The 10 Easiest Ways to Get Rich (Hint: A Job’s Not on the List)

Summary

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Episode Overview

Podcast: Earn Your Leisure
Episode: The 10 Easiest Ways to Get Rich (Hint: A Job’s Not on the List)
Hosts: Rashad Bilal, Troy Millings, EYL Network
Date: September 20, 2025

This episode breaks down a viral online clip listing the ten "easiest" ways to get rich—none of which involve traditional employment. Rashad, Troy, and their co-hosts take an honest look at each item on the list, comparing it to their own career journeys and offering practical, streetwise insights. The discussion is both motivational and sobering, highlighting how the American path to wealth has shifted away from the 9-to-5.

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Key Discussion Points and Insights

1. The Viral “10 Easiest Ways to Get Rich” List

Segment Start: [02:00]

• The hosts introduce and replay a social media clip that lists out the supposed ten easiest paths to wealth.
• The list (as reconstructed from the conversation):
  1. Marry rich
  2. Invest in stocks (index funds specifically)
  3. Work in sales
  4. Content creation (be a podcaster, YouTuber, etc.)
  5. Real estate investing
  6. Invest in a startup (own equity)
  7. Intellectual property (IP ownership)
  8. Start an online business (sell things online)
  9. Become an app/software developer
  10. Leverage other people's money (e.g., loans, mortgages)

Notable Moment:

• [03:13] "Number one is the easiest of them all. I'm surprised you haven't said it yet... Marry rich is the number one option." (Speaker D)

2. Hosts’ Real-World Experience with the List

Segment Start: [04:23]

• Rashad shares that, remarkably, he’s tried all but one route on that list.
• He reflects:
  • Worked in sales as a financial advisor
  • Engaged in real estate and startup investing
  • Built IP and created content
  • Developed an app (EYL University)
  • Leveraged other people's money through mortgages/bank loans

Quote:

• [04:58] Rashad: “I've done everything on that list except marry rich, so I'm like damn, that's kind of interesting... this is actually real things. Like, I literally, I've done every single thing except marry rich.”

3. The Absence of “Get a Job” and What It Means

Segment Start: [06:15]

• The group notes the cultural shift: a traditional job is missing from the list.
• They reminisce on earlier decades, when a job (with the possibility of equity/stock options) could make you rich.
• Now, entrepreneurship, investing, and leveraging IP or the internet are far more viable.

Quote:

• [06:15] Co-host: “Notice that a job is not on there and it shows you the degradation and breakdown of America overall. If we would have did this list maybe 40 years ago, job would have been number one or number two.”

• Advice to listeners: Choose at least five paths from the list to protect your financial future.

Quote:

• [06:37] Co-host: “You have to at least pick five off that list to have a moat in your own personal finance life.”

4. Investing in Index Funds: The Second-Easiest Way

Segment Start: [07:09]

• Strong endorsement of index fund investing as a reliable path to wealth.
• Hosts repeat advice they’ve given before: buy quality ETFs (VO, VTI, VGT), hold for years, and keep it simple.

Notable Exchange:

• [07:20] Co-host: “Told you index fund over and over again. Buy and hold long term.”
• [07:36] Co-host: “Invest in quality—VO, VTI... Nvidia, Microsoft, Apple, VO, VGT, VTI. Hold for five years, call it a day.”

5. Cultural Reflection and Humor

• The episode is sprinkled with lighthearted moments, including jokes about “marrying rich” and references to being “the Nvidia on the cap table”—i.e., knowing your own value in relationships and ventures.
• Shout-out to French Montana, referencing the recurring theme of leveraging connections and exit strategies.

Quote:

• [06:15] Co-host: “Fellows, you got to know if you are the Nvidia in your relationship.”

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Notable Quotes and Memorable Moments

• “The only thing that I haven’t done on that list is marry rich… Like, this is actually real things.”
  — Rashad Bilal, [04:58]

• “Notice that a job is not on there… If we did this 40 years ago, job would have been number one or two.”
  — Co-host, [06:15]

• “You have to at least pick five off that list to have a moat in your own personal finance life.”
  — Co-host, [06:37]

• “Told you index fund over and over again… Buy and hold long term.”
  — Co-host, [07:20]

• “Hold for five years, call it a day.”
  — Co-host, [07:36]

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Timestamps for Important Segments

| Timestamp | Segment/Topic | |-----------|-----------------------------------------------------------| | 02:00 | Introduction of the viral “10 Ways to Get Rich” clip | | 03:13 | Breakdown and full list readout | | 04:23 | Hosts compare list to their own experiences | | 06:15 | Discussion: Why “get a job” is missing, societal change | | 07:09 | Index funds and investment advice | | 07:20 | Specific stocks/ETFs recommended | | 06:37 | Advice: Pick at least five from the list |

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Tone and Style

The conversation is casual yet insightful, mixing practical business talk with humor and pop culture references—true to Earn Your Leisure’s signature blend of street wisdom and business savvy. The hosts reinforce that “getting rich” is rooted in action, entrepreneurship, and investment—not mere wishful thinking or depending on a traditional job.

