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Narrator/Announcer
This is an iHeart podcast. Guaranteed Human Coca Cola for the big, for the small, the short and the tall. Peacemakers, risk takers for the optimists, pessimists for long distance love for introverts and extroverts, the thinkers and the doers for old friends and new Coca Cola for everyone. Pick up some Coca Cola at a store near you. So you're telling me that the AI that's meant to make everyone's job easier to manage just adds more to manage on top of the thousands of apps the IT department already manages? Funny how that works. Any business can add AI. IBM helps you scale and manage AI to change how you do business. Lets create smile to business IBM.
Doug
And Doug there's nowhere I wouldn't go to help someone customize and save on car insurance with Liberty Mutual. Even if it means playing in a football game. Boom.
Chris
42. You're going down Doug.
Doug
Oh yeah, your price on car insurance when you customize and save is going down.
Chris
Hey.
Doug
Limu, what are you doing on their team? Only pay for what you need@libertymutual.com Liberty Liberty Liberty Liberty Running a business is hard enough. Don't make it harder with a dozen apps that don't talk to each other. One for sales, another for inventory, a separate one for accounting. That's software overload. Odoo is the all in one platform that replaces them all. CRM, Accounting, Inventory, E Commerce, hr. Fully integrated, easy to use and built to grow. With your business, thousands have already made the switch. Why not you try Odoo for free@odoo.com that's odoo.com what do you do when things get tough? You don't give up. You stand your ground. If you've been diagnosed with metastatic prostate cancer and have tried hormone therapy, ask your doctor About Pluvicto Lutetium Lu177Bifipatide Tetrexitan Pluvicto is not chemotherapy. It's a different treatment that targets PSMA positive cells. Bluvicto can be used before chemotherapy for some people. Bluvicto is a prescription treatment used to treat adults with prostate specific membrane antigen positive metastatic castration resistant prostate cancer or PSMA positive MCRPC who have already been treated with hormone therapy and are considered appropriate to delay chemotherapy. Pluvicto involves contact with radioactivity which may increase the risk for cancer and cause fetal harm. Drink plenty of fluids, urinate often, use contraception and talk to your doctor about ways to reduce the risk of exposing others to radiation. During and after treatment. Pluvicto can cause low levels of blood cell counts, kidney problems and infertility. Tell your doctor if you have weakness, pale skin, shortness of breath, bleeding or bruising more easily, an infection, or changes in urination. Side effects include decreased blood cell counts, tiredness, dry mouth, nausea, appetite loss, joint or back pain, and constipation. Ask your doctor about Pluvicto, because every day without cancer progression is a victory. Visit pluvicto.com to Lear.
Larry
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Chris
The best crypto related stocks, right? If you had to rank it from Coinbase, Microstrategy and ibit, right. Strongest to weakest. And these are all crypto related but they're kind of unrelated in a sense where obviously IBIT is made to track the price of Bitcoin ETF. MicroStrategy is like bitcoin on steroids. Yeah, Bitcoin adjacent to have over stretched gains or losses that mimic the size of bitcoin because it's a bitcoin treasury at this point it's a bitcoin holding company. And then Coinbase obviously is a platform that you buy cryptocurrency on. So they're all part of the ecosystem, but they're also all publicly traded investments that you can that you can buy on the stock market if. If or in a company to cryptocurrency holdings. So talk about each one of those and talk about the rankings from each one.
Larry
If all things were fair, my list would be in a different order. But when you're doing a SWOT analysis, the threat is until Michael Saylor is clear of the attack that he's under, I have to put them last. Ordinarily in a normal market, if he's not being attacked, I probably will put him first. So microstrategy would be last I bid is through iShares. I like earnest. What's up? Look, when it comes to money, control is everything. Knowing how and when to move your dollars? That's where the Klarna card comes in. It's your debit card upgraded, you decide how to pay, whether in full now or you plan ahead to pay later. It works anywhere Visa accepted activation takes 30 seconds and there's zero credit impact to apply. No surprises, no stress, just smarter, more intentional spending that keeps you in control. Sign up for the Klarna card by downloading the Klarna app or learn more at klarner.com/us/klarner card Klar Card Pay Later Plans issued by Web bank Deposits in your balance account are held in Web bank member fdic. Anywhere Visa is accepted, certain merchant product good and service restrictions apply. Some merchants do not accept virtual cards. Physical card only included with a paid Klarner membership plan. Sign up for the Klarner card by downloading the Klarner app and learn more@klarner.com us klarnercard.
