Loading summary
Podcast Host
This is an iHeart podcast.
Hunter Woodhull
Guaranteed Human support for the show comes from Public, the investing platform for those who take it seriously. On Public you can build a multi asset portfolio of stocks, bonds, options, crypto and now generated assets which allow you to turn any idea into an investable index with AI. It all starts with your prompt. From renewable energy companies with high free cash flow to semiconductor suppliers growing revenue over 20% year over year, you can literally type any prompt and put the AI to work. It's IT screens thousands of stocks, builds a one of a kind index and lets you back test it against the S&P 500. Then you can invest in a few clicks. Generated assets are like EFTs with infinite possibilities, completely customizable and based on your thesis, not someone else's. Go to public.com podcast and earn an uncapped 1% bonus when you transfer your portfolio. That's public.com podcast paid for by Public Investing Brokerage Services by Open to the Public Investing Inc. Member FINRA SIPC Advisory Services by Public Advisors llc SEC Registered Advisor Generated Assets is an interactive analysis tool. Output is for informational purposes only and is not investment recommendation or advice. Complete disclosures available at public.com disclosures hey.
Tara Davis Woodhull
This is US Olympic gold medalist Tara.
Hunter Woodhull
Davis Woodhull and I'm US Paralympic gold medalist Hunter Woodhull.
Tara Davis Woodhull
As athletes, our lives are about having.
Hunter Woodhull
A clear path and a team that you can absolutely trust.
Tara Davis Woodhull
So when it came to getting the best mortgage, we chose PennyMac. PennyMac is pro proud to be the official mortgage provider of Team USA and.
Hunter Woodhull
You learn more at pennymac.com pennymac loan services llc/housing lender nmls id 35953 licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Conditions and restrictions may apply.
Walton Goggins
So you want to start a business? You might think you need a team of people and fancy tech skills, but you don't. You just need Godaddy Arrow I'm Walton Goggins and as an actor, I'm an expert in looking like I know what I'm doing even when I don't. I and I like the sound of starting my own business. Walton Goggins Goggle glasses. But I'm an actor. I don't know what I'm doing. I needed help. Godaddy Arrow uses AI to create everything you need to grow a business. It'll make you a unique logo, it'll create a custom website, it'll write social posts for you and even set you up with a social media calendar. I didn't even realize I needed a social media calendar. GoDaddy Arrow will take your idea. That sounds good and make a business that looks like you know what you're doing. GoDaddy Arrow can get your business up and running in minutes. You know what that sounds like? It sounds like a plan. Get started@godaddy.com aero that's godaddy.com airo discover.
Podcast Host
A spectacular island destination with crystal blue seas, endless sunshine and the cool Bahamian breeze. Baha Mar, located in Nassau, Bahamas, offers your choice of three luxury hotels, over 45 fine dining and nightlife venues, Jon Batiste's all new jazz club, the Caribbean's most luxurious casino, and one of a kind experiences for the entire family like our 15 acre tropical water park, wildlife sanctuary, world class golf course and so much more. Visit bajamar.com today.
Tara Davis Woodhull
Earners what's up? You ever walk into a small business and everything just works like the checkout is fast, the receipts are digital, tipping is a breeze and you're out the door before the line even builds. Odds are they're using Square. We love supporting businesses that run on Square because it just feels seamless. Whether it's a local coffee shop, a vendor at a pop up market, or even one of our merch partners, Square makes it easy for them to take payments, manage inventory, and run their business with confidence, all from one simple system. One of the things we love most is seeing neighborhood businesses level up. There's this West Indian spot right in our community that started with a small takeout counterpart. Now with Square, they've been able to expand into a full sit down restaurant and even started catering events across the city. That's the kind of growth that inspires us and it's powered by Square. Square is built for all types of businesses, from the corner bagel shop that turned into a local chain to the specialty market with thousands of unique items to the stylist who's been holding you down for years. If you're a business owner or even just thinking about launching something soon, Square is hands down one of the best tools out there to help you start right run and grow. It's not just about payments, it's about giving you time back so you can focus on what matters most. Ready to see how Square can transform your business? Visit square.comgoeyl to learn more. That's square.comgoeyl don't wait. Don't hesitate. Let Square handle the back end so you can keep pushing your vision forward.
Economic Analyst
Gold and Silver Where? Where will gold and silver peak at? In 2026 first.
