Daily Inspiration: The Steve Harvey Morning Show

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jasmine Hood Founder of Better Bodies Massage in Atlanta (originally from Greenville, South Carolina), joined Rushion McDonald on Money Making Conversations Masterclass to share her journey from CNA to licensed massage therapist, the realities of being a traveling service provider, and the wellness benefits of massage therapy. She discusses body alignment, stress, trauma release, the differences between massage modalities, alternative treatments like cupping, entrepreneurship during COVID‑19, safety considerations for mobile therapists, corporate/wellness partnerships, and her long‑term goal of building a scalable massage brand supported by contractors. 🎯 Purpose of the Interview The interview aims to: Highlight how massage therapy supports physical and emotional wellness, including stress, posture, and pain relief. Educate listeners on the types of massages, proper stretching techniques, and how body tension accumulates. Explore entrepreneurship in the wellness space, including launching a business during COVID‑19. Discuss safety and professionalism in mobile massage therapy. Show how Jasmine is building a sustainable small business through networking, corporate events, and contractor partnerships. 🔑 Key Takeaways 1. Career Shift & Fearless Beginnings Jasmine switched from working as a CNA to moving to Atlanta alone with no support system—motivated by a desire for change and inspired by her mother’s independence. She emphasized overcoming fear and taking leaps even when circumstances are uncertain. 2. Massage Therapy Is Both Physical & Emotional Healing Massage releases tension, trauma, and stress stored in the body, especially in the neck, shoulders, and lower back. Many people carry pain from work, daily habits, or emotional strain—and massage helps restore balance. 3. The Three Most Popular Massage Types Jasmine explained the differences clearly: Swedish Massage — Gentle, relaxing, ideal for beginners and stress relief. Deep Tissue — Targets chronic pain and trigger points but may be intense for clients who are not accustomed to it. Sports Massage — Faster movements, stretching, and ideal for athletes. She stressed that deep tissue should not be rushed—the muscle needs warming before intense pressure. 4. Stretching Is Critical—Most People Do It Wrong Stretching should be held 30 seconds to 1 minute, not quick movements or rolling the neck. Consistent stretching prevents the “tight forward lean” posture many people develop. Lower‑body stretches (glutes, hamstrings, hips) dramatically improve back pain. 5. Travel Massage: Safety, Boundaries & Professionalism Jasmine screens new clients by phone before accepting appointments. She immediately declines inappropriate requests (e.g., sexualized services). She only sees first‑time clients during daylight and shares her location with trusted contacts. She maintains a clear, therapeutic-only brand despite public misconceptions. 6. Entrepreneurship Journey & Business Model She built her business during COVID‑19, initially offering lower prices, then raising them as her brand grew. Corporate wellness events and golf tournaments became a major revenue stream. She hires contractors to scale for events. Her long‑term goal is “mailbox money”—a business run by a team while she steps away from hands-on work. 7. Alternative Treatment: Cupping Therapy Cupping uses suction to pull stagnant blood, loosen muscle tissue, and improve circulation. Cups can remain stationary or be moved along the back to flush tension. 8. The Jasmine Experience Sessions are designed around clients’ comfort, in their own homes, with their preferred music and ambiance. Post‑massage, clients can immediately rest—no stress of getting dressed or driving home. 🗣️ Notable Quotes ✔ On taking risks “I just jumped up and moved. I didn’t know anyone… I just said I’m going to start over.” ✔ On stress in the body “We all carry trauma. When you’re stressed, it all ends up in your body.” ✔ On deep tissue massage “If it gets to be too much, let me know. Don’t be afraid to speak up.” ✔ On stretching “If you don’t use it, you’re going to lose it.” ✔ On business growth “Some days are easy and some days are like… alright, don’t know. But you keep going.” ✔ On long‑term goals “I don’t plan on being hands-on forever. The goal is to build my brand and have a team I can send out—like Amazon.” #SHMS #STRAW #BEST #AMISee omnystudio.com/listener for privacy information.

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Business Tip: Interview focuses on access to affordable capital to help business owners grow sustainably rather than be crushed by debt.

