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Host 1
Guaranteed Human hey Earnest, what's up? One thing we always say on this show is you've got to be intentional with your money, because it's not just
Host 2
about how much you make, it's about how you manage what you spend.
Host 1
Exactly. That's why tools like Klar are interesting. It gives you flexibility when you're making purchases.
Host 2
When you're checking out, you can decide how you want to pay, whether that's paying right away or spreading payments over time, depending on what works for you.
Host 1
Everything's organized in Klarna app so you can track your spending in one place. And when you shop through the app, you can find deals and earn cash back with participating partners. Download the Klarna app today or visit klarna.com to learn more.
Host 2
California Resident Loans made or arranged pursuant to a California Finance Law License NMLS Number 1353190 Klarner Balance Account required to be eligible for cash back points Limitations, terms and conditions apply
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Host 1
stocks to buy right now?
Ian
They haven't changed.
Larry
What are they? For somebody that never watched the show before, some people this might be their
Ian
first time watching the show for the first time. Listeners thank There you go. If you want safety, I'mma give you safety. I would do Microsoft, Apple and I'm going to lean on Visa, Microsoft, Apple and Visa. Those that are down deep. Microsoft for sure. Apple despite the AI misstep and what they could have done to improve Siri. They've calibrated well for these moments and economically with Tim being a great operator. Can't wait to return Calibrates well for these moments and I think Visa has been oversold too much given how many like they process 64 of all the transactions in the world.
Troy
Yeah, global. Yep.
Ian
Yep. So those are three outside of the two Tech two index formula. Those two Tech two index that work? Yes, of course. But those are the three I will lean on heavily over the next year.
Troy
I'll just tell you exactly what I did buy in the past month. I bought more Nvidia
Ian
home run, Google home run.
Troy
Especially with this IPO of SpaceX looking like it's going to happen at some point. This year I bought more Micron, everybody's favorite and I brought xlk, bought the technology ETF and I have one tomorrow that I'm gonna put in EYL U that we've been talking about for a few months now. I put it in my top 10 companies this year. It hit a price point and they had some news. I shared it with Shoddy earlier that I think is going to have have a really nice rebound in the back six months of this year. So those would be my three that
Host 2
ETF and SMH four.
Troy
Yeah well for SMH I I wanted to get into it but it just hasn't pulled back to a point where I'm like, all right, we can add some more here.
Ian
If I can give one more. Since Troy gave a fourth. Waste Management is, is an absolutely amazing business. Recession proof, conflict proof, almost black swan proof. During this time when the market has been down, they have been solid. Overall, they're currently at 233. All time high was 248. Been an incredible business. If you go back to 2024, they were at 149 and maybe three or four years they should be at 310. So if I have to pick one that's conflict proofed, AI proof and it takes all the risk off the table. Long term Waste Management is an amazing company.
Troy
I added one more. I'm sorry, you want to give yours?
Ian
Oh my God. Come on, let's do.
Host 1
We will do top 10.
Troy
I just looked at the post I had. It was, I also added Netflix. I did a Netflix call at 100 and today it crossed 100. Which has been like, sometimes there's numbers
Host 2
that you want to see it hit. Like from a mindset standpoint, can it get to 100?
Troy
We saw that happen today. So yeah, Netflix was something I had as well.
Larry
Yeah. Microsoft is down 30, 30%. That's important to understand that, you know, a company like Microsoft is down, there's an recession. Yeah, yeah, for sure. Bitcoin down 48 from its all time high. You got Nvidia down 17%. It's always good to dollar cost average into ETFs. Invest with Invesco. Over the long run, you're gonna, you know, always make money off those qq. But I definitely think that Microsoft is something that if you've never invested before, it's a relatively safe bet that investing has considerable risk. Consult your advisor not to say that it can't go down anymore because it definitely can. But hold it for 10 years, I think you're gonna make money. I think if you buy bitcoin right now, you hold it for 10 years, you're gonna make money. Not to say that bitcoin can't go down anymore, but it's down 48%. It's almost down 50%. So you gotta look at, you gotta look at, you know what, what's the best company that's down the most?
Ian
Yep, Microsoft. And if you never want to guess where to invest or what to buy, go to Ian invest.com and join a Red Panda stock club. I'll tell you where to get in, where to get out. Three prices for every stock, matter of fact, I have two new stocks that I really love that I'm going to put prices for tonight in Kajabi this Sunday at 9pm Central. I have the stocks and the prices for the month. So if you never want to guess what to buy or where to get in, go to Ian invest dot com.
