Episode Overview
Podcast: Earn Your Leisure
Episode: The 10 Easiest Ways to Get Rich (Hint: A Job’s Not on the List)
Hosts: Rashad Bilal, Troy Millings, EYL Network
Date: September 20, 2025
This episode breaks down a viral online clip listing the ten "easiest" ways to get rich—none of which involve traditional employment. Rashad, Troy, and their co-hosts take an honest look at each item on the list, comparing it to their own career journeys and offering practical, streetwise insights. The discussion is both motivational and sobering, highlighting how the American path to wealth has shifted away from the 9-to-5.
Key Discussion Points and Insights
1. The Viral “10 Easiest Ways to Get Rich” List
Segment Start: [02:00]
- The hosts introduce and replay a social media clip that lists out the supposed ten easiest paths to wealth.
- The list (as reconstructed from the conversation):
- Marry rich
- Invest in stocks (index funds specifically)
- Work in sales
- Content creation (be a podcaster, YouTuber, etc.)
- Real estate investing
- Invest in a startup (own equity)
- Intellectual property (IP ownership)
- Start an online business (sell things online)
- Become an app/software developer
- Leverage other people's money (e.g., loans, mortgages)
Notable Moment:
- [03:13] "Number one is the easiest of them all. I'm surprised you haven't said it yet... Marry rich is the number one option." (Speaker D)
2. Hosts’ Real-World Experience with the List
Segment Start: [04:23]
- Rashad shares that, remarkably, he’s tried all but one route on that list.
- He reflects:
- Worked in sales as a financial advisor
- Engaged in real estate and startup investing
- Built IP and created content
- Developed an app (EYL University)
- Leveraged other people's money through mortgages/bank loans
Quote:
- [04:58] Rashad: “I've done everything on that list except marry rich, so I'm like damn, that's kind of interesting... this is actually real things. Like, I literally, I've done every single thing except marry rich.”
3. The Absence of “Get a Job” and What It Means
Segment Start: [06:15]
- The group notes the cultural shift: a traditional job is missing from the list.
- They reminisce on earlier decades, when a job (with the possibility of equity/stock options) could make you rich.
- Now, entrepreneurship, investing, and leveraging IP or the internet are far more viable.
Quote:
-
[06:15] Co-host: “Notice that a job is not on there and it shows you the degradation and breakdown of America overall. If we would have did this list maybe 40 years ago, job would have been number one or number two.”
-
Advice to listeners: Choose at least five paths from the list to protect your financial future.
Quote:
- [06:37] Co-host: “You have to at least pick five off that list to have a moat in your own personal finance life.”
4. Investing in Index Funds: The Second-Easiest Way
Segment Start: [07:09]
- Strong endorsement of index fund investing as a reliable path to wealth.
- Hosts repeat advice they’ve given before: buy quality ETFs (VO, VTI, VGT), hold for years, and keep it simple.
Notable Exchange:
- [07:20] Co-host: “Told you index fund over and over again. Buy and hold long term.”
- [07:36] Co-host: “Invest in quality—VO, VTI... Nvidia, Microsoft, Apple, VO, VGT, VTI. Hold for five years, call it a day.”
5. Cultural Reflection and Humor
- The episode is sprinkled with lighthearted moments, including jokes about “marrying rich” and references to being “the Nvidia on the cap table”—i.e., knowing your own value in relationships and ventures.
- Shout-out to French Montana, referencing the recurring theme of leveraging connections and exit strategies.
Quote:
- [06:15] Co-host: “Fellows, you got to know if you are the Nvidia in your relationship.”
Notable Quotes and Memorable Moments
-
“The only thing that I haven’t done on that list is marry rich… Like, this is actually real things.”
— Rashad Bilal, [04:58] -
“Notice that a job is not on there… If we did this 40 years ago, job would have been number one or two.”
— Co-host, [06:15] -
“You have to at least pick five off that list to have a moat in your own personal finance life.”
— Co-host, [06:37] -
“Told you index fund over and over again… Buy and hold long term.”
— Co-host, [07:20] -
“Hold for five years, call it a day.”
— Co-host, [07:36]
Timestamps for Important Segments
| Timestamp | Segment/Topic | |-----------|-----------------------------------------------------------| | 02:00 | Introduction of the viral “10 Ways to Get Rich” clip | | 03:13 | Breakdown and full list readout | | 04:23 | Hosts compare list to their own experiences | | 06:15 | Discussion: Why “get a job” is missing, societal change | | 07:09 | Index funds and investment advice | | 07:20 | Specific stocks/ETFs recommended | | 06:37 | Advice: Pick at least five from the list |
Tone and Style
The conversation is casual yet insightful, mixing practical business talk with humor and pop culture references—true to Earn Your Leisure’s signature blend of street wisdom and business savvy. The hosts reinforce that “getting rich” is rooted in action, entrepreneurship, and investment—not mere wishful thinking or depending on a traditional job.
Summary
If you’re looking for actionable ways to build wealth, this episode distills it into ten practical, modern strategies. The EYL team’s transparency about their own experiences, witty observations, and timeless investment advice make it both relatable and motivating. Whether you’re starting out, building, or diversifying your financial plan, this episode delivers valuable blueprints well beyond the 9-to-5 grind.
