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Budgets, reserve studies, percent funded, funding plans—these HOA financial documents are often skimmed or ignored, but they reveal the true health (or hidden vulnerabilities) of a community. In this episode, Jason Piske shares a real California case from Anaheim where SB 326 balcony inspections triggered a $2.5 million repair bill and a $30,000 per-unit special assessment—even though it happened before escrow opened.

The seller was motivated to pay it off from equity so the buyer wouldn't inherit it, but the assessment history still discouraged most buyers, triggered extra lender scrutiny (including VA paperwork hurdles), and ultimately led to cancellation. Jason explains how low reserves + prior assessments create lingering red flags, why agents must flag them without overstepping into interpretation, and the safe ways to protect yourself and your clients.

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44:T47a,

Disclosures & Consequences is a short-form real estate podcast that helps agents and brokers reduce liability, strengthen compliance, and prevent deals from falling apart due to avoidable disclosure mistakes. Hosted by California Realtor and real-estate risk specialist Jason Piske, each episode breaks down the forms, documents, and overlooked details that create the highest risk in a residential transaction, from the TDS and SPQ to HOA documents, permits, solar agreements, tenant issues, and more.

Designed for busy agents, team leaders, and brokerage managers, this podcast de

HOA Financials: The Numbers That Can Bury a Deal (or an Agent)