Financial Commentator
It depends on the economic climate. But I was talking to stock club about this yesterday. The last time the gold and silver went up this much in tandem was pre Covid the European debt Crisis and the 2008 crash. I don't know about you guys but I've never had these many conversations about gold and silver as we've had the past six months. Platinum is running, copper is running of course because of the AI investment. Worst case scenario, gold could shoot to $5,480 per ounce and silver, highest case can get to 153 or 105.47. What will make silver and goals stop running as much? Not. Not having as many economic threats, not having a geopolitical bomb that is waiting on our table, not having bad leadership. And I don't think those things are going to go away within the next year. I don't think he's going to have a change of heart. So as a result I think gold and silver will continue to spike as the dollar value is dropping and as and it's also reflected in the crypto market. And like you talked about, there's a bunch of companies that are amazing that are sitting underneath a 200 day moving average which is not a good sign. I know some of you push back on the comments of the economy being stronger than ever. It's not true. If you just look at spending across the board in budgets for the first quarter and the revisionist history that we're having in some of these reports, things are not going as well as people suspect. So gold and silver should continue to climb for the next year and a half.
Tara Davis Woodhull
I think you nailed it. I think the conditions for the, for it to continue to appreciate are all there.
Financial Commentator
Right?
Tara Davis Woodhull
A weaker dollar, geopolitical tension. And it looks like we're headed into some more uncertainty when it comes to geopolitical tension. Whether it be Greenland.
Financial Commentator
Greenland's a big one.
Tara Davis Woodhull
We were on the Iran. I mean you just never know. It feels like, I mean there's so much uncertainty around it. And those are the conditions when you see commodities rise. And you nailed it, right? J.P. morgan, like forget what we think. This is what the analysis is saying. JP Morgan has it at 5,000ounce by the Q4 of 26. HSBC has it at 5,000. Morgan Stanley has 4,800 average analyst. We did. I did this for about 15 of them. The average price is 4,800. All right, so there's still some growth. It's interesting like when the last time I was Talking about silver, I think was this 2005, we went to watch Robert Kiyosaki speak about silver.
Financial Commentator
He was big, we gotta give him credit. 506 run.
Tara Davis Woodhull
I promise you it was $12. And I was just like sitting there for hours. I'm like, yeah, this guy's really serious about silver.
Financial Commentator
Yeah.
Tara Davis Woodhull
And here we are in 20, at the end of 2025, early 2026. And now silver is right on the cusp of reaching a hundred thousand ounce, which is incredible. It's unprecedented, man. And, and I don't think those things change. You said something interesting though about people texting about the economy. And it dawned on me the other day that the people who watch us and listen to us, they may feel like the economy is great because we've been put in a few positions that have run right, like whether it's the semis or the memory companies. And people have done really well with those. But overall, like even the Max 7, they had a whole piece in the Journal this weekend about how the Max. There's only two of the Max 7 that outperformed the S and P last year. They really have consolidated whether it was Microsoft.
Odoo Advertiser
Running a business is hard enough, so why make it harder? With a dozen different apps that don't talk to each other. One for sales, another for inventory, a separate one for accounting. Before you know it, you are drowning in software. Instead of growing your business, this is where Odoo comes in. Odoo is the only business software you'll ever need. It's an all in one fully integrated platform that handles everything. CRM, accounting, inventory, E commerce, HR and more. No more app overload, no more juggling logins. Just one seamless system that makes work easier. And the best part, Odoo replaces multiple expensive platforms for a fraction of the cost. It's built to grow with your business whether you are just starting out or already scaling up. Plus it's easy to use, customizable and designed to streamline every process so you can focus on what really matters running your business. Thousands of businesses have made the switch, so why not you try Odoo for free@odoo.com that's O D O O.com earners.
Tara Davis Woodhull
What's up? Look, your marketing website sets the tone for your brand and it's the one touch point every single customer interacts with. So if making simple updates still feels hard, you're leaving real opportunity on the table. That's why so many companies, from early stage startups to Fortune 500s are turning to framer it's the website builder that turns your.com from formality into a real tool for growth. Framer works like your team's favorite design tool with real time collaboration, a powerful cms, built in tools for great SEO and advanced analytics with integrated A B testing so your designers and marketers can actually move fast. And when you're ready to make a change, one click publish and it's live in seconds. No engineering bottlenecks, no delays, just speed. Framer is also enterprise ready with premium hosting, enterprise grade security and 99.99% uptime SLAs trusted by leading brands like Perplexity, Miro and Mixpanel. Learn how you can get more out of your.com from a framer specialist or get started building for free today@Famer.com earn for 30% off a Framer Pro annual plan. That's Framer.com earn for 30% off Framer.com earn rules and restrictions may apply.
