In this episode of Digging In, host John Savarino sits down with Joe Mateja to break down one of the biggest misconceptions in retirement planning: that it’s all about hitting a certain number.

Instead, Joe explains why retirement is really about creating a reliable, sustainable income—and how the way you structure that income can make or break your confidence in retirement. They dive into sequence risk, the impact of market timing early in retirement, and a simple framework called the 3-Paycheck System to help bring clarity to your plan.

Because the real question isn’t “How much do you have?”—it’s “How does it work for you?”

👉 If you’d like to see what your retirement paycheck could look like, call (866) 766-8332 for a complimentary consultation.

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