
Hosted by Severine Bryan, DBA, AFC® · EN

Money stress is often framed as a budgeting or discipline problem, but that story misses what’s really going on. In this episode of Dr. Sev Talks Money, we explore why money stress isn’t a discipline problem and how emotions, experiences, and beliefs shape our financial decisions.This conversation dives into the emotional side of money, financial wellness, and what it actually takes to move from financial stress to confidence. If you’ve ever felt overwhelmed, behind, or frustrated with money despite “doing the right things,” this episode offers insight, relief, and a more compassionate path forwardMy guest is Jennifer Edwards, who helps people move from financial stress into confident action. Combining CFP®, Certified Financial Therapist™, Trauma of Money, and Psychology of Money credentials, she addresses what traditional financial advice misses: the psychology, relationships, and emotions driving every money decision. Jennifer has guided hundreds of individuals and couples through financial transformation. Her work across diverse economic and cultural backgrounds provides unique insight into real-world money challenges and the ability to connect authentically with any audience.Contact Jennifer here: breakthroughfinancialwellness.comjennifer.edwards@btfinancialwellness.com************************************The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen! Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel: https://www.buymeacoffee.com/DrSevTalksMoneyMy website: www.sevtalksmoney.comYouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoneyLinkedIn: https://www.linkedin.com/in/severinebryan/Join our free community for women: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

Thanks for an incredible 2025. Season 7 begins January 20, 2026.The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen! ***************************************Join our community of women in the Wealth Warriors Community at no cost: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860***************************************Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel: https://www.buymeacoffee.com/DrSevTalksMoneyMy website: www.sevtalksmoney.comYouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoneyLinkedIn: https://www.linkedin.com/in/severinebryan-financialcoach/

What happens when grief turns into guidance? In this episode, Sarah Brady shares her deeply personal story of surviving a 74-car accident that took her father's life, and receiving a six-figure wrongful death settlement at just 17. She opens up about the emotional complexity of grief and money, the mistakes she made with her windfall, and the importance of preparing for the unexpected through wills, estate planning, and honest conversations. This conversation is a powerful reminder that financial education must meet people with empathy, and that preparing your legacy is one of the greatest gifts you can leave behind.Sarah is a nationally recognized credit and finance expert, writer, and former certified credit and housing counselor. Since 2016, she’s written trusted personal finance content for top outlets like Forbes Advisor, Yahoo! Finance, USA Today Blueprint, Experian, Credit Karma, and Investopedia. With a background in loan underwriting, SEO content, and financial education, Sarah makes complex money topics clear and relatable, especially around credit, debt, scams, and the emotional side of money.Substack: https://sarahcbrady.substack.com/LinkedIn: https://www.linkedin.com/in/scbradyEstate planning websites mentioned in the recording: https://trustandwill.com/https://www.estateguru.com/************************************The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen! ******************************Join our community of women in the Wealth Warriors Community at no cost: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860******************************Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel: https://www.buymeacoffee.com/DrSevTalksMoneyMy website: www.sevtalksmoney.comYouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoneyLinkedIn: https://www.linkedin.com/in/severinebryan-financialcoach/

From heartbreak to hope, this episode shares the powerful story of how Letty Vélez rebuilt her life and business after deep personal and financial loss in the millions. We talk about resilience, reinvention, and what it really looks like to rise again when life doesn’t go as planned. If you’ve ever felt like it’s too late to start over, this conversation will remind you of your strength, your purpose, and the possibility waiting on the other side of courage.************************************The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen! Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel: https://www.buymeacoffee.com/DrSevTalksMoneyMy website: www.sevtalksmoney.comYouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoneyLinkedIn: https://www.linkedin.com/in/severinebryan/

