Podcast
Expat Property Story
Hosted by The Expat Property Guy · EN
A podcast for expats investing in UK property
47episodes
Episodes
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Expat Mortgage News: Interest Rates, Product Fees, and Lending Insights
2w ago00:10:55Tap to summarize#296In this month’s Mortgage Monday, Shaz Ahmed, founder of Eland Property Finance (better known as @Whereshaz), returns for his regular lending update.With interest rates holding steady after the latest Bank of England meeting, Shaz explores what this means for borrowers.And we disuss the shifting landscape of mortgage rates and fees, and Shaz offers insights on choosing between different lending products. We also look at the impact of the Renters Rights ActAnd we discuss the rise in alternative letting strategies like Serviced Acommodation and social housingFinally, we highlight the latest news from the specialist lending market following the collapse of specialist bridging lender Market Financial Solutions (MFS)Check out our shorts on YouTubeOur WhatsApp groupProperty Engine discounts (Code: EXPAT)Starter: 30 day trialPro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 monthsGoalsettingLeave a review37 Question Due Diligence Checklist / Auction GuideOur Sponsors: Finnigan McNeill Property GroupWe discuss:UK Property Podcast: Expat Property Story Mortgage MondayBank of England Interest Rate Decision Impact on UK PropertyUK Property Market: Inflation, Recession, and Interest RatesMortgage Rate Predictions for UK Property InvestorsSwap Rates Trends Affecting UK Property LendingTwo-Year UK Mortgage Rates: Current Market AnalysisFive-Year Fixed Rate Mortgages in UK Property MarketRising Mortgage Product Fees for UK Property LoansShould UK Landlords Choose Low Rate or Low Fee Mortgages?UK Property Refinancing: Two-Year vs Five-Year DealsImpact of Property Renovation on UK Mortgage ChoicesCash Flow vs Leverage Strategies in UK Property MortgageCommercial Mortgages for UK HMOs: Expert AdviceTracker Mortgages Trending in UK Property FinanceEarly Repayment Charges on UK Property Tracker MortgagesRenters Right Act Implementation in UK Property MarketAirbnb and Alternative Lettings for UK PropertiesSocial Housing Contracts: UK Property Lending ConcernsRisks of Misclassifying Tenants as Guests in UK PropertyMFS Collapse: Effects on UK Specialist Lending MarketsKeywordsUK property, UK property market, UK property investment, UK mortgages, UK property finance, Buy-to-let UK, UK property lending, Mortgage rates UK, UK property investors, UK rental market, UK property podcast, Expat UK property, UK property recession, UK housing market, Remortgage UK, UK property trends, UK fixed rate mortgage, UK tracker mortgage, UK property law, Renters Rights Act UK, How does the Bank of England base rate affect UK property?, Mortgage options for UK property investors, Is it better to choose a five-year fixed mortgage in the UK?, Impact of UK politics on mortgage rates, Buy, refurbish, refinance strategy in UK property, Social housing investment UK advantages and risks, Airbnb and alternative letting strategies for UK landlords, What fees are involved in UK property mortgages?, Best tracker mortgages for UK rental properties, Expat investors navigating UK property finance, Challenges with specialist and bridging lenders in UK property, Importance of lender quality for UK property finance, Impact of the Renters Rights Act on UK landlords, How to ensure compliance as a UK landlord, Risks of changing letting strategies for UK mortgagesCheck out our new YouTube Channel @ExpatPropertyStory
Transcribe →The Inside Scoop on Empty Property Bargains
2w ago00:33:24Tap to summarize#295Do you get frustrated, spending hour upon hour trawling through property portals ooking for a deal, only to find there’s lots of other investors chasing the same lead?Wouldn’t it be nice if you could find deals that have little or no competition?In this episode, we’re plugging another gap in the archives as we tackle long-term empty homes.Simon Taylor is founder of Empty Property Hunters, a business that finds long‑term empty homes across the UK, tracks down the owners, and helps bring those properties back into use through quick, off‑market sales.Download and listen to see how you can do it too.Check out our shorts on YouTubeOur WhatsApp groupProperty Engine discounts (Code: EXPAT)Starter: 30 day