6d ago00:21:36Tap to summarize

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sahra Halpern. Title: President & CEO, Business Consortium Fund (BCF) and Triad InvestmentsHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Sahra Halpern explains how Community Development Financial Institutions (CDFIs)—specifically the Business Consortium Fund—provide patient capital, education, and partnership to minority‑owned, B2B businesses. The interview focuses on access to affordable capital, trust in financial systems, and helping business owners grow sustainably rather than be crushed by debt. Purpose of the Interview The interview aims to: Educate listeners about CDFIs, a little‑known but powerful source of business capital. Demystify the business lending process, especially for owners who are wary of banks. Address historical distrust of financial systems in communities of color. Position BCF as a partner—not just a lender—for minority‑owned businesses. Encourage business owners to build relationships with lenders before they need money. Key Themes & Takeaways 1. What Makes a CDFI Different From a Bank BCF is a nonprofit lender and a federally designated Community Development Financial Institution. Unlike traditional banks, CDFIs: Work closely with borrowers throughout the loan lifecycle Do not immediately write off loans when challenges arise Focus on long‑term business success, not short‑term repayment Key takeaway: CDFIs lend with flexibility, patience, and partnership. 2. A “Best‑Kept Secret” in Finance There are roughly 2,000 CDFIs nationwide, designated by the U.S. Treasury. About half focus on small business lending, and half on affordable housing. They are funded through bank partnerships, philanthropy, and mission‑driven capital. Insight: Many minority business owners struggle unnecessarily because they don’t know CDFIs exist. 3. Trust Is Central to Capital Access Many BCF clients are engaging with formal finance for the first time, even if they are experienced business owners. Historical discrimination has created deep mistrust of financial institutions. BCF builds trust by being transparent, educational, and relationship‑driven. Takeaway: Capital follows trust—and trust must be earned. 4. Focus on B2B Businesses and Contracts BCF primarily serves B2B businesses (business‑to‑business). Loans often help businesses: Fulfill contracts with corporations or government entities Hire staff Purchase materials Manage cash flow while waiting for receivables Key idea: Contracts create opportunity—but only if businesses have working capital to execute. 5. Lending Is Also Education Applicants must provide documentation: Three years of tax returns Credit history Bank statements Cash‑flow details This is intentional—not punitive. BCF’s goal is to ensure debt creates growth, not stress or failure. Important distinction: BCF is not a predatory lender—it refuses to lend irresponsibly. 6. Affordable Capital Through Partnerships BCF borrows capital from banks at low rates. It adds a modest margin to: Cover operating costs Continue serving the community Rates are designed to be sustainable, not extractive. Takeaway: Affordable capital is possible when mission comes before profit. 7. Sahra Halpern’s Personal Motivation Her mother immigrated from Trinidad and Tobago, escaping hardship. Sahra learned early that opportunity often depends on who helps you along the way. She worked in human rights, then economic development, and spent 15 years at Charles Schwab, where she helped finance CDFIs—before leading one herself. Core belief: Economic justice is essential to community well‑being. 8. Three Financial Principles for Business Owners Sahra offers three practical “financial truths”: Know the industry you serveUnderstand compliance, insurance, and contract requirements. Know your credit score—and yourselfCredit can be improved, but only if you face it honestly. Don’t take on debt you can’t repayLoans should serve growth, not keep you up at night. Key lesson: Discipline is more important than loan size. 9. Relationships Must Come Before Loans Business owners should engage lenders before they need capital. Opportunities can arise unexpectedly—and preparation matters. CDFIs can help with: Financial planning Budgeting Understanding readiness for funding Takeaway: Don’t wait for a crisis to build financial relationships. Notable Quotes “We are one of the best‑kept secrets—and we should not be a secret anymore.” “We are not a bank. We are a partner.” “Put your fear and your self‑doubt aside before you walk in the door.” “Don’t take on debt that will keep you up at night.” “You need a relationship before you need financing.” “We want capital to be a path to growth—not another headache.” Overall Impact This interview reframes access to capital as a relationship‑driven process, not a transactional hurdle. Sahra Halpern positions BCF—and CDFIs broadly—as bridges between financial systems and underserved businesses, offering not just loans, but guidance, trust, and accountability. Final message:Capital changes communities when it is affordable, patient, and paired with education. #SHMS #BEST #STRAW #AMISee omnystudio.com/listener for privacy information.

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