
Hosted by Jewlz The Budget Nerd | ADHD Money Coach, Debt Payoff Expert · EN

What if your poverty mindset is the real barrier to family finance success? Join Jewlz and guest Doug Jonson as they unpack how scarcity beliefs trap ADHD families—and share the exact money education shifts that rewired his relationship with debt and wealth. Discover practical family finance strategies that replace "never enough" thinking with sustainable, shame-free progress. Perfect for parents ready to model healthy money management for their kids.Connect with Doug Jonson at dougjonson@thrivent.com.Connect with Jewlz The Budget Nerd at jewlzthebudgetnerd.com

Do you ever feel guilty telling your child "no" because of money?The truth is your kids don't need expensive childhoods—they need financially confident parents who teach healthy money habits through everyday moments.In this episode, Jewlz shares practical ways to raise kids on a budget while creating memories they'll actually remember.In This Episode You'll Learn:[00:00] Why raising kids on a budget isn't about deprivation[03:30] The family experiences children remember most[07:15] Budget-friendly parenting ideas that actually work[11:20] How thrift stores and buying used can save thousands[15:00] Teaching kids about grocery shopping and comparing prices[20:30] Better money language to use with your children[26:00] Age-appropriate ways to teach budgeting and saving[33:00] Why your children learn more from your actions than your words[37:00] How giving yourself grace teaches healthy money habitsConnect with JewlzReady to build a family budget that works in real life?Join the Alliance Coaching Membership:https://www.jewlzthebudgetnerd.com/membershipFollow Jewlz the Budget Nerd on Threads: https://www.threads.com/@jewlzthebudgetnerd

You hit your debt payoff goal—now what? This episode tackles the money mindset shift from surviving to building wealth, especially for ADHD families. Many people stay stuck in scarcity mode even after becoming debt-free. Learn how to rewire the identity patterns, ADHD money management habits, and family finance systems that actually support wealth-building (not just payoff). Jewlz The Budget Nerd breaks down the psychological blocks and gives you the exact mindset reframes to make your financial freedom stick.Thank you for TWO great years on the show! We're just getting started!Book Your Borrow My Brain Session: Book HereLearn More About The Alliance Coaching Membership: https://www.jewlzthebudgetnerd.com/membershipFollow Jewlz The Budget Nerd on Threads: https://www.threads.com/@jewlzthebudgetnerd

Family budgeting for ADHD parents doesn't have to mean complex spreadsheets—sinking funds are your secret weapon for managing school fees, sports costs, and those "unexpected" expenses that happen every year. In this episode, Jewlz breaks down a simple, visual sinking fund system designed for the scatterbrained brain: how to set it up, track it without obsessing, and stop the guilt cycle when expenses pile up. Perfect for busy moms juggling multiple kids' activities and unpredictable costs.FREE Borrow My Brain Sessions: Book HereLearn more about working with Jewlz The Budget Nerd: https://www.jewlzthebudgetnerd.com/

Your kids are watching how you handle money—and they're absorbing habits that will stick for life. On this episode of Debt Rebel Show, Jewlz The Budget Nerd shares the debt-free family finance behaviors that naturally teach kids about money without lectures or shame. Learn which money conversations your ADHD brain finds easiest, how to involve kids in raising kids on a budget, and the real-world modeling habits that actually change generational money patterns—all designed for busy parents doing their best.FREE Borrow My Brain Sessions: Book HereLearn more about working with Jewlz The Budget Nerd: https://www.jewlzthebudgetnerd.com/Follow Jewlz The Budget Nerd on Threads: @jewlzthebudgetnerd

How do ADHD, money habits, relationships, and hyperfocus impact everyday life and financial success? In this episode of the Debt Rebel Podcast, Jewlz The Budget Nerd and Mitchell Jasper, co-founder of Hexeh, dive into the real-life challenges and strengths of living with ADHD, navigating marriage and parenting, building supportive systems, and creating sustainable financial habits that actually work.This honest and encouraging conversation explores ADHD beyond productivity hacks — including emotional regulation, communication struggles, hyperfocus, identity, family dynamics, gaming, financial organization, and the journey toward debt freedom. If you’ve ever felt misunderstood, overwhelmed by life transitions, or frustrated trying to force yourself into systems that don’t fit your brain, this episode will make you feel seen.You’ll hear practical insights on:ADHD and personal growthHow support systems change everythingTeamwork and communication in relationshipsNavigating financial organization as a familyHyperfocus, hobbies, and creative passionsValues-based decision makingParenting with humor and flexibilityBuilding healthy money habits during life transitionsEmotional regulation and shame with ADHDThe long-term journey toward debt freedomJewlz also shares relatable stories about marriage, parenting, gaming culture, authenticity, and why ADHD-friendly systems matter more than perfection. Whether you’re managing debt, learning to budget with ADHD, or simply trying to create a calmer home and financial life, this episode offers practical encouragement without shame.If you’re looking for realistic ADHD support, financial encouragement, and honest conversations about life, relationships, and money, this episode is for you.Topics covered:ADHD and money management, ADHD relationships, budgeting with ADHD, debt payoff journey, ADHD communication struggles, emotional regulation, hyperfocus, family finances, marriage and money, financial organization, parenting with ADHD, personal growth, financial habits, and values-based living.Download your free Hexeh game board at https://www.hexehgame.com/. Connect with Mitchell Jasper on Threads: https://www.threads.com/@mitchelljasper.coConnect with Jewlz The Budget Nerd for ADHD-friendly budgeting support, debt payoff resources, and financial coaching at jewlzthebudgetnerd.com

