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Host/Primary Speaker
This is an iHeart podcast.
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Matt Rogers
AI produced this is Matt Rogers from Las Culturistas with Matt Rogers and Bowen Yang.
Bowen Yang
This is Bowen Yang from Las Culturistas with Matt Rogers and Bowen Yang.
Matt Rogers
Hey Bowen, it's gift season. Ugh.
Bowen Yang
Stressing me out. Why are the people I love so hard to shop for?
Matt Rogers
Probably cause they only make boring gift guides that are totally uninspired. Except for the guide we made in.
Bowen Yang
Partnership with Marshalls where premium gifts meet incredible value.
Matt Rogers
It's giving gifts with categories like Best Gifts for the mom whose idea of a sensible walking shoe is a stiletto.
Bowen Yang
Or Best gifts for me that were so thoughtful I really shouldn't have.
Matt Rogers
Check out the guide on marshalls.com and.
Bowen Yang
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Bowen Yang
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Host/Primary Speaker
So that means a half day.
Bowen Yang
Yeah, give it a try@mintmobile.com Switch upfront.
Host/Primary Speaker
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Sponsor Announcer (Various Brands)
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Host/Primary Speaker
This just made me think about something because he put a post up yesterday. So you have the top 81 billionaires in the world have more wealth than 50 of the world's population combined. That's 4.6 billion people. So 81 people have more wealth than 4.6 billion people. We already know that Elon Musk is planning civilization on Mars. We just covered that. Mark Zuckerberg and his wife are planning to eradicate all human diseases by the year 2100 by using artificial intelligence. And we talked about potential technology to make humans immortal. So it's pretty amazing and discouraging. When I go on social media and what I see is debates about fantasy.
DirecTV Advertiser
Football.
Host/Primary Speaker
Said rapper having beef with said rapper's husband, food debates, fashion debates, and a bunch of other random nonsense that has no real significance in, in life. And this is happening in real time right in front of you. And you're being consumed with so much nonsense that you don't even even have any concerns or cares about it at all. And it's like robbing a bank right in front of you. You don't even have to actually hide things. It's in, it's done in plain sight. When you're looking at the, the this is things that are changing the way that the world will operate and directly affect every single human being that's living on planet Earth. And the vast majority of people are concerned with such unimportant things. They wouldn't even register on any of these things that I just talked about. Level. So when you're looking at your life and you're not where you want to be, well, that's the reason because you're making conscious decisions to consume things that are taking you away from any level of productivity and you're staying there and it's being done on purpose. And everybody should be embarrassed. The people that are doing it on the media side, the people that are actually producing the content should be embarrassed. And the people that's consuming the content should be embarrassed. It's like going back to say, okay, well there's so much alcohol in the hood. Well, who made you drink alcohol? You're still making a conscious decision. We already know that the cards are stacked against us. So when you make a decision to consume this content, that's a decision that you're making because there are alternatives. You're watching an alternative right now. Yeah, but unfortunately we're never going to have the same level of viewership or interest as any of those things that I just mentioned. So at some point you have to take self accountability and realize that as the world changes and as we enter a new world, you can call it a new world order. You could just call it a new world. You will, you will be a digital slave and this time your slavery will be voluntary. You signed up for it and you, you gave no fight. And you will continue to stay at the same level that you're at, potentially even worse. Your children also. And that's a decision that you have to make. Are you comfortable with this or do you want better?
Co-host/Guest Speaker
Choice is yours.
Host/Primary Speaker
The choice is yours.
Co-host/Guest Speaker
The choice is yours. Let me piggyback off that. Tesla is in talk with Saudi Arabia to open a new factory in their country. Shout out to Jamie Dimon. JP Morgan CEO says that it is a huge mistake to think the economy will boom anytime soon. This is probably one of the greatest bankers since James Pierpont Morgan who the firm is named after is telling you the truth. National debt is 33 trillion. The U. S government spending that represents about 25 of GDP. Credit card losses are rising at the fastest rate since 2008 and there have been 116 IPOs on the U. S stock market in 2023, 27 less than the same time in 2022. And most of them are trash. The trash part was my addition. We have to focus on the parts that really matter. Arm. Great kudos to Rashawn for being involved in instacart, Instacart and Walmart. Expects 65 of their stores to be automated by 2026. I don't care what Sexy Red said. Back to I don't care what you.
Sponsor Announcer (Various Brands)
Got to watch from like, who's scared.
