Why Intel Isn’t a Buy, the AI Funding Bubble, and Market Timing Tips...

Summary

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Podcast Summary: Earn Your Leisure

Episode: Why Intel Isn’t a Buy, the AI Funding Bubble, and Market Timing Tips
Hosts: Rashad Bilal, Troy Millings (EYL Network)
Air Date: August 31, 2025

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Episode Overview

In this episode, Rashad and the EYL Network crew, joined by a Market Analyst and Chat Moderator, tackle big investing questions around Intel’s prospects, the current state (and cracks) of AI investing, and how to smartly time market entries—especially given historic September market drops. The conversation blends data-driven insights with energetic discussion, offering actionable tips for long-term investors amid today’s rapidly shifting financial landscape.

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Key Discussion Points and Insights

1. Why Intel Isn’t a Good Buy Right Now

• Government Involvement Isn’t Enough: The panel discusses whether government support makes Intel a smart investment.
  • "If the government is invested in something, they obviously have an incentive for it to do well... and they have resources to kind of make sure that they do well on a certain level." (Chat Moderator, 01:52)
• Too Far Behind Competitors: Both Rashad and the Market Analyst agree that despite government backing, Intel’s innovation lag—especially in GPUs and CPUs—makes it unattractive.
  • "What they do is the reason why I wouldn't invest in it. How far they are behind in what they do is why I wouldn't invest in it." (Rashad, 02:22)
  • "Whipped cream on scat is still scat. It is what it is... The economy is so fragile it cannot contain the fallout if this company actually went under." (Market Analyst, 02:48, 02:55)
• Taxpayer Involvement: It's pointed out that government bailouts are essentially taxpayer-funded.
  • "When we say the government money, that really is taxpayer money...so yeah, your money." (Rashad, 03:33)

2. The AI Funding Bubble: Hype vs. Reality

• Most AI Investments Are Unprofitable: MIT reports 95% of AI investments aren’t making money—a warning sign.
  • "That the AI funding bubble is coming to an end... two weeks ago [...] you have founders that had never sold a product and had no revenue were turning down multi billion dollar offers." (Market Analyst, 04:03)
• Few Real Leaders Will Survive: The panel agrees only sector-defining companies will thrive. Hyperscalers (like Microsoft, Nvidia) are consolidating power, either by leading or acquiring.
  • "Go to best of breed... once you have a category there’s only going to be a few leaders. [...] Incredibly profitable even in the defense space." (Market Analyst, 04:49)
• Areas of Real Value in AI: Rashad outlines where AI is truly working:
  • Customer service & automation: "Customer service and service automation... That brings down the cost and makes it more efficient." (Rashad, 06:12)
  • Back office/admin tasks: "We know ... from our personal lives, how [automation] works." (Rashad, 06:15)
  • Healthcare & life sciences: Medical imaging, drug discovery, clinical trial optimization are areas with tangible progress. (Rashad, 06:15)
• Winner-Take-All Dynamics:
  • "Why would you bet against that? It's insane. Even Nvidia...they had 80% of market share in 2017, 2018, 2019, they've only gotten bigger. [...] Stop betting against the winner." (Market Analyst, 07:14)
  • "There will be companies that will come in as the technology gets better and be disruptive. [...] What's the problem that we can solve?" (Rashad, 08:07-08:08)

3. Market Timing Tips: September Drops and Beyond

• Pattern of September Market Pullbacks: The group addresses the common listener question about waiting for September drops.
  • "The market drops every month. Yes. Buy the prices on a price that I give respectfully, humbly... there’s a drop in the market every day but September, yes, there will be a pullback." (Market Analyst, 08:51)
• Act Quickly During Dips:
  • "If I drop 50 grand on stage and it went off and the crowd will go get it. These drops happen on a Wednesday. Then y’all don't go pick up the... When the market drops, please go get the money out of the market, please." (Market Analyst, 09:26)
• Dollar-Cost Averaging and Flexibility: Rashad emphasizes regular investing in strong companies and always being prepared, especially during volatile years.
  • "We always talk about having reserves and being ready and dollar cost averaging into positions because, hey, if Nvidia pulled down to 173, that could potentially be... the lowest it's going to be for the next two months. We don't know." (Rashad, 09:46)

