with. It's a lot of disrespect. So I wouldn't. You have to choose one. If you're going to continue to get financial help from this man, which I'm sure you are, then you need to cut off ties because it's not fair for this man to be able to deal with that. That's kind of like the situation. And I was selling Lex about it. If it's kind of like the situation we was talking about on Monday, like, I wouldn't want. If I'm in a relationship, I wouldn't want someone to have financial. Financial ties over. If I'm in a relationship with you, it's just not respectful. There's boundaries that have to be set. And for this man, he's financially taking care of you. It may not be the same thing, but it's still someone there. Even if they're overlooking or they're taking care of, it's disrespect. It's going to create controversy, and you have to choose one. It's not fair for the man.
Ashley Nicole
Yeah, I agree. I mean, anything that keeps you tied to your ex, I think, you know, you shouldn't be moving on. Like, if you're still tied to them in any kind of way, whether it's financially, emotionally. I mean, you know, when you have children with somebody, that that's always going to be a connection, right. If you have a choice, like, children is not a choice, you know, but if you have a choice to be connected with them, then you have to make the choice to either, you know, be connected to that person and not deal with anybody else or, you know, cut them off so you can move on fully. And yeah, I don't. I. I agree with the man. I agree with him. I think, you know, she shouldn't be trying to be financially taken care of by somebody else. That is disrespectful. Like you said. So, Maya, I don't know, girl. You need to think about what you really want. And if you is moving on from your past, then you gotta cut ties with that ex.
Erin Andrews
Yep. Well, all right, you guys. Maya, hopefully we answered your question. That is it for humble baddies. Thank y' all for tuning in. I'm Sherelle Rosado on Instagram. Follow us at Humble Baddies looking box. Humble Baddies Podcast. Subscribe to us on YouTube and follow us on Instagram. Ask where they can find you.
Ashley Nicole
I'm Ashley Nicole on Instagram. You guys follow me and please come back and watch us on Monday. We'll be back. Love you.
Unknown
Okay, have you heard about this? Last year, Degree changed the formula for their Cool Rush deodorant. Their fans rebelled and wanted the old SIM back. That and Degree. Listen, that doesn't happen often.
They admitted that they effed up and are bringing the original Cool Rush scent back. And it's exactly how you remember it. Cool, crisp and fresh. There's a reason it's the number one men's antiperspirant and is back in Walmart, Target and other stores for under $4.
So try it and see what the fuss is about. Head to your local stores to try the OG Cool Rush for yourself.
Ryan Seacrest
While others are sitting in lecture halls, you're already building your future at Ferris State University. Hands on training starts from day one. With real world skills that lead straight to careers in construction, engineering, automotive tech and more, you're not just learning, you're earning. Building a life you can be proud of. And with in state tuition for out of state students, success is within reach. Ferris State University Unleash your potential. Register now at Ferris. Edu. That's Ferris Edu People choose Morton Buildings.
Unknown
To build a variety of buildings for their property any time of year because they know Morton Buildings are built stronger, last longer and look better. If you need a garage, a stall barn or a storage building for an rv, boat or other vehicles, a shop for your farm hobbies or car restoration projects or anything in between, Morton can create a building for you that's attractive, easy to maintain and dependable enough to stay stand the test of time. Just visit MortonBuildings.com today to find out more. They use quality materials and expert craftsmen with an industry leading warranty to ensure your structure is enjoyed by generations to come. Morton buildings is 100% employee owned with thousands of satisfied customers. That means they're the industry leader you can trust to get started on your next building project. Visit mortonbuildings.com don't delay. Construction schedules are filling up fast, so now's the time to start planning your building project with Morton. That's MortonBuildings.com Spring is here and you.
Erin Andrews
Can now get almost anything you need.
Ryan Seacrest
For your sunny days delivered with Uber Eats.
Erin Andrews
What do we mean by almost?
Ashley Nicole
Well, you can't get a well groomed.
Ryan Seacrest
Lawn delivered, but you can get a chicken parmesan delivered.
Ashley Nicole
A cabana?
Erin Andrews
That's a no. But a banana? That's a yes.
Ashley Nicole
A nice tan?
Erin Andrews
Sorry, nope. But a box fan? Happily yes. A day of sunshine? No.
Ashley Nicole
A box of fine wines? Yes.
Ryan Seacrest
Uber Eats can definitely get you that.
Erin Andrews
Get almost almost anything delivered with Uber Eats. Order now.
Ryan Seacrest
Alcohol in select markets. Product availability may vary by Regency app. For details, you're listening to an iHeart podcast.
Humble Baddies - Episode Summary: The Truth About Men & Broken Heart Syndrome, & Is Sleeping Naked Healthy?!
Release Date: May 22, 2025
Hosts: Erin Andrews & Ashley Nicole
Erin Andrews and Ashley Nicole kick off the episode by delving into the significant strides black and brown women are making in the real estate market. They highlight how black women are becoming the fastest-growing group of entrepreneurs, yet face systemic barriers in accessing funding.
The hosts discuss the challenges these women encounter, such as discriminatory loan practices and undervalued property appraisals, which hinder their ability to build wealth through homeownership and business ventures.
They emphasize the importance of community support and education in overcoming these obstacles, mentioning Erin's involvement in potentially building hospitals in Florida as a breakthrough for minority women in construction and development.
Despite progress, the conversation underscores that less than 1% of venture capital funding goes to black women, maintaining the gender pay gap and credit discrimination issues.
Transitioning to personal well-being, the hosts explore the concept of broken heart syndrome, particularly how it affects men versus women.
They discuss societal expectations that discourage men from expressing vulnerability, potentially exacerbating the physical toll of emotional stress.
The conversation highlights that while older men may succumb to this syndrome after losing a soulmate, younger men often mask their emotions, leading to hidden struggles.
In a lighter segment, Erin and Ashley tackle the trending topic of sleeping naked, discussing both purported health benefits and the practical aspects of nightly routines.
They debate whether the practice is genuinely beneficial or merely a means to feel more connected and intimate with partners.
While acknowledging minor benefits like increased calorie burn due to a rise in body temperature, they agree that the emotional and relational advantages, such as enhanced intimacy, are more compelling reasons for many.
A significant portion of the episode is dedicated to addressing a listener's dilemma regarding financial ties to a former partner amidst a new romantic relationship.
Listener Question from Maya [50:04]:
"I'm 29, recently started dating an amazing guy who is not okay with me still receiving financial support from my ex after our breakup. Should I cut off these ties for the sake of my new relationship or maintain financial security?"
Erin Andrews [51:37]:
"I wouldn't get into a serious relationship with someone if I have somebody financially taking care of me because it's disrespect for that man who you're in a relationship with."
Ashley Nicole [53:05]:
"Anything that keeps you tied to your ex, whether it's financially or emotionally, shouldn't be part of moving on. Maya, you need to think about what you really want."
The hosts unanimously advise Maya to sever financial connections with her ex to honor her new relationship and establish healthy boundaries, emphasizing the importance of mutual respect and commitment in new partnerships.
Wrapping up the episode, Erin and Ashley encourage their listeners to engage with them on social media and stay connected for future discussions.
They reiterate the importance of supporting each other within their community, especially in industries where black and brown women are making groundbreaking progress.
This episode of Humble Baddies offers a compelling blend of empowerment, personal well-being, and practical advice. Erin Andrews and Ashley Nicole provide insightful discussions on overcoming systemic barriers in real estate, understanding emotional health disparities between genders, and navigating personal relationships with integrity. Their engaging dialogue not only informs but also inspires their audience to take actionable steps towards financial independence and emotional resilience.