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What did you steal? Secrets. Disclosure Day is Steven Spielberg's best film in 20 years. Are they people? No. Are they human? Oh, my God.
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Spielberg does this better than anybody in history.
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I can see it.
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They're coming.
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Disclosure day, rated PG13. Some material may be inappropriate for children under 13.
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In theaters Friday.
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Get tickets now to watch episodes of Financial Audit a week earlier. Check us out on YouTube. So your girlfriend's afraid of you cheating? Hmm. I wonder why.
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I would. I'm a good person.
A
Who's?
B
Don't know.
A
He messaged her yesterday. Yo, you trying to link when I'm around? What has he been on today? 10 to 15 minutes.
B
That is not true.
A
You call your girlfriend insecure? I call her. I think she actually had every reason to be insecure.
B
This is a shitty show.
A
Want to play this game?
B
Yeah. I'll ruin your studio right now.
A
I don't know. I want to mess. There's no. No, no. Don't, don't, don't, don't. I just launched the brand new Hammer Elite app, available on every major platform. To celebrate the app launch, I'm offering 30% off the annual plan in the month of June only. Plus, I have an exclusive offer just for you. But I'll only have a thousand available to purchase. You'll get lifetime access to the entire Hammer Elite catalog and my Hammer for Life box packed with limited edition merch. Download the Hammer Elite app by using the link in the description or pin comment down below. This is the best you'll ever join, and that's a promise.
B
My Name's Michael. I'm 24 years old from Manchester, New Hampshire. And this is financial audit.
A
It certainly is. And you're certainly a big piece of shit. Dude, I'll be completely honest.
B
Let me say something. My mom is a fan of you. Start. My mom's a fan of you, bro. She says you like to rip off Dave Ramsey.
A
You produced a big piece of shit of a son, okay? And we're bigger than Dave, so we'll be fine.
B
I can.
A
You disagree? I mean, look at every podcast. Sorry. It's not a jerk off. But if we're ripping off, then you type. But here's the thing. You're a big piece of shit, and everyone hates you. Listen, like YouTuber Penguin0 would hate you. You're the guy that everyone hates. Really? Yes. Because you went to jail for being a prank youtuber.
B
That makes me hateable.
A
Yes. You are the biggest piece of shit that had ruined YouTube. That ruined everything. You're a bad person.
B
People love Me?
A
Who loves you? Like 14 year old, dude.
B
Maybe not that young. Like, Like.
A
Oh, come on. Who loves the.
B
I walk outside of my city, people yelling my name, beeping horns, yelling at me about walking my dog.
A
People know. Yeah, because they hate you. They beep at you because they hate you.
B
They love me. They love me. The look. The look? Yeah. Look at your hair, dude.
A
That's you. Curls.
B
How old are you? You're copying. Like, my generation's haircut is what you're copying with that. Like, that's just not it.
A
No, it's just curls. What's the haircut?
B
I don't know. I think it's like, comes off as if you're trying to broccoli top. Are you trying to be cool?
A
No, it's actually just perfect for getting out of bed and putting some in my hair. But I appreciate you trying. You're doing very well. I know I probably caught you off guard by calling you a piece of shit out of the gate, but that is because you are.
B
I think the same about YouTubers.
A
YouTubers, okay. You wouldn't come on my show if you think I'm a piece of shit. I mean, but prank YouTubers are the worst among us, man. And I'm glad you went to jail. I. Yes, I need to learn about how much you make, but I just wanted to start off by saying that.
B
Who. Who says I'm a Frank YouTuber. Where you get that?
A
I don't know. I looked over and that's kind of the only thing I had. I mean, okay, you got arrested for content. I think you're a bad person. What content did you get arrested for, you pathetic worm?
B
I jumped off to Santa Monica, Pierre. I got away initially.
A
That's not even a prank. You're like killing yourself.
B
I almost drowned. Actually, it was kind of bad. The barnacles were ripping on my hands and all this stuff. I basically asked this girl for her number and how we were filming it was. If I got rejected, I jump. But she gave me her number. So I'm like, okay, well, I'm jumping anyway. So I jumped off the pier, I started drowning. Finally made it to shore after a while. Whole bunch of people up there filming me. My camera crew started fighting performances who are like performing performances. Yeah, I jumped during someone's performance. So they're like 200 people watching. And I just use the crowd as my.
A
Again, you're an asshole.
B
How am. I wasn't hurting anyone other than myself with it.
A
Yeah, yeah, you're an asshole.
B
I was only hurting myself I wasn't like, oh, you hurt their performance.
A
You're an asshole.
B
Okay. It wasn't the best performance out there. I'm gonna be real.
A
It doesn't matter. They probably put time, energy, effort into it. People were watching. And you interrupted because you're out of love. Because you think everything. You think you are the main character. You are that piece of shit. I am so done with people like you. I know I'm hitting this episode off strong, but it is because when I sat down and looked over at that and I was like, oh, I hate him. I already knew I hated you. Because you are the worst of humanity who goes out and uses the world and innocent people that do not consent to it for content. You're a bad piece of shit person, and I'm glad you got arrested.
B
You're glad I got arrested?
A
I just said I'm glad.
B
You know how long I was even in jail for?
A
No, tell me.
B
A year. I did. A year. A year?
A
Really?
B
I was looking at 7 to 14. Yeah.
A
For what they deemed it.
B
They deemed it a mental health crisis and got dropped down to a year. But, yeah, I was looking at a lot more. Gosh. Yeah, there was actually. So it wasn't just a pier. I had a whole bunch of charges before that.
A
Oh, okay. Well, now it makes sense because I don't understand. Seven years for jumping off a pier. I'll be honest.
B
Yeah.
A
That's where I was like, okay, maybe the criminal justice system is going too far. But okay, prior charges. So, yeah, you're a piece of shit that's lining up.
B
So everyone's a piece of shit?
A
Usually, yeah.
B
Really?
A
Usually? Yes.
B
You couldn't survive in there. I'm gonna just be real.
A
No. That's why I don't do the illegal things that would get me in jail.
B
So I'm not a piece of jail. Okay.
A
Might be a piece of shit, but
B
not things serve correct in that. Yep, yep.
A
Yeah. But everything I do, like, with you is with a consenting adult, so it's just like.
B
I don't film kids. What are you applying with that? Consenting.
A
They're not consenting.
B
Okay. Sometimes they see a camera.
A
Sometimes. Sometimes doesn't mean all the time.
B
If you see a camera in your face, you know that. Okay. Yeah, he's filming me. It's kind of if I walk outside
A
of the camera in someone's face, that means they consent.
B
Yeah. I mean, not what. Okay.
A
Consent is a pretty simple concept. Oh, you're an animal.
B
No, I'm gonna be real, though. If I Point a camera at you, you don't like it, just turn around. It's not that difficult.
A
So what was your previous charges then? Piece of shit.
B
It was a. Okay. Burglary. And was it? Yeah, yeah.
A
You're a good guy.
B
It was, yeah.
A
What a good guy.
B
No. And the other felony was a fleeing with a deadly weapon, which they, it wasn't even a weapon, they said.
A
Was this for content?
B
This was off camera. Yeah. This was not. This was off camera.
A
Oh. So yeah. Yes. When you went to jail for that stuff. Yes. You're a piece of shit. And the other people that went to jail for that shit. Yeah, you're a piece of shit. They're pieces of shit. I gotta know what to tell you.
B
I think I'm at least like a cool piece of shit. Right? Like no, people like me for the most part. I mean everyone has. But you know.
A
Really, do they? Cuz you're just putting cameras in people's faces like. And you think they like you.
B
They like the attention. Dude, when I'm filming, I build a crowd. People start following us around place to place. Like people enjoy this stuff. It's a different age. You're old. I'm gonna be real, bro. What you like 40? 40 ish.
A
Uh huh. Yeah. Well done.
B
Very good. Still can't. Still got a patchy beard going on too though. Which is crazy.
A
I do. See that is true. But you know why I do?
B
What?
A
Cause if I don't, I got the double chin that just flops me.
B
I respect that. I guess. Maybe. Uh huh. A little bit.
A
Okay, what's the channel? We're gonna bleep it. Cause I don't believe in clout on this show.
B
Yeah, it's a.
A
The one where everyone's out there cheering you on, is it? With 2,760 subscribers.
B
I mean YouTube isn't really YouTube. I post and do my thing.
A
Okay, so where do people know you from?
B
I'd say like Instagram. I got the most views outside.
A
Same username.
B
Yeah, same. Same thing. Yep, yep. I got like 400k on TikTok. Lost the password though.
A
But followers don't really mean anything.
B
No they don't. Especially for you with your followers. That don't really correlate very much.
A
What does that mean?
B
It means.
A
Okay, so what you're doing right now, this week. Yeah.
B
And let me tell you something, what you do right now, Pull up my views on my reels on Instagram compared to your views with a million followers and tell me I'm not just as Close to you.
A
No you're not. Because the reality is the vast majority of your reels get 30 to 20,000.
B
I average about 50k views.
A
Okay, that's pathetic.
B
What do you average? Half a million.
A
I'm like about a million. But no, it's not. Sorry. It's not pathetic. But if you're comparing it to the million, like again, I don't really sit here and jack off how well we're doing. But if you come in here and you start pretending like. Like that we're not doing well and that you with 20 to 50 is
B
doing well, you're doing your thing.
A
Terrible.
B
You're doing your thing. I guess you could call it that.
A
Third largest podcast in the world.
B
And who actually cares about finance if people watch this?
A
Okay, third largest podcast in the world of finances. No. Well, podcast.
B
So let me tell you this. People watch media.
A
It was Rogan and it was us. Again, this isn't a brag. I don't even talk about this. I posted a thank you online.
B
Yes, keep sucking Rogan's dick. Yep, I know, I get it.
A
Uh huh.
B
You love Rogan, don't you? You wanna get that second mom, you
A
just never mentioned his name on this show. You just did. You just did until now. Cause I was giving you the rankings. How the does your brain now your
B
ego so big that you have the rankings memorized? Do you check this like nightly or weekly?
A
But it's more so for ad rates, for what it's like.
B
So let me tell you, people watch you for people like me. They don't watch it for you. No one likes you. They watch it for the guests.
A
You say that, but then about 100 different people tried to create the same show and they all felt failed.
B
Maybe cuz they didn't get enough guests like me on it.
A
I don't know. They certainly did.
B
I don't know.
A
I mean, I do. Cuz we do competitive research.
B
Competitive research? Are you a nerd? Did you get bullied in high school?
A
No, I unfortunately was.
B
Yeah, you did.
A
No, I unfortunately was the verbal bully. That's why I'm so good at it on this show.
B
Nah. You're okay with it, I guess. Okay, you didn't ask my question. Did you get bullied in high school?
A
No.
B
No.
A
You have friends?
B
Yeah. I just can't find that believable.
A
Okay.
B
You just seem like an asshole. Everything about you.
A
Yes, I'm an asshole.
B
Very unlikable person.
A
Okay, Very good. Like I don't know what you're accomplishing here. What are you doing? What are you trying to get?
B
Oh, I'm what I'm trying to say.
A
Because your entire point here when you're trying to metric your success is that your view to follow ratio is similar. No, but. Okay, so then you go off on a tangent. Okay, I'm an asshole, okay, Asking about my high school.
B
I make a living off of making videos. Is that not successful?
A
Is that not how these views don't equal living?
B
Brands will pay. So like for example.
A
So there it is. So that would be making a living, which would be my follow up question, which by the way, you follow me. I don't follow you. Who's doing better?
B
You follow me?
A
I said you follow me.
B
I don't follow. I do not follow you. I would never follow you. I'm gonna be real with you.
A
Click his name, black out his name. But it says follow back.
B
Yeah, that's a misclick. I don't know.
A
Yeah, okay, guy. Yeah, okay.
B
I don't like, I don't like financial stuff. To be real with you.
A
Okay, Springer, why you have to compare
B
yourself to other people so much like.
A
Well, actually it's a comparison that I captured. People try to use it to weaponize against me.