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Notable Quotes & Memorable Moments

• On Government Bailouts:
  "Whipped cream on scat is still scat. It is what it is." (Market Analyst, 02:48)
• On Picking Winners in Tech:
  "Even Nvidia...they had 80% of market share... They've only gotten bigger. [...] Stop betting against the winner." (Market Analyst, 07:14)
• On When to Buy Into the Market:
  "The market drops every month... There's a drop in the market every day, but September, yes, there will be a pullback... When the market drops, please go get the money out of the market, please." (Market Analyst, 08:51)

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Important Segment Timestamps

• 01:51 – Debate begins about Intel’s viability and government support.
• 04:00–06:15 – State and future of AI, the funding bubble, and what’s actually profitable in AI.
• 07:14 – Market Analyst's advice on betting on tech winners.
• 08:36–10:08 – Listener Q&A on market timing, September dips, and investment strategies.

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Conclusion

This episode delivers a clear-eyed breakdown of Intel’s challenges, the harsh realities facing hype-fueled AI startups, and practical investment tips for uncertain times. The hosts stress focusing on proven sector leaders, targeting real-world AI applications, and maintaining disciplined market entry strategies—especially when volatility strikes. Rashad and team’s lively banter, straight talk, and real-world advice make this a must-listen for investors at all levels.

Transcript

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[Rashad]

Look at this 10 year chart.

[Chat Moderator]

If the government is invested in something, they obviously have a incentive for it to do well for sure.

[Market Analyst]

Right?

[Chat Moderator]

And they have resources to kind of make sure that they do well on a certain level.

[Rashad]

Correct?

[Chat Moderator]

So should you invest in intel now? Is this, is this, is this the buy signal to buy intel stock?

[Market Analyst]

I would not.

[Rashad]

I. I don't and I won't.

[Market Analyst]

I would not.

[Rashad]

And it's not because of the involved. Like I said, the risk mitigation of having government involvement, it's a good trade.

[Market Analyst]

Out of the long term investment, right?

[Rashad]

What they do is the reason why I wouldn't invest in it. How far they are behind in what they do is why I wouldn't invest in it. Right. Like we talked about it a few weeks ago, in terms of GPUs, in terms of CPUs, where they're at in placement of innovation for the next three to five years. Yeah, I don't care.

[Market Analyst]

Yeah.

[Rashad]

20 billion at it. The race that you have to, to catch up is so, it's so grand that I wouldn't touch it right now.

[Market Analyst]

Whipped cream on Scott is still Scott. It is what it is. But you have to give them credit for at least trying to do something to turn these companies around. Posters just throwing money at it from like if it was just us or if it was Shark Tank or Blackstone or blackrock, no one would have an issue with this should it happen. Probably not. But we cannot. The economy is so fragile it cannot contain the fallout if this company actually went under.

[Rashad]

Yeah. And it's crazy because Shout out to the chat again and I, I forgot to mention when we say the government money that really is taxpayer money for sure. So yeah, your money. Your money.

[Market Analyst]

Yeah.

[Rashad]

Save American companies and put some questions.

[Chat Moderator]

In chat because we are live so we, we are answering questions.

[Rashad]

Yeah.

[Chat Moderator]

MIT reports that 95 of artificial intelligence investments are currently unprofitable. What does that, what does that tell us?

[Market Analyst]

That the AI funding bubble is coming to an end. And I think meta you guys reported on this and I put it in stock club as well. The like. Think about it like this. Two weeks ago and three weeks ago you have founders that had never sold a product and had no revenue were turning down multi billion dollar offers. I don't know where they went to business school but Rashad, if they offer up the billion something market Mondays, you can sign for me. So the bubble in terms of the large language models are done for now. There will be some, a lot of focus on sector specific LLMs and growth over the next two or three years. But every company and this is why I would say go to best breed. But once you have a category there's only going to be a few leaders. You're not going to have 19. They are incredibly profitable even in the defense space. It's going to be the legacy defense companies now with the AI driven and tech driven. You're going to have Palatine, Anderil. Those leaders are set. So I think everyone that comes in copying and is not the preeminent leader in that sector, they're going to get slaughtered.