Troy
Yeah, I'm glad you brought up qqq. I'm not. Did you guys see that? What Black Rod did today? Did you guys see that? So they announced it.
Larry
Yeah.
Troy
Yeah. So obviously QQQ and Vesco Technology ETF. BlackRock today announced that it's going to create its own competitor for QQQ Smart. Yeah. So they're calling it IQQ and it's going to be pretty much the same. I'm sure there'll be different asset allocations inside of it to have some different. But they were looking at it like everybody talks about Invesco Investment. Invesco. And now BlackRock has announced that they're going to have their own technology ETF.
Ian
Smart.
Larry
Yes, sir.
Host 2
Larry.
Troy
Larry added again and I will say
Host 1
this too, April 25th, Westchester County Center. We will be speaking at the Health is Wealth form.
Larry
Shout out to the brother Dave. You can get your tickets to that. You can go to
Host 1
I believe the website is county center biz and they
Larry
got, they got vendors there. It's an all day event. I think Mike is speaking there too.
Troy
Mike is there. Mike. Mike will be there. We will be there. That's hometown. This is, this is a homecoming for us. So yeah, show some love, come up, pull out, pull up on us. We're gonna be there for pretty much most of the day. So make sure y' all there. And if you got the book, bring the book. We'll sign the books. Yeah, but the family gonna be in the building, man. So y' all should be there.
Ian
And Nvidia.
Larry
Nvidia. Nvidia. What?
Troy
Oh yeah.
Larry
Invest in Nvidia.
Ian
No, I'll walk through.
Larry
Oh yeah.
Host 1
Well, they got the information already.
Troy
Yeah, yeah, they got it. They got it.
Larry
They got the information already. That's the second part of mastermind. JP Morgan warns that Tesla could drop another. Was it 40, 60, 60.
Troy
This is, this is interesting. Yeah. I want to let you go. And then I got someone shuffle.
Ian
Two, two thoughts. The timing of when this came out. If this is a top of your prediction, I wouldn't have had an issue with it. But I think also too this kind of thing gets headlines which also drums up business if we hit a Black swan event or baby black Swan, Do I see a scenario in which Tesla could do go to 256.75? Possibly, and my estimation is less than the 8% chance of that happening.
Larry
Hey Ernest, what's up?
Host 1
One thing we always say on this show is you've got to be intentional with your money because it's not just
Host 2
about how much you make, it's about how you manage what you spend.
Host 1
Exactly. That's why tools like Klarna are interesting. It gives you flexibility when you're making purchases.
Host 2
When you're checking out, you can decide how you want to pay, whether that's paying right away or spreading payments over time, depending on what works for you.
Host 1
Everything's organized in Klarna app so you can track your spending in one place. And when you shop through the app, you can find deals and earn cash back with participating partners. Download the Klarna app today or visit klarna.com to learn more.
Host 2
California Resident Loans made or arranged pursuant to a California Finance Law License NMLS Number 1353190 Klarner Balance Account required to be eligible for cash back points Limitations, terms and conditions apply.
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Podcast Announcer
This is an iHeart podcast. Guaranteed Human.
In this insightful episode of Earn Your Leisure, hosts Rashad Bilal and Troy Millings—joined by experts Ian and Larry—dive deep into one of their core specialties: actionable stock and ETF picks for 2026 and beyond. The discussion provides both beginners and seasoned investors with a comprehensive look at top stocks and ETFs to consider right now, practical strategies for managing risk, and essential context for today’s market volatility.
(03:11 – 04:20)
(04:20 – 06:30)
Troy outlines his portfolio moves:
Waste Management (WM):
(05:12 – 08:41)
(06:14 – 06:33)
(08:46 – 09:35)
This episode of Earn Your Leisure delivers a practical, up-to-the-minute guide to stock and ETF selection for 2026. The conversation combines foundational investment advice—such as prioritizing resilient blue chips and dollar-cost averaging—with timely news like ETF competition and the importance of disciplined, long-term thinking. Highlighted stocks include Microsoft, Apple, Visa, Nvidia, Google, Micron, Netflix, and Waste Management, as well as the QQQ ETF and newcomers like BlackRock’s IQQ.
Listeners walk away with clear strategies, specific ticker suggestions, and a dose of optimism grounded in prudence. Whether you’re a novice or veteran, the episode provides actionable recommendations with real-world context and practical examples.