B
I just chose to use yourself good enough. If you have to keep comparing yourself to these are not again, three podcasts. But you're say, I'm just like Dave Ramsey. I'm just like this guy.
A
I didn't say that. You said that. You think when you say something that means I said it.
B
You said that.
A
I did not take a running back.
B
This is recorded. We're good. All right, get to the financial, get to the financial stuff. Let's get to the show.
A
Dude, like this says, I'm figuring out what you do for a living. You say you're an influencer. I would say barely. And you get arrested for it because you deserve to be arrested. And I'm ashamed that you made it to the beach. But what do you make?
B
I make about like 8 to 10k a month. I'd say. How I got my ways.
A
What are the ways?
B
They come in from like many places.
A
How many of them are legal?
B
Well, assuming I sell drugs, like, yeah, maybe.
A
I don't know. You're the one that went to jail, not me.
B
I don't sell drugs. No, no, not anymore.
A
Not anymore. And also you're on probation, so you probably wouldn't tell us if you do.
B
Yeah, I'm on probation.
A
Yeah, probation guy. How long's your probation?
B
It's another like three years left of It. So a little bit of time. My license is suspended too. I got like four years on that. I was in jail for that appointment. I had to go in for the court thing and they didn't bring me, and so they just gave me the Max.
A
One more thing. If he does one more thing, lock him up forever because he will never change.
B
Forever.
A
Yes. Because it's people like you that continue the repeat crimes in this country. Yes.
B
Repeat. I haven't committed a crime in a while. I spent a year in jail, didn't commit any crimes there.
A
Yeah, that's how that works usually. Yeah.
B
I mean, I could have.
A
You could have. But yes, I mean, it is. We. Society was protected from you because we locked you away. Yes. But now that you're back, if you
B
do it again, society's more thankful I'm back. Let me just say that.
A
Sure. 3,000 people.
B
Yeah, it'll be up there.
A
Maybe. I mean, I wish you success, but not success on the behalf of other people that didn't consent to be in your content. That's why this show's fun. It's cause people consent to be in the content. If I was doing this on the street and just ambushing people and they didn't consent to it, that wouldn't be very fun. That's abusive and bad.
B
I think I like watching that better than to show you doing now.
A
Well, you can go watch that. That's fine. The metrics disprove that. But either way, that's not what matters. I'm saying what you're doing is unethical and disgusting.
B
Unethical and disgusting is crazy.
A
Yes. How you are putting cameras in people's faces and not getting consent for it and pranking them and making prank content, and it's bad.
B
So what did you do before the show? You didn't make other content. You just went straight to a podcast. That was your dream.
A
This is your dream. Correct.
B
This is your dream.
A
Correct. What's your point?
B
It's kind of sad, bro. Oh, no.
A
Millions of dollars in a nice house. That's horrible.
B
Yeah, I mean, I bet I'm way happier than you and I have, maybe.
A
No, no, no. It is. It is true. The most and degenerate the people, the happier they do tend to be. It is true. When you're successful, you really measure things very well. When you're a budgeter, when you're, you know, actually making sacrifices for the future, you actually start thinking about things like that and suck. It kind of weighs you down. That is true. I was probably happier when I was a financial mess. 100%.
B
You're a millionaire. Sellout.
A
Sellout.
B
Yeah. You're major. Sellout. Major.
A
Your whole.
B
Your whole character. Oh, your character. You're posting. I haven't. Okay, sure. I'll admit, like, I followed you for a day because I'm going to see who I'm going to talk to. Right?
A
But the goal posts are pushing.
B
You try to get kids to buy credit cards.
A
What? Yeah, bro.
B
Yeah.
A
Why did I do that? You are assigning a lot of things to me that I've never done.
B
You. You encouraged people to actually probably ruin their life and go in debt by what is what. I. I don't. Is what. What is what you are. I'm not saying I'm like a financial expert, but I feel like I'm pretty. We know that I'm pretty good, like, reasoning. Okay.
A
And you've not proven that yet in 15 minutes, but continue.
B
My reasoning is telling me that, like, you ain't. No, no. I don't know where I was going with that.
A
I ain't now. I ain't now. You heard it here first. Okay, good. Very good. So how am I a sellout?
B
Because you What? How many what's on this table? All these sponsorships they're paying you.
A
First of all, this is our product. And this. We have our products with them. Yes, sure.
B
By yourself. You did that?
A
Well, me and my team.
B
Well, your product is more known than you. And that's kind of sad.
A
I wish. Actually, that would be a lot better.
B
I feel like I've heard of Dollarwise before I heard of Caleb maybe, and
A
that would be great. That would actually be your real name. That'd be a W. You got like
B
a porn star name.
A
Caleb Hammer. So hard right now, man. Caleb Hammer, you're trying so hard to stop. If you're gonna accuse me of a sellout, please tell me, because so far we have two things that we have our own very own product. Yeah, you got products on an iPad. That's not a sponsorship.
B
You post with credit cards trying to get. Yes, I see posts of you saying, yo, buy this credit card. It'll change your life.
A
No, that's not a thing we. What?
B
I've seen that.
A
Is there, like, some AI Caleb out there that I don't know about?
B
I don't know. No, I don't think so.
A
Now we have a credit card applier that matches people with good credit cards for their situations. Only if they are credit card people, of which I've never promoted in a video until you gave Me this opportunity right now. For what it's worth. For what it's worth. Again, it is qualified only if you're a credit card person, because I actually do love credit cards. I use credit cards. Of course you do.
B
You're a millionaire. Like.
A
No, no, no, before that. Yeah.
B
I bet you've never been in debt, have you?
A
Oh, my God.
B
You know what it feels like?
A
Okay, this guy's so. He assigns things to me that are not me, and then he says I'm not. Things that I want. Like, what the are we doing? Okay, I'm gonna move on from that because clearly you don't know what the you're talking about, and that is a waste of time. So 10,000 hours a month. What's the income sources? Please break it down for me, because that is important for the rest of our life. You've said one thing, one thing that is true.
B
What?
A
Maybe you're happier.
B
Yeah.
A
Maybe you are. Because sometimes the more successful and the more in tune you are with your own.
B
I think I'm actually successful. I'm not gonna lie.
A
Okay, well, that would be a lie. But you think it actually might not
B
compare to the average person.
A
Yeah, the average person doesn't go to jail for a year. But pause for a second. The point stands. It is usually the people that are doing the worst who are the most ignorant. Ignorance is bliss. That is true. I will give you that. But that's the one thing in 17 minutes of what you have tried to throw out that is maybe correct. But 10,000 hours a month, break down those sources.
B
Yeah. Okay, So a lot of it's coming from, like, brand deals. So for example, they'll send me, like, a product or something like that I film well, why? What?
A
You can do that with your probation?
B
Yes, I have a card. I can smoke.
A
Yeah. Okay.
B
Yeah, yeah. It was easy, too. I just said my back hurt and I got it. It was like, nice.
A
I hate this country. I love this country.
B
But there's a lot of it comes from that. Like, I get like a hundred to two hundred dollars per video doing that, so I try to do those every so often. What rest of the 10K is, you know, comes, comes and goes. Where? You know.
A
Okay, so you have no idea.
B
I saw Snapchat's a little bit. Every once in a while, I get a check from Snapchat. I made 8K.
A
That's going down substantially. Snap is cutting that heavily.
B
I. They already have been.
A
Yeah. And you'll be on Snap.
B
No. Okay, that's crazy.
A
That was a Finance joke for you? Yeah, on the finance show.
B
It went right over my head. Be real with you. I'm more of like a hustler. I just do what I can to get money every day. It's like. And I like it. I wake up every day.
A
Well, how's it going? I agree. I vibe with you on that. But unfortunately, what you're doing is oftentimes not moral, and many of it was illegal.
B
It's.
A
It is not moral to unconsensually film people on the street for your financial gain. That is not okay.
B
I've never had a bad okay, so you wouldn't know.
A
I.
B
Okay, so let me. Tell me if this is moral. I did a video. I made a whole bunch of sandwiches, right? And I was giving them out to the homeless. Very nice.
A
Not moral because you're using the homeless for your own financial gain.
B
No, I'm really not.
A
If you did that and didn't film it, I would give it to you, dude. The nice shit I do, the donations I do. I don't really volunteer. Don't really have time. But if I did more volunteer work, I wouldn't be filming it. I don't film me making donations. I don't do that.
B
And you doing that.
A
I don't even tell my friends about that. I don't do that because it's not for moral mask.
B
And you'll be an unlikable guy for the rest of your life because of that.
A
Well, first of all, come on, let's just. Can we be honest? I. I don't ego stroke at the show. I don't. I. Because I don't care. I just have fun. But the thing is, they wouldn't be watching. They wouldn't be watching if they did it like me. Okay? Which is why no one's been able to do this show successfully that I've tried. Listen. Oh, my God.
B
Ego. You got the biggest ego ever.
A
This kind of mind reading is a
B
psychological defense mechanism called projection.
A
No, I'm responding to what you say. I never stroke my ego on this show. Never.
B
Okay? That's all you do. Got plaque hanging behind you.
A
That's cat decor. And it's also 100,000. It's not even the gold one, dude.
B
At least I'm able to pay my employees. How much you paying yours, buddy?
A
You have not been following our content. I don't. They make a lot of money.
B
I don't think anyone my age watches this. Maybe like.
A
Okay, well, that's not true. Your age is a quarter of the watching.
B
Yeah, and the rest trickle from Dave Ramsey.
A
No, Dave's actually not even one of our most.
B
He's your biggest kosher, I bet, right?
A
Competitor. Sure. He's not really even close to us in the numbers anymore, but I guess if you want to call him that. Yeah.
B
Okay.
A
I love Dave, but if you're gonna. If he's gonna say this, I mean, I'm just gonna say it right again. It's like I'm only responding to him. I. I would never come out here and just say this.
B
So what's your point? You're really. It's a podcast, but you're not really good at podcasting. How?
A
I'm always trying to stay on topic, but you just fly everywhere.
B
Now you're talking to me. I got adhd, like, kind of bad. A little bit. Not that bad.
A
Probably more excuses to get more pills and drugs legally. That doesn't go against you.
B
I stopped taking my meds, like, right. Like a couple weeks ago.
A
Oh, that's great. Yeah, it's working really well. So the income, that's still what I care about. For what it's worth. Yeah. Okay. I had 4613 come in now payroll. 4000. So you have a job drowning in student loans with massive interest rates. I see it on the show all the time. People get a loan to advance their careers, only to be left with sky high interest rates and crazy minimums that leave their paycheck gutted. Maybe you've already gone to a normal lender to try to refinance your private student loans, and they looked at your less than perfect credit score and hung up the phone. Maybe part of you even thought, yeah, that tracks. I guess I'm stuck. Stop it. You don't deserve to be buried in a high interest loan for the rest of your life because you hit a rough patch. The banks aren't rejecting you because you're a lost cause. They're rejecting you because you're not profitable enough for them at a manageable rate. That's where why Refi comes in. Why Refi works specifically with borrowers who can't get refinancing through traditional lenders. It's their whole thing. They refinan student loans so you're only paying interest between 0.1% and 5.99%. And they legally cannot charge you more than that. They'll even customize your payments to get you out of debt at a pace that works for you. And if you need a co borrower release from your loan, they've got a program for that too. Plus their team is in Phoenix, Arizona. So when you call them, you talk to a real person. It only takes three minutes to check your rates and it doesn't impact your credit score. If you've been told no a million times, try Y Refi. Head to yrefi.com hammer that is yrefy.com hammer or call 888 Y Refi 78 that 888- Y Refi 78. Break free from the high interest trap and get your finances under control once and for all. If you or your child spent years growing up on social media and experienced serious mental health struggles, you should hear this. Recently, a jury ordered Meta and YouTube to pay millions for their role in designing and promoting addictive platforms. They knew their apps could contribute to anxiety, depression, and body image issues, but did not share those risks while prioritizing profits. The recent historic verdict undersc the consequences of those decisions. Now Morgan. And Morgan is stepping up to hold these platforms accountable for the harm they caused. Click the link in my bio to take a short quiz. You may be entitled to a potential recovery of over $1,000.