Co-host/Guest Speaker
Even a leather leather jacket. Let's talk about the rent era. All that I hate. I had it. Had to even do that to get y' all to watch this information. People like you don't know crypto. I know I've been financially free since 2015. You can ask my mom, dad when I was broke. I'll tell you I was broke when I was up. I ain't gonna tell you I'm up, but I'm free. You can ask my baby mama. Will be good, it will be bad. You can see it in Xander's face, right? We have to stop. And I keep pointing this out to every shout out to Math Hop. I'm going in this week. I asked every podcaster and I asked every week how many podcasts make a million dollars a year more and return. Rashad always laugh because they don't want to say most of them is broke. But I keep asking that question to tell you that having beef in the media does not pay you. Mr. Beast just said on a 500 million view, no 100 million view video. He did. He got 500 grand. I said, thank God I'm not in that business. That's a lot of other ways to get 500k real quick. That takes two. If I got a hundred million views, I want 300 million. But watch how YouTube after the strike is fixed with the writers. YouTube ends up being the biggest movie producer in the next 10 years. You got a model to pick from. Hey, bring me a movie fully produced, fully edited, or we'll pay for the movie in advance. Which one you think will win? I'm gonna go with Google for 200. Focus on the things that matter. That's why I put up the other day. Too many opinions, not enough assets. And if I've had helped you increase how many assets you have under management in your personal household, please put yes in chat. But we got to stop focusing on the bs. Drake and Charlemagne. Kudos to Charlamagne for not feeding back into the bs. You can't even give an opinion no more. People attack you. The Yield on the 10 year treasury skyrocketed to unparalleled heights from 2006. The bond market is now booming after it collapsed since 2020. Even with us. How much fluff conversation do we have? Shout out to the Houston Rockets and New Doku and everybody we don't have no fluff. Hey, hey. We want to talk about diversification. I ain't said too much shout out Dylan Brooks, you know what I mean? The shout out to all my Bahamians. Boy, boy, hit different.
You wow for that.
Host/Primary Speaker
I mean not. But it's around me, you know, that's.
Co-host/Guest Speaker
Like wow for that.
Host/Primary Speaker
It's like Jay said, I'm gonna go to the bench. When Jay was like, yo, we ain't get through to you yet. Yeah, you, you're gonna keep your. Yeah, yeah. Attention is the most valuable commodity. This is why it's so sought after. So it can never compete with sports, it can never compete with entertainment or celebrity gossip. It's just, it's impossible. It's amazing that you know, he even was able to reach this level and still going. But you know, at some point in time you gotta take self accountability. Like I said, we, we can blame other people and other people are responsible for a variety of different things historically and currently, but ultimately self accountability has to be had. It has to. And it's like if, if you are in a position where you're an adult and you're indulging in, in these type of mindless entertainment over and over again, it's going to have an effect on your life. It's impossible for it not to like, it's impossible for you to know every single thing that's happening on Shade Room, on academics, on Hollywood Unlocked and shout out to all of those people. But I'm just saying it's just impossible for you to, to know every single thing that's happening and still be at a highly productive level. It's impossible because I, I know billionaires and I don't know any billionaire that knows any of this stuff that's happening.
Co-host/Guest Speaker
Zero.
Host/Primary Speaker
So you can't, you're gonna have to tell them. You can't, you can't.
Co-host/Guest Speaker
Information is a liability. Negative on it.
Yeah, yeah it is.
Host/Primary Speaker
I've never, I've never heard Mark Cuban talk about Cardi B and Nicki Minaj's beef. I never heard Robert Smith talk about his fantasy football pick. I've never heard Michael Novogradz talk about my Terry cloth choice of, of outfits on Invest Fest stage. These are certain things that I'm not gonna, I've never heard that was a good time. I have heard them talk about artificial intelligence, cryptocurrency, investing in companies, habits, behaviors. Those, those, these are conversations that I've actually heard. So I just say you don't have to have the aspiration of being a billionaire. But these, they're not done by accident. I'm saying these type of habits are not, are not caused by accident. So you, a certain level of self evaluation that we all have to do, even us, like, you know, sometimes you gotta look at like, like, damn, I'm, I'm focusing too much on this. This, this isn't important. I gotta get back to what's really important. Right, but you're on YouTube and going through the whole rabbit hole of gangland in America and you know about the blood set in Stockton, California. You live in, you live in, in Tampa, Florida. Why are you fascinated with Gangster Disciples in Chicago, Illinois? It's, it's not beneficial to your life. But they programmed us to look at somebody else's struggle as entertainment. And even, even, like, even like this rap beef and different, that's somebody else's. That's a real life conflict. That's a struggle that somebody has, whether they haven't gotten emotionally a chord enough to know how to handle themselves publicly or know how to actually deal with their emotional intelligence. But regardless, these are real problems. And we look at problems as entertainment. Blueface and his baby mom and, and the kid like this people, problems have become our entertainment.