[Rashad]

Yeah, there's gonna, I think that was the exact point I was going to make and I'm glad you said it. They're going to be a few leaders and there's going to be those hyperscalers and if they don't lead they're going to acquire the company that they Think could be the potential thing that changes it. I think the reason why we see that statistic because people are trying to make the the next greatest innovation and it takes a lot of capital to do that. Right. And I agree with you, the people who are getting the capital a lot of times don't look like us. But that, that's why you have to have things like invest fest and shout out again, apologize. Investing in AI and investing in skills. But there are places where there is a rate of return and we can focus on those. I was like all right, let me look it up. So inside of AI what has been working now from a business standpoint, right? Customer service and service automation. Why that can be. Jack told you he created technology over the weekend.

[Market Analyst]

Yeah, yeah. Things that will take six months, 18.

[Host]

Months and 20 people.

[Rashad]

He did it in a weekend by himself in his house. Right.

[Market Analyst]

So.

[Rashad]

So if you can do customer service and service number one, that brings down the cost of business and it also makes it more efficient. So that has been working inside the AI space, back office operations and admin tasks. I mean we know that on a daily basis just from our personal lives, how that works and then healthcare and life sciences. So this is a good one. AI tools and medical imaging, drug discovery and clinical trial optimizations, those have been winning. If you look at the statistics of, of what inside of AI has been winning at a small scale that has been winning the large scale things that the, the chat GBT of the world that's going to take a lot of time, a lot of capital. Even when we saw with, with Deep Sea like yeah, yeah, they said it was when you did the numbers it actually came out to being almost 7 billion. These are astronomical numbers. If you, if you can focus on these key points and then build on top of those, yeah, you could be super successful. But right now everybody's trying to find the next thing. They're trying to find the VO3 they're trying to find. You know I'm going But sometimes the.

[Market Analyst]

Leader is just like put it in chat. I will invest in deliver and hold chat GPT and open. AI has 750 million weekly users. You know, I don't remember a tech company like we're talking about. They're getting into like Microsoft 95 operating system 98 territory in terms of market share that they've captured. Why would you bet against that? It's insane. Even Nvidia, my love for Nvidia, for anyone who built computers like they had 80 of market share in 2017, 2018, 2019 they've only gotten bigger. You can kind of see the change going back to the eye test. You don't see the love for Apple as much as you used to maybe 10 years prior. These are things you can see and feel. That's real sentiment. Stop betting against the winner.

[Rashad]

Yeah. Part. The other part was, do we know the real from the fake? I think we know who the real are for sure. Very clear. There will be companies that will come in as the technology gets better and be disruptive. Right. If we could find out. That's why I think what's important inside of business, like, what's the problem can. That we can solve? Right. There will be companies that will cover problems that we're not thinking of now because the technology is so great and it's so efficient and it's so expedited. That will come and do it.

[Chat Moderator]

So. Okay. Somebody had a question. They said in the past, y' all said September is a month that historically, prices drop. Should we wait for a September drop before purchasing?

[Market Analyst]

The market drops every month. Yes. Buy the prices on a price that I give respectfully, humbly. But if I made you money, please put yes in chat. Yes. By every month. Probably. Technically, if you want. If you want to be a technician, go to the month chart, week chart, day chart, talked about it yesterday. Then go to a lower time frame. There's a drop in the market every day but September. Yes, there will be a pullback, just like there was a drop in August historically, which happened last Wednesday. The thing is, when the drop happens, like if I. If I drop 50 grand on stage and it went off and the crowd will go get it. These drops happen on a Wednesday. Then y' all don't go pick up the. Not y', all, but the general public. When the market drops, please go get the money out of the market, please. But September, on our first episode, I will be so happy to give you prices for whatever stocks you guys want. So tune into market Mondays, the first Monday of September, and it'll be a free for all on pricing.

[Rashad]

Yeah, historically that has been the case, but this is a very unconventional year, so just be prepared for all of it. Right. We always talk about having reserves and being ready and dollar cost averaging into positions because, hey, if Nvidia pulled down to 173, that that could potentially be. That the lowest is going to be for the next two months. We don't know. Right. But we want to make sure that we invest in strong companies.

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