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Summary

If you’re looking for actionable ways to build wealth, this episode distills it into ten practical, modern strategies. The EYL team’s transparency about their own experiences, witty observations, and timeless investment advice make it both relatable and motivating. Whether you’re starting out, building, or diversifying your financial plan, this episode delivers valuable blueprints well beyond the 9-to-5 grind.

Transcript

[A]

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[B]

Talk about some finance stuff. I thought this clip was interesting that you sent in the group chat in. So let's, let's show this clip as far as the 10 Ways to Get rich.

[C]

I love this.

[B]

Yeah, this, this was a good one actually. Yeah, because you know, it's one of.

[D]

These 10 easiest ways to get rich. I'm gonna say the number one is winning the lottery. Winning the lottery is not the easiest. It's actually quite hard to do. Easiest ways oh, get rich Investing in the stock market. Investing is number two. Specifically the index funds. That makes sense. I am in there. I need to put more money in. Be a real estate agent. Real estate investing is number five. What do we do? Be a podcaster. Content creation is number four. People could sell stuff. You could work in sales. Work in sales is number three. There's no ceiling on how much you can make winning in blackjack as a casino. No, those aren't that easy to do. Investing in a startup, that's number six. An own equity startup. What's this? The Internet? Right. Things. Sold things on Amazon. You could create an online.

[B]

Troy, the video is not. The video didn't load properly. The video didn't low. No, I didn't. It didn't load. I think he loaded another video first. I'm looking at it on the screen. It didn't. It didn't load. Can we try this again? Can we try this one more time? Troy?

[D]

Easiest ways to get rich. I'm gonna say the number one is winning the lottery. Winning the lottery is not the easiest. It's quite hard to do. Easiest ways to get rich? Investing in the stock market. Investing is number two. Specifically the index funds. That makes sense. I am in there. I need to put more money and be a real estate agent. Real estate investing is number five. What do we do? Be a podcaster. Content creation is number four. People could sell stuff. You could work in sales. Work in sales is number three. There's no ceiling on how much you can make. Winning in blackjack casino. No, those aren't that easy to do. Investing in a startup, that's number six. An own equity startup. What's this? The Internet, Right. You can sell things. What did the Gilio do? Sell. He sold things on Amazon. You could create an online business. That's number eight. What do technical developers do? Websites. They build websites or software and apps. That's number nine. What do you call it when you own something for a brand? IP intellectual property. That's number seven. Number 10 stuff. So I'm going to give it to you. It's leverage other people's money. And then number one is the easiest of them all. I'm surprised you haven't said it yet. Easiest way for me to get rich is. Do what? Marry rich. Marry rich is the number one option.

[B]

You know. You know what? That was so interesting because me personally, right, I did everything on that list except for two. Two things. So I put in chat out of those 10, the 10 is married rich index. Invest in stocks, working sales, content creation, real estate investing, investing in a startup, IP online business, app, software developer. And leverage other people's money. Actually, I did everything except for one. I did everything on that list. I've done everything on that list except for one.

[C]

What's the one Jimmy Kimmel needs to do tonight?

[B]

What about you? How many? How many have you done on that list?

[C]

Probably seven.

[B]

So how many people have Done all ten on the list. The only thing that I haven't done on that risk is on that list is Mary Rich. But of course we invest in stocks. I my background is working in sales before this as a financial advisor. Content creation obviously. Real estate investing. REST invest in real estate investing in a startup. We've invested in several different startups so far. 100 IP. I mean yeah, you know that, that's, that goes without saying. Online business. You're watching it. App software developer Eyl University app in the app stores right now. Download the app, leverage other people's money. I mean you know you get, you get any type of mortgage or bank loan stuff like that. So I'm like damn, that's kind of interesting because when I'm watching this it's not just like a random, you know, genie in a bottle, some like scam type thing. Like this is actually real things. And I'm like damn. I literally, I've done every single thing except Mary Rich.

[C]

And fellows, you have to know if you are the Nvidia on the cap table. Some of you don't know that you are the exit plan, an exit strategy. Please be careful. Consult your advisor. Notice that a job is not on there and it shows you the degradation and breakdown of America overall. If we would have did this list maybe 40 years ago, job would have been number one or number two. There were more people in the 60s through 90s who got rich from being in a job or having equity options and or equity in that company. That isn't the most viable option, which is very interesting. You have to at least pick five off that list to have a moat in your own personal finance life. But fellas, you got to know if you are the Nvidia in your relationship.

[B]

Shout out to French Montana. Keep in mind that that list is the easiest ways to get rich. So. And marrying rich is the easiest way to get rich, I guess. But right underneath that is investing in stocks.

[C]

Hello. Told you two stocks record. Yes in chat. Told you index fine over and over again. Yep. Buy and hold long term.

[B]

Average.

[C]

Yep. Invest in quality vo. Which ones? Vo vti. I saw some of you before we started. What to invest in bro. Nvidia, Microsoft, Apple, vo, vgt. Vti. Hold for five years. Call it a day.

[E]

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