Co-host/Guest Speaker
That, that was kind of the premise of the mental health conversation. And it's interesting that you're talking about because they were saying we, we capitalize on struggle, but nobody talks about solutions. In fact, when solutions are made and solutions are highlighted, everybody dumbs them down or push them to the side. We're not really trying to hear that. And so when you talk about the mental effect that that has on you consistently, imagine if you're born into that and a lot of us are like those things that you're speaking of, like going down the rabbit hole on YouTube. But like I can say we're guilty of it.
Host/Primary Speaker
Everybody has, right? Like this is the culture that we came up in.
Co-host/Guest Speaker
But there comes a point in time and I guess a growth inside of somebody that you realize that what am I doing? How is this beneficial and what can I do with my time other than this? And once you figure that part out, then these things become more entertainment for you. Like market monies becomes more entertainment. Earning lead, these type of things that provide information that can actually change your daily life, that becomes more entertaining. But everybody doesn't get there. And everybody's not gonna get there at the same time. And some people may never get there, but the people who do, we got to make sure that they get the information at the highest level.
Host/Primary Speaker
People have PhDs in gossip.
Co-host/Guest Speaker
That's a fact.
That's funny as hell, but true.
Host/Primary Speaker
An abundance of street credibility will only leave you bankrupt financially. I've never met anybody that was able to cash in any level of street credibility. So it's like you. It's not transferable.
Co-host/Guest Speaker
That's a good quote.
Host/Primary Speaker
Any financial institution, it's not transferable. It's just not nowhere. It's really not. It's not. It's only going to leave you bankrupt.
Co-host/Guest Speaker
It might get you a section in the club, maybe.
Host/Primary Speaker
That's going to leave you bankrupt.
Co-host/Guest Speaker
Yeah.
Host/Primary Speaker
So it's just, you know, once again, I just think that.
Co-host/Guest Speaker
Okay, hold on. I'm gonna cut you off. But I'm learning to guess what they're going to say so we can respond to it in advance. What do you say to all the people? But will you guys entertain rappers who promote this culture, Yada yada.
Host/Primary Speaker
And that's why. And that's why.
Co-host/Guest Speaker
Thank you.
Host/Primary Speaker
We have to. We have to. We have to. This is only the it. Wu Tang has one of the best line. I think it was the jizza I got you. He said, mostly the dumb are intrigued by the drum. So what he's saying, you know, people always say, like Nas got bad beats. I never listened to rap music for beats.
Co-host/Guest Speaker
I listen for the lyrics.
Host/Primary Speaker
I only listen for lyrics. But I understand what he was saying.
Co-host/Guest Speaker
This one that bad either.
Host/Primary Speaker
That's why he said mostly the dumb is intrigued by the drum. So once we started getting into the era of beats, that's when hip hop really changed. So now I'm just saying as far as like when.
Sponsor Announcer (Various Brands)
Keep going, I'm not gonna stop you.
Host/Primary Speaker
When the beat overpowered the lyrics. Beat is important part of the song for sure, but the lyrics was always the most important part. When the beat became the most important part. This is when mumble rap comes. You don't have to rap. You could just say anything. You just ride the beat.
Co-host/Guest Speaker
Yeah.
You can vibe with the beat.
Host/Primary Speaker
So what I'm saying is that now we're in a situation where, yeah, we can't fight against a. A fire with a water gun. It's, it's. It's just a certain level of intelligence. We have to, we have to provide the entertainment for you because if not, you're not going to listen.
Co-host/Guest Speaker
And there's education inside of the entertainment.
Host/Primary Speaker
And that's why it's called edutainment.
Co-host/Guest Speaker
Yeah, that's. That was crazy. Master Killer on Triumph. He said that. That's the first time.
Host/Primary Speaker
Quoted him you can't feed a baby steak. Can't feed a baby steak either. It's. You actually end up killing the baby. This is, this is wisdom and understanding that there's growth and maturation. So we're still immature as people. We have a, we have, we have a long way to growing, to being mature. So when a baby is born, you, you don't feed it solid foods. You have to feed it applesauce. You have to feed it, you know, milk.
Co-host/Guest Speaker
Not yet. No, no. They're gonna be like, no, you can't feed that one.
Host/Primary Speaker
I'm just saying an infant.
Co-host/Guest Speaker
I know.
Host/Primary Speaker
Over the course of time. No, this is a serious conversation. You got to have a certain level of maturity to even understand. Like you got to be able. If you, if you're immature.