When emergencies stack up, financial stress feels overwhelming—especially if you have ADHD and family finance responsibilities. In this episode, learn how to rebuild your family finance safety net after multiple hits, manage money without shame, and navigate ADHD money problems with practical strategies. We're ditching the "perfect emergency fund" myth and embracing what actually works for real families.Book your Borrow My Brain Session here:[Borrow My Brain Session]Learn more about working with Jewlz The Budget Nerd at jewlzthebudgetnerd.com

Emergency funds aren't just for disasters—they're your escape route from credit card debt when life surprises you. Join Jewlz as she breaks down the real ADHD-friendly budgeting system for building a "surprises fund," handling irregular expenses without shame, and protecting your money management progress. Perfect for busy moms who want peace of mind without perfect planning.Book your Borrow My Brain Session here:[Borrow My Brain Session]Learn more about working with Jewlz The Budget Nerd at jewlzthebudgetnerd.com

Can ADHD and money mindset keep you stuck in debt even if you know how to budget? In this episode of the Debt Rebel Podcast, Jewlz The Budget Nerd breaks down the connection between ADHD, money mindset, shame, emotional spending, budgeting struggles, and financial behavior.If you’ve ever felt like you’re “bad with money,” constantly restarting your budget, avoiding your bank account, overspending for dopamine, or stuck in a cycle of debt and financial shame, this episode is for you. Jewlz shares her personal journey of paying off over $107,000 in debt despite having a degree in economics, and explains why your money mistakes are not your identity — they’re data.You’ll learn:How ADHD can impact budgeting and financial decision-makingWhy shame keeps people stuck financially longer than the mistake itselfCommon money mindset beliefs that sabotage progressHow emotional spending and avoidance behaviors developADHD-friendly budgeting strategies that reduce decision fatigueSimple systems to create financial consistency without perfectionWhy tiny financial wins build long-term confidenceHow to stop the “all-or-nothing” budgeting cycleWays to reframe negative money beliefs and build healthier financial habitsThis episode is packed with practical encouragement for parents, working moms, ADHD adults, and anyone trying to improve their personal finances without shame or restriction-heavy budgeting systems.If you’re ready to stop identifying with your overdraft fees, debt balance, or financial mistakes and start building sustainable money habits, hit play now.Topics covered:ADHD and money management, budgeting with ADHD, emotional spending, debt payoff motivation, financial mindset, personal finance for moms, budgeting tips, money shame, financial coaching, dopamine spending, zero-based budgeting, financial habits, ADHD-friendly budgeting systems, overcoming debt, and improving financial confidence.Connect with Jewlz The Budget Nerd and book a “Borrow My Brain” financial coaching session at Jewlz The Budget Nerd.

You've tried debt elimination before and lost momentum—not because you're broken, but because your plan was too slow for your ADHD brain. Jewlz breaks down why quick wins matter more than perfection, reveals the truth about visible progress and motivation, and gives you a 14-day attack plan to pick your smallest debt and actually see movement. This is money management for brains that need speed, not shame.Join the Summer Savings Challenge (Launching May 13, 2026): https://www.jewlzthebudgetnerd.com/maychallengeConnect with Jewlz on Threads: https://www.threads.com/@jewlzthebudgetnerdGrab your freebies and more at https://www.debtrebelpodcast.com/Podcast Disclaimer:This podcast is intended for educational and informational purposes only. As a financial coach, I share insights, strategies, and tools to help you make more confident decisions with your money—but personal finance is personal. Your situation, priorities, and goals are unique, and what works for one person may not be the right fit for you.This content should not be considered financial, legal, or investment advice. I encourage you to seek guidance from a trusted financial professional who can understand your full financial picture and provide personalized recommendations.Additionally, while we may discuss topics related to stress, habits, and behavior, I am not a licensed medical or mental health professional. Any insights shared are based on personal experience and research and are not intended to diagnose, treat, or replace professional medical or psychological advice. Please consult a qualified healthcare provider for support in those areas.By listening to this podcast, you acknowledge that you are responsible for your own financial and personal decisions.