Why This Is the Greatest Time to Invest: Bitcoin, MicroStrategy & Crypto Growth

Summary

Earn Your Leisure Podcast: Episode Summary
Title: Why This Is the Greatest Time to Invest: Bitcoin, MicroStrategy & Crypto Growth
Hosts: Rashad Bilal and Troy Millings
Release Date: July 19, 2025

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Introduction

In this insightful episode of the Earn Your Leisure podcast, hosts Rashad Bilal and Troy Millings delve deep into the current state of cryptocurrency investment, focusing primarily on Bitcoin and MicroStrategy. They explore why 2025 stands out as an opportune moment for investors to engage with crypto assets, examining both historical performance and future potential. The discussion is enriched with perspectives from guest speakers Michael and Elliot, who bring firsthand investment experiences and expert analyses to the table.

Bitcoin’s Exponential Growth and Institutional Involvement

Bitcoin’s Surge: A Historical Perspective

The conversation kicks off with Troy Millings highlighting the remarkable appreciation of Bitcoin over the years. Reference is made to Bitcoin's price escalation from $20,000 in 2021 to an impressive $122,000 at the time of the recording.

Troy Millings [01:20]: "When we talk about it being the greatest time to invest in, the greatest time to own assets, this is not theoretical, this is actual factual, right? We watched an asset in 2021 be $20,000 and currently sit at a hundred and twenty two thousand dollars."

Personal Investment Journeys

Michael shares his personal investment journey, emphasizing the skepticism he faced initially.

Michael [02:01]: "At 5,000 people couldn't understand it. Also at 5,000 people were saying that you were too late. ... Why would you do that?"

He recounts investing $5,000 in Bitcoin during November 2017, a period when many doubted its legitimacy.

The Role of Institutional Investors

Institutional Backing as a Catalyst

Elliot underscores the pivotal role of institutional investors like BlackRock and Vanguard in propelling Bitcoin's current market trajectory.

Elliot [04:04]: "Without BlackRock and Vanguard, this run wouldn't have happened."

Troy agrees, noting the stability and growth Bitcoin has experienced recently compared to its volatile past.

Troy Millings [04:20]: "We saw that 2018, it climbed up to 18,000, dropped down to three ... We're not seeing those drastic pullbacks."

Mitigated Volatility Through Institutional Support

The hosts discuss how institutional investment has moderated Bitcoin’s volatility, making it a more attractive asset for a broader range of investors.

Investment Strategies: Leveraging and Options

Enhanced Returns Through Leverage

Michael introduces advanced investment strategies that go beyond simple buy-and-hold tactics. He explains how leveraging and options can amplify returns in the Bitcoin space.

Michael [05:00]: "There are ways to leverage rates of return to actually even grow even higher while still investing in the bitcoin space."

He elaborates on leveraging MicroStrategy and utilizing options to achieve higher yields, such as achieving a 33% rate of return in six months.

Risk and Reward Balance

Troy emphasizes the importance of understanding one’s risk tolerance when engaging in leveraged investments.

Troy Millings [05:30]: "It's up to you to see if your average reward ratio and if it's worth it and if you have the risk tolerance."

The discussion highlights the delicate balance between potential high returns and the inherent risks associated with such investment strategies.

MicroStrategy: Opportunities and Challenges

Current Market Position

The conversation shifts to MicroStrategy, a notable player in the corporate Bitcoin investment landscape. The hosts discuss its current market position and the potential for future growth.

Troy Millings [06:19]: "What are the cons of investing in MicroStrategy?"

Potential Pullbacks and Market Cycles

Rashad Bilal cautions about potential slight pullbacks in Bitcoin’s price, suggesting that such movements are natural within market cycles.

Rashad Bilal [06:31]: "A slight pullback, which it probably will."

They analyze historical price cycles, noting that minor downturns often precede subsequent appreciations.

Future Outlook and Conclusion

Sustained Growth Potential

The hosts collectively agree that Bitcoin and related crypto assets continue to hold significant growth potential, bolstered by institutional support and innovative investment strategies.

Troy Millings [07:00]: "There are ways that you can still accelerate your growth and investments outside of just putting money inside of Bitcoin and then just buying, holding it."

Final Thoughts

Rashad and Troy wrap up the discussion by reinforcing the notion that 2025 is indeed an optimal time to invest in cryptocurrencies, provided investors approach the market with informed strategies and a clear understanding of the associated risks.

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Notable Quotes

• Troy Millings [01:20]: "This is the greatest time to invest in, the greatest time to own assets... from $20,000 to $122,000."
• Michael [02:01]: "At 5,000 people couldn't understand it... Why would you do that?"
• Elliot [04:04]: "Without BlackRock and Vanguard, this run wouldn't have happened."
• Michael [05:00]: "There are ways to leverage rates of return to actually even grow even higher while still investing in the bitcoin space."
• Rashad Bilal [06:31]: "A slight pullback, which it probably will."

Key Takeaways

• Bitcoin's Impressive Growth: Bitcoin has shown substantial appreciation, making it a compelling investment option.
• Institutional Support is Crucial: The involvement of major institutions has stabilized and bolstered Bitcoin’s market performance.
• Advanced Investment Strategies: Leveraging and options trading present avenues for higher returns, albeit with increased risk.
• MicroStrategy as a Strategic Investment: MicroStrategy remains a significant player in the crypto investment landscape, offering unique opportunities for investors.
• Risk Management: Understanding and managing risk is essential when engaging in high-reward investment strategies.