trialPro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 monthsGoalsettingLeave a review37 Question Due Diligence Checklist / Auction GuideOur Sponsors: Finnigan McNeill Property GroupWe discuss:How to Find Off-Market UK Property DealsChallenges of UK Property Portals for InvestorsUnderstanding Long-Term Empty Homes in the UKUK Property Expert Simon Taylor’s BackgroundBusiness Model for Sourcing UK Empty PropertiesIncentivising Lead Submission in UK Property MarketMethods to Track UK Property OwnersUsing Genealogy for UK Property Owner TracingCommon Reasons Homes Become Empty in the UKProbate and UK Property Investment ChallengesTechniques for Detecting Vacant UK PropertiesRole of Delivery Drivers in UK Property SourcingConversion Rates for UK Property LeadsJoint Ventures in UK Property InvestmentExit Strategies for UK Property InvestmentsPricing Model for UK Property AcquisitionFast Exchange Process in UK Property DealsDIY Tips for UK Property Investors OverseasCompliance and Data Protection in UK Property DealsImportance of Follow-Up for UK Property InvestmentKeywordsUK property, UK property investment, UK property market, UK real estate, UK property deals, UK property sourcing, Buying property in the UK, UK property investors, UK vacant homes, UK empty homes, UK property strategies, UK direct to vendor, Remote property investment UK, UK property refurbishment, How to find off-market property deals in the UK, Investing in long term empty homes UK, Bringing empty homes back to market UK, Step-by-step guide to sourcing UK property remotely, Tips for overseas investors in UK property, UK property finder services for expats, How to contact owners of empty homes in the UK, UK property joint ventures for remote investors, Tools for identifying empty properties in the UK, How to do due diligence on UK property deals remotelyCheck out our new YouTube Channel @ExpatPropertyStory
Transcribe →Regional Differences and Seasonal Changes in UK Property Auctions
3w ago00:08:54Tap to summarize#294This episode is our monthly review of what's going on in the world of UK Property auctions, featuring Jay Howard from Hammered AuctionsThe three main topics tackled are:EIG's latest figures which reveal that auction activity rose 9.5% year-on-year but the percentage of lots sold in April 2025 has decreased slightly compared to the April 2025.Seasonal trends and how they're changingAuctions in the North-WestOur WhatsApp groupProperty Engine discounts (Code: EXPAT)Starter: 30 day trialPro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 monthsGoalsettingLeave a review37 Question Due Diligence Checklist / Auction GuideOur Sponsors: Finnigan McNeill Property GroupWe also discuss:UK Property Auctions Activity Up 9.5% Year on YearResidential Lots Sold in UK Property Auctions Rise 8.1%UK Auction Sales Hit £5.9 Billion in 2025Decrease in UK Property Lots Sold Percentage in AprilRegional UK Property Auction Trends for 2026COVID Impact on UK Property Auction GrowthAccessibility of UK Property Auctions Post-PandemicMore UK Properties Offered at Auction in 2026UK Auction Market Volume Outpaces Last YearChallenges Facing UK Auction Properties with Tenanted FlatsUK Commercial Property at Auction Facing HesitancyMay vs April: Best Months for UK Property AuctionsSeasonal Trends in UK Property Auction MarketHoliday Periods Impact UK Auction Buying BehaviourTechnology and Automation Shaping UK Property AuctionsUK Property Market Shifting Towards Data-Driven SalesComparing UK Auction and Private Treaty Property MarketsNorthwest UK Property Auction Listings Surge in AprilKey Auctioneers in Northwest UK Property MarketLiverpool Treated as Distinct UK Property Auction MarketKeywordsUK property, UK property auctions, UK residential property market, UK commercial property, UK auction market trends, UK property investment, Property auctions in the UK, UK real estate market report, Buying property at auction UK, UK auction activity statistics, UK auction house companies, Property investment UK, UK auctioneers, UK housing market 2026, How to buy property at auction in the UK, Best months to buy property at UK auctions, UK auction market growth since COVID, Selling property at UK auction, Differences between UK property auction houses, Regional auction trends UK (e.g., Northwest, London, Northern Ireland), Increasing number of lots in UK property auctions 2026, Percentage of properties sold at auction UK statistics, UK rental investment opportunities in auction properties, Accessibility of online UK property auctions, Effects of seasonal trends on UK property auctions, Challenges of investing in tenanted properties at auction UK, Property trading strategies UK auctions, Most active property auction regions in the UK, Top auctioneers in Northwest UK property marketCheck out our new YouTube Channel @ExpatPropertyStory