We’re excited to bring you another enlightening episode of the Dr. Sev Talks Money podcast! This time, we’re delving into the delicate and often overlooked subject of financial trauma with Stephanie Olano; a Certified Financial Therapist, Licensed Marriage and Family Therapist, and the visionary CEO of Awkward Money. In this candid conversation, Stephanie reveals how trauma-informed coaching combined with financial education can help break deep-rooted money cycles, especially within Latinx and communities of color. Some key takeaways: *Building financial resilience involves creating a sense of control and security while aligning financial goals with personal values. *Understanding your money story and emotional triggers can lead to more effective financial planning and greater peace of mind. *Financial trauma often stems from childhood experiences like money scarcity and leads to adult financial anxiety and shame. *Trauma-informed coaching helps by recognizing these psychological and emotional barriers. Whether you’re looking to heal lingering money wounds, understand your spending triggers, or simply want practical tips for fostering better financial well-being, this episode is packed with insights you won’t want to miss. Tune in for an empowering dialogue that might just change the way you think about money. Forever! Dive deeper into the conversation about financial wellness and overcoming financial trauma. Let’s make financial trauma and anxiety part of the everyday vernacular and move towards financial peace and abundance together! Contact Stephanie here: https://awkwardmoney.com/ https://www.instagram.com/awkmoney/ ******* The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen! Here is one way you can support the podcast and YouTube channel: https://www.buymeacoffee.com/DrSevTalksMoney My website: www.sevtalksmoney.com YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney LinkedIn: https://www.linkedin.com/in/severinebryan/ Keywords Financial trauma, mindset blocks, financial education, financial therapy, money habits, financial wellness, scarcity mindset, financial confidence, budgeting, impulse spending, ADHD and money, financial anxiety, trauma-informed coaching, cultural context in finance, self-compassion, financial guilt, avoidance in finance, financial resilience, financial safety, personalized financial wellness, generational financial trauma, financial legacy, overcoming financial shame, financial support systems, emotional triggers about money, financial coaching, financial therapy for communities of color, adultification of children, financial self-care, managing money confidently

To say that these last few years have been life-changing would be an understatement for many of us, myself included. The loss of loved ones has rocked my world and forced me to look deeply at the foundations of my planning—or lack thereof. Inspired by personal experiences and the pressing need to lighten burdens for those we leave behind, I bring you this comprehensive guide: steps you can take to pre-plan and support your family and friends in the most challenging of times. Life's journey comes with its share of unexpected twists and turns, and the best we can do for ourselves and our loved ones is to prepare as much as possible. Taking these steps to address funeral pre-planning, caregiving, and legal and financial preparations can provide a significant degree of peace and security. Join us in our upcoming sessions as we continue to explore these vital topics and answer your questions. Let’s make the journey a little lighter for those we care about. Thank you for being with me on this path of thoughtful planning and support. Continually coordinate with your family, legal advisors, and caregiving resources to ensure nothing is left to chance. Let's strive for a future where difficult times are met with preparedness and compassion. The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen! Here is one way you can support the podcast and YouTube channel: https://www.buymeacoffee.com/DrSevTalksMoney My website: www.sevtalksmoney.com YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney LinkedIn: https://www.linkedin.com/in/severinebryan/ Keywords pre-planning funeral services, local funeral homes, burial preferences, funeral attire, funeral service type, caregiver burnout, respite care, caregiver support groups, caregiving resources, family caregiving discussions, legal and financial preparation, digital legacy protection, social media account closure, financial education, financial management, live streams, audience engagement, legal documents, will and trust, power of attorney, healthcare proxy, living will, estate attorney, financial and asset organization, account inventory, beneficiary designations, title transfer, emergency fund, asset tracking, digital executor

A conversation with Susan Day of Pathways Forward ADHD Coaching where we explore the unique challenges of holiday spending for individuals with ADHD. From managing impulsivity and perfectionism to staying organized and sticking to a budget, Sue shares practical tips and strategies to make this holiday season less stressful and more joyful. Whether you’re looking to avoid overspending or just seeking ways to simplify the holidays, this discussion is packed with actionable advice tailored to ADHDers. Connect with Sue here: https://pathwaysforwardcoaching.com/ https://www.facebook.com/pathwaysforward, https://www.instagram.com/pathwaysforwardcoaching/ https://www.linkedin.com/in/sue-day/ The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen! Here is one way you can support the podcast and YouTube channel: https://www.buymeacoffee.com/DrSevTalksMoney My website: www.sevtalksmoney.com YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney LinkedIn: https://www.linkedin.com/in/severinebryan/ Keywords personal finance, financial literacy, financial freedom, financial education, sevtalksmoney, financial preparation, financial wellness, Severine Bryan, Sev Talks Money, financial coach, ADHD challenges, social media standards, personal goals, self-criticism, societal pressure, emotional regulation, rejection sensitivity, criticism impact, self-awareness, self-compassion, self-regulation, healthy relationships, ADHD Brilliance book, self-acceptance, strategies for ADHD, ADHD-friendly planner, financial empowerment, holiday spending, impulsive buying, repeat purchasing, budget planning, low dopamine levels, craving novelty, holiday expenses, money management, accountability partner, societal expectations, perfectionism, self-love, advertising influence, holiday stress.