B
No, I did for two. My buddy got me a job for two days. I quit. I had.
A
You didn't get paid $4,000 for two days?
B
I haven't worked a job in, like, five years.
A
You don't get paid 4,000 hours for two days.
B
Snapchat?
A
No, it's pay. It's payroll. Oh, okay, maybe. Maybe it came in through Snapchat and maybe the accountant just marked it as payroll. I mean, I'll have to see in the accounts. Okay, so maybe $4,000. So maybe I'll consider you, like a $5,000 median. Okay, can we say that? You say 10? So 10 is probably a high month. But then you have low months, right?
B
Yeah, some months where it's like, almost nothing. Yeah. Yeah.
A
Okay, so we can call it 5 average. So you're gonna have to live off of 5 and store some aside for the slow months. That's what's gonna have to be recorded.
B
I don't really have to store anything.
A
Then what do you do in the low months? Go steal something.
B
That's. That's. I. I have people that help me out. People that.
A
Okay, so that's pathetic. Then you can. You're not selling.
B
No, no, no. Hear me out. Hear me out. People that are invested in my future, they. They know I'm gonna be something one day.
A
Wait, you pay your employees? If people are paying you, how are you paying your employees?
B
I only got one right now. I got one employee.
A
Employee?
B
Yeah.
A
What's this employee? Tell me.
B
Yeah, his job is basically like. Basically he's like my helper. He just kind of helps me and he's my friend pretty much and hangs out with me and we just film together. He's an employee. I don't pay him money.
A
You are not gonna your way into being the next Togi.
B
I don't want to be Togi. What you're saying why I don't want to be Togi.
A
You make insane content. You treat your employee the same and you're. You are him. Just unsuccessful.
B
I'll take it. I'll take it then.
A
Just unsuccessful. Same drugs, same. Probably should have gone to jail. Same incidents.
B
Togi's never been in jail. I bet he went. He's been everyone. A lot more people should have been. And I love him by the way. I think I've been to jail than you really know. More people than.
A
Sure, but not the majority.
B
I would say half.
A
I don't think half of America has been to jail.
B
I say like, more than you think.
A
You're just living more than I think. Yeah.
B
You live with all your buddies and you go and read books with all my friends and like, what the. So are we literally some flowers and that's your fun, bro? It's different flowers. It's a different life.
A
Dude, what is this flower thing?
B
And study Planted a flower Money.
A
Okay, are we really critiquing me for
B
being like, are you even qualified?
A
Relatively intelligent to qualifications? What I need to do to do a money school? I didn't go to money school. I'm sorry, I didn't apply to money school. I can apply to money school after this. Can you find me money school?
B
I mean, like, what?
A
Money school University?
B
What about to do this? Well, what makes you even able to do this?
A
The school is there to do this. To say, hey, don't spend more than you make.
B
So there's really no need for you. You're basically just admitted it yourself.
A
Kind of. Except. Well, people change their lives coming on the show and the average American only has like $400.
B
People change their lives by watching what I do.
A
Yeah, yeah, yeah.
B
They become cooler. Have more friends maybe, huh? They'll have more. Fred, do you have friends?
A
Oh my gosh. Why do I allow you to suck me down into rebels? I gotta stop allowing this. Oh, chat. I'm too. I'm too easy.
B
I'm gonna be real. I'm running this show right now. This is my show. You are.
A
Cause I'm too Easy. I'm too easy.
B
No, this is easy. I feel like I could do what you're doing.
A
Then why don't you?
B
I'm gonna.
A
Why do people say that and then they can't.
B
I'll start my own financial audit.
A
Waiting for it.
B
I'll be there watching you wanna be my first guest?
A
Okay, sure.
B
Sure.
A
Bet sure.
B
No, let's talk. Yeah, that sounds good. I'm not even gonna lie. That's clean.
A
Yeah, that was bleeped.
B
That sounds good.
A
That was bleeped. And no one will ever know who
B
you are, you know, like people. There's AI you can undo a bleep nowadays.
A
No, we like cut the audio. We cut the audio.
B
Don't just put a bleep over the audio. You cut the audio.
A
Yes.
B
Safer if I just said it enough. You'll mess up on one of them. Right.
A
That are all kick you off. Okay, so $5,000. We median. So you say you. So how do you. How do you pay this employee? I need to know how you pay because now this person's. This is the point I was trying to make to togi. Which I'll try to make to you now. This person has sacrificed other opportunities and you are.
B
Yeah. A pain.
A
Yeah, his life.
B
So basically tell me his payment is
A
3% of US adults have ever been to prison, state or federal in the United states or jail. 3%.
B
We're on a whole nother topic right now.
A
Uh huh. But just fact checking. You continue.
B
Thank you. Yeah, basically I pay him with like so brand deals, send me stuff. I'll give him. I have like a unlimited bongs, like unlimited weed products. So I give him those. He comes on trips with me.
A
That's not pain. So you don't pay him? He doesn't have a salary?
B
No. Every once in a while I'll give him some money. What?
A
Every once in a while you get. Okay. So how does he pay his bills?
B
He has another job. He does for that.
A
Ah, okay. Yeah. Ooh. This guy needs to leave you. You are gonna tear him down. How long have you been out of jail now?
B
I've been out for maybe like eight months I think. Eight months now.
A
A while.
B
Haven't gone back yet.
A
Yet. It's the key word. Obviously. So how are you funding these months that you are not making money? Which again you need to pay for him. He needs to make a living.
B
So I consider it like almost like to talk your terms. Right. I got like a financial team that kind of assists me with making content and videos and living my Lifestyle pretty much.
A
Okay. His team's his girlfriend, by the way. That's the note that I have. Your girlfriend funds your life cause you're a pathetic cuck.
B
Okay, Maybe she funds it cause she believes in me and knows I'm gonna be somebody.
A
Let me see what she looks like. She has to be desperate. The nastiest bitch there.
B
There's no reason I have no pictures online with her.
A
Okay, well, you can look at her Instagram or Facebook or your Twitter.
B
Right, Right.
A
Good luck. Yeah, you're. Look, listen, I'm gonna be honest. I mean, I call it as I see it. The dude is a generally good looking guy. So I understand why like people would want to, you know, sleep with him as like a woman. But who the would attach themselves to him long term? I need to see more pictures. No, that's.
B
I don't even follow her. Let me.
A
He doesn't.
B
No, I don't follow her.
A
Well, maybe she's not.
B
She's cool. She's a.
A
No. She has your letter and heart in her bio.
B
Yep, she does. Okay.
A
When she accepts your follow request from her boyfriend. Let me see.
B
Yeah, she should do it soon, I hope.
A
I mean, what is wrong with you? You are a crazy person. So she believes in you. So she helps pay the bills. You guys live together?
B
Yeah, we do. Yeah.
A
How long have you guys been together?
B
Three years. Wow.
A
So when you were in jail, she was paid?
B
Yeah.
A
What the is wrong with this?
B
Yeah, dude, she was finding me in jail. I had money in jail. I was living good too.
A
What is her job? I need to call her.
B
She's a. She's a. Basically like.
A
She's not here, is she? Damn.
B
I don't know what it's called, but basically she's like. Works with old people. Like she has to like wipe their ass. Like she drives a bus sometimes.
A
So she's not making that much money, most likely and she has to fund your entire life. Does she live with you? Yeah, you live together, you live with her. And does your employee live with her?
B
No. My what? Why would my employee live with you?
A
No. Live with you?
B
No, he doesn't live with me. He lives with his like, mom, I think.
A
Okay, there we go. That makes more sense because again, you're not giving him any money and when you do, it's nothing. You're just giving them bonks because you guys are low life losers.
B
You don't smoke?
A
No. It gives me anxiety.
B
Right. Maybe.
A
Is that okay with you?
B
Well, want me to tell you why? It's because you're not really that good of a person. And that's what happens.
A
Is that the like mythological. Is that how that works?
B
You have anxiety?
A
I get anxious. I'm an anxious little boy. Is that okay? I mean, is that okay with you? Is that acceptable? Does that meet your little check mark list?
B
I don't care what you do. It's on you.
A
You clearly do because you're criticizing falsely. Everything, Everything in this show so far.
B
Okay.
A
But you haven't been able to bring up one reality that you're unlikable. I think that's maybe that's. I mean that's to the eyes, to the beholder, right? Like that's, that's for the individual.
B
Yeah.
A
Obviously people watch. Obviously people do. Like with the thousands of people that I've met and have taken pictures with. Yes. No, people like, I don't. Ego stroke. I never eat those trucks.
B
Financial guy, they don't know you, I bet.
A
Do I ever talk about this stuff? No, I don't. Thank you. Ah, you're like making me talk about it. It feels weird. I don't like it. And it comes across weird on camera. People are gonna think I'm like bragging, I don't give a fuck.
B
It's okay.
A
In fact, I'd rather people not say no, it's okay. You can say hi to me if you see me. It's just like usually I'm just like on the mission to somewhere.
B
You can say hi to me too if you see me.
A
Shoot him in Minecraft. But what confuses me, I'm gonna be completely honest is in your pre interview with Colton, it's like you were telling Colton that you think she might be a gold digger. Which is deeply concerning because she funds your lifestyle and it's the only reason you have a place to live. I'm being honest because maybe she believes one day he'll become rich and famous and then she's gonna reap all the rewards from it.
B
Yeah. Yeah. Is that a question? Yeah.
A
Give me your thoughts on that. Because that's what you told Colton. So tell me.
B
I mean, I. I wouldn't. I don't know for sure. I wouldn't say she's like a gold digger. I think that she sees that I'm gonna be successful one day and I'm gonna make it and she wants to be along for the ride. I give her a good life, dude. Like she's. It was been able to meet people she never would have been able to meet, go places, people with more followers than you, dude. Who you know, that's my boy. I tattooed him. He got, like, 1.8 million. More than you.
A
No, I have more than that.
B
I'm not talking about subs on Instagram. Instagram.
A
Oh, okay.
B
Yeah.
A
More you, I guess. I got one on Instagram. I don't really use it.
B
What do you mean you don't use it?
A
My team uses it. That is true. They pull shorts. That's fair.
B
So you're lazy.
A
One a day. I have people. I don't have to do every manual.
B
My employee's here with me. He's holding my stuff for me.
A
He's here?
B
Yeah, he's here.
A
Oh, go bring this pathetic worm to me, please. No, no, no, no, no. I need to see the. I'll talk to him more in the post show, but I just need to even see.
B
He works hard for me.
A
He must be the most disgusting I've ever met.
B
He's a good guy.
A
Okay, so. Okay, good. You tatted someone with followers again. We established followers mean nothing.
B
I tattoo myself, too. I did all my tattoos.
A
I could tell.
B
Okay, they're not. Are they that bad?
A
No, it's just a little messy and kind of just, like, weird. It's not.
B
I'm a brutal. I did this all in, like, one weekend, like.
A
No, again, we can tell. You don't have to tell us. We know this. Okay, so again, gold digger. How is she gold digging? I don't really understand that now.
B
You can't really gold dig if there's no gold.
A
Are you saying it's a future gold digger is what you're afraid of?
B
Yeah.
A
Here's the actual thing. That is kind of crazy. She didn't. Do you know why she didn't want to come? Did she tell you she told Colton.
B
Why she did tell him? I. My theory was that she didn't want, like. It's the Internet, bro. The Internet's mean. There's a lot of viewers, a lot of.
A
That's not what she told Colton.
B
What? What did she tell?
A
She said, and we're not going to. You'll never. I'm never going to tell you who this person is that's sitting across from me, and he doesn't even have that many followers anyway, so. But either way, she's afraid that the show is going to make him more popular and if he becomes famous enough, she'll leave him. She's actually afraid of that?
B
Yeah. No, she's freaking right now.
A
Jailed boyfriend who is pathetic and provides nothing to the household. She's afraid she'll leave him because again, he's a good looking dude, but other than that, I don't understand. Don't understand.