Transcribe →How to Get the Best Price When Selling Property at Auction
3w ago00:41:22Tap to summarize#293In today’s show, I have an imaginary 3 bed semi I’m looking to sell at auction for profit.Helping me to maximise my gain is Olivia Boulting, also known as The Queen of the Gavel, Regional Manager and Auctioneer for Auction House South West.This episode is jam packed with fantastic advice on how to get the best results at auction as a seller.As a result, there's plenty to learn for buyers too!Olivia is also host of a new podcast with ex guest Jade from Docuwise called TheAuction Edit. Our WhatsApp groupProperty Engine discounts (Code: EXPAT)Starter: 30 day trialPro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 monthsGoalsettingLeave a review37 Question Due Diligence Checklist / Auction GuideWe discuss:UK Property Auction vs Traditional Sale: Key DifferencesSetting Guide Price and Reserve for UK Property AuctionsAttracting Multiple Bidders for UK Property SuccessBanded Guide Price Strategy in UK Property AuctionsPreparing UK Property for Sale: Photos and MarketingVideo Tours and Drone Footage for UK Property ListingsLegal Pack Essentials for UK Property AuctionsSearch Pack Timelines in Selling UK PropertyEnvironmental Searches: Radon Issues in Southwest UKMaximising UK Property Price: Auction House TipsManaging Completion Timescales for UK Property AuctionsFee Structures: Seller vs Buyer Costs in UK PropertyAnti-Embarrassment Clauses in UK Property SalesDrip Feeding Legal Pack to Attract UK Property BuyersPost-Auction Sales Strategies for UK PropertySelling UK Property Prior to Auction: When and WhyThe Impact of Auctioneer Skills on UK Property PriceChoosing the Best Auction House to Sell UK PropertyRegional Differences in UK Property Auction PracticesLive Stream vs Timed Auctions for UK Property SalesKeywordsUK property, UK property auction, Sell property UK, UK property market, Selling property at auction UK, UK estate agents, Auction house UK, Property auction process UK, Guide price UK auction, Reserve price UK auction, UK property marketing, Legal pack property auction UK, UK property completion timescales, How to sell a house at auction in the UK, Maximising price at UK property auction, Best auction houses for property in the UK, Preparing a legal pack for UK property auction, Difference between guide price and reserve price UK auction, Marketing strategies for property auction UK, Post-auction property sales UK, Selling probate property at auction UK, Attracting remote buyers to UK property auctions, Common mistakes in UK auction legal packs, Impact of reserve price on UK auction success, Typical fees for selling property at auction UK, Fastest way to sell property in the UK, Banded guide price UK auction, Selling a three bed semi at auction in PlymouthCheck out our new YouTube Channel @ExpatPropertyStory
Transcribe →61% Capital Gain in Five Years
4w ago00:10:57Tap to summarize#292Once a month I’m joined by Darren McNeill from our sponsors FMP to look back at a deal he sourced for a client 5 years ago.This month, we discuss a deal in Bacup, Lancashire OL13 8BSFinnigan McNeill Property specialise in high-yielding turnkey properties in the Northwest for under 125K.Our WhatsApp groupProperty Engine discounts (Code: EXPAT)Starter: 30 day trialPro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 monthsGoalsettingLeave a review37 Question Due Diligence Checklist / Auction GuideWe discuss:FMP’s focus on UK buy-to-let propertiesBack-to-back terraced houses explained in UK property contextProperty deal review: Holmes Lane, Bacup, UKTwo-bedroom terraces in the UK property marketUK property purchase price: £65,000 in 2021Rental forecast vs. actual rents UK propertyAttic bedrooms in UK back-to-back homesUK property on three floors: Investment benefitsUK rental market: £525 achieved over £475 forecastFMP information sheets for UK property investorsFive and ten-year UK property forecastingKey