My guest today is Josh Mitchell. Josh is a Wall Street Journal reporter who covers debt and finance. His book is called "The Debt Trap: How Student Loans Became a National Catastrophe" and it was named one of the best books of 2021 by both NPR and The New York Post.  In this episode, Josh and I talk about the history of government involvement in student loans. We discuss the reasons why college tuition has been soaring since the 1980s. We talk about the value of a four-year college degree. We talk about the similarities between the housing crisis of the 2000s and the current student loan crisis. We also go on to talk about President Biden's student loan forgiveness program, and much more. SPONSORS BUTCHERBOX: Sign up today at butcherbox.com/coleman and use code COLEMAN to get one 10-14 lb Turkey FREE in your first box.