Doug
You know what separates the pros from the rest? It's not just talent, it's how you respond when the game gets tough. Do you dig in? You fight back? And when it comes to your health, that same mindset matters. Yeah, especially if you or someone you care about is facing metastatic prostate cancer. There's a treatment called pluvicto lutetium Lou177 vapivitide tetraxitan and it's changing the game. Plovicto isn't chemo. It's a different kind of treatment that targets PSMA positive cells, including prostate cancer, cel cells. Plavicto can be used before chemotherapy for some people. Here's the official word. Pluvicto is a prescription treatment used to treat adults with prostate specific membrane antigen positive metastatic castration resistant prostate cancer or PSMA positive MCRPC who have already been treated with hormone therapy and are considered appropriate to delay chemotherapy. Now let's talk safety. Pluvicto involves contact with radioactivity, which may increase the risk for cancer and cause fetal harm. Drink plenty of fluids, urinate often, use contraception and talk to your doctor about how to reduce the risk of exposing others to radiation during and after treatment. It can also cause low blood cell counts, kidney problems and infertility. Tell your doctor if you notice weakness, pale skin, shortness of breath, bleeding or bruising more easily an infection or changes in urination. Side effects include decreased blood cell counts tiredness, dry mouth, nausea, appetite loss, joint or back pain and constipation. Look, every day matters. And if you're in the fight or know someone who is, this is a conversation worth having. Ask your doctor about Plavicto because just like in football, every every play, every decision, every second counts. Visit pluvicto.com to learn more. That's P L U V I c t o.com Running a business is hard enough, so why make it harder? With a dozen different apps that don't talk to each other. One for sales, another for inventory, a separate one for accounting. Before you know it, you are drowning in software. Instead of growing your business. This is where Odoo comes in. Odoo is the only business software you'll ever need. It's an all in one fully integrated platform that handles everything. CRM, accounting, inventory, E commerce, HR and more. No more app overload, no more juggling logins. Just one seamless system that makes work easier. And the best part? Odoo replaces multiple expensive platforms for a fraction of the cost. It's built to grow with your business, whether you are just starting out or already scaling up. Plus it's easy to use, customizable and designed to streamline every process so you can focus on what really matters running your business. Thousands of businesses have made the switch, so why not you try Odoo for free@odoo.com that's o d o o.com.
Narrator/Announcer
So let me get this straight. Your company has data here, there and everywhere. But your AI can't use the data because it's here, there and everywhere? Seems like something's miss. Every business has unique data. IBM helps your AI access your data wherever it lives. To change how you do business, let's create smarter business. IBM. On ebay, every find has a story. Like if you're looking for a vintage band tee. Not just a tee, the band tee. You wore it everywhere until your BFF stole it. Now you're on ebay and there it is. Same tea from the same tour. The things you love have a way of finding their way back to you. Especially on ebay. Where else can you find that mint trading card you searched everywhere for? Or your first car, the one you wished you never sold? It has to be ebay. Shop ebay for millions of finds, each with a story. EBay Things people love I shares shout to y' all.
Larry
But they're not Vanguard. They're not BlackRock. They're not Invesco. So they would be second and then Coinbase. Because would be first because the, the CEO is great, but I'm looking at risk. I don't think the risk is as great there. Coinbase has had a. A very interesting year to say the least. Last year they hit that high of last quarter. Excuse me, 444. They're currently at 250. 42. I think all the entire sector is going to have a little bit of an issue. But when I look at the risk, my. The risk tolerance is too high for MicroStrategy. If they didn't have that threat on the table, Microstrategy will be first.
Doug
But.