Hunter Woodhull
Support for the show comes from Public, the investing platform for those who take it seriously. On Public you can build a multi asset portfolio of stocks, bonds, options, crypto and now generated assets which allow you to turn any idea into an investable index with AI. It all starts with your prompt. From renewable energy companies with high free cash flow to semiconductor suppliers growing revenue over 20% year over year, you can literally type any prompt and put the AI to work. It screens thousands of stocks, builds a one of a kind index and lets you back test it against the S&P 500. Then you can invest in a few clicks. Generated assets are like EFTs with infinite possibilities, completely customizable and based on your thesis, not someone else's. Go to public.com podcast and earn an uncapped 1% bonus when you transfer your portfolio. That's public.com podcast paid for by Public Investing Brokerage Services by Open to the Public Investing Inc. Member FINRA SIPC Advisory Services by Public Advisors LLC SEC Registered Advisor Generated Assets is an interactive analysis tool. Output is for informational purposes only and is not investment recommendation or advice. Complete disclosures available at public.com disclosures hey.
Tara Davis Woodhull
This is US Olympic gold medalist Tara.
Hunter Woodhull
Davis Woodhull and I'm US parent Paralympic gold medalist Hunter Woodhull.
Tara Davis Woodhull
As athletes, our lives are about having.
Hunter Woodhull
A clear path and a team that you can absolutely trust.
Tara Davis Woodhull
So when it came to getting the best mortgage, we chose PennyMac. PennyMac is proud to be the official mortgage provider of Team USA and you.
Hunter Woodhull
Learn more at pennymac.com pennymac loan services llc/housing lender nmls.id 35953 licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Conditions and restrictions may apply.
Tara Davis Woodhull
Meta Down Right. Like even Amazon, like kind of Consolidated Nvidia and Google were the only two out of those seven that had a positive year. And so you, oh well, outpaced the S P. And so there's been consolidation. It's just that we have been put in some pockets that had extreme growth and probably will continue to have stream growth. But if you look at the overall scale, you take a, a bigger glimpse. Yeah, there's a lot sitting under the 200. There's definitely some at the 400. And so it's an interesting time.
Financial Commentator
And once again, go ahead, Rashad.
Economic Analyst
It goes, going to keep going up because it's a store of value. And as long as the national debt keeps growing, then it really has no other option. And he's accelerated. That's why I put on Instagram that In the first 10 months of Donald Trump's presidency, he added $4 trillion to the that. And the thing about it is that you created a whole government agency to lower the situation and only reversed. You fired 300,000 people and actually added $4 trillion of debt. So the speed at which the debt and borrowing is accelerating is pretty historic. And that only means that the dollar is weaker than it has been in recent history. And if the dollar is weaker and then you add to the geopolitical uncertainty and people really trust in the American economic system anymore because they don't trust the American leadership. So it's a direct correlation to other store of asset, store of value assets like gold and silver have, they have no choice but to go up, shout out to Larry Morrow. He was at his event in New Orleans the other day. He was talking to Mike Novogratz. And I told him that, you know, when he said that, he said gold was going to go to 10,000 and he was just saying like, yeah, you know, it's just one of these things that it has to happen because of the amount of spending that Washington continues to do. And that's the, that's the ironic thing about it, is that the whole Republican Party, but mainly Trump, they ran on a whole campaign of lower, smaller government.
Financial Commentator
Inefficiency and it's not there and lower.
Economic Analyst
Spending and they've actually spent more money and borrowed more money and have more debt. So. But he's done that the last, he did that the last presidency. That's why, that's why Mike said that, because it wasn't Just based off of like, okay, like, he's like, Trump, only thing he knows how to do is spend money. He did that the last time he was in office. So he was like, based off of his tendency. Based off of last time he's in office is going to carry over to this time he's in office. He's going to spend more money, we're going to have more debt, and gold is going to continue to go up. And that's, that's literally exactly what happened so far. And I don't think it's going to stop. You gotta, you gotta spend more money on. On the military, which is our, our biggest expenditure in healthcare, and doesn't seem like you're gonna have any. Any. So it's like you cutting small things. The Somali daycare center and, you know, stuff like that.
Financial Commentator
But it's just corporate bailouts are higher than ever.
Economic Analyst
Yeah. So.
Tara Davis Woodhull
Oh, but. And they'll tell you that the trade deficit has been lowered.
Financial Commentator
Come on. Like a major bank almost went belly up. And they swept it under the rug and they poured billions of dollars into the repo market to cover the bank being short silver and being down tens of billions of dollars.