B
This is my top employer right here, actually.
A
Oh, my.
B
Come get over.
A
Here's this. No, I'm not touching you.
B
Don't. Don't do that. You're not on his side, bro. Come over. Hey, I'm just a nice person. Don't mind. Okay.
A
Get on your knees like a good boy. Okay. How you doing? Purple patch. I appreciate it. I got one up here too. Okay. No one can hear. You're not talking into a mic. I need to know, does, what do you do for him and how much does he pay you?
B
Basically, I get this kid to and fro.
A
Huh?
B
To and fro wherever we go, you know?
A
Oh, okay.
B
So whatever he needs done, I get him there. He obviously can't drive himself, so somebody's gotta do it.
A
Mm.
B
You know, he does a lot for me, bro. He's a hard worker.
A
Shut the up.
B
I mix all of his music, you know, I do.
A
Oh, he does music too? Oh, man.
B
I mean, I do a lot, man.
A
No, keep going, please. Yes.
B
Yeah. So I'll bring him around, film for him, you know, come up with some ideas. He doesn't know much about mics, and that's not true. I compete with him, you know, a little bit. He tries to be, you know, he tries to act like he knows everything about me. He doesn't. But, you know, I do what I can.
A
And what do you get in return?
B
I get to be, you know, involved. I get to do my own thing and he pays me.
A
How much?
B
You know, how many people would love to be involved? It's not just about money, you know, I don't do everything for money.
A
Let's talk about the money. How much do you get paid and how frequently?
B
I don't think I received any money, actually.
A
And you lied to me. You said you give him money.
B
I'm giving you money, bro. You're here right now. How did you get here?
A
That's not money. You.
B
Probably for myself. Oh, actually, you did. Real. You did. You did, you did. Honestly, like what? Well, what do you mean you pay me? Like, you didn't pay for anything. What? You put us in a Super 8. Real nice. Shout that out, bro. Real nice. We've been trying to make it look better than that. Dude, come on. Listen, man, I'm still waiting on that money you owe me, dude.
A
Like, how much money? Like 10k. Oh, for probably not at this point.
B
Just, like, over time, it's been like six Years never pay me. Oh, I'll pay you for gas. I got you next time. Oh, I don't got any money. Oh, I need. I need a drink today. Like, oh, you know, it's been. Been a long time. But, you know, and I told you. And what do I tell you every single time? You're gonna get that. Yeah, you say you're gonna pay me back, but you have yet to do that.
A
Now you don't have a job when I make it. You make a little money now, which is the only reason I'm willing to allow this conversation to continue is because you do make money through your little brand thing. That is true. Money, gay men. I will accept. Accept it. But even still. Okay, you made five. Why can't he get 500?
B
Because, you know, it's expensive to film content. I would love $500. It goes into content. It goes right back into.
A
Is he not when I have a part of that content, when I say I'm invested.
B
But he's in almost every video.
A
These people. These people are also members in the videos with you? Yeah. In fact, with a hundred thousand paid members of the Hammer Elite membership. Here's the brag.
B
I think I was a hundred thousand, actually. I was like. I literally subscribed that day. You. You subscribed to him? Well, I had to do homework. I had to do homework.
A
I appreciate the research. And he actually has money, sounds like. Because he has a job.
B
Yeah, I work. A job. Yeah.
A
What do you do?
B
I work for, like, a communications company.
A
Please get him a job.
B
I tried to get him a job.
A
You suck.
B
So I used to work for this restaurant and I worked there for like two years. They loved me. They needed people in the kitchen. I was like, oh, I know a guy. What'd you do? No, I quit. I quit. Yeah, in like two days.
A
Yeah.
B
Yeah, two days. I quit. Wasn't for me. I almost fought a dude there, like. Like I was about to knock him out. So I just. I'm gonna fight you if you don't pay me 10k, dude.
A
That's fair. But, yes, those people are on camera with me. Mark is sometimes on camera. So to answer that question, yes. Okay, we'll continue this in the post show. A part of the.
B
I don't want him in the post show. I'm gonna be real. He's not. Not a good guy.
A
Don't give a shit what you want.
B
I don't think you get to choose. Yeah, okay, well, you gotta just talk about how I owe you all this money. Well, so that's why me, I wouldn't.
A
I want to figure out your financial situation because we've got to start paying it back. But I guess that's the first debt. 10,000 hours goes to. What should I call you?
B
Chris.
A
Chris.
B
Chris.
A
Okay, so Chris. $10,000. Very good. And I agree with that. You got to start paying him back. Thank you, Chris. You'll be back in the post show and we'll figure out how this, all this comes together so we can start getting you some more money. Oh, this is okay. You said you didn't do anything illegal while in jail. Which your girlfriend would go to the prison and film you fighting in the prison yard for content.
B
Yeah, no, it's fine.
A
Show me.
B
What? I'm not fighting people. I did not fight people in the prison. I fought a lot of people in jail, but not like on camera.
A
What was the camera thing?
B
She. Basically, I was getting yard time. Most of my time I didn't get to go outside and I finally could, so I wanted to get video of me outside in jail.
A
Show me.
B
If I don't even know I'm a beer. I didn't get too many views, so I didn't want it to look bad. But I'll try to find it. Basically. It's gonna take me a second. I gotta go back to when I was in jail. Yeah, basically. I. Oh my gosh.
A
She thinks you're gonna cheat on her in Austin. So she's afraid of you leaving. This is why she funds your life. What kind of pathetic. She has to be pathetic. She has to be ugly. There has to be something. There has to be something. She has to be pathetic or ugly or something. Why is she afraid of you? One of the things literal worst humans I've ever met.
B
I look good.
A
Afraid of leaving, huh?
B
You said.
A
Yes, but you're a horrible person and pathetic. Why would she be afraid of you leaving? Show me.
B
Okay, okay. I'm still looking, bro. I have a lot of videos, dude. I make videos.
A
Like, she's ready. Why she should. She should leave.
B
Yeah, she was freaking out. So for like 20 minutes in the hotel, she started tweeting.
A
She needs to start her life.
B
What do you mean start her life?
A
She's like you are holding her down. Let's be very clear. She's showing up to jail where her 20 something year old boyfriend is to make content. Yeah, not good. Not good.
B
Did you see my mug shot though? Tough.
A
Does she know that you told Colton that you think she's holding you back?
B
When did I ever tell Colton? Who's. I don't even know a Colton. I do not know a Colton.
A
You want to come defend Colton?
B
Who's Colton?
A
A producer of the show.
B
Oh, you're Colton. Okay.
A
You know Colton.
B
Yeah, I do know Colton. He's nice. Good guy. What? What did you. What's Colton lying about?
A
What did I lie about? You told me that you think that
B
she's holding you back because she doesn't like your lifestyle. She doesn't like that you party. She tries to. I wouldn't say the word hold back. I'll say she tries to like, keep me inside and not do. Go outside too much.
A
That you're hanging out with strippers.
B
Couple times. Uh huh. Not hanging. I don't go to strip clubs. That's what you probably do that. Kayla.
A
I've been a few times. They're fun.
B
Yeah, and they're not. They're fun if you're like middle aged old dude like you like.
A
I pretty much am. But you brought one back to your hotel room.
B
Yeah.
A
She only found out on your Instagram story.
B
Yeah, well, she got blown on my phone in my. Yeah, yeah.
A
That's insane. So you're a liar. You're a liar.
B
Piece of shit.
A
1. You are pretty much you.
B
No.
A
What? Yo, why would a stripper come back to your hotel room?
B
I got boys, right? And they be performing and we're on tour across the United States. Performing.
A
Oh, they.
B
They. Yeah, yeah, yeah.
A
All right.
B
They basically. I didn't have the poll. You think I got pulled? I don't have that, so.
A
No shit.
B
My. Okay, that's crazy because I think I do got. They brought them back. They brought them back. There's like three strippers brought back to the BNB we were staying at. And that's all that was. Just to have it on camera. It's all that was.
A
But she only found out via your Instagram story.
B
Yeah. Or I think one might.
A
So you think she's holding you back because she doesn't want you cheating on her? Because she doesn't want you hanging out with strippers because she doesn't want you going out and partying? You think she's holding you back?
B
I mean, yeah, because I got to do this stuff. Not cheat, obviously.
A
Then don't be with her. Let her go. Yeah, go ruin your life. Let her go.
B
How am I ruining my life?
A
Her life.
B
Leaving would ruin her life. Yeah, you're right.
A
Oh, dude, that's brutal. And yet you still denied it to her when she saw it on Instagram. You denied it to her.
B
Yeah, well, I didn't do anything. I didn't do anything, bro. I film content. It's to make it look good on camera. You should know. You gotta just film it. I get people in the videos. That's all that is, bro. It's not that detailed. It's not.
A
But I'm honest about everything. We're not hiding.
B
I don't hide nothing.
A
We just sit here and this I don't hide.
B
If you had a girl who freaks out about you doing certain things, you too would be a little hesitant to show something.
A
If my girlfriend doesn't have any like rules or anything, if I broke that and she freaked out, yeah, I would get in trouble.
B
Okay. Thank you. So if you were doing stuff that would get you in trouble, but I wouldn't. Okay. Yeah, of course. Goody two shoes, Caleb. Right?
A
Not goody two shoes. It's respecting the relationship and loving my girl. If I didn't, I'd let her go so she can go live her life. And I think your girlfriend deserves that kind of decency. She's a personal ATM to you. That's it.
B
No, no, that's it.
A
And then you're gonna.
B
I pay her sometimes too.
A
Give me your Instagram again.
B
Yeah, here you go.
A
Pay her sometimes too. Yeah.
B
If she needs gas or like food or.
A
She gives you money. Vast majority of the time she pays for the red. She's everything.
B
Because she knows that my money goes. Okay.
A
Make sure you're beliefing on the this guy's name again. I do want to show you guys some things. I just do not want to give a pathetic worm like this any girlfriend. Shut the up. Yes, I did.
B
Okay, you did. What happened?
A
No, I said no when I said I did. I said that I had a girlfriend. Cuz I have a girlfriend. I just launched the brand new Hammer Elite app. Available on every major platform. You'll get three exclusive dedicated shows every single day, Monday through Saturday. And to celebrate the app launch, I'm offering 30% off the annual plan in the month of June only. Plus I have an exclusive offer just for you. But it's limited to the first 1000 people to purchase. For a one time payment of $500, you'll get our entire Hammer Elite catalog for life. And a limited edition Hammer for Life box packed with limited edition merch you can't get anywhere else. Plus, you'll get access to to our exclusive 4 hour Hammer Elite Day live stream on June 27th. Download the Hammer Elite app by using the link in the description or PIN comment below. This is the best membership you'll ever join, and that's a promise. You can get 200 in bonus cash right now. Listen up. If you want your savings to actually earn something, I got something for you. The average savings accounts right now are paying around 0.39% APY. So if you've got 5,000 hours saved, you're earning like 20 bucks a year. And it feels like an insult because that's about nine times lower than what you could be earning with chimes. High Yield Savings Account. You can earn 3.75% APY. That same $5,000. That's about $188 a year. $168 more for letting it sit in a better spot. That is a new pair of headphones. That's a weekend getaway. That is real money, not a joke. I tell people all the time. Your emergency fund should not just be sitting there doing nothing. Mine's in a High Yield Savings Account because I want it growing but still accessible. No lockups, no hoops, no nonsense. It takes just a few minutes to sign up. There's no monthly fees and no minimum balance, which means you get to keep your money. Revolutionary concept, isn't it? And they make savings stupid easy. With their automation features, you can set goals like an emergency fund or a vacation, round up purchases automatically, or send part of your paycheck straight into savings. Go to that link or click the link in the description below or scan the QR code on screen to start earning 3.75% APY. Don't put this off. Sign up today and actually make your money work for you. Let's get back to the show.
B
Do you have. You don't post her. I don't think you do.
A
That's the point. Do you know how scary these people are out there? The me on something that I don't post her? Yes.
B
Yeah. See?
A
What?
B
I'm that different here. If you were.