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DirecTV Advertiser
Couch potato warning is in effect as DirecTV transforms Thanksgiving into Streamsgiving. DirecTV's got free TV nationwide with a heavy front of 60 plus live channels and a steady stream of streaming apps. Conditions are perfect for non stop entertainment. So hunker down on the couc and sign up for your free trial of my entertainment from DirecTV. I'm going to watch some free TV. Start streaming my entertainment from DirecTV now@ streamsgiving.com, my free is free paid services, 5 day free trial then auto renews monthly. Cancel anytime. Temporary credit hold may apply. Restrictions apply. See streamsgiving.com for details.
Matt Rogers
AI produced this is Matt Rogers from Las Culturistas with Matt Rogers and Bowen Yang.
Bowen Yang
This is Bowen Yang from Las Culturistas with Matt Rogers and Bowen Yang.
Matt Rogers
Hey Bowen, it's gift season.
Bowen Yang
Ugh. Stressing me out. Why are all the people I love so hard to shop for like me?
Co-host/Guest Speaker
Exactly.
Bowen Yang
Exactly, honey.
Matt Rogers
I'm easy. But you're right, holiday gifting is stressful.
Bowen Yang
And all the gift guides out there are boring and uninspired.
Matt Rogers
Wait, what about the guide we made.
Bowen Yang
In partnership with Marshalls where premium gifts mean incredible value?
Matt Rogers
It's Giving Gifts, a series of guides filled with premium gifts at great value for everyone on your list.
Bowen Yang
Yeah, Cause if I see one more for the dad who likes golf list, I'm out.
Odoo Advertiser
Right?
Matt Rogers
How about something for the people who.
Bowen Yang
Actually surprise you with categories like best gifts for the mom whose idea of a sensible walking shoe is a stiletto. Psst. She wants a pair of stilettos.
Matt Rogers
Or best gifts for me that were so thoughtful I really shouldn't have dying.
Bowen Yang
To see what those are.
Matt Rogers
And you won't believe their prices.
Bowen Yang
Just wait till you see what else is in there. It's basically a one stop shop for everyone.
Matt Rogers
You know, I started bookmarking half the list for myself.
Bowen Yang
Honestly, this is the guide for the 2025 holiday gifting season.
Matt Rogers
Check out the guide on marshalls.com it's.
Bowen Yang
Giving gifts gift the good stuff stuff.
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Host/Primary Speaker
That, then you shouldn't be listening. So you have to have a certain amount of maturity to even understand what I'm saying. So it takes time for a baby to grow into a toddler. It takes time for the toddler to grow into a child. It takes time for the child to grow into a teenager. And it takes time for the teenager to grow into a young adult. It takes time for the young adult to go into an adult. And it takes time for the adult to grow into a wise person. If you try to force that growth too early, then you'll end up hurting them. You'll end up hurting them. If you try to feed a baby steak, you're in the hurting them. If you're going if you try to make a five year old drive a car, you're gonna end up hurting them. If you try to make a 12 year old go out in the world and fend for himself, you're gonna end up hurting them. So as you're, as a leader, it's your responsibility to make sure that you're guiding people in the right direction over the course of time in ways that they can understand, in the language that they can understand, in a speed that they can actually keep up with. If not, then what are we doing it for?
Co-host/Guest Speaker
Yeah, but the thing is we don't have time.
Host/Primary Speaker
Well, all we have, only thing that we have is time. Because if, if you look at it, it's like we had the conversation with Diddy and he's like, yo, we got to make rapid change and give them different things. And he's like, yo, that's not, that's not quick enough. Well, we got in this situation, this is, this isn't even 400 years slavery. They said 400. This is actually even longer than that. When you look at the fall of Africa, from Kemet all the way to Mali, this is thousands a year. This white supremacy has been in, in rule for thousands of years. Yeah, right. So this is something that unfortunately you can't, you can't reverse something like that in one year or five years. This is why when Mark Zuckerberg has a hundred year plan, this is important. When CEOs of Japan looking at 3 or 500 year plans for their company, that's important. Unfortunately we are always only thinking about tomorrow, in a week. Our long term planning is next year, like Friday. That's our long term planning. Right. You know what I'm saying? But that, that's not, that's not a formula that's sustainable. That might be, that might be beneficial for individual person. But when you look at a collective, we have, so we can't even agree on one particular issue. Like there's not one issue that as a collective black people really agree on, even, even reparations, people can't even agree on that.
Co-host/Guest Speaker
In that analogy, this is important. So in that analogy, where would you say that we're at? Are we still in the infancy stage or are we looking at, are we compartmentalizing where we're saying this financial revolution is at the infancy stage, or as I shouldn't say black culture, but a community, where would you say that were at? I guess over the last decade that would be fair, Honestly. Yeah, where we at?
Sponsor Announcer (Various Brands)
What you guys?