Economic Analyst
And he also said that he saw bitcoin. He has no choice. He said if it was a weird year for bitcoin, he said he wouldn't have thought that bitcoin would have stayed flat for the year, relatively based off of all the circumstances. But he was just like, if it hits over 102, it's going to 140. And it's just a matter of time before bitcoin, because that's the last store value that really has not increased. All the other store values have increased. So Trump is, He's, he's, he's losing it. He's losing it mentally and it's.
Financial Commentator
Why do you say that?
Economic Analyst
Why is he losing it mentally?
Tara Davis Woodhull
Alleged.
Financial Commentator
Yeah. Allegedly. Allegedly, yes. Before the real news. And think about this. Silver and gold are going up this much without the real news coming out about the banks, about health care and health issues in the administration. But why do you say that he may be losing some of his faculties?
Economic Analyst
Well, I think this Greenland situation is going to be a humiliating defeat for him. And sometimes you put yourself into a fight that you can't win. And, I mean, he writes a whole letter to the prime minister of Denmark saying, because you guys didn't give me the Nobel Peace Prize, I'm. Because you didn't give me Nobel Peace Prize, I'm not really interested in having Peace Anymore. And I'm taking Greenland. But the thing about it is, you know, we could talk about it, too, as far as the amount of treasuries that the EU and Canada hold. And you can only push somebody in the corner for so long before they can. They have, they have weapons at their disposal as well. And I think he's putting himself in a situation where he's gonna, he has no choice but to kind of lose this battle. And it's going to be. It's going to be a humiliating defeat, and it's going to be a crack in the American armor, and we don't really know how that's going to play with the economy. But just stuff like that, like, just, just, you know, just unhinged behavior after a while, it can't really be excused. It's like the mad. It's like the mad king, like, you know, like after a while, it's like, you know, it's just very unhinged, uncouth behavior. But he's having a piece, a peace party. You got to pay a billion dollars to be a part of it. And he's.
Financial Commentator
I didn't hear about this.
Tara Davis Woodhull
Wait, he invited Putin to it.
Economic Analyst
20, 20 countries. A billion dollars. He's. He's gonna be the chair for, for life. And if you pay a billion dollars, then you're. It's like protect. It's like extortion.
Financial Commentator
It's an extortion party. Listen, I prefer my presidential leadership to not act like King Von and Dirk personally. Yeah. But this is like, this is too much. And for those of you who may push back and say, well, it was worse under Biden, I too, had my deep criticism for that administration. It does not mean that this one isn't being misled. And we're only a year in. Netflix is down 34%. Meta down 22. Microsoft is down 17. Elon and OpenAI are in a tough legal battle now. Target is an American brand is dying. Starbucks, an American brand is dying. Nike is dying. All in this tenure.
Tara Davis Woodhull
And I mean, they'll hold on to the, hey, the Dow's at a record high. S and P on a record high. Nasdaq on its way to a record high. Like, they'll hold on to these, these talking points, but, like, at some point it's going to have to add up, right? Like, at some point it's. Something's going to hit the fan.
Financial Commentator
And then they want you to now be able to leverage your 401ks to buy a home. It's like what we used to be a proper country. Yo, we used to be a proper country. But.
Economic Analyst
If this erratic behavior continues, gold, gold will continue to go up from. From an investment from a pure make money standpoint. If you're interested in that standpoint. Yeah, I mean, gold, silver, then I think bitcoin is only a matter of time before bitcoin has to. It has to follow suit at some point.
Financial Commentator
Yeah. Keep your eyes on platinum too.
Tara Davis Woodhull
Yeah, Platinum copy.
Financial Commentator
Yep.
Tara Davis Woodhull
Yeah, yeah. And the rare earths. We'll talk about that maybe, yeah, next week. But yeah, there's some stuff going on there. Exploration is happening soon, so.
Financial Commentator
Yeah, yeah.
Tara Davis Woodhull
This episode is brought to you by PNC Bank. A lot of people think podcasts about work are boring. And sure, they definitely can be. But understanding a professional's routine shows us how they achieve their success little by little, day after day. It's like banking with PNC Bank. It might seem boring to save, plan and make calculated decisions with your bank, but keeping your money boring is what helps you live a more happily fulfilled life. PNC bank, Brilliantly boring since 1865 brilliantly boring since 1865 is a service mark of the PNC Financial Service Group, Inc. PNC Bank National Association Member, FDIC.
Economic Analyst
At.
