Podcast Summary: De 7 blikt vooruit: Jouw geld in 2026

Host: Bert Rymen
Date: December 29, 2025
Podcast: De 7 (De Tijd)

Overview

This special forward-looking edition of De 7 dives into what listeners can expect for their personal finances in 2026. Host Bert Rymen highlights seven crucial changes and trends that could affect salaries, taxes, pensions, energy costs, and practical financial tips as the new year approaches.

Key Discussion Points & Insights

1. Changes to Salary and Taxation

• The host notes ongoing updates impacting net salaries and tax brackets effective in 2026.
• Memorable moment: Emphasis on how annual adjustments will directly affect earnings after January (01:15).
  • "Dies fan of einjanuharri vankracht and wartis for thiers Frekent na einen 30th December 2020." (A, 01:15)
• Discussion of adjusted tax indices and what these mean for take-home pay.

2. Pension Reform Updates

• The podcast references debates around the federal pension system and likely reforms.
• Issues like the “pensulmer bonus” are raised, with attention on how these changes could motivate longer careers or new savings strategies.
  • "Proteste the pensionherrforming van der Federal Recamp is the pensulmer bonus." (A, 01:38)

3. Energy Costs Outlook

• Listeners are prepped for developments in energy tariffs and expected cost trends for 2026.
• Critical for household budgeting as energy remains a sizable expense.
  • "Does this allot the news for man energy cost?" (A, 01:44)

4. Indexing and Inflation Adjustments

• Noted impact of automatic wage indexation in Belgium and updated indices as of the end of December.
• Explanation of how this affects both public and private sector incomes.

5. Loan and Mortgage Implications

• Specific mention of "loan packets" points to changing conditions for mortgages and personal loans.
  • "What does it belong next to? Sonja? Loan packets." (A, 01:47)
• Possible adjustments in borrowing rates and application conditions flagged for 2026.

6. Tips and Financial Advice

• The episode ends with practical tips and advice for listeners to make the most out of the evolving financial landscape in the new year.
  • "Tip. And cracking. Tips and advice over many." (A, 01:53)

Notable Quotes & Memorable Moments

• On salary adjustments:
  • "Dies fan of einjanuharri vankracht and wartis for thiers Frekent na einen 30th December 2020." (A, 01:15)
• On upcoming pension reforms:
  • "Proteste the pensionherrforming van der Federal Recamp is the pensulmer bonus." (A, 01:38)
• On energy price updates:
  • "Does this allot the news for man energy cost?" (A, 01:44)
• On practical advice:
  • "Tip. And cracking. Tips and advice over many." (A, 01:53)

Timestamps for Important Segments

• [00:57] — Introduction to changes ahead for 2026
• [01:15] — Details on salary and index adjustment effective January
• [01:38] — Pension reform and bonus discussions
• [01:44] — Insights into energy cost evolution
• [01:47] — Loan and mortgage landscape forecast
• [01:53] — Final tips and actionable advice

Tone and Language

The podcast keeps a practical, forward-looking tone, aiming to inform and prepare the listeners directly for the financial realities of the coming year. The host uses concise, matter-of-fact language but maintains a sense of urgency to ensure listeners pay attention to potential impacts on their own wallets.

Takeaway

This episode offers a focused, actionable look at the top financial shifts coming in 2026 for Belgian consumers—covering taxes, pensions, energy, and borrowing. Bert Rymen’s rundown equips listeners with both the context and the practical advice necessary to start the new year on a strong financial footing.