Podcast
Coasting into Retirement
Hosted by Gary Marriage · EN
Gary Marriage Jr. is the President and CEO of Nature Coast Financial. Nature Coast Financial Advisors, Inc.’s mission is to develop stable retirement plans for individuals and business owners to help ensure their savings will be there when they need it. We specialize in working with retirees and those nearing retirement, and therefore focus on IRA planning, estate planning and tax efficient strategies. Gary Marriage, Jr. is the president and chief executive officer of Nature Coast Financial Advisors, Inc., an independent insurance and financial services firm based in Crystal River, Florida. He holds insurance licenses in two states. Gary was a co-author of the book, “SuccessOnomics,” which was on several Amazon best-seller lists. He has also appeared as a guest on local and national television and radio programs, as well as in a number of online and print publications. Gary has been featured in The Wall Street Journal, Bloomberg, CBS, NBC and Fox Business, among many others.
Disclosure: Gary Marriage is a licensed insurance professional. Scott Greene offers insurance and investment services. Insurance products are offered through the insurance business Nature Coast Financial, Inc. Nature Coast Financial, Inc is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor. AEWM does not offer insurance products. The insurance products offered by Nature Coast Financial, Inc are not subject to Investment Advisor requirements.
Disclosure: Gary Marriage is a licensed insurance professional. Scott Greene offers insurance and investment services. Insurance products are offered through the insurance business Nature Coast Financial, Inc. Nature Coast Financial, Inc is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor. AEWM does not offer insurance products. The insurance products offered by Nature Coast Financial, Inc are not subject to Investment Advisor requirements.
12episodes
Episodes
Newest firstAll episodes
The Dirty Dozen: Dodging Retirement Tax Scams
Mar 700:27:51Tap to summarizeAre you sure your retirement nest egg is safe from scam artists and tax traps? In this episode of Coasting Into Retirement, Gary Marriage and Louann Fulmer dive into the IRS's infamous "Dirty Dozen" – the tax scams targeting folks just like you. From sneaky emails promising instant riches to fake charities tugging your heartstrings (and your wallet), Gary shares eye-opening stories and practical tips that could save you thousands.But that's just the beginning! Tune in as the team explores misguided social media advice, clever ways to leave your loved ones a tax-free legacy, and the real difference between tax planning and tax prep. Plus, stay until the end for a lightning round of personal questions that reveal Gary’s lighter side. Get ready for laughs, surprises, and actionable advice—you won’t want to miss a minute!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.
Transcribe →Love, Money & Golden Years: Retirement Strategies for Couples
Feb 2800:27:51Tap to summarizeWhat really happens when couples try to retire together—or apart? On this episode of Coasting Into Retirement, Gary Marriage and Louann Fulmer dive into the real-life challenges and surprising opportunities couples face as they plan for their golden years. From navigating those "who retires first?" moments, to sorting out budget bumps and Social Security surprises, Gary shares stories from the front lines that will make you laugh, nod, and maybe scribble down a few new questions for your own retirement plans. Spoiler: it isn’t always smooth sailing, but there’s a way to keep your partnership—and your portfolio—strong.Curious how Uncle Sam, the latest tax laws, and your old 401(k) might play into your plans? Or want to know what a "retirement CAT scan" really reveals about your financial future? Tune in for creative solutions, a few laughs, and the insider strategies Gary and his team give their own families—plus how to get a complimentary session for yourself. If you’re thinking about retirement, already counting down the days, or just want a glimpse of what’s really possible, this episode will have you ready to hit “play” and start dreaming big.Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.
Transcribe →The Real Cost of Retirement: Are You Really Prepared?
Feb 2100:27:51Tap to summarizeThink you know what you’ll spend in retirement? Think again! On this episode of Coasting Into Retirement, Gary Marriage and Louann Fulmer dive into the eye-opening truth behind retirement expenses—why that “magic number” you’ve been chasing might not be enough, and what hidden costs could sneak up on even the most careful planners. There’s more to building your retirement paycheck than just saving; Gary shares the wake-up calls he’s seen as retirees try to turn their nest eggs into lasting income.From inflation’s bite to longevity surprises and those curveball expenses you didn’t see coming, Gary walks you through what to expect—and how to get a strategy that keeps your money working for you long after you clock out for good. Wondering if you’re missing something big? Tune in as Gary answers listener questions, dishes practical advice, and uncovers the one secret step you can take right now to feel confident about your financial future. Don’t coast into retirement without catching this episode!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.
Transcribe →Ready or Not? Finding Your Early Retirement Sweet Spot
Feb 1400:27:51Tap to summarizeEver dream of tossing your alarm clock for good and waking up to days entirely your own? In this lively episode of C.L.I.M.B. Through Retirement, Louann Fulmer and Gary Marriage dig into the real questions behind making early retirement more than just a daydream. From discovering your “playcheck” to the pitfalls of hidden debt and the ins-and-outs of health insurance before Medicare, this conversation delivers just the right balance of real talk and retirement wisdom. But is it really that easy to step away—and what do you need to get right, before you leap?But wait—there’s more than just numbers at stake. Gary and Lou Ann reveal how your emotions and taxes could play a bigger role in your retirement than you ever imagined. Is your nest egg really yours, or does Uncle Sam have his eye on your savings? And what happens when life throws a curveball just as you’re ready to relax? Tune in for practical tips, some laughs, and a few surprises that could change the way you think about your golden years. Are you really ready to retire early? Hit play to find out!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.
