Earn Your Leisure Podcast

Episode: 5 Daily Habits for Success in 2026

Hosts: Rashad Bilal, Troy Millings (with notable guests Ian and Ernest)
Date: January 10, 2026

Overview

In this episode, the Earn Your Leisure team dives deep into the five most powerful daily habits to adopt for success in 2026. Drawing from their own routines and personal growth, hosts Rashad, Troy, Ian, and Ernest discuss concrete steps for self-improvement, health, financial vigilance, and maintaining a winning mindset. The conversation blends practical advice with candid reflections, emphasizing discipline and intentionality as keys to thriving in today’s fast-changing world.

Key Discussion Points & Insights

1. Physical Health and Wellness

Timestamp: 01:19 – 02:13

• Exercise as Foundation:
  • Rashad: “...need to work out at least an hour a day. That's vitally important.”
• Nutrition Matters:
  • Rashad shares his longstanding morning habit: “No, only fruit before 12. I don't eat solid food. Same before 12 o'clock. I only eat fruit or juice...” (02:17)
  • Avoids eating after 8pm; aims for a gallon of water daily.
• Sauna Benefits:
  • Ernest highlights new additions: “Doing the 40 minutes of exercise, but I've also done the sauna. If you understand the health benefits of having a sauna and doing that on a daily basis… It's tremendous.” (05:34)

2. Mindfulness, Meditation, and Reflection

Timestamp: 01:19 – 04:09 & 07:16 – 08:30

• Meditation and Prayer:
  • Rashad: “I'm a big fan of meditation... taking time to do some inner reflection... I'm a big proponent in prayer. I think that everybody should pray.” (01:19, 01:43)
  • Ernest reiterates: “That's how we start our day every day.”
• Intentional Self-Reflection:
  • Ernest: “I had to reflect... I do this with my wife almost every Sunday... Reflection turns experience into wisdom.” (04:09)
  • Ian stresses presence and gratitude: “Writing down three things that you're grateful for… Like you said, Rashad, given all the noise and social media, sometimes we can forget how blessed that we truly are.” (07:36)

3. Continual Learning and Education

Timestamp: 03:08 – 04:09 & 07:46 – 08:16

• Daily Content Consumption:
  • Rashad: “Try to consume some informative content for at least an hour a day. Whether that's... a documentary, reading a book, or listening to an educational podcast.” (03:08)
• Reading First, Not TV:
  • Ernest: “It's not TV first, it's like what can I read first?” (04:09)
• Learning & Doing One New Thing:
  • Ian: “...to learn and do one new thing a day... we almost forget to have that creative spirit and continue to learn new things.” (07:46)

4. Gratitude and Presence

Timestamp: 01:40 – 01:52 & 08:04 – 08:30

• Prayer and Gratefulness:
  • Rashad: “You gotta be grateful. That's a major thing. So I'm a big proponent in prayer. I think that everybody should pray.” (01:40)
• Writing Down Gratitude:
  • Ian: “Write down three things that you’re grateful for... we can forget how blessed that we truly are.” (07:36)

5. Financial Awareness and Daily Vigilance

Timestamp: 05:54 – 07:16

• Daily Check on Finances:
  • Ernest: “Taking daily interactions with your assets … Every day I check the money ... every account, personal account and business credit ... to make sure things are where they supposed to line.” (05:54 – 06:21)
• Asset Inventory:
  • Ernest: “Taking inventory on your assets is important. Brokerage accounts, real estate, having inventory daily on where your money's going. Vitally important. Make sure you do it.” (06:58 – 07:16)

Notable Quotes & Memorable Moments

• On Meditation:

  • Rashad: “In a world of social media and so much stuff going on ... taking time to do some inner reflection.” (01:31)

• On Reflection:

  • Ernest: “Reflection turns experience into wisdom.” (04:23)

• On Financial Vigilance:

  • Ian: “Because if not, the companies will take it from you or the lawyers or…you gotta watch over the trust.” (06:25)

• On Impact and Gratitude:

  • Ian: “You guys don’t realize, like, you changed the course of black history forever. And coming from where we come from, I don’t think we was the most likely to have done that, but like, what an amazing feat...” (07:55)

• On Creative Growth:

  • Ian: “We can get so inundated within our routine that we almost forget to have that creative spirit and continue to learn new things.” (08:12)

Timestamps for Important Segments

| Segment | Timestamp | |---------------------------------------------|---------------| | Physical Health and Nutrition Discussion | 01:19 – 02:56 | | Importance of Meditation and Prayer | 01:19 – 01:52 | | Education and Learning Focus | 03:08 – 04:09 | | Reflecting and Being Present | 04:09 – 05:33 | | Financial Vigilance & Asset Management | 05:54 – 07:16 | | Presence, Family, and Impact | 07:16 – 08:30 |

Summary Table: 5 Daily Habits for 2026

1. Commit to Physical Health: Exercise daily, focus on nutrition, stay hydrated, and leverage recovery tools like the sauna.
2. Practice Mindfulness: Meditate, pray, and reflect daily—use self-reflection to gain wisdom.
3. Pursue Lifelong Learning: Read, watch, or listen to informative content; make a habit of acquiring new knowledge.
4. Express Gratitude: Start the day with prayer and list things you’re grateful for, staying present in personal relationships.
5. Be Financially Proactive: Review assets, banking, investments, and accounts daily to maintain control and build sustainable wealth.

This episode is a concise playbook for taking charge of every day—mentally, physically, and financially. The hosts don't just talk the talk; they openly share how each habit manifests in their lives and encourage listeners to adopt, adapt, and build their own rituals for 2026 success.