Podcast Summary: Earn Your Leisure

Episode: Why Intel Isn’t a Buy, the AI Funding Bubble, and Market Timing Tips
Hosts: Rashad Bilal, Troy Millings (EYL Network)
Air Date: August 31, 2025

Episode Overview

In this episode, Rashad and the EYL Network crew, joined by a Market Analyst and Chat Moderator, tackle big investing questions around Intel’s prospects, the current state (and cracks) of AI investing, and how to smartly time market entries—especially given historic September market drops. The conversation blends data-driven insights with energetic discussion, offering actionable tips for long-term investors amid today’s rapidly shifting financial landscape.

Key Discussion Points and Insights

1. Why Intel Isn’t a Good Buy Right Now

• Government Involvement Isn’t Enough: The panel discusses whether government support makes Intel a smart investment.
  • "If the government is invested in something, they obviously have an incentive for it to do well... and they have resources to kind of make sure that they do well on a certain level." (Chat Moderator, 01:52)
• Too Far Behind Competitors: Both Rashad and the Market Analyst agree that despite government backing, Intel’s innovation lag—especially in GPUs and CPUs—makes it unattractive.
  • "What they do is the reason why I wouldn't invest in it. How far they are behind in what they do is why I wouldn't invest in it." (Rashad, 02:22)
  • "Whipped cream on scat is still scat. It is what it is... The economy is so fragile it cannot contain the fallout if this company actually went under." (Market Analyst, 02:48, 02:55)
• Taxpayer Involvement: It's pointed out that government bailouts are essentially taxpayer-funded.
  • "When we say the government money, that really is taxpayer money...so yeah, your money." (Rashad, 03:33)

2. The AI Funding Bubble: Hype vs. Reality

• Most AI Investments Are Unprofitable: MIT reports 95% of AI investments aren’t making money—a warning sign.
  • "That the AI funding bubble is coming to an end... two weeks ago [...] you have founders that had never sold a product and had no revenue were turning down multi billion dollar offers." (Market Analyst, 04:03)
• Few Real Leaders Will Survive: The panel agrees only sector-defining companies will thrive. Hyperscalers (like Microsoft, Nvidia) are consolidating power, either by leading or acquiring.
  • "Go to best of breed... once you have a category there’s only going to be a few leaders. [...] Incredibly profitable even in the defense space." (Market Analyst, 04:49)
• Areas of Real Value in AI: Rashad outlines where AI is truly working:
  • Customer service & automation: "Customer service and service automation... That brings down the cost and makes it more efficient." (Rashad, 06:12)
  • Back office/admin tasks: "We know ... from our personal lives, how [automation] works." (Rashad, 06:15)
  • Healthcare & life sciences: Medical imaging, drug discovery, clinical trial optimization are areas with tangible progress. (Rashad, 06:15)
• Winner-Take-All Dynamics:
  • "Why would you bet against that? It's insane. Even Nvidia...they had 80% of market share in 2017, 2018, 2019, they've only gotten bigger. [...] Stop betting against the winner." (Market Analyst, 07:14)
  • "There will be companies that will come in as the technology gets better and be disruptive. [...] What's the problem that we can solve?" (Rashad, 08:07-08:08)

3. Market Timing Tips: September Drops and Beyond

• Pattern of September Market Pullbacks: The group addresses the common listener question about waiting for September drops.
  • "The market drops every month. Yes. Buy the prices on a price that I give respectfully, humbly... there’s a drop in the market every day but September, yes, there will be a pullback." (Market Analyst, 08:51)
• Act Quickly During Dips:
  • "If I drop 50 grand on stage and it went off and the crowd will go get it. These drops happen on a Wednesday. Then y’all don't go pick up the... When the market drops, please go get the money out of the market, please." (Market Analyst, 09:26)
• Dollar-Cost Averaging and Flexibility: Rashad emphasizes regular investing in strong companies and always being prepared, especially during volatile years.
  • "We always talk about having reserves and being ready and dollar cost averaging into positions because, hey, if Nvidia pulled down to 173, that could potentially be... the lowest it's going to be for the next two months. We don't know." (Rashad, 09:46)

Notable Quotes & Memorable Moments

• On Government Bailouts:
  "Whipped cream on scat is still scat. It is what it is." (Market Analyst, 02:48)
• On Picking Winners in Tech:
  "Even Nvidia...they had 80% of market share... They've only gotten bigger. [...] Stop betting against the winner." (Market Analyst, 07:14)
• On When to Buy Into the Market:
  "The market drops every month... There's a drop in the market every day, but September, yes, there will be a pullback... When the market drops, please go get the money out of the market, please." (Market Analyst, 08:51)

Important Segment Timestamps

• 01:51 – Debate begins about Intel’s viability and government support.
• 04:00–06:15 – State and future of AI, the funding bubble, and what’s actually profitable in AI.
• 07:14 – Market Analyst's advice on betting on tech winners.
• 08:36–10:08 – Listener Q&A on market timing, September dips, and investment strategies.

Conclusion

This episode delivers a clear-eyed breakdown of Intel’s challenges, the harsh realities facing hype-fueled AI startups, and practical investment tips for uncertain times. The hosts stress focusing on proven sector leaders, targeting real-world AI applications, and maintaining disciplined market entry strategies—especially when volatility strikes. Rashad and team’s lively banter, straight talk, and real-world advice make this a must-listen for investors at all levels.