UK property market statistics and EPC dataBacup UK property price growth since 2017UK capital growth: 37% in Bacup since 2020UK rental yields: North West outperforming national averageUK property yields: FMP targets 9–10% minimumCapital growth surprise in Northern UK propertyUK cash flow vs. capital growth investment strategyBurnley: Top UK property investment locationBurnley’s regeneration and impact on UK property valuesKeywordsUK property, UK property investment, UK property market, Buy to let UK, Northwest property investment, Greater Manchester property, Burnley property investment, Bacup property market, UK rental yields, UK capital growth, Buy to let under 125,000, UK property cash flow, Rental Barometer Fleet Mortgages, UK landlord advice, Back to back terrace property UK, Burnley buy to let opportunities, Northwest England investment properties, UK two bedroom rental yields, Holmes Lane Bacup property, UK property investment for expats, Best areas to invest in Northwest UK, University of Central Lancashire property investment, UK property projections and forecasting, UK property remortgage rates, UK property information sheets for landlordsCheck out our new YouTube Channel @ExpatPropertyStory
Transcribe →Expat Property Story
May 1400:02:28Tap to summarizeWe've released 278 episodes since our last trailer.So it's time for a refresh.We're also starting a YouTube channel to show short video clips from our more recent episodes.Details to follow later.
Transcribe →Making Sense of UK Property Data & Market Cycles with Lucian Cook of Savills
May 1400:45:38Tap to summarize#291Lucian Cook is Head of Residential Research at Savills.In this episode, Lucian demystifies UK property data, market cycles, and regional growth trends. Listen in full to learn where to collect data andhow to interpret it.You will also gain expert insights on how to understand regional market cycles and navigate current trends in UK property.Our WhatsApp groupProperty Engine discounts (Code: EXPAT)Starter: 30 day trialPro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 monthsGoalsettingLeave a review37 Question Due Diligence Checklist / Auction GuideWe discuss:AI’s Impact on UK Property Market ResearchUK Property Data Interpretation More Important Than Raw AccessComparing Nationwide, ONS, and Halifax UK House Price IndexesStrengths and Weaknesses of UK Property Data SourcesUnderstanding RICS Residential Market Survey for UK InvestorsAnalysing UK Mortgage Approvals and Market TrendsTracking UK Private Rented Sector Supply and DemandVolatility in Monthly UK House Price DataRegional Differences: London vs. Midlands and Northern UKYield Analysis for UK Buy-to-Let Property InvestorsImpact of UK Government Policy on Housing MarketRole of First Time Buyers in UK Property TrendsBank of Mum and Dad’s Influence in UK HousingManchester’s Rising Role in the UK Property MarketImportance of Demographic Data in UK Housing ResearchUK Housing Cycle Predictions and Black Swan EventsPrivate Rented Sector Changes Post-Renters Reform ActEffects of Geopolitical Events on UK Property MarketBarriers to Homeownership and UK Property AffordabilityHow to Assess Local Demand in UK Property InvestmentKeywordsUK property podcast, UK housing market podcast, UK real estate podcast, property investment podcast UK, buy-to-let podcast UK, UK property market insights, UK house prices podcast, expat property podcast UK, UK property news podcast, residential property podcast UK, UK property trends podcast, UK property research podcast, UK property cycle podcast, UK landlord podcast, UK rental market podcast, UK property data podcast, UK housing forecast podcast, first-time buyer podcast UK, best property podcast UK, UK property expert interviews, UK property analysis podcast, Savills property podcast UK, UK property investment advice podcast, UK housing policy podcast, UK private rented sector podcast, UK regional property podcastCheck out our new YouTube Channel @ExpatPropertyStory
Transcribe →Why UK Landlords are Selling While Hong Kong Buyers Dominate