A
No, I didn't say you had to post your girl. What are you talking about? Okay, so here's your most popular one. And I got one with 5.5 miles. The best content, you know, go to my main.
B
Like, my main.
A
Okay. Okay, so here's your.
B
Oh, she followed back.
A
I think we understand her fear.
B
What? What's the fear? There's always a fridge to protect the snacks. Yo, I. Listen, man, listen. She's cheating.
A
I understand why she is giving you all her money now. I understand why she is terrified of you cheating and doing anything and hanging out with attractive strippers and getting famous. And leaving her. I. And I. Yes, I understand. Yes. I. Yeah.
B
She's a good person. She is. She has a good heart. Sure. She's a good person.
A
You could have said more things than that.
B
She. A lot. There's a lot. And I could talk forever about that. You know what I mean?
A
Uh huh.
B
Yeah.
A
Okay. Anything else you want to say about her?
B
I mean, not really like good person. Bro. Wish she could have came like bro.
A
Tagged me in a story the other
B
day, by the way.
A
Yeah. I never saw it.
B
You saw it on your phone?
A
No, I saw it on your phone.
B
Okay. I did not tag you.
A
You mentioned Kalebhammer composer in your story, Caleb.
B
Composer. What you make music.
A
Did.
B
Don't really have to. It didn't really work out.
A
No. I was making a living off of it. It wasn't as much as I wanted
B
you make you wait, sing.
A
I made a living off of it. Yes.
B
I don't know about that one.
A
Okay, good. Again. Just. Just like everything else. I'm glad you don't know about it. Like, I guess that changes my story and history.
B
But you get my point when I'm saying, like my views are pretty close to yours already and I have like no followers.
A
But hey, this is interesting. Okay, so I appreciate this hustle. You're reaching out to pretty much every brand. Hey there. I recently came across your page. I would love to make a promo videos for you. Feel free to check out my page and let me know if you have any. If you want to see any analytics or have any questions. So I appreciate that hustle. You did like better casino stuff and
B
I had a casino deal for like
A
a little bit and some actually, you know, responded. So I actually understand how you're making that money again. Like, yes, I can appreciate it.
B
I'm a hustler, bro. I do what I got to do to make money.
A
I can appreciate the hustle.
B
I work hard at what I do. Just a matter of time. I truly believe that this is for me.
A
I like you're also sending.
B
Whoa.
A
Everyone in your life video like links to your videos so that they watch.
B
How old are you watching this? How old? Down in these DMS are you going? April. That's when my birthday is probably.
A
It was your post jail video. You're like, please support this. Please support this.
B
Yeah.
A
Which is fine. It's fine. That's okay.
B
I used to do that too.
A
Yes. Towards the beginning.
B
Not actually because everyone probably just made fun of it. To be real, you.
A
No. But you have to have no shame going into this kind of stuff.
B
Yeah, exactly. So, no, yeah, like, most of those followers I got in the past, like, few months, too. Like, I was really nothing not that long ago. It's getting there.
A
Oops.
B
You're watching other people's videos now?
A
I'm clicking around.
B
You do know you're, like, running a podcast right now. You're kind of just hanging out.
A
Oh, it all works out in the end, my friend.
B
I do not have that many videos. I'm gonna be real. Are you looking for, like, evidence here? What?
A
Yeah. Found some.
B
No.
A
Who's.
B
Don't know. Do not. Okay. Don't know. I'm a. I don't know of which.
A
He messaged her. Yeah, that's my favorite part.
B
What? What?
A
He messaged her yesterday. Yo, you're trying to link when I'm around.
B
I did not say that. That is not me. Like, I said. So I got. I got my boy.
A
That's him. He said, she said. Maybe. He said. What do you mean by maybe? Because, like, I don't know. When you around, said, flying back the 24th. I'll be in Manch for a little, and then I'm going to Miami.
B
Yeah, we got a little Miami trip planned, so. Don't know who that is. Don't know. I think possibly, like, there's a club.
A
Someone who's, like, actually not. Well, there she is. Chat. I think we see what is happening here.
B
Crazy. Shout out. That is crazy.
A
Yeah, that was yesterday, my friend.
B
I don't talk to no one, bro. I'm gonna be honest with you. I really don't. I stay off my phone. I don't really be doing that. Okay, so who? I really couldn't tell you.
A
Okay. Yo, you responded to her story?
B
Oh, yeah. No, she. She's from Austin. She from Austin, yo.
A
I'm from Boston, in Austin for a few days.
B
Yeah.
A
You're trying to show me around?
B
Yeah, that's. That's. That's content, bro. I need. She's an influencer. I'm just trying to find some people to show me the city, bro. I don't know much about Austin.
A
Mm.
B
I don't know what type of point you're trying to prove at all. This to be real with you.
A
Of course not. Of course not. Of course not. No, no, no, no. Why? No, no, no.
B
Like, dude, first I say you go into my IG, bro. Now. Now you, like, in my WhatsApp or something?
A
Like, what, is there a WhatsApp too I should check out?
B
I don't have WhatsApp, bro.
A
So who's that lady that you wanted to link up to?
B
She's like. I don't know. I saw her like this morning. I think she popped up on my phone.
A
Okay, but you're the one messaging her.
B
Yeah, saying as well, my girl, bro.
A
No, the other one. There's two in there.
B
There's not two. Okay, there was another that used to film videos with me and we're all
A
friends with a friend name. So they don't know his girlfriend's name. Who's.
B
That's my boy's. That's my boy's ex. I don't talk to her. I don't.
A
She's kind of attractive. Yeah, you don't talk to her except for when you are talking to her.
B
No, I talked to her for a little bit. Like they broke up.
A
Last message was a couple weeks ago to her.
B
They broke up.
A
And so you're lucky. You got a lot of disappear stuff on here.
B
They broke.
A
So your girlfriend's afraid of you cheating. I wonder why.
B
I would. I'm a good person. I would not do something.
A
Oh, you sleep with everyone. Every town you're in. Which again, if you guys are in an open relationship, I'm totally down for. But I don't think you are based on her fear.
B
I don't sleep with no one I like. Just me and friends. We all believe going to the just having fun, bro.
A
Huh? Huh? Okay, this one actually at least seems like business. For what it's worth.
B
Who's again? I don't know any of these people.
A
You had multiple massive long threads with
B
her, so of course you do business. See, business talk.
A
You hear that with her? Like I said, yes, it actually was.
B
Thank you.
A
Not the first person that you were talking to this morning.
B
That was for showing me the city. Dude, I've never been here. What are you. Who are you texting? Bro's like texting my mom right now.
A
Just seeing what a response will be of something.
B
I didn't give you free reign.
A
Okay, you do have WhatsApp.
B
I. For what? Oh, wait, yo, don't actually. Okay, I do got WhatsApp. Yeah, I got WhatsApp. I got. What's that? Business. That's business. That's all business. You can click on it. They're making a brand with my face on it. That's what that's about.
A
Well, trust me, we'll blackout anything private.
B
Yeah, bet that. I feel like you're a liar though. I'm not gonna lie.
A
No, we'll always bleep out.
B
You know, they're putting my face on a bag of weed and so.
A
Okay. You think you're gonna go viral? No.
B
You're not doing what?
A
We won't allow that doing this.
B
I just get a percentage of it. I'm not gonna go viral. By people selling. How am I gonna go viral by doing that?
A
Okay. Yeah. This is pathetic.
B
I just got a really nice mug shot, so they want to use it for that.
A
Yeah. So you're talking someone on here about like the business, right?
B
Yeah.
A
Okay. Yeah. Well, I guess it's better than cheating.
B
I don't cheat. To clarify.
A
Come on.
B
I don't cheat.
A
Try to link up. What the. Are you talking about the city?
B
Let's get some drinks. Not even. Not not even that. Don't know who that is. What?
A
Never heard that you're Miami Link. Shut up.
B
Never heard that name.
A
Name. Yeah. That you're. Come on.
B
You got a lie detector test here. I'll do it. I'm not. I do not know who that is.
A
Yeah. We're going to call the girlfriend in the post show and we're going to tell her exactly what has happened. That is 100 the reality of what's gonna happen. If you're willing to do FaceTime with me, I'll screen share and I will show you that he is on Tinder. No, he's stupid because I pay for everything in his life. I have everything he owns in my house right now. But when he gets back, I guess
B
it's all going to be gone. This whole thing's a joke, to be honest with you. This whole thing's a joke.
A
You have done this shit before. We were told in the pitch that she would not come. We could not call. No, he. He told. He told us. I could have came. I would have paid my own shit and everything. I could have came, but he didn't want me there because he wanted to other bitches. Yeah, buddy. I don't with cheaters again, if you guys are open.
B
No, I'm going to be honest. Don't chill with that.
A
You call your girlfriend insecure? I think you told Colton. I think she actually had every reason to be insecure.
B
Why? I do not think she's insecure.
A
With everything that just happened. I'm not gonna lay it out for you. Shut the up. What do you think your financial score is? 0 to 10, you pathetic, horrible human being.
B
Like 10 being the best or the worst?
A
Best.
B
Like a solid. Probably like a 10. 9.
A
9.
B
9.
A
Dude, you're actually a moron.
B
I'm not hungry. I got.
A
Thanks to your girlfriend that isn't now, unfortunately. She still probably will be with you. It's just. Listen, I'm not trying to make fun of her looks. It's just like, we understand why she's doing this. And it's actually just really sad.
B
Cause girl, she's a beautiful person.
A
In what way?
B
Every way.
A
Okay, good. See? Thank you for clarifying. Cause earlier you only said personality.
B
I did? Yo, your recall is not there.
A
Play it back.
B
She's a good person. She is. She has a good heart. Sure.
A
You could have said more things than that.
B
She. A lot. There's a lot. And I could talk forever about that. You know what I mean?
A
Anything else you want to say about her?
B
I mean, not really. Like, that's not.
A
Okay. So here's the thing. As a girl's girl, I'm with you, queen. I'm on your side. Here's the reality. Listen, I know he's handsome. I know you probably think you can't do better. Dude, girl. Girly pop. I'm going to be talking to you in the post show, but this is for you right now. He's a piece of shit. He was in jail. He's stealing your money. You're a piggy bank to him. He will leave you. He is officially cheating on him.
B
Can I do this? 100.
A
Can you mute his mic, please? Thank you. Mute his mic. Thank you. But the thing is, you can do better. And the reality is it's kind of out there. There's many downsides to the dating market and whatnot. But the upside for you is you have the advantage. You 100 do even. Like, I'm not saying you're the bottom 5%, but even the bottom 5%, they still win on Tinder and everything for women. You have. You have the upper hand right now in the dating game.
B
Take it.
A
This guy is bad. You're muted, so it doesn't matter. He doesn't listen to you. So the thing is, you have the upper hand. Leave this man. I know he's handsome and it feels like he can't get anyone else. You can. He is a bad person. He's an actual bad person. He uses people around him for money.
B
Give me. I'm a great. I'm a. I'm a great person. I not. I don't cheat. I don't do anything bad. I. Everything's fine. Like, I'm not. I think you're a great person. Like, why? Like, you just sitting there talking to my girl for 10 minutes, bro. Like, what are you doing? Unmute my mic, bro. Like, I'm serious. Unmute the mic. I'm not even playing right now. Is there like, this is the worst podcast ever. People actually watch this? You're telling me people sit here and watch this? This is like, what do you have under the table, bro?
A
Weapons. So you think you're nine.
B
Whatever.
A
Okay. Get your hammer. Financial score. It's free@caleb hammer.com. it's wonderful. Just takes a few minutes to where you stand in the world of money. You're being quiet like a good boy. I appreciate it. Is he still muted? I hope so. Muted. We can unmute him. Well, actually, let me get through this first. Also download the dollar wise budgeting app, take the free trial, see if you like it. If you do, of course sign up for the annual version. I will personally sign our 30 day meal plan and mail it directly to you. It is awesome. It is great. Now, usually the guest get this on the show, but you're a horrible person. You can go yourself. My meal, my meal, yours. You have nothing. You own nothing or nothing. You're a bad person. I don't like you. Okay, you can unmute them. Yeah. They did not hear you, by the way. So you. You've been. Yeah.