Larry
Coinbase I bit second and Microstrategy third for the time being, until that threat is going away as my lineup. I agree with 1. I disagree with 2.
Chris
Well, let me just say something. I think that Ibid should be number one.
Larry
Okay.
Chris
Respectfully, of course, backed by BlackRock, the largest asset manager in the history of human civilization. So the strongest. They got the strongest backing possible. And if you really believe in bitcoin, I think you gotta invest in bitcoin. I like Coinbase, but Coinbase is a platform and like any platforms.
Larry
Platform. Yeah.
Chris
It's a brokerage platform and it has, it can go up and down. It has more variables involved where the Ibid is just a one for one. As Bitcoin goes up, Ibid goes up, as Bitcoin goes down. Mm. Theoretically Bitcoin can go up and Coinbase can go down. Right. They miss their numbers, they have some bad quarters, whatever like that there. They are related to Bitcoin. But bitcoin can have a blowout year and theoretically it doesn't necessarily correlate with the same as.
Larry
Are we talking, Chris? Cryptocurrency in general or bitcoin exposure? Only because I thought we were leading with cryptocurrency exposure.
Chris
Well, well, what's the best crypto stock? But bitcoin is. Bitcoin is the, is Band Aid.
Doug
I would.
Chris
So I don't really believe in any crypto outside of bitcoin, to be completely honest with you about it. Ethereum. Ethereum for sure. Xrp. I've shared my thoughts on XRP for a very long period of time. Yeah, Solana is still, still yet to be proven. So I don't, I don't. I wouldn't, I would not put my life on the line for any cryptocurrency in the world other than.
Larry
Other than bitcoin. Does that change? Okay, I got you. No, go ahead. All right, I'm gonna agree with him. I'm going with Shouting on this one. I think we, we're seeing this the same way. And that's why I said I agree with one of them, which is I believe that Michael Strategy would be third in this. Yeah. For some of the reasons that he just alluded to. When you're talking about ibit, you're talking about. And a lot of people think if I invest in Ibid, I invest in Bitcoin. Not really. Right. You're investing in a fund and a trust that owns Bitcoin and so that direct access to it. But there's no balance sheets on this. Right. There's not as many leverages that you got hurdles you got to get over. When you're talking about Coinbase, you're talking about, like you said, a brokerage. But they don't make their money from just housing those things. They make their money from the transaction fees and subscription fees. Yeah. And that can be something that is cyclical and we've, we've seen that as we've seen it during the pandemic rise and we've seen it pull back to where it's at today. So that's why I would have them number two. Ibit would be number one and then MicroStrategy, for all the reasons that we've talked about for the past month or so would be third in this. So I'm going, I bit. I don't think you're doing the same. IBIT, Coinbase, MicroStrategy, Earnest, what's up? You ever walk into a small business and everything just works like the checkout is fast, the receipts are digital, tipping is a breeze and you're out the door before the line even builds. Odds are they're using Square. We love supporting businesses that run on Square because it just feels seamless. Whether it's a local coffee shop, a vendor at a pop up market or, or even one of our merch partners. Square makes it easy for them to take payments, manage inventory and run their business with confidence, all from one simple system. One of the things we love most is seeing neighborhood businesses level up. There's this West Indian spot right in our community that started with a small takeout counter. Now with Square, they've been able to expand into a full sit down restaurant and even started catering events across the city. That's the kind of growth that inspires us. And it's powered by Square. Square is built for all types of businesses, from the corner bagel shop that turned into a local chain to the specialty market with thousands of unique items to the stylist who's been holding you down for years. If you're a business owner or even just thinking about launching something soon, Square is hands down one of the best tools out there to help you start, run and grow. It's not just about payments, it's about giving you time back so you can focus on what matters most. Ready to see how Square can transform your business? Visit square.comgoeyl to learn more. That's square.comgoeyl don't wait. Don't hesitate. Let Square handle the backend so you can keep pushing your vision forward with Venmostache.
Chris
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Larry
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Chris
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Narrator/Announcer
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Larry
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Doug
Hello, it's me, SpongeBob. For the biggest comedy event of the holiday season.
Narrator/Announcer
Do you know what the best part is?
