In this episode of Digging In, host John Savarino is joined once again by Roan Cannon to talk about one of the most common—and costly—beliefs in personal finance: “I’ve got time.”

They explore why people delay saving, how compounding truly works, and the long-term impact of starting late. More importantly, they focus on how small, consistent actions today can create meaningful progress over time.

Whether you’re just getting started or feel like you’re behind, this episode offers perspective and practical steps to help you move forward with confidence.

👉 If you’re unsure whether you’re on track, we offer a free visit with one of our advisors to help you understand where you stand and what you can do next.Call us at (866) 766-8332.

👉 John reference his video on Mr. Early vs. Mr. Late. Check out that throwback video here: https://youtu.be/Pru3_qbBTuU

Visit our website: https://www.rootedretirement.com

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