Rachelle's book, The Quick-Start Guide to Your First Property is available here: https://amzn.to/4svhyoH

The 2026 federal budget landed with major changes for property investors and first home buyers. Rachelle Kroon from Sphere Home Loans joins Dev to unpack what it all means, touching on:

👉🏾 capital gains tax

👉🏿 negative gearing

👉🏻 how grandfathering will work

👉first home buyer schemes and grants

👉🏼 parental guarantee vs the Government guarantee risks & considerations

Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.

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Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf

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