In this episode of Dr. Sev Talks Money, I’m joined by attorney and private money lender Ashlee Edwards to explore private money lending, what it is, how it works, and how it differs from investing in stocks or owning rental property.

Private lending is often misunderstood. Some see it as risky. Others confuse it with syndications or hard money lending. Ashlee brings clarity to the conversation by breaking down secured vs unsecured loans, risk mitigation strategies, and how professionals can use capital more intentionally.

We also discuss:

• The difference between a loan and an equity investment
• How to protect your principal before funding a deal
• Questions cautious investors should ask
• A costly $35,000 investing mistake — and the lessons behind it
• Why financial clarity matters more than hype

If you’re curious about alternative wealth-building strategies beyond traditional saving and investing, this episode offers practical insight and a grounded perspective.

This conversation is part of the Women on the Move series, highlighting women expanding access to financial knowledge and strategy.

Connect with Ashlee here:

*Instagram: instagram.com/lndrsnfrnds

*Facebook: https://www.facebook.com/lndrsnfrnds

*YouTube: https://www.youtube.com/@ashealways

*Website: https://lndrsnfrnds.com/

*Program (if applicable): JOIN THE MAY 2026 ACCELERATOR https://genfinity.thrivecart.com/pmlamay26/

*Community (free course for those curious but not quite ready):

JOIN THE FREE COURSE https://bit.ly/areyoubuilt

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Join Dr. Sev's free community for women here: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

Private Money Lending Explained: Risk, Returns & Strategy