B
But no one knows you just did all this. Disrespected me otherwise.
A
Dot com. Yes, yes, I disrespected.
B
Back to what I said.
A
Of course I disrespected.
B
Why no one likes you.
A
Who's no one?
B
Everyone in the world, bro.
A
You're.
B
What are you talking about, dude?
A
You're very.
B
No one likes you. You're. You're. You're a miserable person.
A
Why is this no one that you are talking about out?
B
People go outside, bro, and tell me someone's gonna, like, do not much.
A
Obviously stopped all the time. They like it. That's not an ego thing. He's making me do it again. Stop it. I hate having to do the ego thing. I don't like ego.
B
Yeah, he does.
A
I don't want to be. I don't want to be Tony Hinchcliffe. Just like thinking I'm like the shit. I like his show, by the way, but he has a big ego. I like his show, though.
B
So do you.
A
I'm sure there's an ego there. But it says I don't flex it like that, man.
B
You want to be the next Dave Ramsey? That's your whole Persona.
A
Why? Why what? What is your obsession with David?
B
My mom loves him. Actually. Like tells me that I should do that. And like, I was gonna actually he was my first pick. I was gonna try to get him
A
to help me then.
B
Yeah, I think that's what I'm.
A
Tell your mother to go get an abortion. His first abortion.
B
Yo, I'm adopted. She can't do that. I'm adopted. To be real with you.
A
Well, we'll still find a way.
B
Yeah, low key.
A
So that's why you're up.
B
Is that a real thing? It has a little bit of can be. I was a meth baby, apparently.
A
Like, yeah, it's all making sense, so. Yo, I think this is klarna.
B
Yeah.
A
1500 or 1052.
B
There's not that much.
A
Okay, well, you sure Bring it up so I can, like, see it.
B
My claw. I'm not. That was from, like, Klarna.
A
Yeah.
B
I don't think I'm signing, man.
A
How'd you get the screenshot then? 1,000 5,279 screenshots. It's for an Airbnb. What? Airbnb. The ones down here that you're gonna be.
B
Who's calling me? People are calling.
A
Let me see, let me see, let me see, let me see.
B
No, no, no, no, no, no.
A
Let me see.
B
I will not allow that. Caleb. I'm gonna be so honest with you. I'm not gonna mention who. I'm not gonna say who just called me because that's probably your girlfriend. What?
A
Probably your girlfriend.
B
No.
A
Okay, can I. I need to see your Klarna, though. Can I see your Klarna?
B
You're not gonna stay on Klarna.
A
We. We both know I need to see your Klarna.
B
Okay, you can see Klarna if you stay on Klarna. I'm not signed in, though, so why do you need to see it?
A
Okay, can you sign in real quick? Because I need to see your car. This is a financial audit.
B
This is the worst financial advice I think I've ever got.
A
We haven't given any.
B
Like, tell me I'm a piece of. I'm a piece of. You're like, I don't know my password, bro.
A
How'd you get us to screenshot?
B
I haven't paid it back, obviously. I don't. You know? Yeah, you want to try? You see from a foot away.
A
Okay. No, no, just click. Sign in. Yeah, see if it auto fills.
B
No phone number, email.
A
There we go. He's figuring it out.
B
See, that's what I do, bro. I do, you know.
A
No, what?
B
I do stuff like phone, video. I make videos, bro. Like, it ain't that confusing. You're acting like You've never done this. I'm a. I can't get in.
A
No. Let me see. Look at that little smirk.
B
Show me I'm not in.
A
Okay, so I sent you a code to your email. Get the code.
B
Oh, God. Now I'm seeing all the messages, Bro. How many people did you text on my phone?
A
It doesn't matter. One. A lot. One. One person.
B
No, no, no.
A
Who responded?
B
My girl.
A
Can we just look together? I don't need to see your girl. We don't need to hurt your girl.
B
And then people calling me on Snapchat. Some hype.
A
We don't need to do that.
B
For some reason, we went on there.
A
Yes, of course.
B
Start texting everyone. Is this what you doing?
A
Don't do this yet. No, no, stop.
B
Your WI fi here sucks.
A
Yeah.
B
Bad.
A
Yeah. Agreed.
B
Calls, money. Can't upgrade that.
A
And we got the best we could before the money. We spent a lot of money on it. It sucks.
B
Yeah. It won't even send me the code. I guess you can't see it.
A
No, no, no, no. Come on, man. No, we are doing this.
B
I know your little picture that your
A
people printed out, but I can't see. See where it's spent. How much? The minimum is.
B
I spent on a bnb, is what it was.
A
A bnb.
B
Bnb, yeah.
A
Airbnb. But either way, I need to see what your minimums are.
B
What does that even mean?
A
Stop.
B
What is. What's a minimum?
A
Yeah.
B
It won't even send me the code. Oh, God. Who's that? Won't send me the code?
A
No, it was to your email. It said. So pull it up in your email.
B
Oh, I bet that I got a couple emails, actually, man, what do you think?
A
This is the real world. This is him. This is actually.
B
So I actually tried to use Klarna again to, like, come here, and it didn't work.
A
Yeah. Why would he have it maxed out?
B
Yeah.
A
Yeah. I'm being told you couldn't figure out anything. All he sent me was 40 screenshots of individual purchases. You're.
B
I sent you bank statements, dude, not statements. That was hard for me to figure out, actually. I went. I went down to the bank. They didn't even do it right.
A
You went down to the.
B
Yeah. I did not. I didn't. I figured out how to do it on the phone. I figured it out. It won't send it to me. You got to upgrade your WI fi.
A
Okay. Try to go on cell, then cellular.
B
I don't know why my girl's name is popping up. In my email.
A
So I don't need to look at your girl. I really don't anymore.
B
I don't need to do that.
A
I do need to look at your screen time though. That's a part of the show.
B
Screen time. And give me your phone. Yeah, see my, see my.
A
You are not looking at your girl. I am looking at your screen time.
B
Got it. How much is it a day like you gonna just roast me on that? Oh, you're on your phone so much.
A
Oh no. So this wasn't even to get to you?
B
Oh no, no.
A
This actually wasn't. I went on here. I went on here to look at the screen. I just need someone over here with me to witness this.
B
What? What is not. Dude, what?
A
Brandon. Yeah.
B
I'm on my phone a little bit. What's your point?
A
You're on your phone a little bit. This is just for today.
B
It's what I do.
A
Your travel destination.
B
It's what I do.
A
I've been on an airplane. On an airplane. Okay. Yeah. So I was like, oh, okay, I have to do this. What has he been on today? 10 to 15 minutes.
B
That is not true.
A
I was looking at your screen time because we do that to see how productive someone.
B
That was a setup. I'm a setup. You do not do it for that.
A
No, yes I did. Starbucks is bull and a waste of money and you already know that by making your coffee at home and investing the rest. So now you need to do that with your energy drink as well. Make gamer subs at home for just 40 cents a serving. Honestly, it liter tastes better and we proved this accidentally via a blind taste test in our Hammer Elite show Fat and fatter. The number one ranked energy drink is gamer sauce. Literally. The cherry flavor is insane. Listen, you can also get free samples to see if you like it. Or 10 off your order at gamersupps gg or click that link in the description below. Type in code. Caleb, stop bleeding out money making minimum payments across multiple high interest accounts. Most Americans are spending hundreds, sometimes thousands of dollars that could going toward actually paying down debt instead of lining some banks pockets. And look, if you're sitting on high interest credit card debt, a car loan at 18% or oh my goodness, a payday loan charging you triple digit interest rates, you need to hear this. If you've already cut up the cards and built better financial habits, but you're still drowning in interest payments, barely making progress, this is for you. I have opened my very own marketplace, a personal loan marketplace that lets you get personalized offers from Multiple lenders in one place. You can see if you pre qualify in minutes and it won't impact your credit score. But here's the deal. This isn't a magic bullet. If you refinance your debt but keep swiping, you're just making the problem worse. You still need to fix the behavior that screwed you in the first place. But if you're serious about getting out of debt faster, you could potentially lower your monthly payment by securing a single payment at a much better rate. Check out the link in the description below to see your personalized offers. Or go to calebhammer.com and remember, you still got to do the work.
B
Production. You're bleeping out what he just said. No, that's all getting cut. That's getting cut. Crazy. That's crazy work. Yo, I'm from Boston. I'm in Austin. I ain't even from Boston, so that can't be me.
A
God, for a few days for a TV show. Yeah.
B
See, you're not even that high quality of a show. I'm not.
A
Oh, well, he's getting some.
B
A lot.
A
And for whatever. Some of them are kind of cute.
B
Dude, some of them are busting. No, I don't do it. They're running a two man.
A
They're doing the duo.
B
Who's that? You set up the two man with your boy on.
A
Does she know this? I have to ask. Does she know this?
B
Know what?
A
It's. You are doing this, man.
B
I don't go on Tinder. I don't do that. I feel like you're just making this up to make it. Like, I don't know, dude.
A
Yeah, the screen recording and all this stuff right here. Chad, I'm making this up. So she doesn't know this?
B
No. Well, she does now, obviously.
A
No, we don't have to tell her. We can if you want to tell her first. Okay. You're talking too much.
B
So really, it's just. Hear me out here.
A
Oh, you're talking to a lot of women.
B
No, I'm not. They talk to me. I don't talk them. Half of them. I don't respond. You can see that.
A
No, you. They're the ones not responding half the time.
B
But yes, I got my little catchphrase. I got my n. Not even that. I got like my. It's like in my notes app, almost. Like, I got a game. I just do the say the same thing to everyone and it works. I don't do it. I don't do any of this, bro.
A
Like, this is.
B
It's not that bad?
A
This is cooked, man.
B
I was just trying to. I'm in my first time. I actually.
A
I legitimately did come on here for screen time. Time.
B
I doubt that.
A
It doesn't matter. I don't.
B
One of your producers told you something, and it. It got.
A
No, no. Colton, you didn't know this, right? No, this was not a part of the conversation, buddy.
B
All right, then. Well, that's sweet.
A
You're telling people they're bad.
B
Tell me my finances.
A
You're trying to link. Yeah, maybe. Yeah, maybe.
B
Yeah, maybe. Yeah, maybe you can give me my phone back. How about that?
A
No anymore. Because now. Now you did kind of. My Instagram. Moving to Instagram.
B
It works not. It's abused, bro.
A
You know what, man? This is. No, you try. I. I be trying to pull. I'd be working night. You're trying to pull up one morning.
B
Mute his mic. Mute his mic. No production.
A
Don't. Why didn't you make this your. No, no.
B
Why don't you do your job and help me with my finances?
A
No, I'm making a show.
B
This is a shitty show.
A
Thank you. Sometimes they're attractive. Sometimes they're, like, kind of really ugly. I don't really understand.
B
I have astigmatism.
A
That was funny.
B
I do. I think because of the meth when I was a kid. It's like a real thing. You can Google it. It's like, genuinely a real thing. I don't know why you're laughing at that. It's kind of.
A
Dude, you're totally.
B
This whole show is just about making fun of my personal life and making fun of me.
A
I'm not making fun of anything.
B
That I have an eye.
A
If anything, I'm actually just saving. I'm saving someone.
B
Who?
A
Your girlfriend?
B
She is saved. She's happy in a.
A
Okay, let's go back to screen time.
B
Yeah, Go back to screen time.
A
So this is what I'm interested in. This week. He's used Tinder from us a full hour.
B
Whoa. One hour. And that was probably all, like, right now. Like, actually, it's probably all from you on my phone, dude. I'm being real with you. You've been on my phone for how long now?
A
Huh?
B
You've been on my phone for how long now?
A
Not an hour and not Tinder for an hour.
B
Pretty close.
A
You. This whole thing. Okay, now. Yeah. The people that I care about.
B
Like, you're still on Tinder. You're just doing this for yourself at this point.
A
No, I want to see. Respond.
B
She's not gonna.