Host/Primary Speaker
I think we got to be in the infancy state. We just had the rights to vote 60 years ago. Like we Technically wasn't even treated as equal human beings in this country until recently. So we are just now learning about this financial literacy information that we're providing is so revolutionary because the vast majority of people have never even. They don't even know anything about it. They never knew about stocks or real estate or let alone private equity, venture capital.
Co-host/Guest Speaker
So angel investing.
Host/Primary Speaker
Yeah.
Co-host/Guest Speaker
You know what, you know what's interesting? I'm just gonna add to this point what you're saying is very important. The higher we go and the more people that we meet, let's say up stature and of certain levels of financial freedom, the less knowledge. There's some at the top that have the knowledge, but yeah, as we go, we're meeting people. And I never knew what that was. I never knew what that was. I had no idea. Thank you, guys. That's why you guys are so important. So it's even interesting as we climb because I know that's something even in the financial planning world where you would, I would meet people of a certain level of intelligence, you would think, oh, they should know that.
They didn't know.
But their discipline is not in finance. Their discipline is in health or it's in medicine. And they didn't have the discipline to know what finance is. And so the higher we climb, we're starting to see like this thing is really something that's been absent from a lot of different disciplines. So go ahead though.
Host/Primary Speaker
I wanted a 50 year plan. 50 gotta be at least a 50 year plan. This is why it's like I, you start with education, like you got to understand too. I think Frederick Douglass said it's a lot easier to train. I'm paraphrasing. It's a lot easier to build strong boys than to rebuild. So. And that goes for men or women. But I'm just, that's what he said. So it's, you got to start. All right, now if we implement this program and it, it starts with somebody that's five years old now, because even so the problem with the 5 year old is that even if their parents are going to be negative influences. So you got to really. It's a whole generation that has to of negativity that has to be replaced before a next generation can even get in a position to teach their children.
Co-host/Guest Speaker
So this is, this becomes the new compounded interest.
Sponsor Announcer (Various Brands)
Right?
Co-host/Guest Speaker
Where we look at the time, the information is now the rate that we got to look at, right? They get it at 5, at 10, they have it. But then there's a generation that they're going to learn even faster. So yeah in a sense that is the compounded interest of the future.
But, but and in the investment you got to look the threats like if she wouldn't have came on most people wouldn't even own that they're actively fighting. So even when I bring up the rants and stuff like I tell people all the time, like there's a reason for a to get your attention but there's a message I'm trying to also sneak in even when they have to the conversation about diversity inclusion. And that's why shout out to Nicole at the event with JP Morgan next month.
I believe.
There'S a lot of interest in us post George Floyd but now that that has been eradicated, I've had a couple talks with some companies and like hey that was the first thing that got cut especially with markets turnaround the marketing budget and diversity inclusion. Let's do the hell with that. The only part that that troubles me is that while we are slow to get off the blocks, those that don't want us to have this information, they're moving really, really, really fast to make sure that we don't have it really fast. We got to move faster. And this is my always my point. I never have to tell a guy, get the courage to go talk to a girl, go buy Balenciaga, go by I never have to push that Nike company right now and inflation goes up and consumers have less to spend. It won't be a great stock. I don't want to keep talking about the same seven to eight companies but there is a reason why. So I'm going to be honest and say we have to move faster because when I woke up and saw that Charlemagne and Drake post, I saw thousands of comments of commentary and people write think pieces and you're not monetizing and making no money.
You're obsessed with me, bro.
Host/Primary Speaker
I mean but once again that's their personal thing that they have going on.
Co-host/Guest Speaker
But why, why is everybody commenting so much?
Host/Primary Speaker
Why is that a headline? Why is that a headline of trending topic?
Co-host/Guest Speaker
Hey, what can you do?
Aaron's going to court tomorrow. Let's talk about that. Yes, like let's talk about that.
Host/Primary Speaker
I mean we could just. It's human species is it always meant for a select group of people to have knowledge, wisdom and understanding than the masses of people just to be ignorant? That's how, that's how it always has been throughout human civilization. So I think that you might get frustrated when you're trying to uplift humanity. The masses and make them enlightened. They don't want to be enlightened. If vast majority of people. If, if a hundred thousand people watch Market Mondays, those are the hundred thousand people that want to get. And like, if a million, if a 3 million people is going to watch academics talking about Chicago Drill and Drake and, and whoever, Beef, whatever, Charlemagne, then it's hard to really advocate for those 3 million people because they're making conscious decisions. You could say now they're not educated enough to even make a decision. But at a certain point, it's hard to. It's. It's getting increasingly hard to make that argument because there's so much access to information. There wasn't always access to information back, but previously it was. It was illegal to read. Previously information was hidden. You didn't even have an opportunity to be educated. So you, you were purposely left ignorant. Now it's, it's becoming increasingly difficult to have that same level of empathy for adults because at some point you see something on social media and you decide not to watch it. You see something. You, you. It's. Somebody's giving you some level of information. At some point.
