What does it actually look like to start your life over at 60 — after 32 years of marriage, after losing your identity as a wife, a first lady, and a woman who gave everything to everyone else? Tanya Washington did it, and she didn't just survive — she rebuilt from the ground up.

In this episode, Tanya shares how she went from a 498 credit score to a 742, earned two associate degrees later in life, and rediscovered herself after decades of being defined by her roles. Her story is honest, practical, and deeply encouraging for any woman who has ever wondered if it's too late to start again.

We cover the identity shift that hits hardest after a long marriage ends, how going back to school gave her a space to just be Tanya, the step-by-step credit journey that changed her financial life, the mindset shift that made rebuilding feel possible, and what she says to women who feel too exhausted or too far behind to even try.

If you've been waiting for permission to begin again — this is it.

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

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Tanya's bio and ways to connect:

Tanya "Winningatlife" Washington is a transformational voice for women over 60 who are rebuilding their lives after divorce, loss, and major life transitions. A mother of nine, she spent over three decades in marriage before facing the reality of starting over—emotionally, financially, and personally.

After her divorce, Tanya rebuilt her life from the ground up—raising her credit score from 498 to 742, returning to college to earn two associate degrees, and creating financial independence on her own terms. Through her content, coaching, and digital products, she now helps women 60+ reclaim their identity, rebuild confidence, and create a clear path forward without feeling overwhelmed.

Known for her calm, honest, and no-nonsense approach, Tanya teaches that it’s never too late to start again—and that rebuilding your life is not failure, it’s transformation.

Connect with Tanya: Instagram @IAmTanyaWinningAtLife | Facebook: Tanya Winning at Life

0:00 — What Does Starting Over at 60 Really Look Like?

2:00 — Why She Goes By "Tanya Winning at Life"

5:00 — 32 Years of Marriage, Then Starting From Scratch

10:00 — How Going Back to School Helped Her Find Herself Again

16:00 — From a 498 to a 742 Credit Score: The Real Journey

24:00 — Why Community Is the Secret Weapon Nobody Talks About

26:00 — The Mindset Shift That Made Rebuilding Feel Possible

33:00 — What to Do When You Feel Too Old and Too Exhausted to Rebuild

37:00 — What Tanya Is Working on Now and Where to Find Her