May 900:09:46Tap to summarize#290This is our monthly roundup of news affecting UK Property investors.This month's newsBridging Boom: UK Short-Term Finance Sector Rockets to £10 Billion—What’s Driving the Surge?30-Year Gilt Yields Hit Century High—Could This Signal Trouble for UK Mortgages and House Prices?Hong Kong Buyers Dominate UK Property Market—But Some Face Massive Losses in Off-Plan ScandalLandlords Flee UK Rental Market: New Data Reveals Record Sell-Off Amid Incoming Legislation ChangesOur WhatsApp groupProperty Engine discounts (Code: EXPAT)Starter: 30 day trialPro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 monthsGoalsettingLeave a review37 Question Due Diligence Checklist / Auction GuideOur Sponsors: Finnigan McNeill Property GroupIn this episode:UK Bridging Finance Hits £10 Billion in 2025Growth Trends in UK Short-Term Property FinanceBridging Loans Shift from Last Resort to MainstreamIncreased Regulation in UK Bridging SectorHigher Borrowing Costs Impact UK Property Transactions30-Year Gilt Yields Hit Century-High in UKGilt Yields and Their Influence on UK MortgagesRising Swap Rates Affect UK Fixed Mortgage PricesHigh Gilt Yields Pressure UK Property PricesPublic Debt Impacts UK Economy and Housing MarketUK Property Market Faces Political and Economic UncertaintyHong Kong Buyers Dominate Overseas UK Property OwnershipOverseas Property Buyers in England and Wales by NumbersUK Off-Plan Property Risks for Hong Kong InvestorsX1 Manchester Waters Failure Hits Global UK Property InvestorsSurge in UK Buy-to-Let Properties for SaleLandlords Respond to Renters Rights Act by Exiting MarketLondon Leads in UK Former Rentals Entering MarketRegulatory Changes Force UK Landlords to Reassess InvestmentsRenters Rights Act Alters UK Landlord Tenant Selection CriteriaKeywordsuk property, uk property news, uk property market, uk property investment, uk property podcast, uk buy to let, uk real estate, uk property cycle, uk property trends, uk property prices, uk rental market, uk property investors, uk property finance, uk housing market, uk mortgage rates, uk property regulations, uk property bridging loans, uk property for expats, uk property sales, Long-Tail Keywords, news for uk property investors, uk property bridging finance trends, uk property market for expats, impact of gilt yields on uk property, uk property investor podcast, how interest rates affect uk property prices, uk overseas property buyers statistics, uk property cycle Savills insights, buy to let property sales uk, effect of Renters Rights act on uk landlords, uk property renovation finance, international investors in uk property 2026, uk property for hong kong buyers, uk property cash buyers opportunities, uk property landlord regulations 2026, uk property forecasts for remote investors, uk mortgage rates and housing market, uk government policies on property markets, uk property evictions and homelessness, best uk cities for property investment 2026Check out our new YouTube Channel @ExpatPropertyStory
Transcribe →Building & Perfecting Your UK Property Power Team
May 600:34:38Tap to summarize#289Building a UK property portfolio is so easy on paper. But it feels like everything falls apart once people get involved.Project managers, builders, brokers, solicitors, managing agents all conspire to turn plans into problems.People talk about property being a people business as if all you need to do is find people to help you. Easier said than done! Scott Williams, founder of The Property Developer Show offers practical advice on building and continuously improving your UK property Power Team.Our WhatsApp groupProperty Engine discounts (Code: EXPAT)Starter: 30 day trialPro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 monthsGoalsettingLeave a review37 Question Due Diligence Checklist / Auction GuideOur Sponsors: Finnigan McNeill Property GroupWe discuss:Building a Reliable UK Property Power TeamChallenges of Managing People in UK Property InvestingWhy Property is a People Business in the UKThe Role of Brokers in UK Property FinanceDirect vs Broker Financing for UK Property DealsImportance of Relationships with UK Property LendersChoosing the Right UK Property SolicitorWorkload Issues with UK SolicitorsHaving Backup Solicitors for UK Property TransactionsSpecialist Solicitors for Complex UK Property DealsDeveloping Relationships for Better UK Solicitor ServiceInsurance Brokers’ Value in UK Property InvestmentAvoiding Bad Insurance Policies in UK PropertyUsing Brokers for UK Property Insurance ClaimsThe Impact of Surveyors in UK Property TransactionsWhen to Use a Surveyor for UK Property PurchasesHiring Project Managers for UK Property DevelopmentsImportance of Recommendations in UK Property