Co-host/Guest Speaker
Everybody.
Host/Primary Speaker
At this point, you're making a decision to be like, nah, that's not for me.
Co-host/Guest Speaker
Yeah, yeah. The, the access to information. The barriers are so low at this point that it is a conscious decision that you're making to not be educated. Straight up, there's the. I don't know how many entrepreneurs that we've spoken to who have become successful who haven't said, I watch YouTube TV prior to. But prior to earning your leisure.
Right.
I watched YouTube. I did this for free.
Host/Primary Speaker
For free.
Co-host/Guest Speaker
To do, just to learn. I, I just happened to watch it. Or I could watch Bad Bunny's video.
Shout out to Benito.
Shout out.
Sponsor Announcer (Various Brands)
We got a bunch of billion viewed videos.
Co-host/Guest Speaker
But like, yeah, these are choices. We're making them.
Yeah. At what point, what age do you think we should make the. Cut off from being entertained to learning to make our lives better.
Host/Primary Speaker
It's difficult.
Co-host/Guest Speaker
What would you tell your son?
Host/Primary Speaker
Let's say that, I mean, you gotta understand a certain level. It's hard to, to. For me personally, I would. I never. I was always on that. My whole entire life. I always was on. I was. I always obviously listen to music. I listen. I'm in the culture, so I don't. I'm not like a, you know, a monk, but I was always. I always had a more serious demeanor since I was young. Yeah, I always was on that type of time. Like I read Rich dad, poor dad. When I was 17, 18 years old, like that was like a whole, you know, bible for me as far as education is concerned. That's probably like what a lot of 50 year olds don't know. But even before that, I was always interested, I was interested in, in stocks, I was interested in business. You know, it's, you know, that somebody's making money. That's how I always look at, like somebody's making money. So I'm, I'm interested to know who's making money and then how can I make money. So to answer your question, it's difficult, I, I think, you know, because you can't have those same level of expectations for kids.
Co-host/Guest Speaker
Yeah, but I, I think there's a intersection. I think what makes us unique and I think it's what's made us unique since we were younger was that we were able to find information inside of the entertainment. I think we had this there. Yeah. I think we had the ability to decode some of the messages. I think we were able to break down and have, you know, a common understanding when it came to music, especially when it came to sports. It was, yes, this is entertainment, but yes, this is business. Why do you get this contract? Who's his, who's his advisor, who's his agent? Like those are the kind of conversations that we were having on top of having the ones that obviously in the barbershop, you know, when you're in school. So you can't alienate them from it because there's lessons to be learned inside of it. We had a conversation with Lauren and she was talking about Roblox. I'm like, there's an intersection there. And we've said this plenty of times. Yes, kids enjoy it. Let's meet the winner at, let's tell them that this is a publicly traded company. So it's just about finding the intersections. I don't think we can cut off the age and say, you know what, at 13 you're no longer watching this. Can you put time restrictions on some of it? Yeah. Can you incorporate education inside of some of it? Of course. And then you're going to have the real world experiences that you can provide for them as well. So I think it's a mixture. I don't think it's a cut off because had that been cut off for me or, and I could maybe I could speak for him as well. I don't know where we would be without music. I don't know where we would be without sports.
Host/Primary Speaker
I mean, I just said it's the last thing I'll say about this. I just don't understand how you don't want to just take your life serious. And like I said, even for me, it wasn't like I was in business my whole life. When I was playing basketball, like, that's what I was doing all day. I was going to, I was trying to better myself because I felt like that was a pathway to me. Never, I never was a gamer. Not to, not to knock that, but I'm just saying that's not what I was doing. I was never a gamer. I was never somebody that was just smoking weed. Like, I, I, of course you get introduced to that, and that's a decision that's easy to make. But I was always serious. Like, I always was serious about my life. Like, I want to do something. I want, I want to just be a regular person. I want to be a special person. So I, I don't understand how you can just have so much complacency. It's just, it's. It's difficult for me to, to comprehend because it's just so much serious stuff that's going on. Like I said, no matter what you want to do, like, whatever you want to do with your life, you only get one shot at it. Yeah. Why would you not take it serious? Like, why would you get an opportunity to breathe every single day? That's a blessing.
Co-host/Guest Speaker
Is that the defense mechanism that kicks in?
Host/Primary Speaker
Right.
