In this episode Dev & Vince Scully, Portfolio Manager at Life Sherpa Invest dig into what most index fund podcasts don't tell you, that the index you pick matters just as much as the decision to invest in one. They touch on:

👉 the current interest rate environment

👉🏾 why index investing isn't truly passive

👉🏿 the ASX 200 is basically banks and miners, your "diversified" fund might not be

👉🏻 small cap and micro cap funds can massively outperform big indexes but fees are higher

👉🏽 why asset allocation is so important to your strategy

👉🏼 the market charts you see online don't include dividends

Connect with Vince or learn more about Life Sherpa Invest at: https://lifesherpa.com.au/invest

Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.

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Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf

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