NetworkingUK Letting AgentsEvolving, Refining, and Improving Your UK Property TeamKeywordsUK property, UK property investing, UK property portfolio, UK property podcast, UK property team, UK property power team, UK property market, Remote UK property investing, Building a UK property portfolio, Property investment strategies UK, UK property project manager, UK property brokers, UK property solicitors, UK buy-to-let investing, UK property letting agents, UK property insurance broker, UK property surveyors, UK property developers, UK auction property, UK residential property investment, Project management for UK property, Finding UK property deals, How to build a UK property power team, Best mortgage brokers for UK property investors, How to choose a solicitor for UK property purchases, Common issues with UK property project managers, Best insurance broker for UK landlords, Recommendations for letting agents in UK property, Managing risk with your UK property team, UK property investing for expats, Practical tips for buying UK property at auction, Essential members of a UK property investment team, Challenges of remote UK property investment, Legal responsibilities for UK landlords, Avoiding fines under the UK Renters Rights Act, Networking for UK property investors, Selecting the right professionals for UK property dealsCheck out our new YouTube Channel @ExpatPropertyStory
Transcribe →Expat Mortgage Rates & UK Lending News
May 300:11:15Tap to summarize#288This is our monthly look at what's happening in the world of UK property lending and our first featuring Shaz Ahmed of Elan Property Finance. Shaz comments on the following news items:The Bank of England held the base interest rate at 3.75%. The collapse of Market Financial Solutions (MFS) in February amid allegations of fraudThe impact of the Renrters' Rights Act on lendingRumours of lenders ditching 'Expat Loading' where lenders charge extra for expat mortgagesOur WhatsApp groupProperty Engine discounts (Code: EXPAT)Starter: 30 day trialPro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 monthsGoalsettingLeave a review37 Question Due Diligence Checklist / Auction GuideOur Sponsors: Finnigan McNeill Property GroupWe discuss:UK Property Lending Market Update as of May 2026Bank of England Holds Base Rate at 3.75%Impact of Inflation on UK Property LoansFixed-Rate Mortgages vs. Tracker Loans ExplainedSwap Rates and Their Effect on UK MortgagesLending Fraud Scandal Hits UK Property FinanceMFS Double Pledging Allegations in Lending MarketIncreased Regulation in UK Property Lending PredictedLender Bankruptcies Affecting UK Property SectorFCA Crackdown on UK Unregulated Lending PracticesCost Impact of Stricter Lending Audits on InvestorsRenters Rights Act Implications for UK Property InvestorsShifting Landlord Strategies in UK Property MarketLenders’ New Attitudes Toward Alternative Property StrategiesLending Options Growing for Airbnb and Holiday LetsSpecialist Lenders Ditching Expat Mortgage Rate LoadingUK Expat Property Investors Getting Better Loan DealsAsset-Based Lending in UK Buy-to-Let MortgagesOngoing Risk Premiums for Expat UK Property LoansMeet Shaz Ahmed: UK Property Mortgage SpecialistKeywordsUK property, UK property investing, UK property market, UK property finance, UK mortgage rates, Expat property investment UK, UK property lending, UK buy to let mortgages, UK base rate property impact, UK property strategies, UK landlord lending, Renters Reform UK, UK property news update, Mortgage Mondays, UK property events, Expat mortgages, How Bank of England base rate affects UK property investors, Latest UK property lending updates for expats, Impact of UK Renters Reform on landlord strategies, Private credit risk in UK property market, Differences between fixed and tracker mortgages in the UK, Specialist lenders for expat property investors in the UK, Effects of swap rates on UK fixed rate expat mortgages, How to fund property deals as an expat in the UK, Administration of bridging lenders in the UK, Expat mortgage products without expat loading in the UK, How to notify tenants about Renters Rights Act UK, Shifting strategies for landlords after Renters Reform, Social housing leases and lender attitudes in the UK, Risks and costs of increased lending regulation for UK propertyCheck out our new YouTube Channel @ExpatPropertyStory
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