Co-host/Guest Speaker
If I pretend that it's not happening, if I ignore it, that's what it is. And it's not happening because my life is. There's so much real happening in my life that I need to be distracted by the realness of it.
Host/Primary Speaker
No.
Co-host/Guest Speaker
You feel like it's a defense mechanism.
Host/Primary Speaker
I don't know if it's a defense mechanism. I think that it's just a, it's a thing where people don't have that same level of urgency. Like I said, if you look at it from a standpoint of, like, it's a blessing. You're actually blessed to be able to, to walk, stand up and breathe. That's a blessing. There's a lot of people that, that are incarcerated. There's a lot of people that's dead. There's a lot of people that aren't physically able to, to even operate or mentally able to operate. So if you have a sound mind and a sound body, that's, that's a blessing. I don't, I think it's disrespectful to just take that blessing and Just do nothing with your life or do minimum amount. Everybody. Everybody has the ability to be great in certain areas. So you could be the best carpenter. You could be the best investor. Like, they said he's the master investor. What's he going to say, the average investor? Like, why would you say anything?
Co-host/Guest Speaker
Strive for it.
Host/Primary Speaker
Yeah, why would you. Why would you strive for mediocrity? Like, when you say, we're the biggest, what we supposed to say, we're the smallest? Like, people get offended. Like, oh, they. They saying they arrogant. They saying he's big or he's arrogant. He's saying he's a master investor. Like, well, what are you saying? You're the best in because.
Co-host/Guest Speaker
And why weren't you putting out the information before I did it? They drugged me online and want to show my face on camera. They're like, no, you gotta, like, if you're gonna do a YouTube show, you gotta, like, pull up the camera because you should have made two tech.
Host/Primary Speaker
Never show your face. Be like, ghost Face Killer.
Co-host/Guest Speaker
Hey, I don't know.
Host/Primary Speaker
Last year, but.
Sponsor Announcer (Various Brands)
But a lot.
Co-host/Guest Speaker
But it's like, even when I put up that post, shout out to my guy Zoe, I was like, yo, stay inside for two years. That's a small sacrifice. Like, when I asked Kyrie, like, how long were you playing to get to the league? He like, bro, what you mean? Every day since 8. That's what I dreamed about. When I met Kyrie, he was doing triple threat in front of me, and.
Host/Primary Speaker
I'm like, I ain't playing. I ain't that.
Co-host/Guest Speaker
So from above the rim, you got me. I can't hurt you. Yeah, but it shows the level of passion. The thing that we're really trying to convey is, like, you have to have passion for something every day. You have to get after it. Even we traveling around, these are still our talks.
Host/Primary Speaker
Yeah.
Co-host/Guest Speaker
You get one life. You choose. And this is what I will say for everybody who goes outside all the time, who parties a lot, and y', all, like, I'm seeing a bunch of people looking like they're happy when they're out. When I see you in real life, you look miserable. It's better to have the real life that you're really happy about when you don't gotta post than to pretend like you're posting for somebody else's media. And I'm telling you like this. The media that you're posting on don't make that much money for the people who own the media.
Host/Primary Speaker
The last thing I want to say about this, because you brought Up a good point. And I've been meaning to talk about this for a while because we spent a lot of time in Atlanta and we go out all the time, but.
Co-host/Guest Speaker
I think I know what you're.
Host/Primary Speaker
A celebration is meant to celebrate something. So when Drake said drinking every night because we drink to my accomplishments, there's some level of truth to that. Right. He actually has something that he can actually celebrate every single night because he's worked hard enough to put himself in a position financially where it's not hurting him. And then also he's. He's earned his leisure on that certain level. How many black businesses do we need for nightclubs? And we're not even owning the nightclubs or bars or hookah lounges. And how many parties can we have? Right? How many? Like, it's, it's every single day. It's a variety of different options to. To celebrate. And this is globally. When we went to Lagos, Nigeria, we went to Jamaica. Black people party at unprecedented levels. This might go back to a thing of, like, suppressing the pain because you, you know that financially, globally, we're in the last place globally. So everybody's not rich. Everybody that's buying these bottles can't afford these bottles. So is it a thing of just saying, like, I'm just gonna. Just have fun in this moment, because I know when I wake up tomorrow, it's back to, you know, the pain.
Co-host/Guest Speaker
That's a lot of it.
Host/Primary Speaker
Yeah. That's what, at some point we got, like. And like I said, I have fun. I go to clubs all the time. But I'm just seeing a pattern with this where this has become an industry once again. Going back. We don't even own the clubs. It wouldn't even be that bad if we actually have real ownership. We don't even own these nightclubs. We're just promoters. We're party promoters. And where the people that's really getting rich off of this are the liquor companies, which we have no ownership in. Yeah.