A
Why?
B
I Don't know.
A
Cause you were messaging her this morning.
B
What, they think I'm the one typing? Why don't you type them for your number? How about I leak your number? How about that? You want that?
A
You don't know my number. You never will know my number.
B
I got my ways.
A
Okay, so I'm gonna hold on to this.
B
Okay, I'm gonna hold on to this, then. Your brand. What model is this? Wait, I got a gun under there?
A
Yes. Give it back.
B
You ain't gonna point the gun at me.
A
Give it back.
B
What brand phone is this? The new one.
A
And we'll count to five.
B
I'll go back to jail right now. You think I'm playing? I'll take your phone with the. It is nice. It's a nice phone.
A
Dude, I. I don't want to message who's. Just in case, I will count down from 10.
B
All right? We'll do a little swap.
A
Nope.
B
Yeah.
A
No. I will have my phone back or I will assault you.
B
Yo, dude, I'm bigger than you. You assault me.
A
Yeah, but I have a gun coming.
B
That's assault. That's just kind of the lame way to get out of it. I'm gonna be real with you.
A
That's fine.
B
You're gonna assault me. Do it. Assault me.
A
Okay, so let's.
B
Let's see who you're texting.
A
10.
B
Yeah, it's my turn. It's my turn now.
A
7.
B
I don't see the security guys with the gun anywhere.
A
5.
B
4.
A
3.
B
Girlfriend.
A
Give 2. Yo, what the 1.
B
I don't see girlfriend. You don't even have a girlfriend. Prove that right there.
A
Give it to me. Give it to me. Give it to me. Yo, what the. No, no, no. Don't, don't, don't, don't, don't, don't, don't. I do not. Okay, going on here. I'm assaulting him.
B
Yeah, you saw wrong. Don't.
A
Don't let him hurt me, though.
B
Yeah, it kind of tasted good, though.
A
It does taste good. Dude, you didn't give me my phone back.
B
You security? Yeah. You're on my side, bro. We're on the same side here, bro.
A
I think we're okay.
B
Dude, I feel like I just did a line of.
A
Bro,
B
you're getting a little bit of
A
that, too over there. No, no, no.
B
That just ruined. You ruined your own studio, bro. Nice job.
A
Let's pause for a second so we can breathe. I taste it. Okay, we're back. We had to spend some time cleaning. That was gamer subs. Very tasty. By the way.
B
But I'm sticky now. Like, everything's hard now.
A
It went a little further than I was hoping. And I never salted me. I've never seen my security. Not. Not physically, not real assault. Not legally. He signed paperwork. It is okay and fully legal. And we are good.
B
I probably inhaled some of that.
A
He has no ability to press charges. Thank you. And we never saw my security guard move his ass that quick. That was impressive. He was ready to blast you. And I still win.
B
Okay?
A
His girlfriend's not even on his front home.
B
That's my dog, bro. And my bro. And people.
A
Okay. Everything's very grainy now.
B
Yeah. Nice studio got.
A
Thank you.
B
Third in the world.
A
Correct.
B
Shit.
A
Okay, so. Hospital bill, $800.
B
Well, yeah. I got a collapse down and now you probably just made it worse by me breathing in. All this being real you.
A
I'll be making the world a better place. So what happened?
B
Collapsed lung.
A
Why? Is there why?
B
Yeah, yeah, yeah. I was smoking. I was smoking too much.
A
I'm glad you're putting that content out there for more kids to smoke.
B
It's for money. There was a video. I had to do it with like a dab rig. So I turned it as hot as I could to get more smoke. Trying to please the company, make their product look good. And I like singed my lungs. And like. I'm really sticky right now, dude. Everything.
A
We actually have a shower here.
B
You.
A
You can use your shower.
B
I'm not using your shower, bro. I'm be real. I don't know what you do in that thing.
A
I was trying to be nice for the first time this episode.
B
Yeah, it's a little too late for that one.
A
Okay. Okay. No. Is that first heard true?
B
Is what true?
A
Do I even say that? Do I say it? What you told Lindsay and Colton.
B
I tell them a lot. What did I tell them?
A
You better do it before this episode comes out. Because then this is mean. Right? Do I say it? You were telling them that you're planning on breaking up with her anyway.
B
Yeah, it's cut. That's cut. I'm gonna be real. Let's cut. That would be so honest. Well, I gotta keep the peace, bro. I gotta keep the peace for while I can. Peace is probably gone after this, but it's okay, so.
A
But the thing is. Can we be real?
B
Yeah.
A
You're with her for the money?
B
No, no, no.
A
Why else?
B
We have pets together if you're ready to.
A
So that's it? So it's the pets and the money?
B
Yes. I got Four pets.
A
Because you're already other bitches.
B
No, no.
A
No one has that Tinder or those messages without.
B
Damn. Really? Dude, I got like. No, no, I don't got that. Look at me. Who would want to this covered in?
A
No, you're an attractive guy. Yeah, genuinely.
B
I have makeup on now.
A
Gamer substitute.
B
GG Cocaine.
A
It tastes good. It does taste good. You don't taste it. I taste it in the air.
B
No, I still do feel. I'm breathing it in.
A
Yeah, no, it's very delicious. Okay. But, yeah, I think you're just. If you've already made up your mind, you're just choosing to stay further in.
B
No, not at all.
A
Which is really sad that you're taking advantage of it.
B
I could go somewhere else if I want to go somewhere else. I don't.
A
But the way that you're already done. You're already choosing that and you're other people and talking to other people. This is really sad.
B
It's not. You're making it sound worse.
A
Oh, am I? Am I? I want to stick up for her, man. It's not fair. It's not fair. 800 for the medical bills. You could pay it off with your 5,000 that comes in. Especially as she's taking care of all the bills anyway. Man, this is pathetic, what you are doing to an other person that has real feelings. Real feelings, real life.
B
I feel like you're making it a lot worse than it really is.
A
Am I? Make it sound better.
B
Young. I'm a young kid. I'm. I'm not doing anything.
A
You're 20. 24. You're not a kid. You're a young adult. Ish.
B
Yeah. And I'm just living my life, having fun, like. Exactly.
A
But you are using her feelings for that.
B
No, definitely not.
A
You can have fun or you can be with her. Choose. Once again, you guys are open, but you're not. So it doesn't matter.
B
We were when we first got together for, like, a little bit.
A
Doesn't matter. You're not now.
B
No.
A
Yeah.
B
Yeah. No.
A
And also, that was like, three years ago.
B
Okay.
A
A random paid for this. $164.76.
B
What?
A
A random pain for $164.76.
B
Yeah. I don't know what that's from.
A
Great. Wonderful. Okay, well, you owe 30 days. Fifteen days, twice a month, 60 days.
B
I'm a beer. Like, I owe Clarna money. I owe that money. I owe a lot of money. I don't. I just.
A
Well, why? What's your plan here?
B
What's The I'm taking the bad credit because eventually I can fix that in the future. I gotta do what I gotta do now to do what I gotta do.
A
And then what's the game plan though? What's your overall plan? What are we trying to do here?
B
I'm gonna get it to the point where I'm making. If I make like double what I make now, I could live comfortably. I'll be fine.
A
Maybe, but I feel like you'll just lifestyle inflate yourself up to that anyway.
B
Yeah, I'm already living like a little inflated than I should be. I feel like that's why you're forcing
A
her to stay with you. Pathetically. Well. It's gonna be like 69 bucks a month, I think. I think it's really hard to say. I mean, this is a mess to go through.
B
Yeah, tell me about it. I didn't even know. I had to kind of figure all this out for the show. I didn't even know I owed this much, to be honest.
A
Seriously, how this goes, my friend. Oh, the fine for the Santa Monica Pier 4000.
B
Yeah.
A
Does it have to be lump sum? Can you get on a payment plan with them? With the court?
B
Man, I can't do a payment plan, but it'll be through the courts.
A
How much? What did they say the payment plan would be?
B
I was in jail when that whole thing happened. And so I think I have a set. I think it's a set amount that I have to pay because I could not be there. They wouldn't take me for certain court dates and that was one of them.
A
Did you even get views on this?
B
I got like a million view video on Instagram short.
A
It wasn't worth it.
B
Long form did I got like a
A
couple thousand and wasn't even close to worthy. You certainly.
B
I thought I was gonna die.
A
Yes.
B
No, genuinely, bro, way out. I almost died.
A
Yes. Why do you think you should? That's far. It's in the ocean.
B
Plan was the day after that to climb the Hollywood sign and then all that went down. So I didn't get that far.
A
Man, what is wrong with you? You people that just use the world for your content. It's disgusting.
B
Sorry, I'm still choking on whatever he threw at me.
A
These are real people, real things and real consequences. The world doesn't exist just for you, you main character complex freak. It's not. I don't know.
B
I feel like you live just a different life than me. You're like to be boring.
A
I don't abuse people for the sake of my show.
B
You're just boring. You don't know how to have fun. You're boring.
A
Fun is almost dying from jumping off the pier.
B
You're gonna get old and die one day and regret your life.
A
What am I gonna be regretting? You really do think you're Togee. What am I gonna be regretting?
B
I think I'm Togi.
A
Yes. You're copying and pasting exactly what he said. What will I be regretting?
B
Not having fun.
A
I have fun. I don't jump off a pier.
B
That wasn't fun. I'm gonna be. That was not fun.
A
I don't climb the Hollywood sign. I didn't. I don't break the law. That's me not having fun. I don't go to jail. Oopsie. I know. We just.
B
It's just two different lifestyles, bro.
A
What is it? It. Using and abusing my girlfriend. You're right.
B
I think abusing is crazy.
A
Using and.
B
What did you say?
A
Okay, well, he doesn't deny the using part.
B
I don't abuse. No telling.
A
I didn't say. Okay, not actually abusing, but using.
B
Sure. Not using, though. Clear the air on that one.
A
Okay. Like, you just have to make it.
B
Yeah. It tastes. It's not bad, actually. It tastes good.
A
It's very delicious. Gamers. Yummy.
B
Can you give me some? Like, for free? Actually. Yo. That's what's up.
A
Bet that you deserved it. You're a bad person. But you just.
B
Hey, I appreciate you because we had
A
a little too much fun there.
B
No, I was not. That was. You're an.
A
Yes.
B
Yeah.
A
But also, I told you something would happen if you didn't give me your phone back. And I got him to send away.
B
I told you something was gonna happen. You didn't give me my phone.
A
Still do.
B
Yeah, you still do. And this still hasn't happened.
A
He can do. Because he'll get shot.
B
Okay. Security left. Obviously he doesn't care about you that much, buddy.
A
He's watching right now.
B
Where he has cameras.
A
See him?
B
Oh, wow. Okay. That's how he got here so quick.
A
You think he leaves. You think he just leaves me in here with you freaks?
B
That's what it seemed like for a little bit there.
A
No siree. Okay, so the. The monthly plan, what could it be? Like 50 bucks or 100 bucks? 500 bucks?
B
What month? I. I did. I was not at the court date, bro. I think it's a fully.
A
Tell you.
B
I had an attorney and not even a real lawyer, bro.
A
Okay. Reimbursement for medical expenses. A dog bite incident.
B
Oh, God. Okay, that's three. I'm go. I have to go home after this and go to court for that, actually.
A
What?
B
My. And it is fake. There's this group, there's these. I was walking my dog, right? We're in a park, tennis court. My dog was playing and these people. Yeah, Pitbull. How do you know that, Pitbull?
A
It's not because you're in a dog's bite incident.
B
I'll be real. That's racist.
A
Then I'm racist, okay?
B
It's normal. Pit bulls are just a type of dog.
A
My dog is conveniently all the dog bites.
B
My dog was playing his park and escaped the tennis court while these two lesbians were walking.
A
That's racist. And what about these lesbians, bro?
B
They. Okay, they were walking their husky and my dog saw them and was just trying to say hi. You're. You're making this okay, Because I have to go court over here. No, I have to go court over this. So take this seriously, please. Okay? I'm fighting this case to not have to pay this, so.
A
Well, this will come out after your court case.