Podcast Host
CVS, it matters that we're not just in your community, but that we're part of it. It matters that we're here for you when you need us, day or night. And we want everyone to feel welcomed and rewarded. It matters that CVS is here to fill your prescriptions and here to fill your craving for a tasty and, yeah, healthy snack. At cvs, we're proud to serve your community because we believe where you get your medicine matters. So Visit us@cvs.com or just come by our store. We can't wait to meet you. Store hours vary by location.
Hunter Woodhull
Janice Torres here and I'm Austin Hankwitz. We host the podcast Mind the Small Business Success Stories produced by Ruby Studio in partnership with Intuit QuickBooks.
Podcast Host
We're back for season four to talk to some incredible small business owners.
Hunter Woodhull
The big thing about working at tech.
Tara Davis Woodhull
Is that it's ever evolving, ever changing. Everyone's a rookie. That's how fast the industry is changing.
Financial Commentator
So what I'm really excited about is.
Tara Davis Woodhull
To be part of that change.
Hunter Woodhull
So listen on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.
Podcast Host
Discover a spectacular island destination with crystal blue seas, endless sunshine, and the cool Bahamian breeze. Baja Mar, located in Nassau, Bahamas, offers you your choice of three luxury hotels. Over 45 fine dining and nightlife venues, Jon Batiste's all new jazz club, the Caribbean's most luxurious casino, and one of a kind experiences for the entire family like our 15 acre tropical water park, wildlife sanctuary, world class golf course, and so much more. Visit bajamar.com today. If you're an H Vac technician and a call comes in, Grainger knows that you need a partner that helps you find the right product fast and hassle free. And you know that when the first problem of the day is a clanking blower motor, there's no need to break a sweat. With Grainger's easy to use website and product details, you're confident you'll soon have everything humming right along. Call 1-800-GRAINGER clickgrainger.com or just stop by Grainger for the ones who get it done. This is an iHeart podcast. Guaranteed Human.
Podcast: Earn Your Leisure
Hosts: Rashad Bilal & Troy Millings (iHeartPodcasts)
Date: January 20, 2026
Episode Theme:
A sharp, insightful conversation about where gold and silver prices could peak by 2026, set against the backdrop of global economic uncertainty, U.S. debt, geopolitical tensions, and evolving market trends.
In this episode, the Earn Your Leisure team unpacks the dramatic rise in gold and silver prices, sharing both economic analysis and big-picture commentary. They discuss historical precedents, analyst predictions, the impact of U.S. fiscal policy, the weakening dollar, and the increasing appeal of precious metals and other "store of value" assets. The conversation ties market trends to political leadership, the state of American brands, and the broader implications for investors.
“I don’t know about you guys but I’ve never had these many conversations about gold and silver as we’ve had the past six months.”
— Financial Commentator, 05:12
“The average price is $4,800. All right, so there’s still some growth.”
— Tara Davis Woodhull, 06:53
“A weaker dollar, geopolitical tension … Those are the conditions when you see commodities rise.”
— Tara Davis Woodhull, 06:41
“If you look at spending across the board in budgets for the first quarter… things are not going as well as people suspect.”
— Financial Commentator, 06:12
“Only two of the Max 7 outperformed the S&P last year … they really have consolidated whether it was Microsoft.”
— Tara Davis Woodhull, 07:45
“As long as the national debt keeps growing, then [gold] really has no other option [but to rise].”
— Economic Analyst, 13:08
“Trump, only thing he knows how to do is spend money. He did that the last time he was in office … gold is going to continue to go up.”
— Economic Analyst, 14:51
"I prefer my presidential leadership to not act like King Von and Dirk personally. Yeah. But this is like, this is too much."
— Financial Commentator, 18:48
“We used to be a proper country. But ... If this erratic behavior continues, gold will continue to go up.”
— Economic Analyst, 19:48, 20:03
Tone of the Conversation:
Conversational, candid, sometimes irreverent, blending financial analysis with real-world skepticism and humor.
For Listeners:
The episode offers actionable takeaways for investors—expect further precious metals growth, heed the signals from currency and debt markets, and don’t be distracted by pockets of equity strength in a structurally fragile environment.
Final Thought:
Gold and silver’s bull run is positioned as both symptom and symbol of systemic risk. With continued uncertainty in both geopolitics and leadership, and with U.S. debt surging, the hosts see little to slow the climb of “store of value” assets in the coming 18–24 months.
Keep an eye on platinum, rare earths, and especially on what comes next for bitcoin.
This summary covers core themes, forecasts, and notable moments for anyone who missed the episode and wants to understand the economic case for gold and silver in 2026.