Life throws curveballs, often when we least expect them. In this episode, we explore the importance of financial resilience in the face of unexpected events. Our guest, Tamalyn James, Founder of Tam Admin, shares her personal journey of navigating a major health crisis with limited preparation, demonstrating the creative and tenacious strategies she used to recover. A lifelong learner and self-educator, Tamalyn brings a wealth of diverse experience across multiple industries and believes adaptability and continuous growth are key to overcoming life’s challenges. Whether you’re financially stable or just starting to build your safety net, this conversation offers actionable insights for everyone. #vlogmas Contact Tamalyn here: LinkedIn: https://lnkd.in/eUZvdvYm IG: https://tinyurl.com/IGTamAdmin IG: https://tinyurl.com/IGAgingAutodidact The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen! Here is one way you can support the podcast and YouTube channel: https://www.buymeacoffee.com/DrSevTalksMoney My website: www.sevtalksmoney.com YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney LinkedIn: https://www.linkedin.com/in/severinebryan/ Keywords personal finance, financial literacy, financial freedom, financial education, sevtalksmoney, financial preparation, financial wellness, life insurance, lupus, Severine Bryan, Sev Talks Money, financial coach, financial resilience, financial crisis management, unexpected events, financial freedom, financial security, financial opportunity, financial disruption, medical crisis, health insurance, disability coverage, savings account, financial cushion, emergency funds, 401k contributions, insurance policies, power of attorney, financial literacy, financial education, financial recovery, creditor negotiation, lupus, chronic illness, short-term disability, long-term disability, accidental death & dismemberment (AD&D), medical expenses, credit impact, financial planning, negotiating with creditors, coping with illness.

Join me and special guest Dr. Shandra Parks, a Certified Financial Educator, Financial Social Worker, and owner of Uzima Financial Wellness, for an insightful episode on the financial and emotional toll of gambling and gaming addiction. Discover: **What disordered gambling really means **The profound impact gambling has on your finances **Key warning signs and how to address them **Practical steps for recovery Dr. Parks also shares her journey into this critical field, offering expertise at the intersection of mental health, gambling/gaming addiction, and money. Don’t miss this vital conversation! Additionally, she currently serves as Board President with the Maryland Council on Problem Gambling. Connect with her on LinkedIn: https://www.linkedin.com/in/shandraparkslmsw/ The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen! Here is one way you can support the podcast and YouTube channel: https://www.buymeacoffee.com/DrSevTalksMoney My website: www.sevtalksmoney.com YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney LinkedIn: https://www.linkedin.com/in/severinebryan/ Keywords gaming addiction, gambling addiction, money management, financial security, women empowerment, Dr. Sev, Dr. Chandra Parks, Uzima Financial Wellness, Maryland Council on Problem Gambling, financial educator, financial social worker, mental health, disordered gambling, gambling disorder, financial loss, financial counseling, debt management, credit restoration, absenteeism at work, financial aftermath, addiction warning signs, guilt, financial ruin, abundance mindset, scarcity mindset, stock market trading, financial infidelity, hidden addiction, 1-800-GAMBLER, Gambler's Anonymous, coping skills, Severine Bryan, Sev Talks Money

In this episode, my guest and I are diving into two critical topics: overcoming money mistakes and setting financial boundaries. Whether you’re looking to recover from past financial setbacks or learn how to say “no” to protect your financial goals, this conversation is for you. Key Topics We’ll Cover: ✅ How to recover and grow from common money mistakes. ✅ Steps to create and enforce financial boundaries with family and friends. ✅ Strategies for turning financial setbacks into valuable lessons. ✅ Tips for communicating boundaries without guilt or conflict. About Our Guest: Nia Adams is a Certified Financial Education Instructor and the visionary behind Perspectives, a personal finance education brand dedicated to helping individuals build healthy money habits. Nia provides practical solutions to real-life financial challenges, helping individuals, particularly women, overcome barriers to achieve financial stability. Her work focuses on driving economic development by fostering environments where financial education is accessible, engaging, relatable, and transformative. Her work continues to shape conversations around financial literacy and economic inclusion, making her a sought-after leader in creating pathways to financial success. You can find her @moneyperspectives on Twitter, Instagram, TikTok, YouTube, Facebook and Threads. Find her on LinkedIn here: https://www.linkedin.com/in/nia-a-0b485b58/ The Dr. Sev Talks Money's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen! Here is one way you can support the podcast and YouTube channel: https://www.buymeacoffee.com/DrSevTalksMoney My website: www.sevtalksmoney.com YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney LinkedIn: https://www.linkedin.com/in/severinebryan/ #personalfinance #financialliteracy #financialfreedom #financialeducation #sevtalksmoney Keywords financial mistakes, setting financial boundaries, overcoming money mistakes, financial education, women empowerment, financial habits, money confidence, financial security, spending habits, financial recovery, financial support, financial shame, money management, financial health, financial transformation, financial setbacks, money therapy, financial stability, financial independence, financial literacy, financial coaching, financial goals, holiday spending, budgeting, personal finance, money mindset, financial well-being, gift-giving, financial responsibility, financial decisions, financial journey