Co-host/Guest Speaker
They won't let us own.
Host/Primary Speaker
We heard Diddy talk about that. And the owners of the nightclubs, which 90% of the people that own these physical buildings and structures are not black people.
Co-host/Guest Speaker
Yeah.
Host/Primary Speaker
So. And even the people that rent the clubs are not black people. Only the black people in, in this equation are the customers, the bottle service girls, and security and the promoters. That's it. That's. That's, that's the ecosystem of this strip clubs, lounges, hookah lounges, bars. It's consuming. It's consuming a decadent lifestyle. At an extremely high level. That's extremely unproductive.
Co-host/Guest Speaker
Champagne for the pain.
Host/Primary Speaker
And it's every, it's everywhere that we go. Like I said, this is not America. We went to Lagos. That's all we did was party. And they told me 40 of the nightclubs were owned by people from Beirut.
Co-host/Guest Speaker
Was it Beirut or Lebanon?
Host/Primary Speaker
I think, I think Beirut is in Lebanon.
Co-host/Guest Speaker
Oh yes, yes.
Host/Primary Speaker
So the Lebanese own the nightclub industry. In the hospitality industry. You can't even control your own industry in, in a black country.
Co-host/Guest Speaker
We're not doing it in black city.
I keep saying our music culture when we scream. All that for the culture. Not our culture either. Name me nine black music executives that run anything tough. Even with Yo Adam. A vulture. Vlad of vulture. How they're vulturing their own culture. Most of the people who do the negative responses to stuff are not black. Champagne for the pain.
For the pain. Leave for the low.
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Host/Primary Speaker
All.
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Co-host/Guest Speaker
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Host/Primary Speaker
You know what a girl's best friend is? Not diamonds. Her lawyers.
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Host/Primary Speaker
Guaranteed human.
Hosts: Rashad Bilal & Troy Millings
Original Release: December 2, 2025
Podcast Network: iHeartPodcasts
In this thought-provoking episode, Rashad Bilal and Troy Millings discuss how the online content we consume shapes our mindset, finances, and future—and how it's often to our detriment. They break down why endless digital distraction, gossip, and mindless entertainment are undermining personal progress, productivity, and generational wealth, especially for Black communities. The hosts urge listeners to take accountability, focus on substance over fluff, and intentionally seek knowledge that uplifts, empowers, and generates real change.
[32:46] With information so accessible, choosing ignorance is no longer excusable: “At this point, you're making a decision to be like, nah, that's not for me."
[34:34] On intersecting entertainment and education for the younger generation: Balance is needed, not a total cutoff. Find the lessons where kids are.
"You will be a digital slave and this time your slavery will be voluntary. You signed up for it and you, you gave no fight."
—Rashad Bilal, [04:32]
"Too many opinions, not enough assets."
—Ian (co-host), [08:31]
"Attention is the most valuable commodity. This is why it’s so sought after."
—Rashad Bilal, [11:08]
"We capitalize on struggle, but nobody talks about solutions. In fact, when solutions are made and solutions are highlighted, everybody dumbs them down or push them to the side."
—Troy Millings, [14:41]
"Mostly the dumb are intrigued by the drum."
—Wu-Tang Clan lyric quoted by Rashad Bilal, [16:39]
"An abundance of street credibility will only leave you bankrupt financially. I've never met anybody that was able to cash in any level of street credibility."
—Rashad Bilal, [15:54]
"You can't feed a baby steak... there's growth and maturation."
—Rashad Bilal, [17:53]
"Our long term planning is next year, like Friday. That's our long term planning... that's not a formula that's sustainable."
—Rashad Bilal, [25:20]
"The higher we go and the more people that we meet... the less knowledge. There's some at the top that have the knowledge, but as we go, we're meeting people. I never knew what that was. I had no idea. Thank you, guys. That's why you guys are so important."
—Troy Millings, [27:30]
"At this point, you're making a decision to be like, nah, that's not for me."
—Rashad Bilal, [32:46]
"Why would you strive for mediocrity? ...Why would you not take your life serious? You only get one shot at it."
—Rashad Bilal, [38:04]
The episode is a clarion call to recognize the ways online distraction and entertainment are undermining personal and collective progress. The hosts urge listeners to wake up, take self-accountability, reject mediocrity, and intentionally consume content (like Earn Your Leisure) that builds knowledge and wealth. Entertainment is not inherently bad—but strive to learn from it, and always maintain focus on the big picture: economic empowerment, ownership, and generational advancement.
For anyone who wants to level up financially or break the cycle of digital distraction, this episode delivers a necessary reality check and blueprint for intentional living.