Doug
What is it, Patrick?
Larry
No, I'm asking.
Doug
The SpongeBob Movie. Rated DG.
Narrator/Announcer
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Release Date: December 20, 2025
Hosts: Rashad Bilal and Troy Millings (with Chris and Larry as guest contributors)
Podcast: iHeartPodcasts
This episode dives deep into the top crypto-related stocks: Coinbase, IBIT (iShares Bitcoin ETF), and MicroStrategy. The hosts and guests discuss the strengths, weaknesses, and risks of each, ranking them while spotlighting current market dynamics and management risks. The conversation blends rigorous financial analysis with the podcast’s signature mix of accessible language and pop-culture vibes.
Larry’s Take:
“If all things were fair, my list would be in a different order. But when you’re doing a SWOT analysis… the threat is until Michael Saylor is clear of the attack that he’s under, I have to put them last.”
– Larry [05:33]
Larry’s Order: 1. Coinbase, 2. IBIT, 3. MicroStrategy—due to current risk environment.
Chris’s Counterpoint: IBIT’s connection to BlackRock (world’s largest asset manager) secures it as number one, above Coinbase, because:
“I think that IBIT should be number one—backed by BlackRock, the largest asset manager in the history of human civilization…”
– Chris [12:13]
“Theoretically Bitcoin can go up and Coinbase can go down... They're related to Bitcoin, but Bitcoin can have a blowout year and, theoretically, it doesn’t necessarily correlate...”
– Chris [12:52]
Debate over the definition of the “top crypto stock”—does it mean highest exposure to Bitcoin or to cryptocurrency broadly?
“I don’t really believe in any crypto outside of Bitcoin, to be completely honest with you about it. Ethereum, for sure. XRP... Solana is still yet to be proven—I would not put my life on the line for any cryptocurrency in the world other than [Bitcoin].”
– Chris [13:32]
Coinbase: Revenue depends not just on crypto prices, but on trading volume, fees, and subscriptions—making results much more cyclical.
IBIT: Mechanically tracks Bitcoin’s price—fewer ancillary risks but also limited upside beyond Bitcoin’s growth.
MicroStrategy: Not just a stock, but a leveraged bet on Bitcoin, amplifying swings both up and down. Recent legal issues with Michael Saylor increase downside risk.
The hosts agree: For safety and clarity, IBIT is #1, Coinbase #2, and MicroStrategy a distant #3.
“A lot of people think if I invest in IBIT, I invest in Bitcoin—not really. Right? You’re investing in a fund and a trust that owns Bitcoin… there’s not as many leverages, hurdles you gotta get over.”
– Larry [13:53]
“IBIT, Coinbase, MicroStrategy.”
– Larry [14:30]
“Ordinarily in a normal market, if he’s not being attacked, I probably would put [MicroStrategy] first.”
– Larry [05:36]
“IBIT is just a one-for-one. As Bitcoin goes up, IBIT goes up, as Bitcoin goes down… Theoretically, Bitcoin can go up and Coinbase can go down.”
– Chris [12:42]
“They [Coinbase] make their money from transaction fees and subscription fees… that can be cyclical, and we’ve seen it during the pandemic rise and we’ve seen it pull back to where it’s at today.”
– Larry [14:05]
The conversation blends financial rigor with straightforward, pop-savvy commentary. The hosts use analogies (“Bitcoin on steroids”) and direct language, aiming to educate without intimidating, and regularly affirm each other’s points while challenging assumptions with respect and humor.
This episode provides a comprehensive yet accessible breakdown of the leading crypto-related stocks—IBIT, Coinbase, and MicroStrategy—highlighting the nuances, risks, and institutional positioning of each. The consensus is clear: in the current environment, IBIT stands out for its direct Bitcoin exposure and institutional backing, Coinbase comes second for its platform strength but higher variable risks, and MicroStrategy’s leveraged approach and CEO controversies put it firmly in third. If you’re navigating or just getting acquainted with the world of crypto stocks, this episode delivers both depth and clarity on what to look for—right at the heart of Wall Street and the blockchain.