This episode of Earn Your Leisure serves as a valuable resource for both novice and seasoned investors looking to navigate the dynamic world of cryptocurrency investment. By blending financial insights with real-world experiences, Rashad Bilal and Troy Millings provide listeners with actionable knowledge to make informed investment decisions.

Transcript

[Rashad Bilal]

Earners. What's up?

[Troy Millings]

Look.

[Rashad Bilal]

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[Troy Millings]

So when we talk about it being the greatest time to invest in, the greatest time to own assets, this is not theoretical, this is actual factual, right? We watched an asset in 2021 be $20,000 and currently sit at a hundred and twenty two thousand dollars.

[Michael]

I mean, even before that, you know.

[Rashad Bilal]

But just the time of the show, since we had the show, the first.

[Michael]

Time that I personally put money into bitcoin, it was $5,000.

[Rashad Bilal]

That was November of 17.

[Michael]

It was $5,000.

[Troy Millings]

Yeah, yeah. I think the first time I saw it, it was. First time I ever saw it, it was three something, $300. And it was.

[Elliot]

That's what I say. Back in the day, bitcoin going to 500 was like a big event.

[Michael]

Well, the story. So this. But there's a story I'm telling this. So the first time I put money into Bitcoin was $5,000, right? And at that time, people were saying 5,000 was ridiculous for something that's not even real. And then it gets to 10,000, then it got to 20,000. Then it's like, yo, this is. This is the tulip scam of 1909. This is the dumbest thing ever. So it's all perspective. At 5,000 people couldn't understand it. Also at 5,000 people were saying that you were too late. That's what a lot of people Even with me, it was like, well, you're late. Because this has been around for years and people got in at 500. Like you paying $5,000 for something. Why would you do that? So it's all relative. It's important to keep that in perspective. There's going to always be arguments about it being too much and that you're too late. Even when I was like, okay, this is going to be the. In my investment choice of the year, people like, okay, well, it's already $90,000, $85,000. Why are you. What's the upside? You can get 33% rate of return in six months and it's still going to go up like 13.

[Troy Millings]

Exactly the same reasons we just said that Nvidia has a four to five year run. We could say four to five years. There's no time limit on bitcoin. Right. You got to figure like that appreciation. The last bitcoin is going to be mined in. Was it 2042.

[Rashad Bilal]

We're in 2025. That's 17 years away.

[Elliot]

And I'll say this, this run would not have happened without the institution and the centralization of it. 100 and please don't come for me. I've been investing since 2009. I've seen a lot. It does not make me the foremost expert on anything. I have created freedom for myself. Before I got to talking online, I. Without BlackRock and Vanguard, this run wouldn't have happened.

[Troy Millings]

Which is why you don't see that drastic fall off that we've seen in.

[Elliot]

The past that we used to have.

[Troy Millings]

Yeah.

[Elliot]

Or your bitcoin don't get taken like mine did a Mt. Gox when you were selling Melaleuca coffee. Some of y' all need to stop talking and put up some results. Like Detroit.

[Troy Millings]

Right. We saw that 2018, it climbed up to 18, 000, dropped down to three. Right. We saw it climb up to 40. 40, 000 drop down to 20. We saw.

[Rashad Bilal]

We're not.

[Troy Millings]

We're not seeing those drastic pullbacks.

[Elliot]

No.

[Troy Millings]

There's institutional investor, a lot of whales, I think.

[Michael]

I mean, we still got some political derailing that could potentially happen. We'll see. But okay, so the next thing is gonna be like, well, you. You can't get the 10,000% rate of return that you once got. Probably not. But there's still room for upside growth. And that's what makes Michael's strategy so interesting because now that's a more risk play that people are taking with leverage. And then you could add options on top of that, where that was his whole thing to begin with. Because before you couldn't even run option plays on like Bitcoin ETF at one point. So that was his position even two years ago of like, we're leveraged, that's going to give you higher rate of return than traditional Bitcoin, even though it's kind of like tracking Bitcoin. So bitcoin goes up 20, you could probably get 35% of microfluz, let's just say. But then you can also do options on MicroStrategy and then turn that into a hundred percent. So there are ways to. Still, long story short, addressing. Addressing a question that I know is going to be asked. There are way. There are ways to leverage rates of return to actually even grow even higher while still investing in the bitcoin space. That's up to you to see if your average reward ratio and if it's worth it and if you have the risk tolerance and you know, obviously do your own research and you're responsible for any decision that you make. But there are ways that you can still accelerate your growth and investments. Outside of just putting money inside of Bitcoin and then just buying, holding it.

[Troy Millings]

What are the cons of investing in microstrategy? Well, right, because if. I'm only asking because in my mind, I'm sure people are thinking that too. Like, hey, if, if crypto does have.

[Rashad Bilal]

A slight pullback, which it probably will.

[Troy Millings]

I'm not saying that it'll be a drastic a 50 pullback or 60% like we've seen, they buy it at the current price. And if, let's say 20, 26, which everybody in that, that cycle seems to be a year or has historically been a year where it draws down just a little bit before obviously it starts to appreciate again in that cycle. If they're buying at current prices and for six months, it's below the price that they bought at.

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