Transcribe →Are You Really Ready? Unlocking the Secrets to a Stress-Free Retirement
Feb 700:27:51Tap to summarizeIs retirement really just about having enough money in the bank, or is there a lot more to the story? In this episode of “Coasting Into Retirement,” Louann Fulmer and financial advisor Gary Marriage dig deep into the big question: Are you truly ready to retire? Hint: If you think it’s just a matter of simple math, you’re in for a surprise. From emotional shifts to financial curveballs, Gary shares fascinating insights on how your career, identity, and even your social circle play a crucial role in shaping your retirement journey.Wondering about expenses you never thought about, strategies for Social Security, or how to “weatherproof” your nest egg? We’ve got answers—and a little bit of matchmaking magic along the way! Tune in as Gary opens his retirement mailbag, tackles listener questions, and spills some eye-opening tips that could change the way you think about your golden years. Ready for some real talk (and a few curveballs)? Hit play and let’s start coasting together!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.
Transcribe →2026: Retirement Unwrapped – New Rules, New Risks, New Rewards
Jan 3100:27:51Tap to summarizeReady or not, 2026 is here—and your retirement game plan might be in for quite a shake-up! In this episode, Gary Marriage and Louann Fullmer break down the biggest rule changes, surprise updates, and fresh opportunities that could impact your nest egg, tax bill, and health coverage this year. Did Social Security get a bump? Is Medicare eating into your raise? And what about those “secret” strategies that most folks—maybe even your neighbors—haven’t heard about yet?Before you make any big moves, hit play and let Gary guide you through the twists, turns, and potential speed bumps of retirement in the new year. Find out how small tweaks could keep more cash in your wallet, cut costs in unexpected places, and shield your hard-earned savings from financial “storms.” This episode is your inside look at what’s changing, what’s trending, and how to keep coasting smoothly toward your dream retirement. Curious? Good—press play and come join the conversation!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.
Transcribe →2026 Retirement Roadmap: Big Dates & Bigger Decisions
Jan 1700:27:51Tap to summarizeAre you ready to make 2026 your smartest financial year yet? In this episode of "Coasting Into Retirement," Gary Marriage—CEO & President of Nature Coast Financial—teams up with LouAnn Fulmer to serve up the deadlines, decisions, and must-know strategies that could make or break your retirement. From the ever-changing Medicare Advantage enrollment to tricky required minimum distributions and the big Social Security question, this show is packed with golden nuggets, personal stories, and real-world advice you can actually use.But don’t think it’s all rules and numbers. Gary shares eye-opening tales from decades in the business, reveals easy ways to dodge costly mistakes, and tackles some of the biggest risks every retiree faces—some might surprise you! Plus, discover why planning isn’t a one-and-done process, when you should get a second opinion, and how the right moves can help you confidently enjoy the retirement you’ve worked so hard for. Want to know more, or curious about those legendary office cookies? Hit play and find out what you might be missing!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.
Transcribe →New Year, New Goals: Turning Resolutions into Retirement Success
Jan 1000:27:51Tap to summarizeIt’s a fresh start and we’re taking on the most stubborn tradition of all: New Year’s resolutions. But can you really turn those wishful promises into life-changing financial wins? On this episode of Coasting Into Retirement, Gary Marriage gets candid about why so many of us let our resolutions slide—and what makes this year different. From shedding pounds to shedding debt, we’ll share stories, surprising strategies, and tips for setting goals you’ll actually keep. If you think resolutions (especially financial ones) are meant to be broken, Gary’s got news for you.But that’s not all. What happens when life throws you a curveball, like caring for aging parents or facing unexpected financial hurdles? If you’re in the ‘Sandwich Generation,’ or wondering what the massive wave of retirements means for your own future, Gary’s advice might just save your plans. Plus: little-known secrets for protecting your nest egg and a life hack for living longer, healthier, and wealthier. Don’t miss this conversation—it might be the nudge you need to make 2026 your best year yet!Thanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.
Transcribe →Creating Dependable Retirement Income - January 3, 2026
Jan 500:27:56Tap to summarizeThanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.
Transcribe →Retirement Income Faces Tax Challenges - December 27, 2025
Jan 200:27:56Tap to summarizeThanks for joining us on Coasting into Retirement with Gary Marriage Jr., President and CEO of Nature Coast Financial. Each week, Gary shares his expertise to help you create a stable, confident retirement. Tune in Sundays at 8:00 and 8:30 on WWJB and at 8:00 on WXJB for reliable guidance from one of Florida’s trusted retirement advisors. For more information and personalized retirement planning resources, visit naturecoastfinancial.com.
Transcribe →