B
But yeah, my dog ran at these people to say hi, bit their dog in the neck, the husky, and held on. Held on to the husky. The husky's name was Odin. Right? So these two people are freaking out. They pulled a gun out on me, point down, my dog freaking out. Odin, the other dog is tweaking, wagging his head all around, turned around and bit one of the lesbians in like the arm or the hand. She needs stitches, all stuff. She went to the hospital like 10 times, by the way, for stitches, saying that my dog is the one that bit her and my dog did not bite her.
A
You know, even incredibly progressive countries like the United Kingdom ban pit bulls. You guys know this.
B
I don't live there. Pitbulls are wonderful dogs, bro. They're good with kids, they're caring. They're wonderful dogs, bro. You're the type of person you are to think that a certain type of dog.
A
Or I just go with statistics, okay?
B
Be real. Maybe my dog's like a rescue, was abused and all this stuff. Three years old, I actually just got her.
A
That happened.
B
She got locked up just like me, bro, for like 10 days.
A
Fair. Surprised she wasn't forced to be put down.
B
Okay, that's really. You guys say about my dog, bro?
A
Yeah, she's that violent?
B
Like, I think that's not violent at all. She loves people. I'd be filming at my house having like 20 people over. She's put down.
A
I don't want her to be put down. But sometimes that's like the rule.
B
I think it's like a three strike sort of type of thing.
A
I'm not sure. Okay, so the lesbians are suing you?
B
Yeah.
A
3,000 bucks?
B
Yes. Fair.
A
Your dog is the one that caused it. No, the incident.
B
My dog ran at them, did the
A
incident and put the husky's mouth in his. Or neck in his mouth.
B
Didn't even leave a mark. My dog got more messed up than the husky. They're doing this just to do it, bro.
A
Oh, me.
B
Oh, God.
A
Money owed to his girlfriend. $30,000 and she's never getting that back. She's so.
B
That's just a.
A
She's so. You've abused. This is. This is abuse. Financial abuse. You are emotionally and financially abusing her. You're a disgusting person.
B
I don't. I think so. When one day, when I make it and I do become successful. 30,000 isn't that much money, bro. Like, why are you back on my. You just love my phone.
A
You tell me your code.
B
No, I can't. 420. 420.
A
Like, it actually is.
B
Yeah, it really is, Caleb. It was zero. And then people guess that I'm gonna be real deal with all this. I'm gonna need a lot more than just one of these things, bro.
A
Yeah, that's energy. Don't relapse.
B
Don't relapse, please. With caffeine.
A
No, I'm saying if it gets tough, please seek help instead of.
B
Yeah, no, I'm not gonna do. I'm done doing drugs. I just smoke my weed and drink some. I don't drink, actually. I'm on probation.
A
Those are still drugs. Yeah, it's legal medical for your back pain.
B
Not here, though. Don't you get arrested here for smoking.
A
Everyone smokes.
B
I got. I had some weed on me. I was going through right here near here, and border patrol pulled me out of the car. I think I was in New Mexico. Pulled me out of the car and I searched my car. It's right next neighbors.
A
Right. Okay, that makes it Texas, I guess, pretty much.
B
I was driving through Texas. This show sucks. No one's gonna watch this. This is horrible.
A
Okay. Leave a comment saying he's a piece of.
B
Leave a comment.
A
No, that'll all get beauted.
B
Leave a comment saying that Caleb fell off.
A
Leave a comment saying Caleb fell off. If you're still watching at this point.
B
Yeah. Thank you.
A
Yeah. This $30,000. I feel horrible for you. And she Keeps asking for it. I'm being told. And you just lie about your spending to her instead?
B
It's not that bad. I'm gonna pay her back.
A
And you took the money from a deal with a company to go gambling instead of paying her back. Because you're just a pathetic, horrible person. Okay. Citizens bank started with 14 cents. That's insane. Ended with 445 again.
B
Who really uses bank accounts nowadays though? I'm just Buddy like you're the financial guy. Of course you have a bank account. I'm saying bro.
A
I use cashy S rib instead of paying back the girlfriend. Bradford KCS Rib. Pull some bullshit. Stopping in, getting some. Getting some Benjamin out. $200 probably for drugs.
B
Okay.
A
Fungies. Margarita. Margarita. Bistro Bistro Bistro Bistro. Cash app out. Opless clip. You're. Oh, you're paying for clipping. That's good.
B
Yeah. I don't have a team like you, Caleb.
A
I did my own clipping, thank you. I didn't have a service do it.
B
And they probably sucked.
A
Nope. That's actually how we blew up. Good response.
B
Should give me some advice.
A
Make better content. Stop abusing people. You're discussing freak. And nobody likes you.
B
Okay.
A
Because you're an actual degenerate and pathetic waste of space in our society. Red Arrow Cash app. That's always okay with throwing powder at you that you're not gonna be able to wash off for like.
B
No, dude, I'm.
A
It's because you're a horrible person. I did exactly what you do to other people. You go and ruin other people's life for your content.
B
Random stuff at people I. I like.
A
You're just prank youtuber. You probably have done much worse.
B
Okay.
A
Unit Street, Burlington Stores. Al Joe, Providence. Gate to something to buy something Dubai.
B
Oh, Dubai. Chocolate.
A
Have you had that? Yes.
B
Yeah, it's gross.
A
Yeah, it's not great. Tax and which is interesting because I. I love. I like chocolate and I love pistachio, but it doesn't work for me. And sometimes there's mint and I really don't like men. Cowabunga. Woof. Meow. Family. The goat Mac.
B
I take care of my dog. I buy toys and treats for my
A
dog and give it more nutrients to grow that jaw to latch onto another thing.
B
Again racist.
A
Sure it is. Nyx Show Bistro. Every purchase is. There's actually not one necessity in here. Cash app. Cash app. Cash app. Amazon, ATM withdraw. This is more. It's just like nothing in here. Savings. 10 10. This is 10,000. $10. $10 to $10 after you put some money and took it out. Dollar Tree. Amazon, Amazon, Amazon, Dunkin. Oh, so Amazon, Amazon, Petco. That might be okay. Dave and Busters. Dave and Buster's. Dave and Buster's.
B
Duncan.
A
Amazon, Duncan, Bondsmobile, Applebee's, ATM withdraw. TJ Maxx, Domino's, Applebee, petsmart, Bon Bons Mobile, Louis Italian. You spend more on going out to Ethan. Like almost anyone that even comes on the show.
B
So yeah.
A
Pay her back then you won't pay her. I don't care if you like to cook, you should pay her back.
B
She eats the food too. You're acting like I'm the only one eating it.
A
I. I don't. Well, yeah, no, she eats a lot. I know knock.
B
That's wild, bro. I'm gonna be real.
A
Well, she's very fat now.
B
You gotta be care. I got a full can. Just saying.
A
I have like 10. I'll play this game.
B
Yeah, I'll do. I'll ruin your studio right now.
A
Okay. And then I just have to pay the cleaners a little more. That's fine.
B
Buy a new studio is what's gonna happen.
A
Just pay the Mexicans a little more and we love them and you're not racist.
B
It's crazy.
A
In fact, 80% of my company is Mexican.
B
Okay.
A
I have a black friend. It's a trope. Right? Okay. Well it's all you spend miscellaneous like almost 750 bucks going at the 600 bucks just.
B
It's not that bad.
A
It's all bad when you owe your girlfriend money. This is more pages and pages of you're a really bad person.
B
I'm really not that bad, bro.
A
You're a really disgusting, horrible person. And I'm not gonna waste my time by giving you a budget and like that. I'm gonna waste their time.
B
You're just gonna get a budget, correct?
A
Because what is 30 even budget? You blow it all on bullshit. You don't have a consistency of a budget summary. Pay your girlfriend back and let her loose and let her live her life. Life.
B
You're disgusting horrible individual though like.
A
Yes, but she gave it to you and you're a pathetic for years.
B
And I am expected to pay back.
A
I'm going to call her in the post show. I'll see you there. Join Hammer Elite. Click that join button. I'm not giving this man an ounce of my effort. He's a pathetic scumbag that deserves nothing. You locked him up and he deserved to be there. Even longer discussion.
B
I hope you go to jail, you get beat beat. You would not survive in jail.
A
No, I wouldn't. I'm soft. Soft.
B
Yeah. So I really. I pray and hope that that happens to you someday.
A
Hi. What am I doing? What?
B
Are you okay?
A
Oh, what's gonna get me there?
B
Salting me, maybe?
A
Nah, he signed it away.
B
That's why you do that. See, you're a manipulative.
A
You came on the show, you signed standard paperwork, Chad.
B
So you can assault your guests.
A
Yes. I'll see you in the post Show. Join Hammerly. I just launched the brand new Hammer Elite app, available on every major platform. To celebrate the app launch, I'm offering 30 off the annual plan in the month of June only. Plus, I have an exclusive offer just for you. But I'll only have a thousand available to purchase. You'll get lifetime access to the entire Hammer Elite catalog and my Hammer for Life box packed with limited edition merch. Download the Hammer Elite app by using the link in the description or pinned comment down below. This is the best membership you'll ever join, and that's a promise.
Host: Caleb Hammer
Guest: Michael, 24, Manchester, New Hampshire
Theme: A raw, confrontational “financial audit” of a controversial, self-identified influencer. The episode dives into Michael's income & spending, legal history, moral choices, and personal relationships—with heavy emphasis on the intersection of financial and ethical consequences.
This episode features Michael, an influencer and ex-con, whose chaotic finances and personal life become fodder for a brutal, no-holds-barred grilling by host Caleb Hammer. The conversation is less a traditional financial deep-dive and more a combative therapy session, with Caleb slamming Michael’s choices, morals, and even his relationship. The two go back and forth on controversial topics—social media ethics, financial dependence on a partner, debts, and the dark side of internet fame—all delivered with sharp banter and escalating tension.
Michael’s claimed monthly income: $8k–$10k, though averages closer to $5k due to volatility.
Streams include low-paying brand deals, occasional viral social payouts, and sometimes help from others.
He receives financial support from friends (especially his girlfriend), sometimes giving employee/friend partial compensation in weed products.
Caleb: “You’re not selling. ...You’re not successful.” (A, 24:52)
Michael: “I have people invested in my future—they know I’m gonna be something one day.” (B, 24:47)
| Timestamp | Quote | Speaker | |:----------:|:------------------------------------------------------------------------------------------------------------- |:--------------- | | 01:42 | “You’re certainly a big piece of shit. Dude, I’ll be completely honest.” | Caleb (A) | | 03:52 | “My camera crew started fighting performers…” | Michael (B) | | 05:14 | “I’m glad you went to jail.” | Caleb (A) | | 19:40 | “Not moral because you’re using the homeless for your own financial gain.” | Caleb (A) | | 24:52 | “You’re not selling...You’re not successful.” | Caleb (A) | | 32:25 | "She funds your lifestyle because she believes you’ll succeed and wants to reap the rewards." | Caleb (A) | | 32:58 | On girlfriend worry: “She is afraid that the show is going to make him more popular and if he becomes famous enough, she’ll leave him.” | Caleb (A) | | 36:54 | “I don’t think I received any money, actually.” | Employee | | 55:53 | "I don't cheat." | Michael (B) | | 59:21 | “He is a bad person. He uses people around him for money.” | Caleb (A) | | 86:38 | “You are emotionally and financially abusing her. You’re a disgusting person.” | Caleb (A) | | 92:28 | “Pay your girlfriend back and let her live her life.” | Caleb (A) |
This episode of Financial Audit isn’t just about money—it’s a fierce examination of how financial choices reflect character. Michael’s erratic influencer income, unpaid debts, legal problems, and reliance on his girlfriend expose the ugly side of “the hustle.” Caleb’s relentless attacks—balancing ridicule with rare flashes of constructive advice—make clear: until Michael stops using people for content and support, he’s doomed to repeat his mistakes.
Listeners are left with two lessons:
Caleb’s final, uncompromising advice: repay your debts, break the cycle, and let people you depend on live their lives free from your chaos.