Foreclosure trends aren’t breaking the market overnight. They’re building pressure underneath it.

Sitting down with Mike Krein, we walk through what’s actually forming across the housing market—from early mortgage default stress to the conditions quietly bringing short sales back into focus.

This isn’t a shock-driven cycle. It’s a slow structural shift shaped by interest rates, extended timelines, and policy decisions that delay resolution while risk continues to accumulate.

Join us as we discuss:

Where foreclosure trends are headed over the next five years
Why short sales may re-emerge as a necessary release valve
How policy stretches timelines without removing underlying distress
The growing need for real training in distressed real estate
Where fraud and documentation breakdowns begin to surface

The shift doesn’t start with volume. It starts with pressure moving through the system.

About Our Guest:

Michael Krein is President of National REO Brokers Association (NRBA https://nrba.com/) since its inception and a retired real estate broker of the largest REO and distressed property brokerage in the country. Michael is also the creator of the Certified Short Sale Expert (CSSE) Course program https://certifiedshortsaleexperts.com/, a comprehensive training platform for real estate agents and brokers, as well as lenders, servicers, asset managers, and loss mitigation professionals, focused on improving modern short sale execution, reducing losses, and creating more efficient, successful outcomes in today’s evolving distressed market. Connect further with Michael on LinkedIn https://www.linkedin.com/in/michael-krein-ph-d-77a65755/.

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First Lien Capital specializes in distressed debt and mortgage workout strategies on residential and commercial real estate. First Lien Resolutions provides Special Assets expertise to banks and funds on portfolio risk, recovery strategies, and profitable arbitrage.

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The Storm: Markets Meet Mother Nature is now available for pre-order.

This book and its concepts are drawn from decades of work across real estate, mortgage portfolios, distressed debt, and special assets — with one goal: to provide a clear framework for understanding how these forces are converging, and how to navigate what comes next.

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Music: Snappy by Jonathan Boyle

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License: Creator License #7035351